cover
Contact Name
Herlina Yustati
Contact Email
baabu.alilmi@mail.uinfasbengkulu.ac.id
Phone
-
Journal Mail Official
herlina.yustati@mail.uinfasbengkulu.ac.id
Editorial Address
Jl. Raden Fatah, Pagar Dewa Kota Bengkulu 38211 Bengkulu, Sumatra Indonesia
Location
Kota bengkulu,
Bengkulu
INDONESIA
BAABU AL-ILMI: Ekonomi dan Perbankan Syariah
ISSN : 27274163     EISSN : 2654332X     DOI : 10.29300/ba.v9i1.XXX
This journal is an electronic scientific journal focused on advancing knowledge in the fields of Islamic economics and banking. It publishes research articles, theoretical studies, and practical analyses covering topics such as Islamic finance, Islamic banking, halal investment, macro- and microeconomics based on Sharia principles, as well as economic policies aligned with Islamic law. By presenting high-quality scholarly works, Baabu Ilmi aims to serve as a platform for academic discussion and a valuable reference for researchers, academics, practitioners, and policymakers interested in the development of Islamic economics and banking.
Articles 197 Documents
Pengaruh Kualitas Pelayanan Islami, Atribut Produk dan Religiusitas terhadap Kepuasan dan Loyalitas Nasabah Pada Bank Syariah Indonesia Cabang Kudus Sutono, Sutono; Wismar'ein, Dian; Fitri, Nadila
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 9, No 1 (2024): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v9i1.3421

Abstract

The purpose of this study was to determine whether islamic service quality, product attributes and religiosity influence customer satisfaction and loyalty. The objects of this research are customers of Bank Syariah Indonesia Kudus Branch. This research was carried out by distributing questionnaires to 174 respondents using a purposive sampling technique, namely the researcher determined certain criteria to select consumers who would become respondents. The data analysis method uses SEM- AMOS v.24. Based on the results of this research, it shows that Islamic Service Quality has a positive and significant effect on customer satisfaction. Product attributes have a positive and significant effect on customer satisfaction. Religiosity has a negative and insignificant effect on customer satisfaction. Service quality has a positive and significant effect on customer loyalty. Product attributes have a positive and significant effect on customer loyalty. Religiosity has a negative and insignificant effect on customer loyalty. Satisfaction has a positive and significant effect on customer loyalty
PENGARUH PROFITABILITAS DAN NILAI PASAR TERHADAP HARGA SAHAM SYARIAH PADA PERUSAHAAN YANG TERDAFTAR DI JAKARTA ISLAMIC INDEX (JII) TAHUN 2011-2013 Asnaini, Asnaini; Elvira, Rini; Yuningsih, Ayu
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 1, No 2 (2016): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v1i2.876

Abstract

This research aimed to investigate the effect of profitability ratio (ROA,ROE) and market value ratio (EPS) on sharia stock price at companies listed in Jakarta Islamic Index (JII). This research was applied research which is assosiative quantitative. The population of this research was all of companies listed in Jakarta Islamic Index (JII) in 2011-2013 period. In selecting the sample was done by purposive sampling technique. The number of samples were 24 companies listed in Jakarta Islamic Index (JII) within 3 years a row. This research used multiple regression linier techniques in hypothesis testing. Research result showed that Return On Assets (ROA), Return On Equity (ROE), and Earning Per Share (EPS) simultaneously have a possitive and significant effect on sharia stock price. While, the effect was partially different, Return On Assets (ROA) and Return On Equity (ROE) had not possitive and significant effect on sharia stock price. While Earning Per Share (EPS) has possitive and significant effect on sharia stock price.Key Words:  Sharia Stock, Sharia Stock Price, ROA, ROE, EPS
Implementasi Lean Manufacturing dan Menghindari Tabdzir untuk Peningkatan Produktifitas dengan Minimasi Waste Afrianty, Nonie; Verani, Reza Okta
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 6, No 2 (2021): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v6i2.2807

Abstract

This study aims to determine the causes of waste and minimize the causes of waste in the production process by using a lean manufacturing approach and analyzing it from an Islamic economic perspective. This type of research is field research with a qualitative approach. The informants of this study were the owner and 9 employees of the Saf'fana Furniture Store. The analysis technique used uses several tools, including VSM, Fishbone diagrams, Failure Mode and Effect Analysis. The results of this study indicate that the cause of the emergence of waste in the production process lies in the time of the drying process and repair of defective goods, the way to minimize it is to increase the stock of raw materials and increase worker discipline so that product defects do not occur, while in the perspective of Islamic economics the production process is classified as on tabzir because the time used to dry the raw materials and after the finished product must be repaired again on the defective goods, thus need creativity and discipline to workers.
Zakat Produktif dan Kesejahteraan Mustahik dalam Perspektif Maqashid Syariah di BAZNAS Sragen Marjany, Nawa; Kamil, Mustofa; Erialdy, Erialdy; Thoriqul Islam, Muhammad
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 10, No 2 (2025): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v10i2.8844

Abstract

One of the main challenges in zakat management is the low public understanding of the concept of productive zakat management. BAZNAS and LAZ, as official institutions, are often perceived as limiting community participation, which is exacerbated by concerns about bureaucracy and the potential for misappropriation of funds. This resistance is primarily caused by technical implementation constraints rather than the substance of zakat itself. Therefore, an alternative approach based on economic empowerment and the principles of maqashid sharia is needed. This study examines productive zakat management at BAZNAS Sragen using a qualitative case study approach. Data were collected through interviews, observation, and documentation, and then analyzed descriptively and qualitatively, concerning the maqashid sharia of Imam Al-Syatibi. The results show that BAZNAS Sragen's zakat management applies the principles of transparency, accountability, and empowerment of the mustahik through a structured fundraising mechanism, a verified distribution system, and Sharia-based planning and supervision.
Pengaruh Akses Teknologi, Infrastruktur Digital, Pendidikan, dan Ketersediaan Pekerjaan terhadap Kesejahteraan Masyarakat: Model Mediasi Ketahanan Ekonomi dan Moderasi Kualitas Sumber Daya Manusia Dassucik, Dassucik; Hafas Rasyidi, Ahmad; Sukrisno Sugeng, Irwin; Nikmah, Ulin
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 10, No 2 (2025): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v10i2.9156

Abstract

This study explores the impact of key factors such as technology access, digital infrastructure, education, and job availability on community well-being in East Java, Indonesia, with a focus on economic resilience as a mediating variable and human resource quality as a moderating factor. This study uses data obtained from 300 respondents, specifically social assistance recipients in East Java, selected through purposive sampling. Partial Least Squares Structural Equation Modeling (PLS-SEM) was applied to analyze the relationship between these factors. The findings indicate that digital infrastructure, education, and job availability significantly influence economic resilience and community well-being. Economic resilience plays a significant role in mediating these effects, while human resource quality moderates the relationship, enhancing the impact of economic resilience on well-being. This study contributes to the literature by integrating these variables into a comprehensive framework, emphasizing the need for investment in education, digital infrastructure, and inclusive job creation policies to address the welfare gap, particularly in rural areas, and to promote sustainable development in East Java.
Pengaruh Investasi Asing Langsung, Indeks Kualitas Lingkungan, dan Inflasi terhadap Pertumbuhan Ekonomi Negara-Negara G20 Asia Periode 2014-2024 dalam Perspektif Ekonomi Islam Shalsabillah, Raudhah; Selvina, Mia; Rakhman Setyanto, Alief
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 11, No 1 (2026): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v11i1.9106

Abstract

This study aimed to analyze the effect of Foreign Direct Investment (FDI), Environmental Performance Index (EPI), and inflation on economic growth in Asian G20 countries, namely China, Indonesia, Saudi Arabia, India, and Japan, during the period 2014–2024 from an Islamic economic perspective. The research used a quantitative approach with secondary data obtained from the World Bank and Yale University. The data were analyzed using panel data regression, including Common Effect Model (CEM), Fixed Effect Model (FEM), Random Effect Model (REM), and Generalized Method of Moments (GMM). The results showed that inflation had a significant and positive effect on economic growth, while FDI and EPI had no significant effect. These findings indicated that maintaining price stability played a more dominant role in stimulating economic growth compared to foreign investment and environmental performance during the research period. From the perspective of Islamic economics, the results highlight the importance of price stability as part of the principles of justice (‘adl) and public interest (maslahah) to achieve sustainable and equitable economic growth.
Pengaruh Likuiditas, Leverage, dan Non Performing Financing, Terhadap Stabilitas Keuangan pada Bank Umum Syariah di Indonesia Periode Tahun 2020-2024 Rahman, Nabilli; Musthofa, Ujang Hanief; Nurmalia, Gustika
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 11, No 1 (2026): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v11i1.9115

Abstract

This study aims to analyze the influence of liquidity (FDR), leverage (DER), and Non-Performing Financing (NPF) on the financial stability of Islamic Commercial Banks (BUS) in Indonesia (2020–2024) using panel data from 10 BUS. The Chow test and Hausman test determined the Fixed Effects Model (FEM) as the best model. The results show: FDR and NPF have no statistically significant effect. Meanwhile, DER has a positive and significant influence with a p-value of 0.009, as Sharia-compliant debt for productive financing through risk-sharing schemes enhances stability. The adjusted R² (11.39%) indicates limited explanatory power, with 88.61% attributed to external factors. From an Islamic perspective, this study highlights that the role of Islamic banks is not solely about financial achievement but also a manifestation of their social responsibility in building a more inclusive and sustainable economy aligned with Islamic values.
Analisis Manajemen Risiko Operasional pada Produk Tabungan Haji di BPRS Bhakti Sumekar Cabang Madya Pamekasan Rahman, Musyfiqur; Umam, Khotibul
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 11, No 1 (2026): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v11i1.9102

Abstract

Hajj savings is an important product in Islamic banking that assists Muslims in financially planning their pilgrimage. This study analyzes the implementation of operational risk management on the hajj savings product at BPRS Bhakti Sumekar Cabang Madya Pamekasan, aiming to identify the supporting factors, obstacles, and its impact on product success. A qualitative method was employed through observation, interviews, and documentation to comprehensively collect primary and secondary data. The analysis shows that effective risk management practices, such as the use of the digital Setrik application and standardized procedures, can minimize operational risks like human errors and fraud. The main supporting factors include quality human resources, adequate technology, and customer loyalty; while the obstacles consist of limited network coverage in remote areas, account officers’ time management, and low technological literacy among elderly customers. The positive impacts of effective risk management include increased customer satisfaction and growth in the hajj savings portfolio, whereas neglecting operational risk may cause financial losses and erosion of customer trust. The study’s implications emphasize strengthening the integration between risk management and business strategies to ensure the sustainability and competitiveness of Islamic banking.
Pengaruh Mental Discounting Terhadap Keputusan Pembelian Konsumen Di Tiktokshop Dan Implikasinya Terhadap Pencatatan Pendapatan Dan Diskon Penjualan Naura, Aisyah Rahma; Yuliati, Anik
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 11, No 1 (2026): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v11i1.9127

Abstract

This study aims to examine the effect of mental discounting and price on consumer purchasing decisions on the TikTok Shop platform, with sales discounts as a moderating variable and its implications for revenue recognition. A quantitative approach was employed using a survey method involving 120 student respondents with prior online shopping experience, and data were analyzed through PLS-SEM. The findings reveal that mental discounting has a positive and significant impact on purchasing decisions, price also significantly affects purchasing decisions, and sales discounts strengthen the influence of mental discounting on purchasing decisions. Furthermore, purchasing decisions significantly affect revenue recognition in accordance with applicable accounting standards. These results highlight that discount strategies in social commerce not only influence consumer behavior but also affect the transparency and reliability of financial reporting. Academically, this study contributes to interdisciplinary literature by integrating consumer behavior and accounting practices, while practically offering recommendations for e-commerce businesses to design effective promotional strategies that are aligned with accounting principles.
Pengaruh Sistem Pengendalian Internal dan Sistem Informasi Akuntansi Terhadap Kualitas Laporan Keuangan di BAPPEDA Provinsi Bengkulu Sotomo Gulo, Arifin; Yulianasari, Nina; Arnova, Iwin
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 11, No 1 (2026): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v11i1.8784

Abstract

This study aims to determine the effect of Internal Control Systems and Accounting Information Systems on the quality of financial reports at BAPPEDA, Bengkulu Province. This study uses quantitative research using primary data obtained from a questionnaire of BAPPEDA employees in Bengkulu Province. The population in this study were employees of BAPPEDA, Bengkulu Province in 2025. The dependent variables in this study were Internal Control Systems and Accounting Information Systems. The population in this study was 31 respondents. The results of this study indicate that the internal control system has a positive effect on the quality of financial reports with a significance value of 0.000 < 0.05, and the accounting information system has a positive effect on the quality of financial reports with a significance value of 0.004 < 0.05. The results of this study also indicate that the internal control system and accounting information system have a positive and significant effect on the quality of financial reports.