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INDONESIA
INTERNATIONAL JOURNAL OF HUMANITIES, SOCIAL SCIENCES AND BUSINESS (INJOSS)
Published by CV. Adiba Aisha Amira
ISSN : -     EISSN : 29626781     DOI : -
Core Subject : Religion, Humanities, Social,
Religion Humanities Social Sciences
INTERNATIONAL JOURNAL OF HUMANITIES, SOCIAL SCIENCES AND BUSINESS (INJOSS) is a scientific journal that publishes articles in the fields of humanity, social science, and business. Humanities include: Language and Linguistics, History, Literature, Performing Arts, Philosophy, Religion, Fine Arts. Social Science fields of Science include: Economics, politics, Anthropology, Sociology, Psychology, Geography, Cultural and Ethical Studies, Gender and Sexuality Studies, Area Studies, Archeology, and other related fields. Business field includes conceptual ideas in the fields of Economics, Accounting, Management, and business
Arjuna Subject : Ilmu Sosial - Ilmu Sosial (Lain-Lain)
Articles 201 Documents
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CREDIT RISK LEVEL ANALYSIS IN PT. BANK SULSELBAR Bakhitah Hany Putri; Amiruddin Tawe, Nurman, Anwar Ramli, Ahmad Ali
International Journal Of Humanities, Social Sciences And Business (INJOSS) Vol. 1 No. 2 (2022): INTERNATIONAL JOURNAL OF HUMANITIES, SOCIAL SCIENCES AND BUSINESS (INJOSS)
Publisher : ADISAM Publisher

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Abstract

This study aims to determine and analyze the level of credit risk in terms of Non-Performing Loans (NPL) and Loan to Deposit Ratio (LDR) at PT. South Sulawesi Bank. The type of research used is descriptive quantitative. The population in this study is the financial statements of PT Bank Sulselbar from 2016-2020. While the sample in this study is the balance sheet and credit collectibility of PT Bank Sulselbar in 2016-2020. Data analysis techniques using the ratio of Non-Performing Loans (NPL) and Loan to Deposit Ratio (LDR). The results showed that the Non Performing Loan (NPL) of PT. Bank Sulselbar has met the standards set by Bank Indonesia and is included in the safe category because it does not exceed the predetermined limit. In such circumstances PT. Bank Sulselbar is said to be healthy. Loan to Deposit Ratio (LDR) PT. Bank Sulselbar has not met the standards set by Bank Indonesia, because the LDR value of PT. Bank Sulselbar which has exceeded the safe limit. This is PT. Bank  Sulselbar is in the unhealthy category and it also shows that the bank's liquidity condition is in a less effective condition.
PUBLIC POLICY APPROACH TO DISASTER RISK ANTICIPATION STRATEGIES IN CIVIL ENGINEERING STUDIES IN INDONESIA B.M.A.S. Anaconda Bangkara; Henry Kristian Siburian; Ani Heryani; Adi Mursalin
International Journal Of Humanities, Social Sciences And Business (INJOSS) Vol. 1 No. 2 (2022): INTERNATIONAL JOURNAL OF HUMANITIES, SOCIAL SCIENCES AND BUSINESS (INJOSS)
Publisher : ADISAM Publisher

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Abstract

This study described a public policy approach to anticipate the impact of natural disasters in Indonesia's civil engineering context. Many studies have reported how public policy approaches anticipate and manage disaster risk strategies. However, few relate to the role of civil engineering, especially the younger generation involved in designing policies and playing their role in natural disaster management. This study has reviewed 50 disaster papers that we analyzed with a phenomenological approach to understanding the role and approach of public policy in dealing with disaster hazards and risks. Our Monalisa system involves data coding, in-depth evaluation, and impotence of data to get the most answers. After a series of studies and discussions, we can conclude that the disaster management policy was originally a policy designed by the state and then directed to the National Disaster Management Agency following presidential regulations so that the law was made an effort to cope with disasters and be responsible to the state. The relationship between civil engineering is that they participate in policy and impact analysis studies closely related to public and private development. We hope that these findings will become an essential friend for further studies.
ANALYSIS OF FINANCIAL PERFORMANCE ASSESSMENT USING THE CAMEL METHOD AT THE MAIN BRANCH OF PT BANK SULSELBAR IN MAKASSAR CITY Sriandara Salman; Tenri Sayu Puspitaningsih Dipoatmodjo, Andi Mustika Amin, Muh. Ichwan Musa, Anwar
International Journal Of Humanities, Social Sciences And Business (INJOSS) Vol. 1 No. 2 (2022): INTERNATIONAL JOURNAL OF HUMANITIES, SOCIAL SCIENCES AND BUSINESS (INJOSS)
Publisher : ADISAM Publisher

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This study aims to analyze financial performance in terms of the soundness of the bank at the PT. Bank Sulselbar Makassar Main Branch using the CAMEL method. The type of research used is descriptive quantitative. The population in this study is the financial statements of PT Bank Sulselbar Makassar Main Branch from 2016-2021. While the sample in this study is the Financial Statements in the form of a Balance Sheet and Income Statement of PT. Bank Sulselbar Makassar Main Branch 2016 to 2021. Data analysis technique using the CAMEL method (Capital, Asset Quality, Management, Earning, Liquidity). The results showed that the calculation of the CAMEL ratio in 2016 was in the Healthy category and for 4 consecutive years in 2017 to 2020 it was in the  Fairly Healthy category and in 2021 there was an increase in the Healthy category. Thus it can be concluded that the financial performance of PT. Bank Sulselbar Makassar Main Branch in 2016 – 2021 using the CAMEL method is in the Pretty Healthy predicate for 4 consecutive years in the Fairly Healthy category.
THE FUNCTION OF ENVIRONMENTAL LAW IN ACADEMIC CONTEXT: ENVIRONMENTAL LAW LITERACY Tamaulina Br Sembiring; Marjan Miharja; Irma Rachmawati Maruf; Endang Fatmawati
International Journal Of Humanities, Social Sciences And Business (INJOSS) Vol. 1 No. 2 (2022): INTERNATIONAL JOURNAL OF HUMANITIES, SOCIAL SCIENCES AND BUSINESS (INJOSS)
Publisher : ADISAM Publisher

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Abstract

The function and existence of environmental Law certainly have an essential role in solving the problem of environmental damage in Indonesia, which has been claimed to be one of the countries that have failed to manage environmental management. Based on this interest, we try to review the Law and the function of environmental Law in an academic context in the hope of obtaining findings from various theoretical and application contexts. In reviewing various sources, we involve a comprehensive data coding system, in-depth data evaluation, and interpretations where we believe it is relevant to answer high facilities' problems. Our data search online on several publications released between 2010 and 2022 considering the last ten years, the issue of damage and the government's efforts to salvage support is increasing. It is hoped that this finding will be a refinement of further studies. At the same time, the purpose of this study is to collect several facts in the form of scientific evidence related to the function of environmental Law in an academic context.
MANAGEMENT OF VILLAGE-OWNED ENTERPRISES (BUMDES) AMANAH IN PLANTATION UNITS IN PELALAWAN REGENCY Sri Fitri Indayani; Mayarni
International Journal Of Humanities, Social Sciences And Business (INJOSS) Vol. 1 No. 2 (2022): INTERNATIONAL JOURNAL OF HUMANITIES, SOCIAL SCIENCES AND BUSINESS (INJOSS)
Publisher : ADISAM Publisher

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Abstract

Management of Village Owned Enterprises (BUMDes) The Plantation Unit is a village business institution managed by the community and village government in an effort to strengthen the village economy and is formed based on the needs and potential of the village. This study aims to determine how the Management of Village Owned Enterprises (BUMDes) Amanah at the Plantation Unit in Pelalawan Regency. Data was collected by direct interviews, observation and documentation related to the research. The research method used is descriptive qualitative research. Then data analysis with data collection, data reduction, data presentation and drawing conclusions. Based on the research conducted by the authors, the results and conclusions are as follows: first, in its implementation the BUMDes Amanah has a management mechanism and is implemented well, seen from the planning stage, it has followed the procedures and planned the program to be run and managed, the organization has shown managers who are elements of the village community. , mobilization has moved members to achieve success and its implementation every 3 months. Second, the supporting factors are business capital and facilities and infrastructure.
THE EFFECT OF SOCIAL MEDIA MARKETING ON SALES (CASE STUDY OF WASHYOURSHOES IN MAKASSAR CITY) Ismail Hamid; Anwar Ramli, Muhammad Ilham Wardhana Haeruddin, Tenri Sayu Puspitaningsih Dipoatmodjo, Zainal Ruma
International Journal Of Humanities, Social Sciences And Business (INJOSS) Vol. 1 No. 2 (2022): INTERNATIONAL JOURNAL OF HUMANITIES, SOCIAL SCIENCES AND BUSINESS (INJOSS)
Publisher : ADISAM Publisher

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This study intends to find out whether Social Media Marketing or SMM has a Significantly Positive effect on WashYourShoes Sales in the city of Makassar. Samples were taken from WYS consumer respondents in the city of Makassar with a total sample of 110 people. The method used by the researcher is the Questionnaire and Documentation. The data analysis technique used is simple regression analysis using Statistical Product and Service Solution (SPSS). The results of this study indicate that SMM (Social Media Marketing) has a significant positive effect on Sales of WYS (WashYourShoes) in Makassar City.
THE EFFECT OF WORD OF MOUTH ON THE DECISION TO USE WEDDING ORGANIZER ELEVEN SERVICES IN MAKASSAR CITY Muhammad Arbi Alizar; Ikhwan Maulana Haeruddin, Zainal Ruma, Ichwan Musa, Ahmad Ali
International Journal Of Humanities, Social Sciences And Business (INJOSS) Vol. 1 No. 2 (2022): INTERNATIONAL JOURNAL OF HUMANITIES, SOCIAL SCIENCES AND BUSINESS (INJOSS)
Publisher : ADISAM Publisher

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This study aims to determine how the influence of Word of Mouth on the decision to use Wedding Organizer Eleven services in Makassar City. The independent variable in this study is Word Of Mouth while the dependent variable is Purchase Decision. The population in this study are WO Eleven users. While the sample used is as many as 65 respondents. The sampling technique in this study was carried out using a simple random sample method (Simple Random Sampling method). Data collection was done by using a questionnaire. The data analysis technique used is simple linear regression analysis using SPSS 25.00 for Windows. The results showed that the results showed that the Word of Mouth variable had a significant influence on the consumer purchasing decision variables of Wedding Organizer Eleven. The value of the regression coefficient of the Word of Mouth variable (b) is positive at 0.621, which means that for every additional one unit of Word of Mouth value, the value of the purchase decision will increase by 0.621. The regression coefficient is positive, so it can be said that the direction of the influence of the X variable on Y is positive.
BITCOIN CRYPTOCURRENCY PRACTICES SHARIA MAQASHID PERSPECTIVE Yuniartik Yuniartik
International Journal Of Humanities, Social Sciences And Business (INJOSS) Vol. 1 No. 3 (2022): INTERNATIONAL JOURNAL OF HUMANITIES, SOCIAL SCIENCES AND BUSINESS (INJOSS)
Publisher : ADISAM Publisher

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Cryptocurrency is a digital currency created using cryptographic technology to secure transactions and control the creation of new units. Cryptocurrencies are not managed by any financial institution or government, so transactions made using cryptocurrencies are usually more anonymous than transactions made using fiat currency. Cryptocurrencies can be stored and exchanged through special applications or "wallets" available online. Some examples of popular cryptocurrencies are Bitcoin, Ethereum, and Litecoin. Bitcoins are digital currency created in 2009 by someone or the using group name the pseudonym of Satoshi Nakamoto. Bitcoins operate with use blockchain technology, that is a network as decentralized as possible every transaction recorded and verified digitally. Blockchain makes bitcoin and other digital currencies possible for exchanged without need involve a bank or institution finance other. This study aims to determine the Muqashid Syariah Perspective Bitcoin Cryptocurrency Transaction Practices. This study uses a normative method, namely research to find concrete laws from the practice of using the Bitcoin currency as a means of payment transactions, which are appropriate or not in practice based on the provisions of Islamic law. This research is a type of library research ( library research ) using library materials as the main data source. The results of this study indicate that there are maslahah and mafsada in bitcoin cryptocurrency from a sharia muqashid perspective. Mafsadat of bitcoin include: first, cryptocurrency is a decentralized currency system that only depends on the system and users, and has no consumer protection. Second, mining fees are too high and keep increasing as time goes on. Third, unmanageable price fluctuations. While the maslahah of bitcoin include: first, Bitcoin will never experience inflation. Second, the bitcoin cryptocurrency makes transactions faster compared to other currency systems. Thirdly, cryptocurrency is an open and distributed ledger that permanently records all transactions and can solve the problem of double spending. Fourth, transaction fees are very cheap or even free.
AL-IJARAH: UNDERSTANDING, LEGAL BASIS AND PROBLEMS OF CONTEMPORARY PRACTICES IN SHARIA BUSINESS Munadi Munadi
International Journal Of Humanities, Social Sciences And Business (INJOSS) Vol. 1 No. 3 (2022): INTERNATIONAL JOURNAL OF HUMANITIES, SOCIAL SCIENCES AND BUSINESS (INJOSS)
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The purpose of this study is to discuss the concept of al-Ijarah or leasing which is one of the legal contracts or transactions in the world of Islamic banking. When the concept of al-Ijarah is applied in contemporary Sharia business, there are several problems in its application that require solutions in its study. This research is a research with a qualitative descriptive approach using some literature related to the discussion (Libarary Research). After going through some of the literature, it was discussed and analyzed. The conclusions in this study include: Ijarah is a form of transaction in Islamic law which essentially is the existence of two parties who agree to rent out goods or services (labor and or professionalism) with certain rewards. As for the texts that underlie it is QS. 65:6, some hadiths of the Prophet Muhammad and the consensus of the fuqaha. An accountable transaction, Ijarah is completed with the terms and pillars as a measuring tool for whether the transaction is valid, familial or void. The conditions are: The willingness of both parties, the benefits of the object of Ijarah are known with certainty, the leased item has certain specifications, the object for rent is something permissible, can be handed over, not an obligation and wages are something of value. The pillars are: Two parties to the transaction, transaction editor, benefits and wages. The character of the Ijarah transaction is binding on the parties who have made the transaction agreement. The variety is rental, lease purchase and labor. An Ijarah transaction can end when the goal or deadline has been achieved, the default of one of the parties or the death of one of the parties.
SUFISM IN ISLAM Abdul Wahab Syakhrani; M. Ibnu Rabi
International Journal Of Humanities, Social Sciences And Business (INJOSS) Vol. 1 No. 3 (2022): INTERNATIONAL JOURNAL OF HUMANITIES, SOCIAL SCIENCES AND BUSINESS (INJOSS)
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Abstract

Sufism is an effort to get closer to God as closely as possible, even to unite oneself with God, through the path of spiritual cleansing from reprehensible qualities. Starting from an effort like this, the mutashawwifin scholars then made staging formulations (maqamat, stations/stages) that must be passed by a seeker/salik in order to be able to unite with God. Therefore, in the tradition of Islamic Sufism, various Sufism theories developed, both moderate and extreme. The diversity of Sufism is increasing with the emergence of tarekat schools, which have their own methods and traditions.

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