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Integra Business Review
Published by PT. Integra Academic Press
ISSN : -     EISSN : 3047261X     DOI : https://doi.org/10.63208/21014
Core Subject :
About the Journal Integra Business Review is a scholarly, peer-reviewed academic journal that presents in-depth analysis and critical reviews of various business-related aspects within a global context. The journal serves as an international platform for researchers, academics, and business practitioners to disseminate high-quality research, insights, and the latest findings in the field of business and management. The primary commitment of Integra Business Review is to contribute to the advancement of business knowledge and professional practice by publishing innovative and rigorous scholarly works that integrate theoretical perspectives and practical applications. Through its multidisciplinary approach, the journal encourages academic dialogue and exploration of contemporary issues shaping business organizations and markets. By fostering knowledge exchange and scholarly engagement, Integra Business Review aims to support the development of business research and practice while enhancing national and international academic recognition.
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Articles 43 Documents
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Digital Financial Inclusion and Economic Growth: Governance Challenges and Policy Implications Fadya Intan Rahmawati; Nofiatun Rahmadhaningtyas
Integra Business Review Vol. 1 No. 1 (2023): June 2023
Publisher : Integra Academic Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63208/21014-326

Abstract

Digital financial inclusion has emerged as an important component of contemporary economic development due to its ability to expand financial access, support economic participation, and accelerate digital economic transformation. This study systematically reviews the literature on digital financial inclusion and economic growth, with a particular focus on governance challenges and policy implications within the digital economy. The findings indicate that digital financial inclusion contributes positively to economic growth through improved financial accessibility, transaction efficiency, entrepreneurship, and participation in formal financial systems. However, the review also reveals that the effectiveness of digital financial inclusion is strongly influenced by governance quality, regulatory capacity, institutional readiness, digital literacy, and technological accessibility. In addition, digital inequality and exclusion remain significant barriers that may limit inclusive economic outcomes. The study concludes that successful digital financial inclusion requires integrated governance approaches that combine technological innovation, regulatory adaptation, institutional development, and social inclusion strategies to ensure sustainable and inclusive economic growth.
Fintech, Digital Inequality, and Inclusive Economic Development: A Systematic Literature Review Muhammat Imadudin Septiono; Farhan Alfredo; Azmi Deshinta Maharani; Arsyadi Yulian Prasetya
Integra Business Review Vol. 1 No. 1 (2023): June 2023
Publisher : Integra Academic Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63208/21014-333

Abstract

The rapid expansion of fintech and digital financial systems has transformed contemporary economic activities by increasing financial accessibility and accelerating participation within digital economies. However, the benefits of fintech-driven financial inclusion remain uneven due to persistent digital inequality, socio-economic exclusion, and governance disparities across populations and institutions. The findings indicate that fintech contributes positively to economic participation, entrepreneurship, and financial accessibility through digital financial services and technological innovation. Nevertheless, unequal technological access, limited digital literacy, gender disparities, financial vulnerability, and institutional limitations continue to restrict participation among vulnerable populations. The review further demonstrates that governance quality and institutional readiness significantly influence whether fintech-driven transformation produces inclusive or unequal economic outcomes. The study concludes that inclusive digital economic development requires integrated approaches combining financial innovation, governance adaptation, digital capability development, and social inclusion strategies to reduce exclusion within fintech-driven financial systems.
Platform Capitalism and the Reorganization of Labor: Algorithmic Management and Market Concentration Risfanda Nurhudiana; Rosita Permatahati
Integra Business Review Vol. 1 No. 1 (2023): June 2023
Publisher : Integra Academic Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63208/21014-342

Abstract

The rapid expansion of digital platform economies has transformed contemporary economic systems by reshaping labor participation, market coordination, and digitally mediated economic activities. Platform-based systems such as gig economy applications, online labor platforms, and digital marketplaces increasingly function as central infrastructures within modern digital economies. The findings indicate that platform economies contribute positively to economic transformation by increasing market accessibility, labor flexibility, digital connectivity, and participation within online economic ecosystems. However, the review also reveals significant governance and socio-economic challenges associated with platform-based systems, including labor precarity, algorithmic management, platform dependency, market concentration, and unequal economic participation. In addition, governance systems frequently struggle to adapt to rapidly evolving digital platform environments characterized by cross-border operations and data-driven coordination mechanisms. The study concludes that sustainable platform economies require adaptive governance frameworks capable of balancing technological innovation, labor protection, market fairness, and inclusive economic participation within digitally mediated economic systems.
Digital Transformation and Business Sustainability in the Digital Economy Iis Yulita Nur Fitriastuti; Diva Nida Ul Khorimah Hasim
Integra Business Review Vol. 1 No. 1 (2023): June 2023
Publisher : Integra Academic Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63208/21014-353

Abstract

The rapid development of digital technologies has significantly transformed organizational processes, business models, and competitive dynamics within contemporary digital economies. Businesses increasingly integrate digital technologies into operational activities, strategic management, and innovation systems to improve competitiveness and long-term sustainability The findings indicate that digital transformation contributes positively to organizational adaptability, innovation capability, business resilience, and competitive performance through technological integration and strategic transformation processes. However, the review also identifies significant organizational and governance challenges affecting transformation effectiveness, including limited digital capability, organizational readiness gaps, governance constraints, and unequal technological resources. In addition, SMEs frequently experience greater transformation barriers because of limited infrastructure, financial capability, and strategic preparedness. The study concludes that sustainable digital transformation depends not only on technological adoption but also on governance readiness, organizational capability, innovation systems, and adaptive strategic management capable of supporting long-term business sustainability within rapidly evolving digital economies.
Digital Innovation Ecosystems and Sustainable Economic Development Adelia Wahyu Ratri; Asmarani Asmarani; Ervina Ariesandy; Dyah Ayu Kusumawati
Integra Business Review Vol. 1 No. 1 (2023): June 2023
Publisher : Integra Academic Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63208/21014-364

Abstract

The rapid expansion of digital technologies has accelerated the development of digital innovation ecosystems that increasingly influence sustainable economic transformation within contemporary digital economies. Digital innovation ecosystems facilitate collaborative innovation, ecosystem integration, technological coordination, and knowledge exchange among interconnected actors operating within digitally mediated environments. The findings indicate that digital innovation ecosystems contribute positively to sustainable economic development by strengthening innovation capability, collaborative integration, digital competitiveness, and ecosystem resilience. In addition, ecosystem-based innovation supports sustainable entrepreneurship, technological modernization, and long-term economic transformation through coordinated innovation systems and collaborative value creation. However, the review also identifies significant governance and ecosystem challenges affecting innovation sustainability, including weak coordination mechanisms, unequal digital capability, fragmented institutional integration, and ecosystem readiness disparities.
Digital Governance and Economic Transformation in the Digital Economy Akmal Bayu Mubarak; Evita Eka Septiani
Integra Business Review Vol. 1 No. 2 (2023): December 2023
Publisher : Integra Academic Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63208/21014-374

Abstract

The rapid expansion of digital technologies has significantly transformed governance systems, institutional structures, and public-sector administration within contemporary digital economies. Governments increasingly integrate digital technologies into governance processes, policy coordination, administrative systems, and public service delivery to improve institutional efficiency and support broader economic modernization. The findings indicate that digital governance contributes positively to institutional modernization, governance capability, administrative efficiency, and digitally integrated public-sector transformation. In addition, digitally enabled governance systems support policy coordination, governance responsiveness, and adaptive institutional management within rapidly evolving digital environments. However, the review also identifies significant governance and institutional challenges affecting transformation effectiveness, including fragmented policy coordination, unequal digital infrastructure, institutional rigidity, governance capability disparities, and uneven digital readiness across governance systems.
The Inequality of Access: Digital Literacy, Adverse Incorporation, and Socio-Economic Resilience Iwan Priyadi; Farhan Alfredo; Muhammat Imadudin Septiono; Arsyadi Yulian Prasetya
Integra Business Review Vol. 1 No. 2 (2023): December 2023
Publisher : Integra Academic Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63208/21014-385

Abstract

The rapid expansion of digital economies has significantly transformed socio-economic participation, workforce structures, educational systems, and human capability development within contemporary digital societies. Digital technologies increasingly influence how individuals acquire skills, participate in labor markets, access educational opportunities, and adapt to technologically mediated social environments. The findings indicate that digital literacy, adaptive capability, educational transformation, and workforce competence play important roles in supporting inclusive socio-economic participation within digital economies. In addition, digitally integrated learning systems and adaptive workforce development contribute positively to human capital modernization and long-term socio-economic resilience. However, the review also identifies significant challenges affecting inclusive human capital development, including unequal digital literacy, capability disparities, educational readiness limitations, socio-economic inequality, and uneven digital participation across social groups.
Digital Sustainability and Green Economic Transformation in the Digital Economy Diva Besti Aulia; Novianti Novianti; Faqih Wahana Wahana
Integra Business Review Vol. 1 No. 2 (2023): December 2023
Publisher : Integra Academic Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63208/21014-401

Abstract

The rapid expansion of digital economies has significantly transformed sustainability practices, environmental modernization processes, and green economic development within contemporary technological environments. Digital technologies increasingly influence how organizations, institutions, and economic systems improve resource efficiency, implement sustainable innovation, and support environmentally adaptive transformation strategies. The findings indicate that digital sustainability contributes positively to green innovation capability, environmental efficiency, sustainable operational systems, and resilience-oriented economic modernization. In addition, digitally integrated sustainability systems support environmentally responsible production processes, ESG capability enhancement, and adaptive governance coordination within rapidly evolving digital economies. However, the review also identifies significant sustainability and capability challenges affecting equitable green transformation, including unequal sustainability readiness, governance capability disparities, technological adaptation limitations, and resilience-related constraints across economic systems.
Digital Transformation and Sustainable Economic Development Adelia Wahyu Rartri; Dyah Ayu Kusumawati
Integra Business Review Vol. 1 No. 2 (2023): December 2023
Publisher : Integra Academic Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63208/21014-412

Abstract

Digital transformation has become an important factor in modern economic development in the era of Industrial Revolution 4.0. This study aims to analyze the role of digital transformation in supporting sustainable economic development using a Systematic Literature Review (SLR) approach. Research data were obtained from various scientific articles indexed by Google Scholar published over the last five years. The analysis process was carried out through the identification, selection, evaluation, and synthesis of literature related to digital transformation, digital economy, and sustainability economy. The results show that digital transformation has a significant contribution to improving economic efficiency, productivity, innovation, and competitiveness through the utilization of digital technology. In addition, digitalization also supports sustainable economic development through optimizing resource utilization, reducing operational costs, and improving the quality of economic services. However, the implementation of digital transformation still faces challenges such as limited digital infrastructure, low technological literacy, and unequal digital access. Therefore, policy support and technology capacity development are needed to strengthen sustainability economy in the modern economic era.
Global Economic Dynamics and Economic Resilience in the 2018–2022 Period Nur Kamilah; Asmarani Asmarani; Sholihah Sholihah
Integra Business Review Vol. 1 No. 2 (2023): December 2023
Publisher : Integra Academic Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63208/21014-420

Abstract

This study aims to analyze global economic dynamics and their influence on economic resilience during the 2018–2022 period. The research employed a literature review with a descriptive qualitative approach, collecting data from scientific journals, books, international reports, and other relevant academic sources. The findings indicate that international trade, digital economic transformation, the COVID-19 pandemic, investment, and business sector resilience influenced global economic dynamics. International trade conflicts and increasing protectionist policies caused a slowdown in economic growth and increased uncertainty in global markets. In addition, the COVID-19 pandemic significantly affected production activities, consumption, investment, and international trade. On the other hand, the development of the digital economy created opportunities to improve economic efficiency and expand market access through digital technology utilization. The study also demonstrates that micro, small, and medium enterprises played an important role in maintaining economic stability through business innovation and adaptability to changing economic conditions. Therefore, adaptive and innovative economic strategies oriented toward strengthening economic resilience are needed to maintain sustainable economic stability.

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