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JIS Siwirabuda (Jurnal Ilmiah Sains Sosial, Kewirausahaan dan Kebudayaan)
Published by Universitas Tabanan
ISSN : -     EISSN : 29867355     DOI : https://doi.org/10.58878/jissiwirabuda.v1i1
Core Subject : Economy, Humanities, Science, Social,
Humanities Computer Science & IT Economics, Econometrics & Finance Library & Information Science Social Sciences
JIS Siwirabuda (Jurnal Ilmiah Sains Sosial, Kewirausahaan dan Kebudayaan) adalah salah satu jurnal yang diterbitkan oleh Universitas Tabanan (UNTAB) Bali. JIS Siwirabuda terbit setahun dua (2) kali yaitu pada bulan maret dan september. JIS Siwirabuda merupakan jurnal ilmiah yang bertujuan sebagai media pendokumentasian ide-ide atau pemikiran kritis di bidang ilmu pengetahuan sains, sosial, kewirausahaan dan kebudayaan. Ruang lingkup JIS Siwirabuda merupakan hasil pemikiran dari multidisiplin ilmu yang berfokus pada pengembangan ilmu pengetahuan di masing-masing bidang disiplin ilmu (sains, sosial, kewirausahaan dan kebudayaan) yang dapat dimanfaatkan untuk memajukan ilmu pengetahuan serta dimanfaatkan oleh masyarakat. JIS Siwirabuda juga merupakan sarana publikasi bagi akademisi, praktisi, masyarakat umum untuk memperkenalkan karya tulis ilmiahnya. JIS Siwirabuda merupakan Jurnal Elektronik yang dikelola secara profesional dengan menggunakan Open Jurnal System dengan e-ISSN: 2986-7355
Arjuna Subject : Umum - Umum
Articles 84 Documents
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HUBUNGAN PENANDA KOHESI GRAMATIKAL DAN LEKSIKAL PADA WACANA TULISAN Gunasari, Ni Putu Candra Gunasari
Jurnal Ilmiah Sains Sosial, Kewirausahaan dan Kebudayaan Vol. 3 No. 2 (2025): JIS SIWIRABUDA September 2025
Publisher : Universitas Tabanan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58878/jurnalilmiahsainssosialkewirausahaandankebudayaan.v3i2.405

Abstract

A sentence is formed by pairs of sentences, while a sentence is formed by conjunctions. The sentence forms a sentence by connecting one sentence with the next, and then connecting them to form a complete sentence, forming a complete sentence. The sentence is the most complete sentence, encompassing phonology, morphology, semantics, and supported by other elements, namely the situation of use and interpretation. Discourse is then measured by considering its truth and falsity according to lexical and grammatical terms.
PENGARUH AKSES KREDIT PERBANKAN DAN PENGGUNAAN TEKNOLOGI FINANSIAL TERHADAP PEMBERDAYAAN EKONOMI LOKAL DI PROVINSI BALI I Gusti Made Surya Baskara Bagiana; Pratiwi, I Gusti Ayu Made Agung Mas Andriani; Putra, I Komang Trisna Eka
Jurnal Ilmiah Sains Sosial, Kewirausahaan dan Kebudayaan Vol. 3 No. 2 (2025): JIS SIWIRABUDA September 2025
Publisher : Universitas Tabanan

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Local economic empowerment in Bali faces significant challenges, particularly concerning banking credit access and the utilization of financial technology (fintech). This study aims to explore the impact of these two factors on the development of Micro, Small, and Medium Enterprises (MSMEs). The methodology employed is a literature review, encompassing insights from various relevant sources such as articles, books, and online information. The findings indicate that although the distribution of People’s Business Credit (KUR) continues to rise, the dominance of the consumptive sector in credit distribution highlights the need for diversification for more sustainable growth. Fintech serves as a crucial tool in enhancing financial access for MSMEs, enabling them to apply for loans more easily and quickly. Case studies demonstrate how fintech, particularly online lending platforms, can boost the production and marketing of MSMEs. However, challenges such as gaps in digital financial literacy and consumer protection issues must be addressed. This research recommends the need for more focused policies to enhance financial literacy, simplify credit access, and strengthen regulations related to fintech. With these measures, it is anticipated that local economic empowerment in Bali can be effectively achieved, creating a more prosperous and competitive society in the digital era.
KEPASTIAN HUKUM DALAM PELANGGARAN REGULASI PARQ KAMPUNG RUSIA DI UBUD BALI Adnantara, Kadek Frediandrika
Jurnal Ilmiah Sains Sosial, Kewirausahaan dan Kebudayaan Vol. 4 No. 1 (2026): JIS SIWIRABUDA Maret 2026
Publisher : Universitas Tabanan

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Abstract

Legal certainty is an important element in the enforcement of regulations, especially in the context of tourism development which often has the potential to violate spatial and environmental rules. The author discusses a case of regulatory violations committed by the Ubud PARQ, known as the "Russian Village," in Ubud, Bali. This violation includes non-compliance with Gianyar Regency Regional Regulation No. 15 of 2015 concerning Public Order and Gianyar Regency Regional Regulation No. 2 of 2022 concerning the Implementation of Risk-Based Licensing. Through a normative research method with a legislative and case approach, this study explores the extent of the application of legal certainty in the settlement of these violations. The results of the study show that the closure of PARQ Ubud operations by the Gianyar Regency Government is a strategic step in enforcing the law, protecting local cultural values, and maintaining environmental sustainability. However, this case also reveals weaknesses in regulatory supervision and coordination between related parties. The study recommends increased surveillance, regulatory harmonization, and consistent law enforcement to ensure the sustainability of tourism governance in Bali.
BUDAYA HARMONISASI HINDU–MUSLIM DI PURA BHUR BWAH SWAH SERAYA-BUKIT KARANGASEM: ANALISIS EMPAT INDIKATOR MODERASI BERAGAMA Joni Artha; I Nyoman Ariana Guna; I Made Wirajana; Erika Gunawati; I Gede Sudha Cahyana
Jurnal Ilmiah Sains Sosial, Kewirausahaan dan Kebudayaan Vol. 4 No. 1 (2026): JIS SIWIRABUDA Maret 2026
Publisher : Universitas Tabanan

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Abstract

This study examines the practice of interfaith interaction between Hindu and Muslim communities in Seraya-Bukit Village, Karangasem Regency, with a focus on the participation of Muslim semeton in arranging offerings at Bhur Bwah Swah Temple. The study used a qualitative approach through in-depth interviews with Jro Mangku I Made Kembar and I Gusti Ayu Mas Sumatri, conducted on January 7, 2026, and analyzed from the perspective of social theology and religious moderation. The results show that the arrangement of offerings by Muslim semeton in the month of Safar, coinciding with the third full moon, is interpreted as a cultural-religious expression of gratitude, not as an Islamic worship practice. This practice takes place while maintaining theological boundaries and respecting Hindu sacred space, and represents the value of menyama braya as a basis for social harmony. This study concludes that religious moderation in Seraya-Bukit Village exists as a social praxis rooted in Balinese local wisdom and supported by regional policies, thus enabling harmonious interfaith relations without blurring each person's religious identity.
PENGARUH DIGITAL BANKING DAN LITERASI KEUANGAN TERHADAP KEPUTUSAN MENABUNG MASYARAKAT USIA PRODUKTIF Pratiwi, I Gusti Ayu Made Agung Mas Andriani; Bagiana, I Gusti Made Surya Baskara; I Gusti Bagus Yogi Sutanegara Bagiana
Jurnal Ilmiah Sains Sosial, Kewirausahaan dan Kebudayaan Vol. 4 No. 1 (2026): JIS SIWIRABUDA Maret 2026
Publisher : Universitas Tabanan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58878/jissiwirabuda.v4i1.435

Abstract

This research sought to examine the evolution of financial behavior in the digital age, focusing on the impact of digital banking and financial literacy on the saving choices of working-age populations. The study challenge centered on the decreased propensity to save despite the rapid advancement of digital financial services. The research used a conceptual framework bolstered by an examination of pertinent empirical evidence to elucidate the correlation between factors. The findings demonstrated that digital banking facilitated accessibility, transaction efficiency, and service adaptability, which motivated consumers to improve their saving choices. Financial literacy significantly influenced the acquisition of information, awareness, and the capacity to handle personal funds judiciously and methodically. The integration of digital banking and financial literacy significantly enhanced saving choices among persons of productive age. The use of digital financial technology, along with sufficient financial awareness, facilitated more efficient and sustainable financial practices. This research provided actionable insights for financial institutions and policymakers in developing measures to improve saving behavior within the community.
Pengelolaan Sumber Daya Pesisir Tianyar Mengedepankan Pendekatan Nonkonfrontatif Berbasis Tri Hita Karana Mendukung One Map Policy Blue Economy Berkelanjutan Ketut Sari Adnyani; Kadek Dedy Suryana; Ni Made Wiratini; Ni Putu Ega Parwati
Jurnal Ilmiah Sains Sosial, Kewirausahaan dan Kebudayaan Vol. 4 No. 1 (2026): JIS SIWIRABUDA Maret 2026
Publisher : Universitas Tabanan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58878/jissiwirabuda.v4i1.436

Abstract

The purpose of this study focuses on the integration of coastal natural resource conservation policies with supporting components to strengthen the social institutions of the Yowana Bhakti Segara Foundation. Support from the village government, traditional villages, and the Tianyar community is directed at understanding the legal, social, economic, and cultural issues related to integrated coastal natural resource management. Research method: field research. Informants and respondents were determined purposively. Data collection techniques included document studies, observations, interviews, and questionnaires. SWOT analysis through FGD stages, Expert Testing, and Public Testing of the formulation and finalization of the policy. The results show that a non-confrontational approach based on Tri Hita Karana supports the One Map Policy for coastal management by harmonizing human relations with nature and God, creating social and ecological harmony through active participation (Pawongan), minimizing conflict, and integrating local wisdom (Parhyangan) into spatial regulations (Palemahan), resulting in sustainable, equitable, and sustainable coastal management, overcoming overlapping regulations and short-term economic interests that have been challenges.
Peran Mediasi dalam Penyelesaian Kredit Macet Pada Koperasi Ida Bagus Wirya Dharma; Ida Ayu Windhari Kusuma Pratiwi
Jurnal Ilmiah Sains Sosial, Kewirausahaan dan Kebudayaan Vol. 4 No. 1 (2026): JIS SIWIRABUDA Maret 2026
Publisher : Universitas Tabanan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58878/jissiwirabuda.v4i1.438

Abstract

Mediation is an alternative dispute resolution mechanism conducted outside the court, involving a neutral third party to assist disputing parties in reaching an agreement. In Indonesia, mediation is legally recognized as a fast, simple, and cost-efficient method of resolving disputes. In the context of cooperatives, particularly savings and loan activities, disputes often arise due to non-performing loans, where debtors fail to fulfill their repayment obligations, potentially disrupting the financial stability of the cooperative. The case of Koperasi Simpan Pinjam Sejahtera Bersama highlights the serious consequences of bad loans, as the cooperative was unable to return members’ funds, leading to disputes and the filing of a Suspension of Debt Payment Obligations (PKPU). This study employs a normative legal research method by examining legal principles and regulations related to mediation. The results indicate that mediation is relatively effective in resolving non-performing loan disputes, as it promotes deliberation, reduces costs, and helps maintain good relationships between cooperatives and their members. However, its effectiveness depends on the good faith and commitment of the parties. Key obstacles include the lack of debtor cooperation, non-compliance with agreements, and financial difficulties faced by debtors, which hinder dispute resolution.
PEMAHAMAN MAHASISWA TERHADAP STATISTIKA DALAM MENDUKUNG LITERASI DATA DAN PENGAMBILAN KEPUTUSAN DI ERA DIGITAL I Wayan Yudik Pradnyana; I Wayan Ady Juliantara
Jurnal Ilmiah Sains Sosial, Kewirausahaan dan Kebudayaan Vol. 4 No. 1 (2026): JIS SIWIRABUDA Maret 2026
Publisher : Universitas Tabanan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58878/jissiwirabuda.v4i1.439

Abstract

Understanding statistics is a crucial competency for students in the digital age, particularly in supporting data literacy and data-driven decision-making. However, various studies have shown that students still experience difficulties in understanding statistical concepts and applying them in real-world contexts. This study aims to comprehensively examine students' understanding of statistics in relation to data literacy and decision-making in the digital age. The Systematic Literature Review (SLR) method was used, analyzing various scientific articles published between 2021 and 2025 from reputable databases. The study results indicate that students tend to experience difficulties in understanding basic statistical concepts, interpreting data analysis results, and connecting them to decision-making. Furthermore, students' data literacy remains relatively low, particularly in the aspects of critical data evaluation and utilization. The findings also indicate a gap between statistical analysis skills and data-driven decision-making. Although the use of technology can facilitate the learning process, its effectiveness is highly dependent on a solid understanding of fundamental concepts. Therefore, innovation in statistics learning is needed through a more contextual, applicable, and integrated approach with data literacy. This research is expected to contribute to the development of more effective statistics learning strategies in the digital age.
Optimalisasi Kinerja Karyawan melalui Strategi Pengembangan Karir: Studi Kasus pada Entitas Bisnis Lokal Wikowi Nged Singkep I Komang Trisna Eka Putra; N. L. Ayu Wanti; Aditya Manggala, RS
Jurnal Ilmiah Sains Sosial, Kewirausahaan dan Kebudayaan Vol. 4 No. 1 (2026): JIS SIWIRABUDA Maret 2026
Publisher : Universitas Tabanan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58878/jissiwirabuda.v4i1.440

Abstract

In the dynamic era of retail business competition, human resource (HR) management through career development has become a primary catalyst in improving organizational performance. However, local business entities often face obstacles in mapping structured career paths. This study aims to analyze the effectiveness of career development strategies and explore employee perspectives on their impact on performance at CV. Wikowi Nged Singkep, Denpasar. Using a descriptive qualitative method with a case study approach, data were collected through in-depth interviews, observation, and documentation studies of five key informants selected via purposive sampling. Data analysis was conducted using the Miles and Huberman interactive model. The results showed a disparity in perception between management and operational staff. On the one hand, periodic performance evaluations, mentoring, and managerial flexibility especially in accommodating local socio-cultural activities proved effective in maintaining work motivation and loyalty. On the other hand, the absence of clear vertical career mobility routes triggered a sense of stagnation (career plateau) among lower-level operational staff. In conclusion, organically driven career development strategies have maintained productivity rhythms but require systematization. Management is advised to design a career matrix based on job rotation or job enlargement to ensure the sustainability of competitive HR performance.
Analisis Persepsi Masyarakat terhadap Adopsi QRIS sebagai Instrumen Akselerasi Ekonomi Digital di Kota Denpasar I Komang Trisna Eka Putra; Ni Nyoman Rika Lestari; Aditya Manggala, RS; I Wayan Sugiartana
Jurnal Ilmiah Sains Sosial, Kewirausahaan dan Kebudayaan Vol. 4 No. 1 (2026): JIS SIWIRABUDA Maret 2026
Publisher : Universitas Tabanan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58878/jissiwirabuda.v4i1.441

Abstract

This research sought to examine the evolution of financial behavior in the digital age, focusing on the impact of digital banking and financial literacy on the saving choices of working-age populations. The study challenge centered on the decreased propensity to save despite the rapid advancement of digital financial services. The research used a conceptual framework bolstered by an examination of pertinent empirical evidence to elucidate the correlation between factors. The findings demonstrated that digital banking facilitated accessibility, transaction efficiency, and service adaptability, which motivated consumers to improve their saving choices. Financial literacy significantly influenced the acquisition of information, awareness, and the capacity to handle personal funds judiciously and methodically. The integration of digital banking and financial literacy significantly enhanced saving choices among persons of productive age. The use of digital financial technology, along with sufficient financial awareness, facilitated more efficient and sustainable financial practices. This research provided actionable insights for financial institutions and policymakers in developing measures to improve saving behavior within the community.

Page 8 of 9 | Total Record : 84

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