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Andi Hasrun
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At-Thariqah Jurnal Ekonomi
Published by Institut Agama Islam Negeri Sorong
ISSN : -     EISSN : 28090578     DOI : https://doi.org/10.47945/at-thariqah
Core Subject : Science,
Decision Sciences, Operations Research & Management
At-Thariqah: Jurnal Ekonomi (AJE) is a peer-reviewed journal. AJE invites academics, profesionals and researchers in the fields of economics, islamic economics, management science, accounting, islamic financial, entrepreneurship, Monetary, Financial Accounting, etc to contribute and developing the knowledge.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 50 Documents
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Peranan Literasi Keuangan Dalam Meningkatkan Financial Skill Pada Mahasiswa Ekonomi Syariah Angkatan 2022 Iain Sorong Lita Desiana.F; La Ode Obi; Nur Aisyah Indarningsih
At-Thariqah: Jurnal Ekonomi Vol. 5 No. 1 (2025): At-Thariqah Jurnal Ekonomi
Publisher : Prodi Ekonomi Syariah IAIN Sorong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47945/at-thariqah.v5i1.2331

Abstract

This study aims to explore the role of financial literacy among students to enhance the financial skills of Sharia economics students of the 2022 batch. This research uses qualitative research methods with a descriptive approach. Data collection methods include observation, interviews, and documentation. The respondents in this study are Sharia economics students from the 2022 batch. Data were obtained through interviews with eight informants. The data analysis was conducted by data reduction, data presentation, and drawing conclusions, and the data validity test used by the researcher is data triangulation. Where this study conducted data analysis with data reduction, data presentation, and drawing conclusions, the data validity test used by the researcher was data triangulation. The results of this study indicate that financial literacy plays a role in improving students' financial skills, divided into several stages. These stages are the stages of determining sources of funds, using funds, and planning for the future. Another finding in this study is by providing opportunities in the form of education that can improve students' financial skills with seminars or workshops on an ongoing basis, and providing more relevant and practical learning subjects. Therefore, an integrated financial literacy education strategy is needed between academic institutes and students so that financial literacy can be improved sustainably
Pengaruh Signifikan Kehadiran Pasar Modern (Indomaret Dan Alfamart) Terhadap Keberlangsungan UMKM Di Kelurahan Malawili, Kabupaten Sorong Nurhayati Suhajatno; Fanny Jitmau
At-Thariqah: Jurnal Ekonomi Vol. 5 No. 1 (2025): At-Thariqah Jurnal Ekonomi
Publisher : Prodi Ekonomi Syariah IAIN Sorong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47945/at-thariqah.v5i1.2332

Abstract

The study used quantitative methods and regression analysis techniques to determine the partial effect. The results indicate that the presence of modern markets has a significant partial effect on the sustainability of MSMEs. The presence of modern markets creates a fairly strong competitive impact, requiring MSMEs to adapt to changing consumer preferences. Consumers tend to choose modern markets because of their convenience and more competitive prices.The implications of these findings suggest that MSMEs improve product quality, service innovation, and marketing strategies. Local governments are advised to formulate modern market zoning policies that favor MSMEs and provide relevant mentoring and training programs. These findings provide an important contribution to efforts to maintain a balance between economic modernization and MSME sustainability.
Pengaruh Label Halal, Kebutuhan, Dan Literasi Keuangan Terhadap Keputusan Pembelian Kosmetik Pada Mahasiswa Di Perguruan Tinggi Kabupaten Sorong Atina Melinda.A; andi hasrun; Vantri Pieter Kelelufna
At-Thariqah: Jurnal Ekonomi Vol. 5 No. 1 (2025): At-Thariqah Jurnal Ekonomi
Publisher : Prodi Ekonomi Syariah IAIN Sorong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47945/at-thariqah.v5i1.2333

Abstract

This study aims to determine the influence of halal labels, needs, and financial literacy on cosmetic purchasing decisions among college students in Sorong Regency. The study used a quantitative method with a descriptive approach. The study sample consisted of 95 respondents, namely active college students at universities in Sorong Regency who regularly use cosmetics. Data were collected through a Google Form and analyzed using multiple linear regression. The results showed that halal labels did not influence consumer purchasing decisions for cosmetic products, with a calculated t-value < t-table (0.224 < 1.986). Similarly, needs did not influence purchasing decisions (calculated t-value < t-table: 0.267 < 1.986). Conversely, financial literacy significantly influenced consumer purchasing decisions for cosmetic products, as evidenced by a calculated t-value > t-table (7.680 < 1.986).
Persepsi Masyarakat Aimas Unit 2 Kelurahan Malawele Dalam Menggunakan Quick Response Indonesian Standart (QRIS) Sebagai Media Transaksi Huryatul Fiqriah
At-Thariqah: Jurnal Ekonomi Vol. 5 No. 1 (2025): At-Thariqah Jurnal Ekonomi
Publisher : Prodi Ekonomi Syariah IAIN Sorong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47945/at-thariqah.v5i1.2334

Abstract

This study aims to determine public perceptions of the use of Quick Response Indonesian Standard (QRIS) as a transaction medium in Aimas Unit 2, Malawele Village. This study employed a qualitative method using a descriptive approach. Data collection was conducted through observation, interviews, and documentation. Data analysis involved data reduction, data presentation, and drawing conclusions. The researchers used triangulation to test data validity. Ten informants participated in this study. The results indicate that the Aimas Unit 2 community in Malawele Village has a positive perception of QRIS as a transaction medium. The majority of users perceived the benefits in terms of efficiency, practicality, security, ease of access, ease of learning, and understanding. This has led informants to be interested in using QRIS as a payment method today. Furthermore, the numerous payment applications connected to QRIS have also increased user interest due to perceived convenience. However, challenges remain in terms of digital literacy and equitable infrastructure availability. With broader dissemination and improved services, QRIS has great potential to become an increasingly dominant payment system in people's daily lives.
Pengaruh Bauran Pemasaran 7p Terhadap Keputusan Penggunaan Jasa Pada Poplens Self Photo Studio Mandalena Heni Setyowati; andi hasrun; Masseni
At-Thariqah: Jurnal Ekonomi Vol. 5 No. 2 (2025): At-Thariqah: Jurnal Ekonomi
Publisher : Prodi Ekonomi Syariah IAIN Sorong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47945/at-thariqah.v5i2.2336

Abstract

This study aims to determine the influence of marketing strategies on service usage decisions at Poplens Self Photo Studio. This study used a quantitative approach with a sample of 94 respondents who used Poplens Self Photo Studio services. Data were collected through distributed questionnaires and analyzed using SPSS 26 using multiple linear regression analysis, t-tests, and F-tests. The results showed that partially, the variables Product, Price, and Place had a significant positive effect on service usage decisions. Meanwhile, the variables Promotion and Physical Evidence were found to have a significant negative effect. The variables People and Process did not show a significant effect. Simultaneously, all marketing mix variables (7Ps) were proven to have a positive and significant effect on service usage decisions, with an F-value of 23.568>2.12 and a significance level of 0.000<0.05, and were able to explain 62.9% of the service usage decision variable. These results confirm that an integrated marketing mix plays a crucial role in shaping customer decisions at Poplens Self Photo Studio.
Pengaruh Kompetensi Dan Lingkungan Kerja Terhadap Kinerja Pegawai Pada Kantor Kementerian Agama Kota Sorong Muhammad Rayhan; La Ode Obi
At-Thariqah: Jurnal Ekonomi Vol. 5 No. 2 (2025): At-Thariqah: Jurnal Ekonomi
Publisher : Prodi Ekonomi Syariah IAIN Sorong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47945/at-thariqah.v5i2.2344

Abstract

This study aims to analyze the influence of competency and work environment on employee performance at the Ministry of Religious Affairs Office in Sorong City. This study employed a quantitative approach with an associative approach. The population comprised all 75 employees at the Ministry of Religious Affairs Office in Sorong City. The sampling technique used purposive sampling, with 65 respondents. Data collection was conducted through observation, questionnaires, and documentation. Data analysis was performed using SPSS version 27, using validity and reliability tests, multiple linear regression, t-tests, F-tests, and determination (R²) tests. The results indicate that competency variables partially have a positive and significant effect on employee performance, and that work environment variables also have a positive and significant effect on employee performance. Simultaneously, these two variables significantly contribute to improving employee performance at the Ministry of Religious Affairs Office in Sorong City. These findings emphasize the importance of improving competency and creating a conducive work environment in encouraging optimal employee performance.
Pengaruh Kualitas Layanan Terhadap Kepuasan Nasabah Pada Bank Syariah Indonesia (BSI) Kantor Cabang Sorong Muh Noval Justika; Rokhimah
At-Thariqah: Jurnal Ekonomi Vol. 5 No. 2 (2025): At-Thariqah: Jurnal Ekonomi
Publisher : Prodi Ekonomi Syariah IAIN Sorong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47945/at-thariqah.v5i2.2345

Abstract

This study aims to determine the effect of service quality on customer satisfaction at Bank Syariah Indonesia (BSI) Sorong Branch Office. The method used was quantitative, involving 100 respondents determined using the Lemeshow formula. Data were collected through questionnaires and analyzed using simple linear regression to test the proposed hypotheses, using SPSS version 25. The results showed a significant effect between service quality and customer satisfaction, with a calculated t-value of 11.287 > t-table 1.984, and a significant value of 0.000 < 0.05. This indicates that the better the service quality provided, the higher the level of customer satisfaction. The conclusion of this study is that service quality has a positive impact on customer satisfaction. Therefore, it is recommended that Bank Syariah Indonesia Sorong Branch Office continue to improve and maintain its service quality to create customer satisfaction. This research is expected to serve as a reference for the company in maintaining and improving the quality of its services to attract new customers and retain existing ones.
Membongkar Hubungan Antara Kreativitas Dan Minat Berwirausaha Mahasiswa Papua Di Universitas Nani Bili Nusantara Reijeng Tabara; La Jejen
At-Thariqah: Jurnal Ekonomi Vol. 5 No. 2 (2025): At-Thariqah: Jurnal Ekonomi
Publisher : Prodi Ekonomi Syariah IAIN Sorong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47945/at-thariqah.v5i2.2352

Abstract

This study aims to examine the influence of creativity on entrepreneurial interest among students at Nani Bili Nusantara University in Sorong, Indonesia. Data were obtained through questionnaires collected from 225 students using a random probability sampling technique. Structural equation modeling (SEM) was used to analyze the data, assessing the direct influence of creativity on entrepreneurial interest. The results show that creativity has a positive and significant effect on entrepreneurial interest. This study contributes to understanding how creativity plays a crucial role in fostering entrepreneurial interest among Papuan students in a cultural context such as Papua. From a practical perspective, these findings suggest that higher education institutions need to develop strategies and programs that focus on enhancing creativity through practical, collaborative, and project-based approaches to foster future entrepreneurial spirit. These insights are particularly useful for similar educational settings seeking to advance entrepreneurial development in resource-rich and culturally diverse regions
Pengaruh Kualitas Pelayanan Terhadap Kepuasan Nasabah Pada Pt Permodalan Nasional Madani Kelompok Cianjur SP1 Kab. Sorong Anisa Nurbadriah; Karfin
At-Thariqah: Jurnal Ekonomi Vol. 5 No. 2 (2025): At-Thariqah: Jurnal Ekonomi
Publisher : Prodi Ekonomi Syariah IAIN Sorong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47945/at-thariqah.v5i2.2359

Abstract

This study aims to determine the influence of service quality on customer satisfaction on loans at PNM Mekaar. This study uses a quantitative approach method. The sample of this study is 41 respondents from all customers in SP1. Data was collected through questionnaires that were shared directly and analyzed using simple linearity to test the hypothesis proposed. The results of the study show that there is a significant influence between service quality and customer satisfaction. This shows that the better the quality of service provided, the higher the level of customer satisfaction. The conclusion of this study is that the quality of the service provided has a positive impact on customer satisfaction. Therefore, it is recommended for employees to always maintain and improve the quality of service. This research is expected to be a reference material for the company in maintaining and improving the quality of services provided.
Pengaruh Pembiayaan Terhadap Kesejahteraan Nasabah Melalui Peran Pt Permodalan Nasional Madani (PNM) Mekaar Sebagai Variable Intervening Di Klalin I Aimas Kabupaten Sorong Hindun Mahiroh; Hasbiah; Fitrah Ariyani
At-Thariqah: Jurnal Ekonomi Vol. 5 No. 2 (2025): At-Thariqah: Jurnal Ekonomi
Publisher : Prodi Ekonomi Syariah IAIN Sorong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47945/at-thariqah.v5i2.2402

Abstract

The limited access to capital for Micro, Small, and Medium Enterprises (MSMEs), particularly for micro-businesses run by women in areas like Sorong Regency, is a major challenge in economic development. This study aims to examine the real effect of PNM Mekaar financing (X) and its role (Z) on the welfare of women customers (Y) in Klalin 1 Aimas, Sorong Regency. This research uses an associative quantitative approach (correlation) with a positivist paradigm. The research sample consists of 50 active customers. Data analysis employs the Partial Least Square-Structural Equation Modeling (PLS-SEM) method using SmartPLS software. The results of the analysis indicate the following: The effect of Financing (X) on Welfare (Y) is highly significant and positive. This finding confirms that access to capital is a key and most effective factor in improving customer welfare. The effect of Financing (X) on the PNM Mekaar Role (Z) is nearly significant. The PNM Mekaar Role (Z) does not have a significant effect on Welfare (Y). Overall, 61.1% of the variation in customer welfare can be explained by this model. PNM Mekaar financing directly serves as the primary instrument in enhancing customer welfare. However, the effectiveness of the mentoring and training role needs to be thoroughly evaluated and its quality improved. Conclusion and Suggestion PNM Mekaar is recommended to review the design of the mentoring program, the relevance of the material, and the capacity of the Account Officers (AO) to provide significant added value for the customers. Would you like me to translate another paragraph or perhaps clarify any specific terms used in this abstract

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