cover
Contact Name
Fahmi Achta Pratama
Contact Email
fahmi.achta@gmail.com
Phone
+6282239955226
Journal Mail Official
risalahiqtisadiyah@gmail.com
Editorial Address
Air Dingin RT 01 RW IX, Kel. Balai Gadang, Kec. Koto Tangah, Padang, Sumatera Barat, 25171
Location
Kota padang,
Sumatera barat
INDONESIA
Risalah Iqtisadiyah
ISSN : -     EISSN : 29860792     DOI : https://doi.org/10.59107/ri
Core Subject : Religion, Economy,
This journal focuses on the results of Sharia Economics research which includes the Halal Industry, Finance Sharia, Management and Business Sharia, Islamic Economic Thought, Islamic Development Economics, and Islamic Philanthropy. The Editorial Team welcomes contributions in the form of articles from scientists, scholars, professionals and researchers related to sharia economics.
Articles 34 Documents
Implementasi Manajemen Risiko Berbasis Syariah Pada Lembaga Keuangan Syariah Nisrina Mahirah Nurfadhilah; Fajrini Ridhati; Raden Marsha Ananda Putri
Risalah Iqtishadiyah Vol 2 No 1 (2023): January - June 2023
Publisher : Risalah Iqtisadiyah: Journal of Sharia Economics, Sharia Economics Study Program, STEI Ar Risalah Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59107/ri.v2i1.32

Abstract

The main objective of risk management is to identify, measure and manage the risks associated with the operational and financial activities of a bank or Islamic financial institution. This study uses a literature review research method. The process of data analysis begins with reducing the collected data into important data that is relevant to the research topic. The findings from this study are that Risk Management in Islamic Banking and Finance is important for identifying, measuring, managing and monitoring risks in order to minimize losses due to uncontrolled risks and ensure business continuity. Characteristics of Risk Management in Islamic Banking and Finance includes sharia principles that must be followed, namely fairness, sharing risks, and not harming other parties. Risk identification in Islamic Banking and Finance is carried out to identify the types of risks faced by Islamic financial institutions. Risk Monitoring and Evaluation in Islamic Banking and Finance is carried out to ensure that risks are controlled and in accordance with standards, so that Islamic financial institutions can minimize risks and ensure the continuity of their business.
Problematika Profesi Debt Collector Menurut Pandangan Islam Chindy Wulandari; Rozalinda
Risalah Iqtishadiyah Vol 2 No 2 (2023): July - December 2023
Publisher : Risalah Iqtisadiyah: Journal of Sharia Economics, Sharia Economics Study Program, STEI Ar Risalah Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59107/ri.v2i2.42

Abstract

This research aims to explain the problems of the profession as a debt collector in society. This profession is often considered a negative profession. As well as the Islamic view of this profession. Consumer protection is a term used to describe the legal protection given to consumers in their efforts to meet their needs from things that are detrimental to consumers. This type of research is qualitative research with this research approach included in the type of library research. Data was obtained from secondary data taken from books and journals. The data analysis technique uses content analysis and data is collected from reading, examining the thoughts of experts in various literature related to the research focus. Legal violations committed by debt collectors due to arbitrary actions against consumers or customers occurred because several debt collectors violated the rules set in carrying out their duties. On the other hand, there is also a lack of public knowledge regarding the legal umbrella that covers them. Even in Islam, the profession of debt collector is not a haram or prohibited job in Islam. Because a debt collector is a wakalah or representative of the tasks that have been entrusted to them.
Tingkat Belanja Online Flash Sale Di Kalangan Guru MTs N 11 Pesisir Selatan Faisal Efendi; Mardianton Mardianton; Ira Sumarni; Nurlaila Nurlaila; Elgi Muhammad Ilham
Risalah Iqtishadiyah Vol 2 No 2 (2023): July - December 2023
Publisher : Risalah Iqtisadiyah: Journal of Sharia Economics, Sharia Economics Study Program, STEI Ar Risalah Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59107/ri.v2i2.43

Abstract

Research to determine the level of online shopping among MTsN 11 Pesisir Selatan teachers. Online shopping has become a habit or necessity for teachers. Principal, he said that almost every day an online package delivery courier comes to the school. Therefore, the author wants to examine the level of online shopping among teachers. This research uses a quantitative descriptive method by explaining data in the form of numbers into information. The objects of this research are teachers from various levels. The data collection technique was by distributing questionnaires via Google form with a total of 65 respondents consisting of civil servants, honorary teachers, and P3K, administrative employees. Data collection was carried out from July to early August 2023. The analytical tool used in this research used Microsoft Excel by distributing questionnaires via Google form to 65 respondents. The results of this research are that teachers often shop online at Shopee and Tiktok Shop stores by buying Fashion category products such as clothes, bags, shoes and others. Apart from that, they also buy skincare and makeup.
Analisis Perbandingan Kinerja Keuangan Bank Syariah dan Bank Konvensional Muhammad Ash-Shiddiqy
Risalah Iqtishadiyah Vol 2 No 2 (2023): July - December 2023
Publisher : Risalah Iqtisadiyah: Journal of Sharia Economics, Sharia Economics Study Program, STEI Ar Risalah Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59107/ri.v2i2.45

Abstract

Banking institutions are the core of the financial system of every country. The types of banks in Indonesia are divided into two types of banks, namely banks based on conventional principles and banks based on sharia principles. The main difference between these two types of banks is in terms of price determination, both selling and buying prices. This research aims to determine and analyze the financial performance of sharia banking when compared with conventional banking for each financial ratio, analyzing the performance of sharia banking compared to conventional banking as a whole. This research uses descriptive qualitative methods with primary and secondary data approaches. Primary data is data obtained directly through interviews. Meanwhile, secondary data is data obtained through observation and documentation. The results of this research show that the differences between conventional banks and Sharia banks can be seen from the differences in philosophy, concept of managing customer funds, obligations to manage zakat, and organizational structure. Where Conventional Banks invest in halal and haram businesses, while Sharia Banks invest in businesses that are halal and in accordance with sharia principles sourced from the Qur'an and AL Hadith.
Analisis Ekonomi Dalam Pembentukan Hukum (Kasus Perizinan Bisnis Ritel Modern di Sumatera Barat) Deddi Ajir; Yusnita Eva; Yas Wirman
Risalah Iqtishadiyah Vol 2 No 1 (2023): January - June 2023
Publisher : Risalah Iqtisadiyah: Journal of Sharia Economics, Sharia Economics Study Program, STEI Ar Risalah Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59107/ri.v2i1.46

Abstract

Indonesian Modern Retail Business is a business activity selling various goods or services for direct or indirect consumption. Retail business in Indonesia can generally be classified into two, namely modern retail and traditional retail. Modern retail is actually a development of traditional retail which in practice applies modern concepts using technology and accommodates lifestyle developments in society (consumers). Modern shopping centers currently operating in West Sumatra include Plaza Andalas, Basko Grand Mall, Rocky Plaza, Transmart and SPR Plaza. To protect micro, small and medium enterprises (MSMEs), the West Sumatra Government also does not give permits to franchise retail networks in the form of minimarkets such as Indomaret and Alfamart which have mushroomed in various cities in Indonesia. Instead, the Minang Mart minimarket network was formed by the Regional Owned Enterprise (BUMD) PT Graphics Jaya West Sumatra in collaboration with PT Sentra Distribution Nusantara.
Analisis Persentase Bagi Hasil Muzara’ah Pertanian Padi Dalam Upaya Peningkatan Pendapatan Masyarakat Penggarap Melalui Tinjauan Tiga Indikator Maqashid Syariah (Studi Kasus: Petani Padi Di Desa Klaten) Aprielle Ego Pasha; Zuhra Apriel
Risalah Iqtishadiyah Vol 2 No 2 (2023): July - December 2023
Publisher : Risalah Iqtisadiyah: Journal of Sharia Economics, Sharia Economics Study Program, STEI Ar Risalah Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59107/ri.v2i2.47

Abstract

Indonesia is renowned as one of the largest rice producers in Asia, attributed to its fertile land conditions, encompassing 88.4%. This study aims to examine the profit-sharing percentage in Muzara'ah rice farming to enhance income for landowners and cultivators in the Klaten Regency. Employing a mixed-method approach, combining quantitative and qualitative methods, the research utilizes both primary and secondary data analyzed through Ordinary Least Square (OLS) methodology. Data collection involves questionnaires, documentation, and literature reviews with a sample size of 30 individuals. The study focuses on a population of 30 individuals utilizing a profit-sharing system under the Muzara'ah agreement in Klaten Regency. The Partial t-Test results indicate that the Muzara'ah Profit-Sharing Percentage significantly influences three Shariah Maqashid indicators positively. However, efforts to increase community income do not impact the three Shariah Maqashid indicators significantly. The F-Test suggests that some variables do not have a significant impact. Furthermore, the R2 Test reveals a value of 0.134, signifying that 13.4% of the Muzara'ah Profit-Sharing Percentage has the most substantial influence on the three Shariah Maqashid indicators, while the remaining 86.6% is attributed to other contributing variables.
Strategi Pengendalian Inflasi dalam Perspektif Ekonomi Islam Rahma Detik Kuriningsih; Iiz Izmuddin; Hardiansyah Padli
Risalah Iqtishadiyah Vol 2 No 2 (2023): July - December 2023
Publisher : Risalah Iqtisadiyah: Journal of Sharia Economics, Sharia Economics Study Program, STEI Ar Risalah Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59107/ri.v2i2.50

Abstract

Inflation is a problem that is always faced in the economy, and inflation is also the main agenda of politicians and government policy makers. This research aims to find out how to control inflation from an Islamic Economics perspective. This research is a literature study. Sources of information and data used in articles come from scientific journals and books that are appropriate to the topic being studied. The research results reveal that inflation can be controlled through the implementation of a Sharia-based monetary system, currency management from an Islamic perspective, fair distribution of income and investment in the productive sector as well as supervision and regulation through economic regulations. This research provides a new contribution by combining conventional economic analysis with the principles of Islamic Economics in understanding and overcoming inflation. The results of this research show that the inflation control strategy from an Islamic Economics perspective offers a comprehensive and sustainable solution, taking into account moral, social and economic dimensions. Implementing these strategies requires strong commitment from all parties. This research paves the way for further, more in-depth research on the implementation of inflation control strategies from an Islamic Economics perspective in various contexts and scales.
Optimizing the Role of Waqf in Sustainable Development through an Islamic Education Perspective: A Comprehensive Literature Study Kardina Engelina Siregar
Risalah Iqtishadiyah Vol 3 No 1 (2024): January - June 2024
Publisher : Risalah Iqtisadiyah: Journal of Sharia Economics, Sharia Economics Study Program, STEI Ar Risalah Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59107/ri.v3i1.58

Abstract

The role of waqf (Islamic endowment) in fostering sustainable development has garnered increasing attention in recent years. This study aims to explore the optimization of waqf in sustainable development through the lens of Islamic education. Utilizing a comprehensive literature review methodology, this research synthesizes findings from various academic sources, including journal articles, books, and reports, to understand the multifaceted contributions of waqf. The study highlights the historical significance of waqf in socio-economic development and examines contemporary practices and challenges. It emphasizes the potential of Islamic education in enhancing the awareness, management, and strategic utilization of waqf assets. The findings suggest that integrating Islamic educational principles with modern developmental strategies can significantly enhance the efficacy of waqf in addressing current socio-economic issues. This research offers valuable insights for policymakers, educators, and stakeholders in the waqf sector, advocating for a more structured and informed approach to leverage waqf for sustainable development.
Implementation Of Statement Of Financial Accounting Standards (PSAK) 112 In The Financial Statements Of The Assyifa Waqf Agency In Subang District Ramadhani Irma Tripalupi; Iwan Setiawan; Gita Zakiah; Mia Nurhasanah; Qheista Noor Fiddienillah
Risalah Iqtishadiyah Vol 3 No 1 (2024): January - June 2024
Publisher : Risalah Iqtisadiyah: Journal of Sharia Economics, Sharia Economics Study Program, STEI Ar Risalah Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59107/ri.v3i1.64

Abstract

This study investigates the implementation of SFAS 112 in the financial statements of the Assyifa Waqf agency in Subang Regency. Using qualitative research methods, the study aims to accurately describe the agency's financial statements using primary and secondary data. The data collection techniques include literature study, documentation, interviews, and observation. The recognition of waqf assets based on nominal and fair values, and the presentation of financial statements, including statements of financial position, activities, cash flows, and changes in assets under management, are key areas of focus. It is noted that the full implementation of SFAS112 in the Assyifa Waqf Board, particularly in terms of recognition, measurement, presentation, and disclosure of financial statements, has not been achieved. The findings of this study could potentially have a significant impact on the field of Islamic economics and waqf practices, providing valuable insights for future research and practice.
Implementation Of Statement Of Financial Accounting Standards (SFAS) 112 Concerning Wakaf Accounting At The Ar-Rasyid Nabarang Baya Foundation Gina Sakinah; Fauziah Khoirunnisa; Ade Ponirah; Syahwa Natasya Sugari; Zahra Rafiatuddinna Namilah
Risalah Iqtishadiyah Vol 3 No 1 (2024): January - June 2024
Publisher : Risalah Iqtisadiyah: Journal of Sharia Economics, Sharia Economics Study Program, STEI Ar Risalah Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59107/ri.v3i1.65

Abstract

This research aims to analyze the implementation of SFAS 112 concerning waqf accounting at the Ar-Rasyid Nabarang Baya Foundation. This research uses qualitative research methods with a descriptive approach. In this research, some information aims to describe systematically, factually, and accurately the application of SFAS 112 in the Financial Reports of the Ar-Rasyidi Nabarang Baya Foundation; the research only applies to the area studied. It uses primary data and secondary data. The data Analysis technique in this research is descriptive analysis with stages of data reduction analysis, data presentation, and conclusion. The results of the research show that the recognition aspect was found, namely that in the financial reports of the Ar-Rasyidi Nabarang Baya Foundation, it did not record waqf assets that were still in the form of we'd or promises in the financial reports; this was felt to be uncertain in the waqf. The Ar-Rasyidi Foundation's financial report does not admit any liabilities. In the measurement aspect, it was found that the measurement of waqf assets in the form of money and land in the financial statements of the Ar-Rasyidi Nabarang Baya Foundation was by SFAS 112. In the disclosure aspect, the Ar-Rasyidi Nabarang Baya Foundation has disclosed its financial reports in the Notes to Financial Reports.

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