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Fahmi Achta Pratama
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risalahiqtisadiyah@gmail.com
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Air Dingin RT 01 RW IX, Kel. Balai Gadang, Kec. Koto Tangah, Padang, Sumatera Barat, 25171
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Risalah Iqtisadiyah
Published by STEI Ar Risalah Sumatera Barat
ISSN : -     EISSN : 29860792     DOI : https://doi.org/10.59107/ri
Core Subject : Religion, Economy,
Religion Economics, Econometrics & Finance
This journal focuses on the results of Sharia Economics research which includes the Halal Industry, Finance Sharia, Management and Business Sharia, Islamic Economic Thought, Islamic Development Economics, and Islamic Philanthropy. The Editorial Team welcomes contributions in the form of articles from scientists, scholars, professionals and researchers related to sharia economics.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 36 Documents
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Waqf Management Strategy In Accelerating Digitalisation And Islamic Financial Literacy For UMKM Under Micro Waqf Bank's Guidance Fithri Dzikrayah; Fahmi Hasan Nugroho; Mia Lasmi Wardiyah; Izzul Haq Firman Maulana; Rika Afrianti Putri
Risalah Iqtishadiyah Vol 3 No 2 (2024): July - December 2024
Publisher : Risalah Iqtisadiyah: Journal of Sharia Economics, Sharia Economics Study Program, STEI Ar Risalah Sumatera Barat

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Abstract

This study aims to analyze waqf strategy management in an effort to accelerate digitalization and Islamic financial literacy for micro waqf bank-assisted MSMEs. This research is a descriptive study using a qualitative approach. Data collection techniques are observation, interview, and documentary study. Data collection was carried out using interviews and observations to LKMS-BWM Barokah Pondok Pesantren Al-Masthuriyah and assisted MSMEs as BWM customers and literature studies. This research was analyzed using the SWOT method. The results showed that the development strategy for accelerating digitalization and Islamic financial literacy for MSMEs assisted by the Micro Waqf Bank in quadrant 1 is an aggressive strategy or S-O (Strengh-Opportunity) strategy, meaning that BWM can use existing strengths to take advantage of opportunities. This strategy is positive, meaning that basically, the development of BWM is good and can be developed further by utilizing existing opportunities. BWM can optimize programs registered and supervised by the Financial Services Authority, government-supported programs, implementation in accordance with Sharia principles/SOPs that have been established, cooperation with various parties, implementation in accordance with Sharia principles/SOPs that have been established, and catalysts for bankable MSME customers. I am also able to maximize current financing opportunities with joint responsibility for the use of developing technology with the BWM mobile application. Business coaching and mentoring are always presented to customers.
The Influence Of Social Media On Waqf Funding In BPW Ar Risalah Wahyuni, Hilmi; Yani Rilianti, Fitri; Afiatika, Afina; Isyrahlia, Isyrahlia; Achta Pratama, Fahmi; Wahyudi, M.
Risalah Iqtishadiyah Vol 3 No 1 (2024): January - June 2024
Publisher : Risalah Iqtisadiyah: Journal of Sharia Economics, Sharia Economics Study Program, STEI Ar Risalah Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59107/ri.v3i1.67

Abstract

Waqf is a philanthropic instrument in Islam which plays an important role in improving community welfare. With the development of digital technology, the concept of digital-based cash waqf has become a new trend in collecting waqf funds through platforms such as websites, applications and social media. This research aims to analyze the influence of social media on waqf funding at the Ar Risalah Waqf Management Agency (BPW). This research is a quantitative research using observation methods to collect data on the number of social media posts (variable and simple linear regression analysis. The results of the research show that social media does not have a significant influence on the number of wakifs with a significance value of 0.078 > 0.05, even though the correlation coefficient value is in the low category (R = 0.359), social media has a coefficient of determination (R Square) value of 12.9 % means that social media contributed 12.9% to 12.9% of the total number of wakifs. These findings contribute to the understanding of the role of social media as a means of promoting and collecting waqf funds and provide insight for waqf management institutions to formulate more effective strategies in utilizing digital technology. This research also opens up opportunities for further exploration of other factors that can encourage the success of collecting waqf funds through digital platforms.
Comparison of the Effectiveness of Productive Waqf Management in Indonesia and Singapore: A Comparative Study Mustofa, Imam; Hidayat, Irman; Royhan Alhak, Maftuh; Yuliana, Mia
Risalah Iqtishadiyah Vol 3 No 2 (2024): July - December 2024
Publisher : Risalah Iqtisadiyah: Journal of Sharia Economics, Sharia Economics Study Program, STEI Ar Risalah Sumatera Barat

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Abstract

Waqf, as an instrument of Islamic philanthropy, has great potential in developing a sharia-based economy. In the Indonesian context, waqf can be used as a source of Muslim funds that can assist in managing waqf assets. Even though Indonesia has the largest Muslim population in the world, waqf management in Indonesia is still low. Singapore, as a country with a Muslim minority, has demonstrated the ability to utilize waqf funds optimally and productively. This research compares the regulation and management of waqf in Indonesia and Singapore with the aim of improving waqf management in Indonesia. The results of this research show that waqf regulations in Indonesia are contained in Law Number 41 of 2004 and Government Regulation Number 42 of 2006, while in Singapore they are contained in the Administration of Muslim Law Act (AMLA) Number 27 of 1966. In the development of productive waqf in Singapore, the istibdal method is used to increase the value and productivity of waqf assets. The Management of waqf in Singapore entrusted to the Islamic Assembly of Singapore (MUIS) and WAREES Investment Pte Ltd (Waqaf Real Estate Singapore) to manage endowment funds in Singapore. Management in the development of productive waqf in Singapore uses the istibdal method which is applied in various forms. Therefore, the role of regulations in implementing waqf management must have an impact on the development of waqf in a country, so that waqf becomes one of the instruments of Islamic philanthropy that can be used as a source of funds for Muslims who are able to encourage the economic progress of a country and improve the welfare of society.
Memahami Peran Karakteristik Bisnis dalam Menghadapi Tantangan Global Zainudin, Zainudin; Wahyuni, Ema; Mustaqim, Mustaqim; Septiani, Risma; Budiman, Fajar
Risalah Iqtishadiyah Vol 3 No 1 (2024): January - June 2024
Publisher : Risalah Iqtisadiyah: Journal of Sharia Economics, Sharia Economics Study Program, STEI Ar Risalah Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59107/ri.v3i1.72

Abstract

This study examines the critical role of business characteristics in addressing the complexity of global challenges. The main objective is to identify and analyze key business characteristics that enhance resilience and adaptability in the face of international markets, technological advancements, and socio-political changes. Using a literature review method approach, this study seeks to further examine the critical role of business characteristics in addressing the complexity of its global challenges. The results of the analysis indicate that businesses that emphasize innovation, strategic planning errors, and strong stakeholder engagement are better equipped to manage global business. In addition, this study highlights the importance of cultural competence and sustainability practices as critical factors contributing to long-term success. These insights provide valuable guidance for businesses seeking to strengthen their competitive advantage and resilience in an increasingly connected world.
Waqf and Sustainability Efforts: Islamic Philanthropy Against Global Change Rahmayati, Rahmayati; Badawi, Afif
Risalah Iqtishadiyah Vol 3 No 1 (2024): January - June 2024
Publisher : Risalah Iqtisadiyah: Journal of Sharia Economics, Sharia Economics Study Program, STEI Ar Risalah Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59107/ri.v3i1.73

Abstract

Waqaf, as an instrument of Islamic philanthropy, has great potential to contribute to social and economic welfare. This research aims to explore the role of waqf in supporting sustainability as a form of Islamic philanthropy in the context of global change. The findings of this research examine waqaf's contribution to sustainability efforts in the face of global change and identify key barriers to effective waqaf implementation. The lack of clear and uniform regulatory standards regarding waqaf in different countries, leading to difficulties in management and enforcement and a lack of knowledge and skills in waqaf management among managers and stakeholders. Blockchain technology offers a solution that can improve the efficiency and effectiveness of waqaf management, by creating a more transparent, accountable and secure system. Therefore, international collaboration and the implementation of modern technologies such as blockchain are necessary to maximize waqaf's contribution in facing global change and achieving sustainability goals.
The Influence Of Income Level, Education, And Public Perception On Interest In Cash Waqf Nabila, Nisa; Nirlina, Eka; Umuri, Khairil
Risalah Iqtishadiyah Vol 3 No 2 (2024): July - December 2024
Publisher : Risalah Iqtisadiyah: Journal of Sharia Economics, Sharia Economics Study Program, STEI Ar Risalah Sumatera Barat

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Abstract

This study aims to determine the influence of income, education and perception on interest in cash waqf in Aceh Besar district. The data used were primary data using a questionnaire instrument distributed to 100 community respondents with ID cards in Aceh Besar. The number of variables studied there are 4 variables, namely income level, education and perception as independent variables and variables of interest in cash waqf as dependent variables. The approach used in this study is a quantitative approach. The sampling method used is nonprobability sampling with purposive sampling techniques. Analysis methods used with multiple linear regression analysis. The results showed that income and perception had a positive and significant effect on the interest of the people with cash waqf, while education did not have a positive and significant effect on the interest of people with cash waqf. The findings of this study indicate that to increase public interest in cash waqf, it is necessary to increase understanding of cash waqf through socialization and other activities.
Pola Perilaku Konsumsi Islam Karyawan di Yayasan Waqaf Ar Risalah Sumatera Barat Afriyanti, Afriyanti
Risalah Iqtishadiyah Vol 2 No 2 (2023): July - December 2023
Publisher : Risalah Iqtisadiyah: Journal of Sharia Economics, Sharia Economics Study Program, STEI Ar Risalah Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59107/ri.v2i2.78

Abstract

This study aims to determine the extent to which the behaviors of Waqaf Ar Risalah Foundation employees in West Sumatera apply Islamic consumption patterns. Islamic consumption behavior patterns are measured by the values, principles and norms and ethics of consumption in Islam. The pattern of Islamic consumption behavior is a form of consumption by a Muslim that is not only to meet physical needs, but also to meet spiritual need so that in consumption behavior, a Muslim always shows his Islamic law. The main research method used was descriptive qualitative. The research sample was determined as many as 150 respondents. The data collection used was a documentation study, in-depth interviews. Analysis was carried out by narrating the results of the interviews which were then reprocessed by the author. The research results show that there are differences in consumption behavior patterns of employees in terms of income levels and the number of dependents before and after there is one family member who tends to be consumptive which is not fully in accordance with Islamic consumption behavior. This research is expected to provide benefits for Waqaf Ar Risale Foundation employees as learning material so that they continue to pay attention to elements of Islamic consumption in their daily lives.
Analisis Pemasaran Produk Simpanan Dan Pembiayaan Pada BMT Insan Madani Satriana, Desmi; Hartini, Dwi; Indah Lestari, Dwi; Mai Fransiska, Helga; Imanda, Rafly
Risalah Iqtishadiyah Vol 3 No 2 (2024): July - December 2024
Publisher : Risalah Iqtisadiyah: Journal of Sharia Economics, Sharia Economics Study Program, STEI Ar Risalah Sumatera Barat

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Abstract

In BMT Insan Madani there are business fields, one of which consists of collecting funds and distributing funds, namely Savings and Financing. These savings products consist of savings products, such as (wadiah savings, education savings, hajj/umrah savings, holiday savings, and qurban savings), and then financing products, such as (murabahah, mudharabah, musyarakah, and IMBT). The purpose of this study is to determine the implementation of marketing savings and financing products. This study uses a qualitative method, namely by collecting data by conducting interviews. The results of this study are that BMT is present as a place to collect funds for people who need a place to store funds in the future, both for education, hajj/umrah, and even holidays. In addition, BMT is also a place to provide funds and acts as a capital manager for people who lack funds in building their businesses. The initial procedure carried out by BMT Insan Madani in marketing its products, they conduct a location survey, this is done to find information about the needs and problems that exist in the community, after the location survey is carried out, the BMT will collect funds or distribute funds with savings products and provisions available at BMT Insan Madani, according to the needs of the community.
Hubungan Budaya Organisasi dan Komunikasi terhadap Efektivitas Kerja melalui Kepuasan Kerja pada Yamaha Tjahaja Baru Kota Solok Crefioza, Omia; Tasnim, M.
Risalah Iqtishadiyah Vol 4 No 1 (2025): January - June 2025
Publisher : Risalah Iqtisadiyah: Journal of Sharia Economics, Sharia Economics Study Program, STEI Ar Risalah Sumatera Barat

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Abstract

This study examines the impact of organizational culture and communication on work effectiveness mediated by job satisfaction at Yamaha Tjahaja Baru Kota Solok. Using Structural Equation Modeling (SEM), data were collected from all 40 employees as the study's population. Results revealed that organizational culture and communication significantly and positively influence both job satisfaction and work effectiveness. However, job satisfaction does not mediate the effect of communication or discipline on work performance. These findings highlight the importance of fostering a strong organizational culture and effective communication to enhance employee performance and organizational outcomes. This research provides actionable recommendations for improving employee satisfaction and productivity, ensuring Yamaha's competitive advantage in the automotive industry. 
Strategi Pemasaran Dalam Meningkatkan Jumlah Nasabah Produk Pembiayaan Pensiun PT. BSI KCP Lubuk Basung Delya Putri, Fani; Kenedi, Jon
Risalah Iqtishadiyah Vol 3 No 2 (2024): July - December 2024
Publisher : Risalah Iqtisadiyah: Journal of Sharia Economics, Sharia Economics Study Program, STEI Ar Risalah Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59107/ri.v3i2.94

Abstract

The growth of pension financing product customers at PT. BSI KCP Lubuk Basung from 2021-2023 has increased, but the difference in the number of customers per year is relatively small and the total contract value per year has not reached the target. Therefore, the study aims to develop a strategy to be implemented by PT. BSI KCP Lubuk Basung in increasing the number of pension financing product customers. In an increasingly competitive context, where various financial institutions offer similar products and are located in adjacent areas, the right approach is needed to win market competition. This study uses a quantitative descriptive method with a field approach to observe the phenomena that occur at the research location. Data collection was carried out through observation, interviews, and documentation. The data analysis techniques applied include SWOT analysis, IFE and EFE matrix analysis, and SWOT matrix analysis and score weighting. Based on the analysis carried out, certain strategies can be implemented by PT. BSI KCP Lubuk Basung to significantly increase the number of pension financing product customers by using the SO strategy, namely developing pension financing products by utilizing available technology and relying on skilled human resources. Increase promotion through various media and direct socialization (door-to-door). Improve the quality of service to customers with professional service. Strengthen the brand while maintaining its sharia values ​​as the main identity.

Page 3 of 4 | Total Record : 36

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