cover
Contact Name
Herlina Yustati
Contact Email
baabu.alilmi@mail.uinfasbengkulu.ac.id
Phone
-
Journal Mail Official
herlina.yustati@mail.uinfasbengkulu.ac.id
Editorial Address
Jl. Raden Fatah, Pagar Dewa Kota Bengkulu 38211 Bengkulu, Sumatra Indonesia
Location
Kota bengkulu,
Bengkulu
INDONESIA
BAABU AL-ILMI: Ekonomi dan Perbankan Syariah
ISSN : 27274163     EISSN : 2654332X     DOI : 10.29300/ba.v9i1.XXX
This journal is an electronic scientific journal focused on advancing knowledge in the fields of Islamic economics and banking. It publishes research articles, theoretical studies, and practical analyses covering topics such as Islamic finance, Islamic banking, halal investment, macro- and microeconomics based on Sharia principles, as well as economic policies aligned with Islamic law. By presenting high-quality scholarly works, Baabu Ilmi aims to serve as a platform for academic discussion and a valuable reference for researchers, academics, practitioners, and policymakers interested in the development of Islamic economics and banking.
Articles 188 Documents
IDENTIFIKASI KELAYAKAN USAHA BUMDES PADA ASPEK SOSIAL DAN EKONOMI (Studi Kasus BUMDes Mekar Sari Mandiri Desa Mekar Sari Kabupaten Kepahiang) Hartini, Kustin
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 3, No 2 (2018): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v3i2.1538

Abstract

Village economy is one of the important factors in assessing the success of village development the Law No. 6 of 2014 concerning Village Article 1 paragraph 6 stipulates that Village-Owned Enterprises, hereinafter referred to as BUMDes, are business entities whose whole or part of their capital is owned by the Village through direct participation originating from Village assets separated to manage assets, services services and other businesses for the greatest welfare of the village community. This confirms that the management of BUMDes is fully implemented by the Village community, from the Village, by the Village and for the Village in an effort to strengthen the village economy and is formed based on the needs and potential of the VillageThe establishment of the BUMDes is expected not only to be oriented towards the profit of the institution but also to prioritize the benefits for improving the economy and welfare of the village community. This study aims to conduct a feasibility assessment of the implementation of business activities of Village-Owned Enterprises (BUMDes). This research was conducted with descriptive qualitative methods with data collection techniques in the field using interview methods, documentation, observation and literature review with the research subjects being village officials, BUMDes managers and communities using BUMDes services. Measurement assessment analysis uses indicators of feasibility study aspects. The results showed that the existence of BUMDes was in accordance with the objective of establishing BUMDes in an effort to improve the economy of the village community, that BUMDes Mekar Sari Mandiri in Mekar Sari Village, Kepahiang Regency from the results of business feasibility assessment especially on social and economic aspects had a positive and direct impact. for local village governments and especially communities around BUMDes
Praktik Pembayaran Upah Pada Penjahit Uli Kota Bengkulu Berdasarkan Persepektif Ekonomi Islam Lestari, Sri; Isnaini, Desi; Hasanah, Uswatun
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 9, No 1 (2024): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v9i1.3401

Abstract

This research was conducted at Penjahit Uli in Bengkulu City using a qualitative method. The informants included business owners and 10 customers of Penjahit Uli in Bengkulu City, selected based on their knowledge and experience related to the issues under investigation. Data were collected through interviews with informants as primary data, and from research references, books, journals, and hadiths as secondary data. The research findings indicate that wage payment practices at Penjahit Uli in Bengkulu City are done twice: an initial payment (down payment/DP) upon fabric delivery and full payment upon completion of the sewing. However, not all customers are aware of the wage amount initially because Penjahit Uli does not disclose it, and customers do not inquire about it. This is due to mutual trust between both parties. After the sewing is completed, Penjahit Uli determines the wage amount, and customers pay in full without negotiation. From the perspective of Islamic Economics, the wage payment practice at Penjahit Uli in Bengkulu City falls under ijarah al-a’mal. This practice complies with general provisions, specifically number seven, regarding ijarah al-a’mal as stated in the fatwa DSN-MUI, NO.12/DSN-MUI/IX/2017. Furthermore, the wage provided is deemed appropriate, meets needs, is fair, and adheres to the agreed-upon timeframe.
ANALISIS PENGARUH KUALITAS PRODUK, KUALITAS LAYANAN DAN HARGA TERHADAP KEPUASAN KONSUMEN (Studi Kasus Pada Konsumen Industry/ Toko Bakery di Kota Bengkulu) Novrianda, Herry
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 1, No 2 (2016): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v1i2.872

Abstract

The objective of this research is to analyze the effect of product quality, service quality and price toward customer satisfaction on industry/ bakery shop in the Bengkulu city. This study is a descriptive research which aims to clarify the relationship or influence that exist between the variables studied. The type of data used a primary data that is collected from questionnaires. Respondents of this study is the customer industry/ bakery shop in Bengkulu city as many 240 people were taken with the judgemental (purposive sampling) technique. The methods of data analysis used are descriptive analysis by using the mean, frequency distribution table and multiple linear regression analysis.  Based on the analysis, the result that the simultaneously product quality, service quality, and price is significantly impact on customer satisfaction industry/ bakery shop in the Bengkulu city. The next in partial product quality and service quality is positively and significantly impact on customer satisfaction industry/ bakery shop in the Bengkulu city, while the price is negative and significantly impact on customer satisfaction industry/ bakery shop in the Bengkulu city.Keywords: Customer Satisfaction, Product Quality, Service Quality, Price
Peran Pembiayaan Perbankan Syariah terhadap Usaha Mikro Kecil dan Menengah di Masa Pandemi Covid-19 (Studi Kasus pada BSI Kota Bengkulu) Fransiska, Linda; Isnaini, Desi; Oktarina, Amimah
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 6, No 2 (2021): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v6i2.2767

Abstract

This study aims to determine the role of financing for the indonesian syariah bank in the city of Bengkulu in rescheduling, reconditioning, and restructuring of micro, small and medium business customers during the covid-19 pandemic, the research method used is qualitative methods. This type of research includes field research because it directly gets data from the field to find out the real situation. When the research took place at the beginning of September 2020-March 2021 and located at the Bank Syariah Indonesia branch office of S. Parman 2. This research is descriptive and uses two data, namely primary data and secondary data, where the primary data is obtained from Bank Syariah Indonesia Bengkulu city and secondary data obtained from notes, books, website publications, journals, articles, theses, and others. Data collection using three methods, namely observation so that it is directly aimed at the Bank Syariah Indonesia Bengkulu city, interviews to ask questions and answers, and documentation such as archives, reports, and so on. The results of the study are that in addition to still providing financing to customers during the covid-19 period, in rescheduling, the role of the bank is to provide an extension of the payment period, while in reconditioning. MSME customers affected by covid-19 can submit a restructuring application letter, but with the agreement of the two parties who are equally willing, and so is the restructuring, with is the conversion of a financing contract, where MSME customers are given any installment payment relief they can for 1 year.
FUNDING CELENGAN PADA BPRS SAFIR BENGKULU Yani, Erma Putri; Arisandy, Yosy
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 3, No 1 (2018): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v3i1.1473

Abstract

The purpose of this study was to determine the effectiveness of the implementation of the funding piggy bank at PT. BPRS Safir Bengkulu and the factors that caused the stall traders to save in the funding piggy bank at PT. BPRS Safir Bengkulu. The research conducted is field research using qualitative methods. The data used in this study are Primary Data obtained through interviews with the Funding Division, Funding Officer, Costumer Service, General Division and Personnel, and Secondary Data obtained from books related to research problems. After the data is obtained then it is analyzed using qualitative descriptive method which is then analyzed deductively. The results of the study found that (1) the implementation of the funding piggy bank at PT. BPRS Safir Bengkulu. After a customer agreement with the BPRS Safir bank, the bank places the piggy bank with the customer, the customer saves the money in the box. After that the bank took the Warung savings, Hajj savings, and Qurban savings. And recorded according to the nominal savings. (2) factors that cause traders to save in the funding piggy bank at PT. BPRS Safir Bengkulu. Because of the friendly service. maintain customer trust, ease in saving, ease of obtaining information about products.
Analisis Perubahan Kebijakan Pajak di Negara GCC dalam Perspektif Ekonomi Islam Amijaya, Rachmania Nurul Fitri; Sholikhin, Mohammad Yusron
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 7, No 2 (2022): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v7i2.2859

Abstract

G.C.C. countries use oil as a significant source of state revenue because the G.C.C. region is a collection of world oil-producing countries. However, since the world oil price slumped from 2005-2008, governments have changed course by imposing taxes on their citizens. The point of this study is to argue the G.C.C. countries that have changed their tax-free system in their economy into countries that apply taxes today. Then, the views of some Muslim scientists related to taxation are related to changes in tax policy in G.C.C. countries. The qualitative method is used in this paper with a critical approach and analysis of several kinds of literature and financial reports relating to changes in tax policy in the G.C.C. area. The results of this study explain that the G.C.C. countries compile a value-added tax of 5%, which is applied to several basic needs such as food, clothing, water, and electricity bills. Later, some Muslim scientists agreed on the existence of taxes for the common good, a source of revenue for public facilities and services.
PENETAPAN NISBAH BAGI HASIL PADA AKAD KERJASAMA PEMELIHARAAN HEWAN TERNAK PERSPEKTIF EKONOMI SYARIAH Yarmunida, Miti; Wulandari, Wulandari
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 1, No 1 (2016): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v1i1.851

Abstract

Determining the profit-sharing ratio in Islamic concepts is a necessity. The system of determination of the profit-sharing ratio should refer to the principle of fairness of inter-personal balance of the conduct of the council. The behavior of the Muslim community in Indonesia, especially in the villages, is still a lot that does not set the profit-sharing ratio at the time of agreement (akad). As with the livestock raising, the yield-sharing system is set at the time of the outcome and often the determinant of how much of each part is the owner of the livestock. The unilateral provision makes one party feel unfair and is forced to accept his part. Keywords: Nisbah Profit-Sharing, Coorporation  Agreemen
Musyarakah mutanaqishah Pada Perbankan Syariah di Indonesia: Pendekatan Maqasid Syariah Yarmunida, Miti
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 5, No 2 (2020): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v5i2.2718

Abstract

his study aims to identify the implementation of the musyarakah mutanaqishah contract in Islamic banking in Indonesia based on the Islamic maqasid review. This research uses descriptive qualitative method. The research data were collected using the documentation method. The data used in this research is secondary data obtained from various sources regarding the provisions of sharia fatwas, sharia standards, statutory regulations, operational and practical standards in Islamic banking, as well as the results of relevant research and publications. The data were analyzed using the inductive method. The analysis of the implementation of the musyarakah mutanaqishah contract is carried out based on the maqasid sharia approach. The results of the study found that the implementation of the musyarakah mutanaqishah contract as an alternative to mudharabah financing in Islamic banking, from the aspect of risk charging and equal partnerships, was not in accordance with the maqashid sharia and existing regulations in Indonesia
Pengaruh Label Halal, Kepercayaan Merek, Dan Celebrity Endorser Terhadap Keputusan Pembelian Konsumen Muslim Pada Produk Kosmetik Make Over Di Jawa Timur Salsabila, Zakiya Jihan; Suryaningsih, Sri Abidah
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 10, No 2 (2025): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v10i2.8580

Abstract

Penelitian ini mengkaji pengaruh label halal, kepercayaan merek, dan celebrity endorser terhadap keputusan pembelian konsumen Muslim pada produk kosmetik Make Over di Jawa Timur. Dengan populasi Muslim yang besar, pemahaman tentang faktor-faktor ini menjadi penting untuk strategi pemasaran yang efektif. Tujuan penelitian ini adalah untuk mengidentifikasi seberapa besar pengaruh ketiga variabel tersebut terhadap keputusan pembelian. Metodologi yang digunakan adalah pendekatan kuantitatif dengan pengumpulan data melalui kuesioner yang disebarkan kepada 112 responden. Analisis data dilakukan menggunakan regresi linier berganda melalui SPSS. Hasilnya menunjukkan bahwa kepercayaan merek dan celebrity endorser berpengaruh positif terhadap keputusan pembelian, sementara label halal tidak menunjukkan pengaruh. Temuan ini memberikan wawasan bagi perusahaan untuk lebih fokus pada peningkatan kepercayaan konsumen dan pemilihan endorser yang tepat dalam strategi pemasaran mereka.
Pengaruh Pembiayaan Mudharabah Dan Pembiayaan Musyarakah Terhadap Return Of Asset (Roa) Pada Bank Syariah Mandiri Dewi, Ratih Komala
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 4, No 2 (2019): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v4i2.2458

Abstract

The study aims to determine the effect of Mudharabah Financing and Musyarakah Financing on Return of Assets (RoA) in Bank Mandiri Syariah in 2014-2018. The method of data collection in the subject of research was obtained by tabulating secondary data in the form of financial statements at Bank Mandiri Syariah in 2014 - 2018. The quantitative method of data analysis was done by processing SPSS software data in the form of classic assumption testing, testing F test statistics and testing t test to draw interesting conclusion. The results of this study indicate Mudharabah Financing and Musyarakah Financing have a positive influence on Return of Assets (RoA) in Bank Mandiri Syariah in 2014-2018 both partially and simultaneously.

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