BAABU AL-ILMI: Ekonomi dan Perbankan Syariah
This journal is an electronic scientific journal focused on advancing knowledge in the fields of Islamic economics and banking. It publishes research articles, theoretical studies, and practical analyses covering topics such as Islamic finance, Islamic banking, halal investment, macro- and microeconomics based on Sharia principles, as well as economic policies aligned with Islamic law. By presenting high-quality scholarly works, Baabu Ilmi aims to serve as a platform for academic discussion and a valuable reference for researchers, academics, practitioners, and policymakers interested in the development of Islamic economics and banking.
Articles
197 Documents
<![CDATA[Persepsi Masyarakat Etnis Cina Non-Muslim Terhadap Perbankan Syariah (Studi Masyarakat Kampung Cina Kota Bengkulu) ]]>
<![CDATA[Rifqi Maycelino, Faishal]]>;
<![CDATA[adetio Setiawan, Romi]]>;
<![CDATA[Cahyono, Andi]]>
<![CDATA[ Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 10, No 2 (2025): Islamic economics and banking research ]]>
Publisher : <![CDATA[Universitas Islam Negeri Fatmawati Sukarno Bengkulu ]]>
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DOI: 10.29300/ba.v10i2.8417
<![CDATA[Abstract. This study aims to determine the perception of non-Muslim Chinese ethnic communities towards Islamic banking, especially the community in Kampung Cina, Bengkulu City. The method used is a descriptive qualitative approach with in-depth interview techniques with ten informants. The results of the study indicate that the majority of the community is aware of the existence of Islamic banking and understand that the service is open to all groups. However, their level of understanding of the principles and systems of Islamic banking is still low. This low level of understanding is caused by minimal socialization and limited facilities and services. In addition, most people feel that their financial needs have been met by conventional banks. This study recommends increasing socialization and expanding services to increase the inclusiveness of Islamic banking.]]>
<![CDATA[Analisis Kinerja Bank Pembiayaan Rakyat Syariah (Bprs) Di Provinsi Bengkulu Dengan Pendekatan Sharia Maqasid Index (SMI)) ]]>
<![CDATA[Afrianty, Nonie]]>
<![CDATA[ Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 4, No 2 (2019): Islamic economics and banking research ]]>
Publisher : <![CDATA[Universitas Islam Negeri Fatmawati Sukarno Bengkulu ]]>
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DOI: 10.29300/ba.v4i2.2452
<![CDATA[This study aims to analyze the performance of the BPRS by looking at how much the level of achievement maslahah (welfare) in the sharia maqasid as well as comparing the performance among Islamic People’s Financing Banks (BPRS) in Bengkulu Province with the Sharia Maqasid Index (SMI) approach. This research is a quantitative research with a descriptive approach. The population of this study is BPRS in Bengkulu Province which was recorded during the period March 2016 to March 2017. The sampling technique in this study was conduced by purposive sampling. The results of this study is BRRS Safir har superior performance with a value of 16,35% while BPRS Muamalat Harkat with a value of 15,64%. This show that BPRS Safir is a sharia banking institution that is not only profir oriented but there us education, justice and community welfare values that reflect the size of the non-profit benefits in accordance with the objectives of Islamic banks.]]>
<![CDATA[Analisis Pengaruh Literasi Keuangan Syariah dan Religiusitas terhadap Minat Berinvestasi di Pasar Modal Syariah (Studi Kasus Generasi Z di Kabupaten Pekalongan) ]]>
<![CDATA[Falikhah, Anis Nala]]>;
<![CDATA[Adinugraha, Hendri Hermawan]]>;
<![CDATA[Sulthoni, Muhammad]]>
<![CDATA[ Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 9, No 2 (2024): Islamic economics and banking research ]]>
Publisher : <![CDATA[Universitas Islam Negeri Fatmawati Sukarno Bengkulu ]]>
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DOI: 10.29300/ba.v9i2.5709
<![CDATA[Although the growth of the Islamic capital market is quite rapid, the level of participation of Generation Z in investing in the Islamic capital market is still relatively low. Factors that are often mentioned as the cause of low interest in investing in the Islamic Capital Market are the level of Sharia Financial Literacy and Religiosity. This study aims to analyse the effect of Sharia Financial Literacy and Religiosity on Gen Z's Investment Interest in the Islamic Capital Market. This research uses quantitative methods, data collected through online surveys using questionnaires distributed to 100 respondents of Gen Z Pekalongan Regency who have an interest in investing in the Islamic Capital Market, data analysis techniques using Multiple Regression Analysis with the help of SPSS 26.0 software. The results of the analysis show that Sharia Financial Literacy and Religiosity have a positive and significant effect on Interest in Investing in the Sharia Capital Market both partially and simultaneously.]]>
<![CDATA[Pengembangan Paradigma Wasathiyah dalam Ilmu Ekonomi Islam ]]>
<![CDATA[fathurrahman, Ayif]]>
<![CDATA[ Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 10, No 1 (2025): Islamic economics and banking research ]]>
Publisher : <![CDATA[Universitas Islam Negeri Fatmawati Sukarno Bengkulu ]]>
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DOI: 10.29300/ba.v10i1.7182
<![CDATA[This article aims to discuss the development of the wasathiyah paradigm in Islamic economics. The approach in this study is a qualitative approach. This study was designed in the form of library research using various library sources as sources of research data. The results of the study are that the wasathiyah paradigm in Islamic economics is the original paradigm of Islamic economics because it originates from the Qur'an which is intended as a guideline for humans in carrying out economic activities. There are 3 dimensions of wasathiyah that are very likely to be applied as a basis for the development of Islamic economics, first, the wasathan dimension (middle) to avoid the extremism of economic thinking that has occurred in the capitalist economic system and the socialist economic system. Second, the dimension of progress as the best economic model to realize human welfare. Third, the worldly-ukhrowi dimension, the unificative dimension between the world and the hereafter which gave birth to the concept of falah as the goal of Islamic economics, the pursuit of worldly material means can be maximized in order to maximize the implementation of worship to Allah SWT to be more perfect.]]>
<![CDATA[Etika Bisnis Islam: Sebuah Kajian Komparatif ]]>
<![CDATA[Handayani, Disfa Lidian]]>
<![CDATA[ Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 4, No 1 (2019): Islamic economics and banking research ]]>
Publisher : <![CDATA[Universitas Islam Negeri Fatmawati Sukarno Bengkulu ]]>
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DOI: 10.29300/ba.v4i1.1852
<![CDATA[Suatu norma atau etika merupakan pencerminan dari nilai filosofis yang mendasarinya. Ekonomi kapitalis misalnya memiliki nilai filosofis yang berangkat dari pemikiran Protestan ethics yang dikembangkan oleh Calvin (calvinisme). Ekonomi Islam, terlepas dari perdebatan apakah termasuk kedalam ilmu yang berdiri sendiri atau merupakan bagian dari sistem ekonomi yang ada saat ini, memerlukan fondasi pemikiran filosofis yang kuat. Sejak tahun 1970-an, kajian ilmiah tentang Ekonomi Islam semakin banyak diteliti, mulai dari metodologi; worldview; body of knowladge, hingga teori-teori ekonomi. Seiring dengan berkembangnya ilmu Ekonomi Islam tersebut, maka timbul pemikiran mengenai bagaimana cara berbisnis secara Islami. Untuk menjaga agar bisnis yang dilakukan dengan ajaran Islam, maka dibutuhkan serangkaian aturan moral dan etika bisnis Islam. Paper ini bertujuan untuk memaparkan konsep etika bisnis Islami yang dimulai dari landasan filosofis hingga praktek prilaku bisnis dilapangan. Selain itu, paper ini juga mengkomparasikan etika bisnis Islam dengan berbagai konsep-konsep etika bisnis lainnya seperti etika bisnis Protestan & Judeo-cristian, etika bisnis Buddha, dan etika bisnis Hindu.]]>
<![CDATA[Pendampingan Edukasi Wisata Pesisir Kampung Jenggalu Kito Perspektif Islamic Blue Economy ]]>
<![CDATA[Zaki, Khozin]]>
<![CDATA[ Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 9, No 1 (2024): Islamic economics and banking research ]]>
Publisher : <![CDATA[Universitas Islam Negeri Fatmawati Sukarno Bengkulu ]]>
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DOI: 10.29300/ba.v9i1.4949
<![CDATA[Coastal Indonesia has a close relationship in business development efforts in the field of tourism and various other supporting businesses. To realize a sustainable and ethical economy, coastal areas must be developed in harmony and in line with moral values and religious nobility. Kampung Jenggalu is one of the coastal areas in Bengkulu City where the community together with the locals are trying to develop an eco-edu tourism model. tourism that can provide a unique and interesting natural sensation so that it is suitable as a place for marine tourism. This paper seeks to integrate this potential with the value of the Islamic Blue Economy so that the method used is a form of devotion using the action research paradigm through the planning, action and fact finding stages.Through 3 stages of activity, namely mentoring the concept of coastal tourism, coastal tourism education, Muslim-friendly coastal tourism, guidelines and also Muslim-friendly coastal tourism packages that can be used by the Jenggalu Kito Village to develop their economic level basedon universal Islamic values in economic management tourism-basedcoast.]]>
<![CDATA[EFEKTIVITAS KINERJA DEWAN PENGAWAS SYARIAH PADA BANK PEMBIAYAAN RAKYAT SYARIAH DI SUMATERA BARAT ]]>
<![CDATA[Khalieda, Fatma]]>
<![CDATA[ Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 2, No 1 (2017): Islamic economics and banking research ]]>
Publisher : <![CDATA[Universitas Islam Negeri Fatmawati Sukarno Bengkulu ]]>
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DOI: 10.29300/ba.v2i1.953
<![CDATA[Abstract : The main function of supervision of DPS in Sharia Banks as mandated in the law is to support the efforts to realize a sound sharia banking, operate prudently, and meet the prevailing provisions to protect the interests of customers. This study was appointed to analyze whether the performance of Sharia Supervisory Board in terms of supervision based on Bank Indonesia Circular Letter no. 15/22 / DPbS Year 2013 on Guidelines for Implementation of Duties and Responsibilities of Sharia Supervisory Board The Shariah Financing Bank has been running effectively. The research method used is descriptive qualitative research. In this study, the case study is 3 BPRS located in West Sumatra. The type of data used is the primary data from questionnaires and interviews with DPS. The results of this study indicate that the implementation of supervision of DPS in three BPRS based on Bank Indonesia Circular Letter no. 15/22 / DPbS Year 2013 on Guidelines for Implementation of Duties and Responsibilities of Shariah Supervisory Board of Sharia Rural Bank based on the questionnaire results, it is found that the average score of 4.21 indicates that the performance of DPS has been very effective while based on interviews with DPS there are several things that make the DPS task has not fully run effectively because there are some things supervision done DPS has not meet the indicators of effectivenessKeywords : Sharia Supervisory Board, Effectiveness, Performance and Supervision]]>
<![CDATA[Pengaruh Risiko Kredit dan Bank Size Terhadap Profitabilitas Bank Umum Syariah milik BUMN di Indonesia Sebelum Merger ]]>
<![CDATA[Muttaqin, Ibnu]]>;
<![CDATA[Qomar, Moh. Nurul]]>
<![CDATA[ Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 7, No 1 (2022): Islamic economics and banking research ]]>
Publisher : <![CDATA[Universitas Islam Negeri Fatmawati Sukarno Bengkulu ]]>
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DOI: 10.29300/ba.v7i1.2813
<![CDATA[The objective of the research is to discuss the relationship between the internal factors of bank profitability of Islamic commercial banks belonging to State-Owned Enterprises (BUMN) in Indonesia before the merger. The independent variables are credit risk which is represented by non-performing loan and loan loss provision and bank size, with the dependent variable is bank profitability using two proxies return on asset and return on equity. This study uses secondary data from quarterly reports with population data before 2020 (before the merger). The sample used the purposive sampling method from 2016 to 2020, to obtain 60 data. This study uses panel data analysis. The results show that NPL has a significant negative effect on profitability both ROA and ROE, while LLP has no effect on profitability both ROA and ROE, bank size has a significant negative effect on ROA but has no effect on ROE]]>
<![CDATA[Akad Murakkab dalam Produk Keuangan Syariah ]]>
<![CDATA[Kholijah, Siti]]>
<![CDATA[ Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 5, No 1 (2020): Islamic economics and banking research ]]>
Publisher : <![CDATA[Universitas Islam Negeri Fatmawati Sukarno Bengkulu ]]>
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DOI: 10.29300/ba.v5i1.2515
<![CDATA[The most important thing for creating sharia banking and financial products in addressing the demands of modern society is the development of multiple agreement.The form of a single agreement is not able to respond to contemporary financial transactions. Multiple agreement method should be superior in product development. Agreement in sharia transaction are modified from the exciting agreements in which such agreements are found in almost all sharia product. Multiple Agreement(al-Uqud al- Murakkabah) is one of contempory in Islamic banking whose implementation develops in line with business developments.]]>
<![CDATA[Pengelolaan Dana Zakat dalam Pemberdayaan Ekonomi Masyarakat untuk Mengurangi Kemiskinan (Studi Kasus pada Lembaga Inisiatif Zakat Indonesia) ]]>
<![CDATA[Srielvina, Intan]]>;
<![CDATA[Hasan, Nur]]>;
<![CDATA[Rizaludin, Rizaludin]]>
<![CDATA[ Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 10, No 1 (2025): Islamic economics and banking research ]]>
Publisher : <![CDATA[Universitas Islam Negeri Fatmawati Sukarno Bengkulu ]]>
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DOI: 10.29300/ba.v10i1.6956
<![CDATA[Penelitian ini bertujuan untuk menganalisis pengelolaan dana zakat dalam konteks pemberdayaan ekonomi masyarakat dan efektifitas pengelolaan dana zakat untuk mengurangi kemiskinan. Zakat sebagai instrumen keuangan dalam agama islam, memiliki potensi yang sangat besar dalam mendukung kesejahteraan sosial dan ekonomi, khususnya bagi masyarakat yang kurang mampu. Pengelolaan zakat yang baik dan tepat sasaran dapat membantu menciptakan kemandirian ekonomi serta meningkatkan kualitas hidup masyarakat miskin. Metode yang digunakan dalam penelitian ini adalah kualitatif dengan analisis data dari Badan Pusat Statistik (BPS). Hasil penelitian ini menunjukkan bahwa data kemiskinan di Condet yang merupakan bagian dari Jakarta Timur, menunjukkan bahwa persentase penduduk miskin mencapai 4,09% per November 2024. Namun, dalam sepuluh tahun terakhir angka kemiskinan di Jakarta Timur menunjukkan tren peningkatan dari 3,24% menjadi 4,09% total penduduk miskin. Hasil penelitian ini juga menunjukkan bahwa efektif tidak hanya memberikan bantuan finansial, tetapi juga menciptakan program pemberdayaan yang berkelanjutan. Transparansi dan akuntabilitas dalam pengelolaan dana zakat juga menjadi kunci dalam membangun kepercayaan masyarakat terhadap lembaga zakat. Dengan demikian, penelitian ini diharapkan dapat memberikan kontribusi positif bagi pengembangan pengelolaan dana zakat yang lebih baik serta menjadi referensi bagi lembaga-lembaga zakat lainnya dalam upaya pemberdayaan ekonomi masyarakat untuk mengurangi kemiskinan.]]>
