cover
Contact Name
Shelvyna Rikantasari
Contact Email
economicsshariah@gmail.com
Phone
+6281357108443
Journal Mail Official
economicsshariah@gmail.com
Editorial Address
economicsshariah@gmail.com
Location
Kab. tuban,
Jawa timur
INDONESIA
Journal of Shariah Economics
ISSN : 26552493     EISSN : 26552485     DOI : https://doi.org/10.35896/jse.v7i2
JOURNAL OF SHARIA ECONOMICS adalah jurnal ilmiah berkala yang dikelola dan diterbitkan oleh Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Universitas Al Hikmah Indonesia serta bekerja sama dengan Asosiasi Ekonom Islam Indonesia Jurnal ini berfokus pada kajian ekonomi dan ekonomi Islam Pengelola menerima kontribusi berupa artikel dari ilmuwan akademisi profesional dan peneliti yang berkaitan dengan studi ekonomi Islam Artikel akan dipublikasikan setelah melalui mekanisme seleksi naskah penelaahan oleh reviewer serta proses penyuntingan Semua artikel yang diterbitkan merupakan pandangan dan tanggung jawab penulis dan tidak mewakili jurnal ini maupun institusi asal penulis Journal of Sharia Economics diterbitkan dua kali dalam setahun yaitu pada bulan Juni dan Desember
Articles 195 Documents
The Implementation of Profit Sharing on Fathonah Education Savings Products at BMT NU Kapongan Situbondo Branch, East Java, Indonesia May Shinta Retnowati; Fadhila Sukur Indra; Yeni Zannuba Arifah; Devid Frastiawan Amir Sup
JOURNAL OF SHARIA ECONOMICS Vol. 4 No. 1 (2022): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v4i1.273

Abstract

Baitul Maal wa Tamwil (BMT) is a form of simple Islamic financial institution. BMT in its operational system carries out business and social activities. BMT NU Kapongan Situbondo branch is one of the BMT institutions, the application of its activities to the business sector (tamwil) can be in the form of savings or deposits and also financing activities are always based on sharia compliance, especially in funding or deposit activities at BMT NU Kapongan Situbondo branch. As for the profit sharing that will be obtained by the customer in the form of automatic money, the customer does not know for sure the amount of profit obtained from the contract. This study aims to analyze the implementation and determination of profit sharing in the mudharabah muthlaqah contract in the fathonah education savings product of BMT NU Kapongan Situbondo branch. The research method used in this study is a qualitative descriptive method. The results of the study explain that the implementation of fathonah education savings is in accordance with sharia principles in terms of fulfillment rather than contracts, this can be proven by the owner of capital giving freedom to mudharib (BMT). However, the distribution of the profit sharing ratio is not fixed because there are several things, including the small number of customers who collect their funds in fathonah education savings products and the small profit income from managed capital, causing the context of determining the profit sharing ratio not in accordance with the specified contract.
Strategic Management of Digital Technology in Increasing Zakat Fundraising Miftahal Anjarsabda Wira Buana; Moh. Ah Subhan ZA; Akmalur Rijal
JOURNAL OF SHARIA ECONOMICS Vol. 4 No. 1 (2022): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v4i1.281

Abstract

Digital zakat technology can be a promotional activity for a zakat institution that uses digital media as a medium for its introduction to the community, one of which is by using the internet or social media as a place for promotion or advertising. During the current pandemic, everything is carried out online to prevent crowds and transmission of the virus. There are several ZIS institutions whose income has decreased and their fundraising has been hampered by the COVID-19 pandemic. This is also a driving factor in increasing the number of potential zakat, infaq and online alms carried out by the community, where in 2021 zakat donations have increased by 30%, reaching 6 trillion from 2015, previously which only reached 4.2 trillion. The method used in this research was descriptive qualitative method. This qualitative descriptive method was used to describe the strategic management of digital technology comprehensively to see strategies for increasing the potential of zakat in the Indonesian zakat institution. Based on the theory and facts in the field that fundraising through digital technology was very significant: Mobile banking application customers could easily give zakat, infaq, and alms and their waqf to those who need it, Based on Baznas data, as of 2020 the total ZISWAF funds collected was estimated at Rp12.5 trillion. An important role was that zakat must be popularized among millennials who were already on a fixed income. The image of the institution could be obtained if the public is familiar with our institution. How do we introduce our institution on social media, that is, if we convey information about the institution to the public. After that, there must be interaction between the institution and the community through Facebook social media. The purpose of Facebook social media-based fundraising was to be able to raise ZIS funds, collect muzakki, and improve the image of the institution, by influencing or reminding and making people aware through the content posted. This meant reminding the public to be aware that the assets they own are not entirely their own. This social media was also a tool for reporting ZIS Institution transactions so that muzakki feel satisfied and public trust was built because they knew in detail the assets handed over to the ZIS institution.
The Efeect of Marketplace on Consumer Satisfaction of Shopee Platform in Jember District, Indonesia Muhammad Syarofi; Rusmini Rusmini; Utrotul Mu’allimah; Mukhamad Roni
JOURNAL OF SHARIA ECONOMICS Vol. 4 No. 1 (2022): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v4i1.293

Abstract

Marketplace is a new business model that develops along with the evolution of IT infrastructure (Information Technology). The existence of a marketplace makes consumptive people prefer to spend their money to buy a desired product quickly and easily. This has something to do with consumer satisfaction, consumer satisfaction is the level of one’s feelings after comparing the expected performance or product results with expectations. Shopee is a marketplace with monthly visitors which from the 3rd quarter of 2019 to the fourth quarter of 2020 experienced a continuous increase. However, in the first quarter of 2021, shopee experienced a decrease in monthly visitors from 129.3 million visitors to 127.4 million visitors. This made Tokopedia one rank above Shopee with 135.1 million visitors. This survey was conducted to determine the influence of the marketplace on consumer satisfaction on the Shopee platform in Jember District. This was quantitative research with the type of survey research. The population used was the people of Jember District, with purposive sampling technique, while the formula used to determine the number of samples was using the Cochran formula. The data collection used questionnaire method and measuring variables with a Likert scale. Analysis of research data with inferential tests include t test (partial), F test (simultaneous), R2 test (coefficient of determination), and multiple linear regression test. This research concluded that 1) The marketing mix had no significant effect on consumer satisfaction, the value of tcount was 1.857 < ttable 1.980. 2) Human resources did not have a significant influence on consumer satisfaction, the tcount value was 1.557 < ttable 1.980. 3) Information technology had a significant influence on consumer satisfaction, the value of tcount was 2,040 > ttable 1,980. 4) Expedition had a significant effect on consumer satisfaction, the tcount value was 3.735 > ttable 1.980. 5) The marketing mix, human resources, information technology, and expeditions simultaneously had a significant effect on customer satisfaction with the Fcount 28.505 > Ftable 2.47, the R Square value was 0.545 or 54.5%
Endorsement as a Marketing Media Trend: A Case Study on By_aibee Agus Wahyu Irawan; Wahyuni Wahyuni
JOURNAL OF SHARIA ECONOMICS Vol. 4 No. 1 (2022): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v4i1.304

Abstract

Promotional activities through endorsements are currently being carried out more and more, but this makes the users and recipients of endorse services mostly not careful in doing endorsements on social media. Sometimes endorsements or celebgrams in promoting a product through social media are only based on perceptions, they are not in accordance with the reality, even the products being promoted are not used in real life in everyday life. They are also excessive in carrying out promotions related to endorsed products. If the celebgram ad includes using voice or verbal expressions, the bad impact is that people who don’t know experience fraud in advertising on Instagram just because the artist has a beautiful face and has many followers. The focus of celebgram is to introduce products in online media, both in the form of Instagram and other media. This research used a qualitative approach, with the type of field research. This research used interview observation method and in-depth documentation of the subject. The results of the research showed that to market products through Instagram were a form of consumer testimony for the products being marketed and then shown on Instagram so that potential buyers were interested in buying the product. The promotion of By_aibee products was carried out on Instagram accounts using an attractive appearance and not showing their bodies, and Accessivist choose Instagram celebrities who are beautiful, and have more attractiveness that was able to attract consumers to buy the promoted products. Prices matched the quality. The target for consumers was all people who needed products from By_aibee.
Implementation of Islamic Business Ethics in Increase welfare Trader Post Pandemic ( Study The case on UMKM Lamongan ) Miftahal Anjarsabda Wira Buana; Akmalur Rijal; Moh. Ah. Subhan ZA; Khotijatul Khoiriyah
JOURNAL OF SHARIA ECONOMICS Vol. 5 No. 1 (2023): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v5i1.363

Abstract

In economy Islamic , business And ethics No must looked at as two opposites , cause business which is symbol from affairs mundane is also considered as integral part of things that are investment afterlife . That is , if orientation business And effort investment hereafter ( intended as worship And is totality obedience to God ), then business with itself must in line with based on moral principles faith to afterlife . Even in Islam , understanding that business Alone No restricted affairs world , however covers all activity We in world that is " businessed " ( intended as worship ) for reach profit or reward afterlife .This research is a field research that uses a quantitative approach, namely analyzing data in the form of numbers. The data used in this research is primary data. Primary data is data directly obtained from the first data source at the research location.The process begins with theory, then by using deductive logic a research hypothesis is derived accompanied by measurement and operationalization of the concept, then empirical generalizations that rely on statistics so that it can be concluded as research findings. The research was conducted in the District Lamongan and research conducted from July to August 20 22 . The population is all the characteristics that are the object of research, where these characteristics are related to all groups of people, events or objects that are the center of attention for researchers. The population in the study were 54 entrepreneurial actors.Based on the results of the study, it was found that there was an influence of Islamic business ethics on business profits. Every Muslim trader must carry out his economic activities based on sharia, namely the rules or regulations that Allah commands His servants. The economic activity is interpreted as an activity that does not commit deception, there is justice between the seller and the buyer, there is generosity, has good motivation in running his business and all of that is only to carry out the commands of Allah SWT.By looking at the research results and several expert opinions, that basically business ethics highlights the moral behavior of humans who have a profession in the business field and are owned globally by business actors in general, while the embodiment of business ethics that exists in each business actor is formed and manifested according to the culture in question. This business ethics will emerge when each business actor relates and interacts with one another as a stakeholder . The purpose of business ethics here is to arouse the moral awareness of business people to run a business properly and cleanly. Based on the purpose of business ethics, business
SWOT Analysis of Account Officer Performance in BMT Mandiri Artha Syariah Bojonegoro Shinta Abdul Rahman
JOURNAL OF SHARIA ECONOMICS Vol. 4 No. 2 (2022): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v4i2.419

Abstract

Unfriendly and rude members faced by Account Officers in serving customers. Account Officers are required to think quickly in analyzing problems and must have a persuasive speaking style so members can feel safe. This study uses a type of qualitative research. This study uses data collection methods through interviews, observation, and documentation of the subject. The results of this study are Swot Analysis of the occount officer's performance in increasing the number of members, namely the strengths of providing financing to members, providing good promotions to members. The Occount Officer's threats to weaknesses are bad loans, opportunities for BMT are macroeconomic growth, the market is still open, supportive government policies, inter- and inter-agency cooperation for BMT, and public accountability for BMT. and threats, there is a lot of competition between bank and non-bank institutions. Existing competition includes Mandiri Syariah BANK, East Java BANK, Syariah Partner BANK, BMT Bina Insan Mandiri, and other financial institutions.
Analysis of Murabahah Risk Management for Profitability Enhancement from a Sharia Management Perspective (Case Study of BPR Syariah Artha Mas Abadi) Fatikha Rizqya Nur; Lisa Aminatul Mukaromah; Moh. Agus Sifa'; Tri Septiana Wulandari
JOURNAL OF SHARIA ECONOMICS Vol. 4 No. 2 (2022): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v4i2.438

Abstract

Risk management is a series of measures implemented by Islamic financial organizations to identify, quantify, monitor, and control operational risks. Each bank has a distinct risk management strategy for murabahah funding. This is a sort of qualitative study that employs descriptive data processing. This research intends to investigate the application of risk management by BPR Syariah Artha Mas Abadi, particularly in murabahah financing, which is related to the bank's profitability level and sharia management. The findings of this study indicate that the risk management of murabahah finance at BPR Syariah Artha Mas Abadi, which consists of four steps including identification, measurement, monitoring, and risk control, has been effectively implemented. In order to limit risk, the bank also conducts a 5C study on prospective murabahah financing clients, evaluating their character, capacity, capital, collateral, and economic situation. In accordance with sharia management principles such as fostering justice, openness, kinfolk, and eliminating the element of risywah, implemented risk management also has an influence on raising bank profitability by 80% to 90%.
Sharia Economic Perspective on The Improvement of Community Economy Through Joint Business Groups Farida Isroani; Munir Munir; Eko Arief Cahyono
JOURNAL OF SHARIA ECONOMICS Vol. 4 No. 2 (2022): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v4i2.441

Abstract

Indonesia is a country with the 4th largest population in the world. If the population size is large, if it is not followed by an increase in the quality of the population, it will certainly have an impact on poverty. Talking about the problem of poverty in Indonesia has decreased since 1976. There are two objectives of this study, the first is to determine the effect of economic growth on reducing poverty in Indonesia. And the second objective is to determine the effect of financial sector growth on poverty reduction in Indonesia. This study uses the VAR method with estimated data from 2000 to 2012. This reduction in poverty can occur as a result of economic growth and growth in the financial sector, which have increased every year. The results of this study indicate that economic growth has a negative and significant effect on poverty. The research also shows that the growth of the financial sector has an insignificant effect on poverty reduction.
The Role of The Tourism Sector in Post Pandemi Covid-19 Economic Growth Heru Widodo; Machin Machin; Ahmad Sukendi; Hevy Susanti
JOURNAL OF SHARIA ECONOMICS Vol. 4 No. 2 (2022): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v4i2.442

Abstract

The purposes of this study are 1. To find out the Condition of the Tourism Sector in Lamongan Regency After the Covid-19 Pandemic, 2. To find out the Role of the Tourism Sector in Lamongan Regency's Economic Growth After the Covid-19 Pandemic. the research that will be used is analytical research with a qualitative approach. This research was conducted in Lamongan Regency. With an allocation of 3 months starting in mid-March, April, May 2022. Data collection techniques are through observation, documentation and interviews (Interview). In this study, the analytical method used is descriptive method with a qualitative approach. The results of the study are as follows: 1. The condition of the Tourism Sector in Lamongan Regency After the Covid-19 Pandemic has experienced an increase in the number of visitors and financial income from entrance tickets, parking and hotels/inns, restaurants/eateries and shopping for souvenirs typical of Lamongan. The Role of the Tourism Sector in the Economic Growth of Lamongan Regency After the Covid-19 Pandemic is by providing contributions to PAD
The Effect of Promotion and Service on Custumer interest in Ba’i Bitsaman Ajil (BBA) at KSPPS BMT Artha Sejahtera Senori Eva Fahma Diafil Jilan; Moh. Agus Sifa'; Moch Zaenal Azis Muchtarom
JOURNAL OF SHARIA ECONOMICS Vol. 4 No. 1 (2022): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v4i2.443

Abstract

The purpose of this study was to determine the effect of promotion and service both partially and simultaneously on the interest of Bai' Bitsaman Ajil (BBA) customers at KSPPS BMT Artha Sejahtera Senori Tuban. In answering these problems, the researchers used a quantitative approach. The population in this study were customers of Bai' Bitsaman Ajil (BBA) KSPPS BMT Artha Sejahtera Senori Tuban. The method of data collection in this study was by distributing questionnaires to 62 BBA product customers. The technique used is purpose sampling, analyzed using Validity Test, Reliability Test, Classical Assumption Test, Calculated F Test, and Partial t Test. The results of this study indicate that the promotion has a partial and significant effect on the interest of BBA customers, as evidenced by the value of t count (2.609) > t table (1.669) with a significance value of 0.011 < 0.05. The service has a partial and significant influence on the interest of BBA customers, as evidenced by the value of t count (3.002) > t table (1.669) with a significance value of 0.004 <0.05. And simultaneously promotion and service have a significant influence on customer interest, as evidenced by the F test, namely F count (21.089) > F table (3.15) with a significance value of 0.00 < 0.05.

Page 4 of 20 | Total Record : 195