cover
Contact Name
Makrufah Hidayah Islamiah
Contact Email
makrufahislamiah@uinsuku.ac.id
Phone
+6281325287272
Journal Mail Official
ziswaf@uinsuku.ac.id
Editorial Address
Program Studi Manajemen Zakat dan Wakaf Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri (UIN) Sunan Kudus Jl. Conge Ngembalrejo PO BOX. 51 Telp. (0291) 432677 Phone: 0291432677 Fax: (0291) 441613 Email: ziswaf@uinsuku.ac.id
Location
Kab. kudus,
Jawa tengah
INDONESIA
ZISWAF: Jurnal Zakat dan Wakaf
ISSN : 24610577     EISSN : 24775347     DOI : http://dx.doi.org/10.21043/ziswaf.v12i2
Core Subject : Religion, Social,
Focus of ZISWAF: Publishing qualified articles both conceptual and research results in islamic philanthropic studies (shodaqah, infaq, zakat and waqf). Scope of ZISWAF: Publishing research paper in the field of: 1. Islamic Philantrophy 2. Management of Zakat and Waqf 3. Historical of Zakat and Waqf 4. Organization of Zakat and Waqf 5. Socialpreneur 6. The Law of Zakat and Waqf 7. Financial Management of Zakat and Waqf
Articles 190 Documents
PEMIKIRAN ABU BAKAR ASH-SHIDDIQ TENTANG MEMERANGI ORANG YANG MEMBANGKANG Shobirin, Shobirin
ZISWAF Vol 1, No 1 (2014): ZISWAF : Jurnal Zakat dan Wakaf
Publisher : UIN Sunan Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v1i1.1532

Abstract

Zakat is a new thing that is required in nine Hijrah, and the Prophet hadordered to the towing zakat to collect alms from the people who are obliged topay zakat throughout the country. Abu Bakr as the first Caliph Prophet is theone who should be responsible to implement what has been set by the Prophet.
Roles of Waqf in Supporting Economy Recovery Post Covid-19 Pandemic Iskandar, Iskandar; Kurlillah, Anis; Munadiati, Munadiati
ZISWAF Vol 10, No 1 (2023): ZISWAF: JURNAL ZAKAT DAN WAKAF
Publisher : UIN Sunan Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v10i1.19824

Abstract

The Covid-19 pandemic that has occurred since the end of 2019 has caused many problems in human life. The problems are not only in the health sector but also in the economy, education, and social welfare. This paper aims to identify the roles of waqf as an instrument that can be an alternative to overcome those economic and social problems. This study employed qualitative research designed using document analysis of journal articles, books, reports, online resources, policy documents, and related published material. Waqf has demonstrated its significant role in addressing the challenges posed by the COVID-19 pandemic, providing solutions in various sectors such as healthcare, social welfare, education, and economic recovery. Waqf has played an important role as a provider of relief and eased the burden on communities affected by the pandemic. In addition, another role that needs to be played by waqf manager (nazir) is to build collaboration between waqf institutions, governments, and international organizations are essential to ensure the sustainable utilization of waqf assets for the benefit of society. This study could shed light on how waqf institutions could plan, strategize, and implement appropriate measures to assist those affected by the pandemic in the future.
PELAYANAN LEMBAGA ZAKAT UNTUK MENINGKATKAN KEPUASAN MUZAKKI Gunawan, Karebet
ZISWAF Vol 4, No 2 (2017): ZISWAF : Jurnal Zakat dan Wakaf
Publisher : UIN Sunan Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v4i2.3047

Abstract

Zakat is one of the links of a Muslim identity. Zakat not only benefits the recipients, but can provide enormous benefits to those who issue zakat. Zakat institutions basically in providing services must be transparent and can satisfactory to all parties so that it can lead to loyalty of users. Zakat institutions must work how to create the satisfaction of muzakki so that the funds collected more and more. The payment of zakat through one of zakat institutions is a form of tabligh and at the same time gives an example to other parties to implement the teachings of zakat in an organized manner. In addition, zakat institutions should also improve the quality of service so that with good service the zakat institution users will be more loyal. With loyalty it can cause muzakki more tied with zakat institution.
Social Value Creation through Productive Zakat Management by Pesantren Cooperatives: A Case Study of Kopmu-DT Pesantren Daarut Tauhiid Sukmawati, Ellies; Sumardjo, Sumardjo; Amanah, Siti; Maman, Ujang
ZISWAF Vol 13, No 1 (2026): ZISWAF: Jurnal Zakat dan Wakaf
Publisher : UIN Sunan Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v13i1.31038

Abstract

This study aims to determine the role of Kopmu-DT in creating social value for beneficiaries, identifying social value creation programs, and analysing the impact of social value creation programs on the welfare of beneficiaries. This approach uses qualitative and case-study designs. The data collection technique was carried out through in-depth interviews, observations, and documentation studies, and the validity of the results was validated using the triangulation technique. Based on the results of the study, it is known that the management of LAZNAS DT Peduli philanthropic funds is productively distributed by Kopmu-DT to its members in the form of initial capital and empowerment facilities. This innovation allows zakat not only to be distributed consumptively, but also managed as sustainable business capital. Social value creation is carried out through Islamic financial services, mentoring, business skills training, and business development support. This program has increased family income, independence as entrepreneurs, and strengthened Islamic values in members' entrepreneurial practices. Thus, this model can be considered an alternative for managing productive zakat to improve community welfare.
Practice of Islamic Philanthropy in Indonesia Djalil, Noviendri
ZISWAF Vol 13, No 1 (2026): ZISWAF: Jurnal Zakat dan Wakaf
Publisher : UIN Sunan Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v13i1.30833

Abstract

The purpose of this study is to find out about Islamic philanthropic activities in Indonesia to increase knowledge and learning in the development of Islamic philanthropy. The research method used in this study is a library study and literature on readings and research results published in previous journals which are then analyzed and summarized how to collect, utilize and impact philanthropy on society. Philanthropy in Indonesia is managed by government and non-government institutions in the form of services in the form of collection, management and utilization or empowerment for the welfare of society. The impacts caused by Islamic philanthropy in Indonesia include economic empowerment, education, health, and humanity. This study is expected to help practitioners of Islamic philanthropy in Indonesia and the Islamic world in knowing and understanding the practice of collecting, managing and utilizing or empowering funds collected by philanthropic institutions in Indonesia for the welfare of society. This study is also intended to be a recommendation in efforts to improve and function Islamic philanthropic institutions in Indonesia to improve the welfare of society
Beyond Philanthropy: A Critical Accounting Policy Brief on Lembaga Dana Umat and the Politics of Redistribution Prabowo, Muhammad Aras; Kasdi, Abdurrohman
ZISWAF Vol 13, No 1 (2026): ZISWAF: Jurnal Zakat dan Wakaf
Publisher : UIN Sunan Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v13i1.37023

Abstract

The emergence of Lembaga Dana Umat (LDU) has generated significant debate regarding the governance, accountability, and redistribution of religious social finance in Indonesia. Existing studies predominantly interpret religious funds through a philanthropic perspective, providing limited explanation of their broader institutional and political implications. This study aims to develop a critical understanding of LDU as a redistributive accounting institution by integrating Critical Perspectives on Accounting (CPA), Islamic social finance, and governance literature. Employing a qualitative conceptual approach based on systematic literature synthesis and multiparadigmatic analysis, the study examines how accounting practices influence the legitimacy, allocation, and public accountability of religious funds. The findings reveal three key issues. First, conventional accountability emphasizes financial collection and distribution while neglecting distributive justice and structural inequality. Second, LDU operates as a political-accounting institution that shapes beneficiary classification, public value creation, and redistributive governance. Third, a critical Islamic and interfaith accounting framework provides a more comprehensive model by integrating financial stewardship, ethical responsibility, social justice, and democratic accountability. This study contributes to the development of CPA by extending critical accounting analysis to faith-based social finance and proposes a policy framework emphasizing independent oversight, participatory governance, differentiated fund management, and regulatory alignment to strengthen redistributive accountability in pluralistic societies.
Innovative Financing Models for Agricultural Waqf: A Conceptual Framework for Optimizing Resources and Investments Kamal, Mustafa
ZISWAF Vol 13, No 1 (2026): ZISWAF: Jurnal Zakat dan Wakaf
Publisher : UIN Sunan Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v13i1.32501

Abstract

This article aims to build an understanding of the emerging analytical discussions appearing in the research published on the topic of waqf in agriculture context. Employing a thematic analysis approach, this research synthesizes secondary data sourced from peer-reviewed articles across major academic databases (Scopus, Web of Science, and Google Scholar), alongside official institutional reports to identify key themes related to Islamic financial instruments, digital financing platforms, institutional governance, and sustainability orientation in agricultural waqf management. The analysis reveals that agricultural waqf can be transformed from a passive charitable asset into a productive development instrument through the integration of cash waqf, sukuk, Islamic financing contracts, fintech-based crowdfunding, and strengthened nazhir governance. Building on these findings, the study develops a conceptual framework based on the Tawhidi String Relations (TSR) approach, which emphasizes ethical unity, interconnectedness, and circular causation between economic activities, social welfare, and environmental sustainability. The proposed framework positions agricultural waqf as a strategic asset capable of addressing financing constraints, land fragmentation, and food security challenges while supporting the achievement of the Sustainable Development Goals (SDGs). This study contributes to the literature by offering a value-driven and integrative perspective on agricultural waqf financing and provides insights for policymakers, waqf institutions, and Islamic finance practitioners in designing sustainable and Shariah-compliant financing mechanisms.
The Role of Zakat in Supporting SDG 3 and SDG 6 in Madrasahs: A Case Study of BAZNAS Indonesia Hadid, Marwan; Martina, Martina
ZISWAF Vol 13, No 1 (2026): ZISWAF: Jurnal Zakat dan Wakaf
Publisher : UIN Sunan Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v13i1.34314

Abstract

This study looks at how equity perception and student participation in Indonesian madrasahs are affected by the sanitation renovation program funded by BAZNAS.  Path analysis was employed to examine the relationships between female participation, perceived equity of facility access, motivation, and facility quality using quantitative survey data collected from school principals, teachers, and administrative staff across 113 schools in 24 provinces.  The results show that students' perceptions of equitable access are greatly enhanced by better facility quality and learning motivation, which in turn significantly raises female participation in school activities.  In contrast the reduction of sanitation related illnesses did not show a significant direct association with perceived equity of facility access in the path analysis, indicating that improvements in health conditions aline may not immediately translate into perceptions of fairness in facility use. The findings show that zakat-based infrastructure interventions promote social inclusion, gender equality, and educational well-being by producing both physical and psychological benefits. This study encourages the incorporation of Islamic social finance into frameworks for sustainable education and highlights the developmental potential of productive zakat as a tool of social justice.
Productive Waqf in Islamic Banking as Transformative Economic Behavior in Realizing Sustainable Development Goals Faza, Iqbal; Atabik, Ahmad; Karim, Abdul
ZISWAF Vol 13, No 1 (2026): ZISWAF: Jurnal Zakat dan Wakaf
Publisher : UIN Sunan Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v13i1.33220

Abstract

This study examines the role of productive waqf within Islamic banking as a form of transformative economic behavior and explores its potential contribution to the Sustainable Development Goals (SDGs), particularly SDG 1 (No Poverty), SDG 8 (Decent Work and Economic Growth), and SDG 10 (Reduced Inequalities). A systematic conceptual analysis was employed using peer-reviewed journal articles, books, institutional reports, regulatory documents, and selected grey literature published between 2003 and June 2026. The analysis applied thematic synthesis to investigate four interconnected dimensions: productive waqf as an institution, Islamic banking as a facilitating mechanism, transformative economic behavior as a conceptual lens, and the SDGs as an outcome framework. The findings suggest that integrating productive waqf with Islamic banking can generate a multiplier effect through waqf asset mobilization, financial inclusion, and socio-economic empowerment. The study advances three key propositions. First, Islamic banks may serve as strategic nazir partners without compromising governance boundaries when supported by appropriate regulatory frameworks. Second, productive waqf represents a form of transformative economic behavior when it promotes structural change, is grounded in Islamic values, and strengthens community agency. Third, the contribution of productive waqf to the SDGs becomes more measurable when operationalized through a mechanism-based pathway linking inputs, contractual vehicles, outputs, outcomes, and SDG indicators. This study contributes to the literature by proposing a mechanism-based SDG linkage framework, offering an operational definition of transformative economic behavior rooted in maqāṣid al-sharīʿah, and clarifying the governance boundaries of Islamic bank involvement in productive waqf management.
Determinants of Indonesian Muslim Students’ Intention to Online Infaq tn the Digital Philanthropy Era Asnawi, Nur; Setyaningsih, Nina Dwi; Kamila, Talia Putri; Fanani, Muhammad Asnan
ZISWAF Vol 13, No 1 (2026): ZISWAF: Jurnal Zakat dan Wakaf
Publisher : UIN Sunan Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v13i1.34423

Abstract

This study analyzes the behavioral intentions of Indonesian Muslim students to infaq using online platforms. The study uses quantitative methods and PLS-SEM to analyze data from 306 university students in major Indonesian cities. The results show that Past Behavior Frequency, Positive Anticipatory Emotions, Perceived Behavioral Control, Religious Beliefs, and Subjective Norms predict intention to donate online among Muslim students. Intention, past behavior frequency, perceived behavioral control, and religious beliefs also predict behavioral intention to donate online. Attitude toward online infaq and negative anticipatory emotions do not predict intention. The study offers theoretical and managerial insights for academics and managers of online donation platforms.