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Herlina Yustati
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BAABU AL-ILMI: Ekonomi dan Perbankan Syariah
Published by Universitas Islam Negeri Fatmawati Sukarno Bengkulu
ISSN : 27274163     EISSN : 2654332X     DOI : 10.29300/ba.v9i1.XXX
Core Subject : Religion, Economy, Education,
Religion Economics, Econometrics & Finance Education Other
This journal is an electronic scientific journal focused on advancing knowledge in the fields of Islamic economics and banking. It publishes research articles, theoretical studies, and practical analyses covering topics such as Islamic finance, Islamic banking, halal investment, macro- and microeconomics based on Sharia principles, as well as economic policies aligned with Islamic law. By presenting high-quality scholarly works, Baabu Ilmi aims to serve as a platform for academic discussion and a valuable reference for researchers, academics, practitioners, and policymakers interested in the development of Islamic economics and banking.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 188 Documents
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Hubungan Kepuasan Konsumen Terhadap Pelayanan Bengkel Motor di Desa Kasiyan Wahid Aljauzi, M Nur Rafli; Iwan Musthofa Habibullah, Dovi
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 10, No 2 (2025): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v10i2.8785

Abstract

The motorbike repair shop services in East Kasiyan village show differences in the level of customer satisfaction. People who depend on motorbike repair shops for motor vehicle maintenance and repair often judge the quality of the services provided based on several factors, such as technician skills, service times, and available facilities. This research aims to analyze the level of consumer satisfaction with motorbike repair services in East Kasiyan Village, as well as identifying the factors that influence this satisfaction. The research results show that the quality of technicians and service time are the main factors that influence the level of consumer satisfaction. Most customers are satisfied with the results of repairs, however there are several complaints regarding workshop facilities and service prices which are considered high. This research provides new findings regarding the importance of comfort and price aspects in determining consumer satisfaction in rural areas. The novelty of this research lies in an in-depth analysis of the factors that influence customer satisfaction in village motorbike repair shops which may not have been widely researched before.
Pengukuran Kinerja Sofyan Inn Hotel UNISI Yogyakarta dengan Pendekatan Maslahah Scorecard (MasSC) Yolanda, Agnes
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 5, No 1 (2020): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v5i1.2511

Abstract

This research aims to observe and describe the orientation of Maslahah in Sofyan Inn Hotel UNISI Yogyakarta. The measurement of the performance process and the performance of the result of Sofyan Inn Hotel UNISI Yogyakarta was conducted through Maslahah Scorecard (MaSC) approach. This is a qualitativedescriptive research with the type of field research. The data were collected using the method of observation, documentation and interview in which the results of this were measured and analyzed using Maslahah Scorecard (MaSC) approach Maslahah scorecard (MaSC)is a assessment tool developed by Ahmad Firdaus measuring the performance of an organization through two phases: assessing the business in achieving the Maslahah (process performance) and assessing the outputs of the Maslahah performance (performance of output). The results of this research showed that Sofyan Inn Hotel UNISI Yogyakarta has implemented six orientations of benefit (Maslahah) including the orientation of worship, orientation of internal process, orientation of talent or workforce, orientation of learning, orientation of customers, and orientation of wealth. In the performance of process in Sofyan Inn Hotel UNISI Yogyakarta it obtained the score of 0.780 and in the performance of the output of the Sofyan Inn Hotel UNISI Yogyakartait obtained the score of 0,994
Pengaruh Literasi Keuangan, Pendapatan, dan Perilaku Keuangan Terhadap Keputusan Investasi pada Nasabah Tabungan Emas Pegadaian yang Ada di Kota Padang Moreno, Kiko; Desiyanti, Rika; Novita Sari, Julia; Fitria, Reza; Islamiati, Febi
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 10, No 1 (2025): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v10i1.7664

Abstract

Penelitian ini bertujuan untuk membuktikan seberapa Pengaruh Literasi Keuangan,  Pendapatan Dan Perilaku Keuangan Terhadap Keputusan Investasi Pada Nasabah Tabungn Emas Pegadaian Cabang Tarandam Kota Padang. Studi empiris dilakukan untuk menganalisis Pengaruh Literasi Keuangan,  Pendapatan Dan Perilaku Keuangan Terhadap Keputusan Investasi Pada Nasabah Tabungn Emas Pegadaian Cabang Tarandam Kota Padang. Objek Penelitian yang digunakan adalah PT. Pegadaian Cabang Tarandam Kota Padang. Metode penelitian yang digunakan adalah kuantitatif digunakan untuk menguji tiga hipotesis dengan menggunakan kuesioner sebagai instrumen pengumpulan data yang menggunakan teknik purposive sampling. Data diperoleh dari 288 responden yang secara langsung didapatkan dari nasabah Pegadaian Cabang Tarandam yang menggunakan tabungan emas. Pengaruh antara faktor-faktor penentu dianalisis menggunakan software SPSS. Hasil penelitian menunjukkan bahwa Eliterasi keuangan, pendapatan dan perilaku keuangan berpengaruh signifikan terhadap Keputusan Investasi Pada Nasabah Tabungan Emas Pegadaian Cabang Tarandam Kota Padang.
PENGARUH KEPEMIMPINAN, DISIPLIN DAN KOMPENSASI TERHADAP KINERJA GURU SD NEGERI 69 KOTA BENGKULU Dewi, Ratih Komala
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 3, No 2 (2018): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v3i2.1534

Abstract

The findings of this study were to determine the effect of Leadership, Compensation and Discipline on the performance of teachers in elementary school 69 of Bengkulu City . Data collection methods used were observation and distribution of questionnaires to 48 elementary school teachers in elementary school 69 of Bengkulu city. Quantitative data analysis method is done by looking for the scoring of data scaling (scoring), while the qualitative method of data analysis is done by processing SPSS 22 software data with F test statistics and t test statistics and drawing conclusions and verification of data. The results of this study indicate that leadership roles, Compensation and Discipline have a significant effect simultaneously and have relevance to teacher performance. The principal has the task of fostering the teachers related to their main tasks, namely teaching students so that they achieve optimal performance. Furthermore, the principal as a person who is used as a role model can provide examples of teaching and learning activities in front of the class and high work discipline so that the teacher can imitate and practice in carrying out daily tasks and improve the discipline of each teacher. On the other hand, the findings of this study indicate that teachers who have received compensation in the form of teacher professional allowances have better performance than teachers who have not received teacher professional allowances. Based on the results of research conducted in Elementary School 69 of bengkulu city, compensation has the most dominant influence on teacher performance.
Peran BMT Syari’ah Jaya Abadi dalam Peningkatan Pendapatan Usaha Mikro di Kecamatan Giri Mulya Kabuapaten Bengkulu Utara Riang, Ade; Isnaini, Desi; Oktarina, Amimah
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 8, No 1 (2023): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v8i1.2910

Abstract

The purpose of this study 1) to determine the role of BMT Syari'ah Jaya Abadi in increasing micro business income in Giri Mulya District, North Bengkulu Regency. 2) To find out what are the obstacles of BMT Syari'ah Jaya Abadi in increasing micro business income in Giri Mulya District, North Bengkulu Regency. The approach used in this research is non-participant qualitative and descriptive analysis method. Data was collected through direct explanations from the head of BMT Syari'ah Jaya Abadi, Managers and Customers of Syari'ah Jaya Abadi as the unit of analysis for this research. The results of this study indicate that 1) The role of BMT Syari'ah Jaya Abadi, Giri Mulya District, North Bengkulu Regency, namely first, fostering an entrepreneurial spirit in the community. Second, being able to suppress the practice of usury in the midst of society. Third, improve people's welfare. 2) The obstacles to BMT Syari'ah Jaya Abadi, Giri Mulya District, North Bengkulu Regency, namely the delay in returning customers' capital money and the large number of customers who have not been able to manage their finances
Kontroversi Zakat Profesi L.Man, Yovenska
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 1, No 1 (2016): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v1i1.857

Abstract

The development of Fiqh issues is in line with the development of the times, as the phenomenon that occurs today. Various kinds of problems that occur cause the scholars are required to provide solutions to solutions to these problems one of the problems of zakat which until now has not been maximized so that makes contemporary scholars make a breakthrough by issuing a Fatwa on Zakat Profession. Nevertheless, this opinion still gets the pros and cons of most Ulama.Keyword: Controversy, Zakat Profession       
Analisis Efisiensi Kinerja Keuangan Lembaga Amil Zakat (LAZ) Rumah Zakat Indonesia dengan Metode Data Envelopment Analysis (DEA) Sidang, Nur Khaerat
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 6, No 1 (2021): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v6i1.2755

Abstract

Poverty in Indonesia is a very difficult problem to overcome. Therefore, one of the efforts to overcome poverty is the empowerment of the potential for zakat, infaq and alms (ZIS). However, the implementation of receipt and distribution of ZIS is still not optimal. This study aims to measure the level of efficiency of the financial performance of the Zakat Management Organization (OPZ), namely the National Zakat Management Organization (LAZ). The population in this study is the national level Indonesian Zakat House for the period 2010-2019. The factors that cause the Indonesian Zakat House to experience inefficiency as well as the policies that will be carried out by the government and the Indonesian Zakat House to improve performance or better governance. The analytical tool used non-parametric quantitative methods, namely Data Envelment Analysis (DEA) with a production approach using DEAP 2.1 software. The type of data used is secondary data in the form of financial statements of the Indonesian Zakat House for the period 2010-2019. There are two variables used in this study, namely the input variable and the output variable. The input variables in this study were operational costs, personnel costs and socialization costs, and total assets, while the output variables in this study were total ZIS funds received and ZIS funds disbursement. This study uses 2 assumptions, namely Constant Return to Scale (CRS) and Variable Return to Scale (VRS). Based on the results of research carried out with the Data Envelopment Analysis (DEA) method, it was found that the performance of Rumah Zakat Indonesia experienced efficiency in 2010, 2011, 2012, 2013, 2014, 2017, 2018 and 2019, namely 100% and Rumah Zakat Indonesia experienced inefficiency, namely in 2015 amounting to 98.1% and in 2016 amounting to 99.5%. Efficiency occurs because the actual value is not the same as the target value set by the DEA.
EFEKTIVITAS TUGAS NAZHIR DALAM PENGELOLAAN TANAH WAKAF DI KOTA BENGKULU Anohib, Anohib
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 2, No 2 (2017): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v2i2.1058

Abstract

The purpose of this study is to determine the effectiveness of wakaf land management by nazhir and to know the nazhir constraints in the management of wakaf land in the city of Bengkulu. To solve the problem deeply and thoroughly, researchers used a qualitative approach with primary data collection techniques through interviews with nazhir. From the results of the study found that the management of wakaf land by nazhir not effective, because the number is still small, while the potential that should be used a lot. of the 21 mosques studied, only 6 mosques that have had management Percentage 28.57% (6 of 21). Wakaf land management by nazhir also has not been effective in terms of management field, because there is no management other than education field, whereas management of wakaf land can also be managed in the field of economy and health in accordance with the potential land wakaf.Keywords: Effectiveness, Nazhir Task, Wakaf Land Management. 
Pengukuran Kinerja Pengelolaan Zakat Nasional menggunakan Indeks Zakat Nasional (IZN) 2.0 dan Dampaknya terhadap Pengentasan Kemiskinan di Indonesia Periode 2021 Elvira, Rini
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 7, No 2 (2022): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v7i2.2855

Abstract

The study aims to measure the performance of national zakat management and its impact on poverty alleviation in Indonesia for the 2021 period. National Zakat Index (N.Z.I.) 2.0, formed based on macro and micro dimensions, is used to measure the performance of national zakat management. The General Poverty Index (GPI), with headcount index, income gap ratio, poverty gap, sen index, and F.G.T. index, and the B.A.Z.N.A.S. Welfare Index (B.W.I.), with indicators of the poverty line, had kifayah. Nisab zakat is used to measure the impact of zakat management on poverty alleviation in Indonesia for the 2021 period. The result show (1) The performance of the national zakat management for the 2021 period is considered very good, with an N.Z.I. value of 0,88. (2) Based on the GPI and B.W.I. indicators, the management of national zakat in the distribution sector has been able to improve the welfare of mustahik and alleviate poverty in Indonesia for the 2021 period
IMPLEMENTASI SISTEM PRODUKSI SECARA ISLAMI PADA PRODUK HASIL PENGOLAHAN IKAN (STUDI KASUS DI UMKM UPI MINO NGUDI LESTARI YOGYAKARTA) Oktarina, Amimah; Asnaini, Anaini
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 1, No 1 (2016): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v1i1.831

Abstract

In producing the goods when viewed from the perspective of the Islamic way of production, manufacturers produce the goods in an attempt to create maslahah, which seek profit through production that is not prohibited and protected from the exploitation of natural resources. Maslahah itself is divided into two components, namely the benefits and blessings. Production activities can be seen in the development of Micro, Small and Medium Enterprises (SMEs) is currently one example of the active role of government in promoting the productivity of the people in the industry. Pembangungan industry effort aimed at expanding employment opportunities and increase production. One form of community contributions by active production activities are SMEs Fish Processing Unit (UPI) Mino Ngudi Lestari, located in the hamlet of Nayan, Maguwoharjo, Yogyakarta. The main problem is formulated in this research is how the production of products of fish processing in Mino UPI Ngudi Lestari viewed from the perspective of production in Islam. The results of this research are production systems that are applied by SMEs UPI Mino Ngudi Lestari manage fish into refined products overall compliance with production systems in Islamic. Of the several factors highlighted, all these factors have been in accordance with the production system Islamically, just revamping the organizational factors that need to be better.Keywords: Islamic Production, Products, Fish, SMEs

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