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Journal of Shariah Economics
Published by Universitas Al-Hikmah Indonesia
ISSN : 26552493     EISSN : 26552485     DOI : https://doi.org/10.35896/jse.v7i2
Core Subject : Religion, Economy, Education, Social,
Religion Economics, Econometrics & Finance Education Social Sciences Other
JOURNAL OF SHARIA ECONOMICS adalah jurnal ilmiah berkala yang dikelola dan diterbitkan oleh Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Universitas Al Hikmah Indonesia serta bekerja sama dengan Asosiasi Ekonom Islam Indonesia Jurnal ini berfokus pada kajian ekonomi dan ekonomi Islam Pengelola menerima kontribusi berupa artikel dari ilmuwan akademisi profesional dan peneliti yang berkaitan dengan studi ekonomi Islam Artikel akan dipublikasikan setelah melalui mekanisme seleksi naskah penelaahan oleh reviewer serta proses penyuntingan Semua artikel yang diterbitkan merupakan pandangan dan tanggung jawab penulis dan tidak mewakili jurnal ini maupun institusi asal penulis Journal of Sharia Economics diterbitkan dua kali dalam setahun yaitu pada bulan Juni dan Desember
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 195 Documents
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Analysis of Assistance Strategy for Halal Product Process (PPH) Self Declare Line in Micro and Small Enterprises (UMK) in Jambi Province (Case Study of Halal Product Process Companion (PPH)) Rahma Nurdinia; Lucky Enggrani Fitri; Ridhwan .
JOURNAL OF SHARIA ECONOMICS Vol. 5 No. 1 (2023): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v5i1.554

Abstract

This study aims to determine strategies that can be applied in Halal Product Process Assistance (PPH) in the Self Declare in UMK line in Jambi Province. The research method used is qualitative descriptive research with data collection procedures through observation, interviews, and documentation and using SWOT Matrix as an analysis technique. The results showed the Halal Product Process Assistance Strategy (PPH) by knowing and comparing strengths, weaknesses, opportunities and threats that four created PPH Companion strategies in Halal Product Process Assistance (PPH) in the Self declare for UMK in Jambi Province, namely: (1) SO Strategy (Strenghts-Opportunities) PPH carries out its role actively and maintains good and informative services to UMK in the implementation of Process Assistance Halal Products (PPH), (2) WO (Weakness-Opportunities) Strategy Optimizing the role of PPH companions by strengthening knowledge and abilities regarding Halal Certification in the self-declare path as well as motivation and encouragement by LP3H, (3) ST Strategy (Strenght-Threat) BPJPH, Jambi Province Satgas Halal, and LP3H as well as PPH companions provide information to the public about the defense of halal certification obligations in 2024 and accommodate all related institutions and (4) the WT (Weakness-Threat) Strategy by strengthening the quality of PPH Companions in carrying out their roles by providing supporting facilities in the implementation of Halal Product Process Assistance (PPH) from BPJPH, Satgas Halal, LP3H. Keywords: Strategy, Halal Product Process Assistance (PPH), PPH Companion, Self Declare.
Application Segmentation , Targeting and Positioning in the UMKM Marketing Strategy in Indonesia Galih Fahmi Fadhillah; Hoirul Anam; Mashudi .
JOURNAL OF SHARIA ECONOMICS Vol. 5 No. 1 (2023): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v5i1.555

Abstract

The increasing number of Micro, Small and Medium Enterprises (UMKM) in Indonesia has prompted attention to effective marketing strategies to help UMKM achieve success in the increasingly fierce business competition. Segmentation, targeting and positioning (STP) are important concepts in a marketing strategy that can help UMKM identify and reach target markets more effectively. This study aims to analyze the application of STP in the marketing strategy of UMKM in Indonesia. The research method used is descriptive analysis by collecting data through literature studies and interviews with MSME owners and experienced marketing practitioners. The results of the study show that through segmentation, UMKM can provide products or services that are more relevant and better meet the needs of the target market. Targeting helps UMKM to optimize the use of their resources by focusing on segments that have the potential to generate higher sales and profits. Then positioning helps UMKM differentiate themselves and build a strong image, thus creating a competitive advantage in an increasingly fierce market competition. However, there are still several challenges faced by UMKM in implementing STP effectively, including limited resources, limited understanding of the concept, and the need to continuously monitor and adapt their marketing strategies according to market changes.
Risk Analysis Of The Use Of Transactions Digital Cryptocurrency As Investment In Prespective Islam On Gen Z In Central Sumatra Ary Dean Amri; Jaka Saputra; Ilham Hanafi; Mela Yolanda; Harpeni .; Saputri .
JOURNAL OF SHARIA ECONOMICS Vol. 5 No. 1 (2023): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v5i1.557

Abstract

This study aims to understand the views of Generation Z regarding risk of trust and security of the digital capital market on the island of Sumatra, as well see investment market capital IDX in perspective economy Islam. Method the research used is quantitative research using data primary from completed questionnaire tested for validity and reliability, as well data secondary from various related print and electronic media. Data analysis was performed with simple regression test and multiple regression test using SPSS. Results testing shows that the factor of safety (X2), which involves a factor social, culture, marketing, And election investment sharia, more dominant compared to factor trust (X1), like factor personal, psychology, And economic factor. However, neither trust (X1) nor security (X2) have positive and significant influence on the risk of stock (Y) Generation Z on the Island Sumatra. In order to increase the understanding and prudence of Generation Z in investing digitally, it is important for them to understand the legal aspects and logical (2L) as well as aspect returns (yield results) And risk (risk) (2R) before use application investment. With notice management risk, Generation Z can choose good investments and fulfill financial obligations period front they. Study This give outlook about perception Generation Z towards digital capital markets and deep Islamic economic perspectives investment IDX capital market in Sumatra island.
Aggregate Consumption Expenditure Function In Islamic Perspective Imam Wahyudhi
JOURNAL OF SHARIA ECONOMICS Vol. 5 No. 1 (2023): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v5i1.559

Abstract

Without consumption, humans will not be able to live because humans have primary needs that must be met, such as eating, drinking, and clothing. These needs are needs that must be met by humans. This research is based on literature study, exploration based on theoretical findings. the explanation of the discussion will refer to theories that are able to answer the topic of writing. references used recent published articles and supporting reference books.. The function of aggregate spending in an Islamic perspective is the belief in the existence of the Day of Judgment and the hereafter, this principle directs consumers to prefer consumption in the hereafter. Prioritizing consumption in worship rather than secular consumption. Expenditure for worship is future consumption (because in the hereafter is the reward of heaven), while worldly consumption is current consumption. The concept of the success of a Muslim's life is measured by Islamic religious morals, not by the amount of wealth. The higher the spirit, the greater the success achieved. Virtue, truth and devotion to God are the keys to Islamic morality. Virtue and righteousness can be attained by good and useful conduct and by shunning evil. A position of wealth is a gift from God, not something inherently bad (so too much is to be avoided). Wealth is a means to the end of life, if it is cultivated and used properly.
“Gerobak Online”: A Model of Community Economic Empowerment During the Covid 19 Pandemic Based on a Mosque via the Zakat Collection Unit of the Al Fatah Mosque in Pacul Village, Bojonegoro Regency Eko Arief Cahyono; Lisa Aminatul Mukaromah; Agil Mutiara Nurjanah; Yulia Indahsari; Khurul Anam
JOURNAL OF SHARIA ECONOMICS Vol. 5 No. 1 (2023): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v5i1.563

Abstract

Zakat Collection Unit (UPZ) Masjid is one of the institutions assisting Baznas in optimizing zakat administration and distributing zakat to mustahiq in line with zakat beneficiaries' asnaf. In accordance with the applicable legislation, UPZ mosques are granted the authority and responsibility as a unit or extension of the district Baznas in helping the administration of zakat, infaq, and alms, as well as their usage to promote the welfare of the people, particularly the congregation. mosque from underprivileged households. This research employs a qualitative methodology, which provides a thorough, precise, and in-depth account of events, people's actions, or locations. This study employs a qualitative methodology to provide a comprehensive explanation of Online Cart: A Model for Developing the Economic Potential of the People in a Pandemic Period Based on the Zakat Collection Unit (UPZ) at the Al Fatah Mosque in Pacul Village, Bojonegoro Regency. Researchers employed ethnographic approaches to determine the economic issues facing the community, particularly those experienced by the mosque congregation. This research was undertaken at the Al Fatah Mosque in Pacul Village, Bojonegoro District, since its administration is deemed competent of handling zakat and bolstering the mosque congregation's finances.. This study demonstrates the effectiveness of zakat management in empowering and enhancing the economy of mosque congregations through the Zakat Collecting Unit (UPZ) in the Online Cart program, as proven by the operation of mustahiq small enterprises owned by empowered individuals. Where about five individuals are empowered in this program and have their own superior items. In this initiative, UPZ Masjid Al Fatah Pacul receives help and supervision in the form of training in digital marketing, packaging, and production of new goods, as well as partnering with Baznas Bojonegoro and the Bojonegoro Department of Industry and Manpower to build mustahiq capabilities.
Post-Pandemic Economic Recovery of Village Communities in SME Sectors through Night Markets Anang R. Jatmiko; M. Fathurroman; Khoiruddin .; Hasanuddin .; Thomson Pranggono
JOURNAL OF SHARIA ECONOMICS Vol. 5 No. 1 (2023): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v5i1.564

Abstract

This study aims to investigate the effects of village community's economic recovery on SME sectors in the post-pandemic era in Gudo District, Jombang Regency. A qualitative research was descriptively employed as the methodology approach. The investigation period began between February and April of 2022. The subjects were night market vendors who sold products on the street. By the snowball sampling method, the subjects were randomly selected. In this investigation, the data analysis techniques consisted of three steps: data reduction, data display, and conclusion drawing. The study found that the effects of the economic recovery of village communities on the SME sectors in the post-pandemic era in the Gudo district have a positive results by reducing or providing a solution to the number of unemployed and generating economic income for the Original Local Government Revenue. The negative effects included the addition of refuse and security measures, as well as unequal the Original Local Government Revenue income and expenditures for night market facilities.
Review of Contemporary Economic Jurisprudence Against Cooperation Agriculture : Study Cooperation Farming in Lumbush Bapereng Tanah Datar District Rahmawita .; Zainuddin .
JOURNAL OF SHARIA ECONOMICS Vol. 5 No. 1 (2023): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v5i1.566

Abstract

This study aims to examine the contemporary economic jurisprudence review of agricultural cooperation carried out by farmers in Jorong Lumburan Bapereng . As the focus of this research, several research questions were formulated: how is the implementation and forms of agricultural cooperation in Jorong Lumburan Bapereng . After the data is found, it is then discussed using the relevant theory . This research uses a qualitative method with a qualitative descriptive design. Data obtained through interviews with owner land And cultivator . Study This find that implementation cooperation agriculture with method deliver fully to cultivator until harvest . Form of cooperation with system profit sharing, while the seeds, fertilizers and other costs are borne by the farmers . From sight jurisprudence economy implementation And form of cooperation this is similar to mukhabarah . It's just that from an implementation point of view there are things that have the potential to cause unilateral losses , because the land owner fully surrenders to the farmer cultivating the land until harvest
Management Of Zakat Collection In The Bojonegoro Amil Zakat Agency Kartika Yustina Mandala Putri; Tri Siwi Agustina
JOURNAL OF SHARIA ECONOMICS Vol. 5 No. 1 (2023): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v5i1.567

Abstract

The problem of poverty is currently still a classic problem in this country which still cannot be resolved. Poverty is increasingly coming to the fore, especially in various regions in Indonesia as a result of the economic downturn. Thus, of course, a precise and accurate formulation is needed to minimize the poverty rate. In this case, one of the social agendas that Islam actually strives for is the realization of the economic balance of society. Zakat is one of the instruments to make it happen. The research that the researchers did was included in descriptive research with a qualitative approach. The results of the study show that target planning is carried out every month by employees and volunteers of the amil zakat agency. the organization of BAZNAS for Bojonegoro Regency only has a few employees and in the field of collection only has a deputy who is assisted by a deputy in other fields such as a deputy in the financial sector. Implementation of picking up the ball to muzaki, transferring, promoting and establishing good relations with muzaki. Secret supervision by the chairman, if they are directly supervised they will feel supervised and valued, and also if they are not supervised they will feel they are working alone. That's why surveillance was carried out but secretly.
Digital Banking Policies and Regulations For Sharia Banking in Indonesia Siti Anifah; Shelvyna Rikantasari
JOURNAL OF SHARIA ECONOMICS Vol. 5 No. 1 (2023): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v5i1.571

Abstract

In accordance with current developments in information technology, the services offered by banks are growing and leading to digital services. The demand for digitization of banking operations is also driven by changes in business life which are now dominated by the millennial generation who prefer the convenience of online transactions through digital platforms. The digital banking transformation process is also accelerated by the emergence of new competitors, such as non-bank financial service providers, often called fintech. The purpose of this research is to find out the regulation of digital banking law in Indonesia and the urgency of digital banking regulations for Islamic banking in Indonesia. The method used is descriptive qualitative with a library research approach to track event log data, which is then used by the author to collect data including sources from previous studies. The results and conclusions of this study are that digital banking provisions have been regulated in the Financial Services Authority Regulation No.12/POJK.03/2018 concerning the Implementation of Digital Banking Services by Commercial Banks. The urgency of establishing digital banking regulations for Islamic banking in Indonesia is the rampant mode of digital crime (Cyber ​​crime) which can disrupt the convenience and security of customer data. This is because there are no regulations that strictly regulate such as laws to specifically regulate Islamic digital banking. Digital banking law is only regulated in OJK Regulations, so it has not been able to overcome problems, especially in the implementation of digital banking for Islamic banking given the weak binding force of these Regulations.
The Concept of Fiscal Policy: an Islamic Economic Perspective Renny Oktafia; Ririt Iriani; Reinanda Aprilia Putri Rochimin
JOURNAL OF SHARIA ECONOMICS Vol. 5 No. 2 (2023): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v5i2.573

Abstract

This article explores the concept of fiscal policy from an Islamic economic perspective. Fiscal policy is a vital tool used by governments worldwide to manage the economy and achieve desired macroeconomic objectives. In the context of Islamic economics, fiscal policy is shaped by principles derived from Islamic teachings and ethical guidelines. The paper begins by providing a comprehensive overview of the core principles of Islamic economics, highlighting its emphasis on justice, equity, and the prohibition of interest (riba). In an Islamic economic perspective, fiscal policy aims to promote social welfare, reduce income inequality, and ensure the fair distribution of wealth. The paper examines how Islamic fiscal policy instruments, such as zakat (obligatory alms), waqf (endowment), and sadaqah (voluntary charity), are employed to achieve these goals and contribute to sustainable economic growth. In conclusion, this paper offers a comprehensive exploration of fiscal policy from an Islamic economic perspective, shedding light on the fundamental principles that guide fiscal decision-making within an ethical framework. It emphasizes the importance of incorporating Islamic economic values in crafting fiscal policies that promote social justice, equitable distribution of resources, and sustainable economic development. The findings of this study have implications for policymakers, economists, and practitioners interested in incorporating ethical and value-based dimensions into the design and implementation of fiscal policies in both Muslim-majority countries and the global economic community.

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