cover
Contact Name
Azhar Alam
Contact Email
aa123@ums.ac.id
Phone
+6285647250600
Journal Mail Official
jisel@ums.ac.id
Editorial Address
Jl. Ahmad Yani, Pabelan, Kartasura, Surakarta 57162, Jawa Tengah, Indonesia
Location
Kota surakarta,
Jawa tengah
INDONESIA
Journal of Islamic Economic Laws
ISSN : 26559609     EISSN : 26559617     DOI : https://doi.org/10.23917/jisel
Journal of Islamic Economic Laws (JISEL) is published by the Department of Islamic Economic Laws, Faculty of Islamic Studies, Universitas Muhammadiyah Surakarta. The journal provides a platform for scholarly research that bridges theoretical perspectives and practical developments in the field of Islamic economic laws. JISEL welcomes contributions from diverse disciplines, encouraging academic dialogue among researchers, scholars, and practitioners who are engaged in the study of Islamic economics, law, finance, business, philanthropy, and halal-related sectors. The journal is committed to advancing interdisciplinary knowledge and promoting the development of Islamic economic thought in contemporary contexts. Published online using the Open Journal Systems (OJS), JISEL ensures broad and easy access to its content for researchers and readers worldwide. The journal has been nationally accredited by the Ministry of Research, Technology, and Higher Education of the Republic of Indonesia and is indexed in DOAJ and other reputable scholarly databases.
Articles 10 Documents
Search results for , issue "Vol. 8 No. 01 (2025): January" : 10 Documents clear
Sapikul Sagendhongan: The Value of Javanese Traditional Heritage in The Practice of Islamic Heritage Distribution in Klaten Community Indonesia Saputro, Muhammad Andi; Zuhdi, Syaifuddin; Yusuf, Jibrail Bin
Journal of Islamic Economic Laws Vol. 8 No. 01 (2025): January
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jisel.v8i01.6296

Abstract

This study examines the value of Javanese customary heritage in inheritance distribution in the Jatinom community, Klaten, focusing on applying customary law and its conformity with Islamic heritage law. The research analyzes the “Sapikul Sagendhongan” inheritance system and explores social and cultural factors affecting inheritance distribution. This study utilized a socio-legal approach and employed qualitative analysis through in-depth interviews with four respondents and examination of related legal documents. Results show that the Jatinom community consistently implements an inheritance distribution system that gives a more significant portion to male heirs than women, with a 2:1 ratio, primarily due to the perception that men have greater family responsibilities. While Javanese customary law remains dominant, there is an adaptation to Islamic law principles in inheritance distribution. Cultural factors, such as family values and cooperation traditions, play a significant role. The Jatinom community is committed to maintaining cultural values while respecting religious provisions. This study provides new insights into the interaction between local traditions and broader legal norms in Javanese society, confirming that Javanese customary law and Islamic law can operate harmoniously in inheritance distribution, ensuring cultural preservation without violating religious principles. The research contributes to understanding the complex dynamics of inheritance practices in Indonesia, highlighting the importance of considering local customs in legal frameworks.
Dispute Resolution in Islamic Economic Transactions: The Role and Function of Sharia Arbitration Widjaja, Gunawan
Journal of Islamic Economic Laws Vol. 8 No. 01 (2025): January
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jisel.v8i01.6340

Abstract

Dispute resolution in Sharia economic transactions is essential to align settlement processes with Islamic legal principles. This study examines the function and role of Sharia-based arbitration, focusing on its alignment with the values of justice, efficiency, and confidentiality within Islamic law. Using a literature-based methodology, the research analyzes secondary data from legal sources and previous studies on Sharia arbitration in Indonesia, particularly the practices of the Sharia Arbitration Body (BASYARNAS-MUI). The findings indicate that Sharia arbitration offers a streamlined, confidential, and fair dispute resolution method, fostering outcomes based on Islamic values such as justice (adl), truth (haqq), and public good (maslahat). Unlike conventional court procedures, Sharia arbitration provides faster and more effective resolutions, while ensuring privacy and protecting the involved parties' reputations. The study also reveals that Sharia arbitration strengthens the application of Islamic law across various sectors, including finance and inheritance, by embedding ethical considerations into modern economic dispute resolutions. This research underscores the practicality and moral alignment of Sharia arbitration as a robust alternative to conventional litigation, offering readers insights into the benefits of a Sharia-compliant approach to economic dispute resolution.
Accounting and Legal Disputes in Islamic Banking and Finance Kadi, Sanaa
Journal of Islamic Economic Laws Vol. 8 No. 01 (2025): January
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jisel.v8i01.6915

Abstract

This paper explores the role of accounting for Islamic finance in dispute settlements in the Islamic banking and finance (IBF) industry. This study adopts a legal approach, using an analysis design to investigate the main principles and processes of dispute resolution in Islamic finance. The study involves a comprehensive review of relevant legal sources, including Islamic law, national laws and regulations, court judgments, legal opinions, and industry standards. The study shows that the promotion of legal certainty will require a strong base of legal and Islamic finance professionals and the competence and awareness of accountants, lawyers,​ and judges. The study also shows that financial records, statements, and documentation have a significant role in resolving disputes. Accounting records can provide evidence of transactions and terms agreed upon. Properly documented and transparent accounting practices can help clarify the nature of the dispute and contribute to finding a fair and efficient resolution in the context of Islamic financial activities. This study provides practical implications for IBF stakeholders in managing legal disputes, such as helping Islamic financial practitioners recognize the importance of integrating robust accounting practices, clear financial reporting, and transparent disclosure mechanisms. These practices are pivotal not only for the industry’s credibility but also for effective disputes resolution.
Customer Satisfaction on Digital Banking Services: Evidence from Islamic Financial Institutions in Sri Lanka Ahamed Hilmy, Hayathu Mohamed; Saujan, Iqbal
Journal of Islamic Economic Laws Vol. 8 No. 01 (2025): January
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jisel.v8i01.7099

Abstract

In the fast-paced modern era, time is crucial. Consumers with hectic schedules prefer smart solutions that enhance convenience and timeliness in financial activities. Traditional bank hours often conflict with busy schedules, but digital banking resolves this issue. Digital banking allows customers to use mobile phones and computers to check balances and conduct banking, offering more flexibility. This study aims to determine customer satisfaction with the digital banking services of Islamic financial institutions in Sri Lanka. The ISO 9000 standard E-SERVQUAL model and the digital service quality of Islamic financial institutions are analysed. Two hundred questionnaires were administered to customers with Amana Bank PLC and AL Adalah accounts. The research objective is a quantitative investigation to explore the relationship between independent and dependent variables within a given population. This study utilised the Statistical Product for Social Solutions version 20 (SPSS v. 20) for data analysis, employing descriptive analysis methods. For clarity, the results were displayed in bar graphs and pie charts using Microsoft Excel. The study evaluated service quality factors using Pearson correlation to examine the relationship between customer satisfaction (dependent variable) and independent variables (Efficiency, system availability, Ease of use, privacy, responsiveness).
Market Opportunities for Islamic Banking and Finance in Europe: A Case of Finnish Regulatory Framework Kadi, Sanaa
Journal of Islamic Economic Laws Vol. 8 No. 01 (2025): January
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jisel.v8i01.7229

Abstract

This article  assesses market opportunities for Islamic banking and finance (IBF) in Finland, offering an understanding of the legal environment, consumer perceptions, and potential challenges and opportunities for developing Islamic finance within the Finnish legal framework. The study employs a survey to investigate the perceptions and behaviours of Muslims towards IBF in Finland, focusing on its legal dimensions. Utilizing a mixed-methods approach, including quantitative survey data and qualitative analysis, the research aims to understand Finnish Muslims' attitudes, preferences, and experiences towards Islamic banking products and services. The findings show that although a significant proportion of respondents revealed uncertainty or lack of knowledge about IBF, most respondents express their willingness to become customers of an Islamic financial institution if such institutions were available in Finland. This research contributes to the existing body of knowledge in Islamic finance law by elucidating the legal intricacies of Islamic banking within the European context. The insights generated offer valuable implications for policymakers, legal practitioners, and scholars interested in Islamic finance law.
Assessing the Reliability of Halal Certification Implementation: A Qualitative Study on Perceptions of Halal Supervisors and Micro Business Actors Bima, Muhammad; Mohammad Nizarul Alim; Adnan, Nurul Ilyana Muhd
Journal of Islamic Economic Laws Vol. 8 No. 01 (2025): January
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jisel.v8i01.7305

Abstract

The potential for a critical point in the food and beverage sector has led to the emergence of a crucial role in the halal industry. This research aims to examine more deeply the halal industry governance system in micro and small businesses in the food and beverage sector by reviewing the legal perspective of the halal product guarantee system in the Bangkalan and Surabaya areas, as well as diagnosing the halal certification of micro and small businesses after obtaining a halal certificate. This research uses the phenomenological method by collecting primary data through interviews with informants, namely two business actors and one halal supervisor from the Halal Inspection Institute. Researchers also took data from focus group discussions with the Halal Product Guarantee Organizing Agency. The research results show that micro and small business actors consistently implement a halal product guarantee system by the provisions of the halal product guarantee system law. Apart from meeting halal standards, business actors also emphasize the importance of maintaining product quality at every stage of the production chain. This research also found that after halal certification was issued, micro and small businesses continued to make improvements and breakthroughs to ensure product quality and halalness were maintained throughout production. This research does not explore the social and economic factors of micro and small business actors in obtaining halal certificates. However, this research provides a perspective on consistently implementing halal governance by the halal product guarantee system law, which can help increase quality values.
Effectiveness of Infaq and Shodaqoh Empowerment in Religious Tourism Areas: A Study on the Menara Kudus Mosque Fitria, Zahrotul; Sukardi, Agung Slamet
Journal of Islamic Economic Laws Vol. 8 No. 01 (2025): January
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jisel.v8i01.7371

Abstract

Menara Kudus Mosque in Central Java was established by Sunan Kudus in 1549 AD (956 H). The site merges Hindu and Islamic cultural influences and attracts a growing number of worshippers and tourists, resulting in higher infaq and shodaqoh contributions that require effective management to benefit the surrounding community. This study examines the effectiveness of infaq and shodaqoh fund empowerment at the Menara Kudus Mosque using a qualitative approach based on interviews with mosque administrators, local residents, tourists, and MSME actors. The findings show that fund allocation focuses on four major areas: mosque prosperity, facility maintenance, da’wah programs, and cultural heritage preservation. Interview data also indicate stronger religious engagement, expanded economic opportunities for local MSMEs, and improved visitor experiences. The synergy among the community, mosque administrators, and tourists creates an environment that integrates worship, heritage conservation, and economic empowerment. These results highlight the strategic role of infaq and shodaqoh in fostering social, economic, and cultural development within a religious tourism setting.
Systematic Literature Review: Analysis of Factors Influencing Interest Purchasing Halal Cosmetics 2018-2024 Rizqillah, Adika Iftitah; Ainiyah, Maf Ulatul; Ariyati, Izza Milenia; Hakim, Luqman
Journal of Islamic Economic Laws Vol. 8 No. 01 (2025): January
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jisel.v8i01.7449

Abstract

This research aims to analyze the factors influencing the intention to purchase halal cosmetics and to identify research trends in this sector from 2018 to 2024. Using the Systematic Literature Review (SLR) method guided by the PRISMA framework, this study systematically collects and analyzes data from scientifically indexed articles to provide a comprehensive understanding of consumer behavior towards halal cosmetics. The findings indicate a significant rise in publications on halal cosmetics, with research interest peaking in 2024. Key factors influencing purchasing decisions include awareness of product safety, halal certification, and lifestyle preferences. Furthermore, the study highlights that most existing research focuses on Muslim consumers, while the perspectives and motivations of non-Muslim consumers remain underexplored. This research contributes to the advancement of knowledge in halal cosmetic studies by mapping existing literature and identifying gaps for future research. It provides valuable insights for producers in designing more effective marketing strategies and supports policymakers in developing consumer protection regulations. Strengthening the position of halal cosmetics in the global market, this study also emphasizes the importance of educating consumers on sharia-compliant product choices. Future research is recommended to explore the motivations and perceptions of non-Muslim consumers and the impact of halal certification on consumer loyalty.
The Role of The Taysir Manhaji Method in The Development of Islamic Economic Law in Indonesia Through DSN-MUI Fatwas Musadad, Ahmad; Baihaqi; Nasik, Khoirun; Khazin, A. Mufti; Syaifudin, Mochamad
Journal of Islamic Economic Laws Vol. 8 No. 01 (2025): January
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jisel.v8i01.7607

Abstract

This study examines the role of the taysir manhaji method in the development of Islamic economic law in Indonesia through the fatwas of the National Sharia Council–Majelis Ulama Indonesia (DSN-MUI). Taysir manhaji refers to a methodological approach that facilitates legal decision-making with ease and flexibility, allowing Islamic legal rulings to adapt to changing economic realities. By applying fiqh principles, DSN-MUI has issued fatwas addressing contemporary financial practices, including wadiah, mudarabah, currency exchange, and Islamic hedging. This research employs a qualitative approach, combining document analysis and interviews to explore the practical implementation of taysir manhaji in DSN-MUI fatwas. The findings reveal that this method serves as a bridge between classical fiqh and modern financial practices while upholding maqasid al-shari‘ah (the objectives of Islamic law). Its flexibility enables practical solutions, as exemplified by DSN-MUI fatwas No. 1, 5, 18, and 22, without compromising fundamental Islamic legal principles. The study underscores the taysir manhaji method's significant contribution to the evolution of Islamic economic law, demonstrating its ability to accommodate modern economic demands while preserving the integrity of shari‘ah principles. Furthermore, it highlights the necessity of adaptability in Islamic legal thought to address the complexities of the global economic landscape.
Implementation of Advanced Technology in Waqf Management: A Systematic Literature Review Maretaniandini, Sessa Tiara; Hilmiyah, Fadilatul; Akbar, Syahrir; Adam Hamid, Abdelsalam
Journal of Islamic Economic Laws Vol. 8 No. 01 (2025): January
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jisel.v8i01.8518

Abstract

This systematic literature review explores the implementation of advanced technology in waqf management by mapping and classifying key research themes and trends. Utilizing the PRISMA protocol, an initial search across Scopus, OpenAlex, Crossref, and Google Scholar identified 1,289 articles. These were then screened for relevance based on inclusion and exclusion criteria, resulting in 17 articles selected for in-depth analysis. The thematic mapping reveals four dominant clusters: (1) blockchain technology, which is frequently discussed for its potential to enhance transparency and accountability in waqf transactions; (2) cash waqf and digital waqf, highlighting innovations in fundraising and asset management; (3) artificial intelligence and fintech, which are explored for improving risk assessment, fund allocation, and operational efficiency; and (4) digital platforms, which are recognized for expanding accessibility, facilitating public participation, and streamlining waqf processes. The review also identifies significant challenges, including regulatory gaps, limited technological infrastructure, and stakeholder resistance to change. At the same time, best practices from countries such as Malaysia, Singapore, and Oman illustrate successful technology adoption in waqf management. By systematically mapping these themes, this study provides a comprehensive overview of the research landscape, offers practical insights for policymakers and practitioners, and highlights the need for further empirical research to measure the real-world impact of technology implementation in diverse waqf contexts.

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