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Muhammad Nasir
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INDONESIA
Jurnal Agama Sosial dan Budaya
Published by CV. Maryam Sejahtera
ISSN : 29626560     EISSN : 29637139     DOI : https://doi.org/10.68352/religion
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Religion Jurnal Agama, Sosial, dan Budaya, P-ISSN 2962-6560, E-ISSN 2963-7139 is an open access and peer-reviewed journal of Islamic Studies published by the Amuntai High School of Al Quran, South Kalimantan which contains writings from lecturers, education staff, education observers and others. This journal is published bi-monthly in February, April, June, August, October, and December in print and online. This journal publishes research results related to Islamic issues related to social issues such as the study of the Quran and Hadith, Islamic philosophy, education, social, local wisdom, politics, economics, urbanism, multiculturalism, and others through interdisciplinary study. All papers submitted to the journal must be written in good Indonesian, English, Arabic or Malay.
Arjuna Subject : -
Articles 670 Documents
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PENERAPAN AKAD DALAM TRANSAKSI JUAL BELI ONLINE MENURUT PANDANGAN ISLAM Asih Fuji Rahayu; Alya Hafisa; Adnany Aisyah
Religion : Jurnal Agama, Sosial, dan Budaya Vol. 2 No. 5 (2023): September: Religion: Jurnal Agama, Sosial, dan Budaya
Publisher : CV. Maryam Sejahtera

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.68352/religion.v2i5.206

Abstract

Penelitian ini dilatar belakangi dengan berkembangnya sistem teknologi digital yang mana semakin mempermudah transaksi jual beli, yang awalnya hanya bisa terjadi secara offline sekarang sudah berkembang dapat dilakukannya secara online. Perubahan ini berpengaruh juga terhadap sistem ekonomi yang mana juga ikut bertransformasi ke era ekonomi digital. Sehingga menimbulkan penambah pola transaksi jual beli dimasyarakat termasuk cara pandang syariat terhadap akad dalam proses transaksi jual beli yang terjadi secara online. Pembahasan ini dapat dijadikan referensi sebagai pengetahuan mengenai model akad dalam transaksi jual beli secara online
KONSEP TRANSAKSI PAYLATER E-COMMERCE DALAM HUKUM EKONOMI SYARIAH Fira Nafwa Shafitri Shafitri; Noor Syifa; Nur Athiyya Garneta; Muhammad Ihsanul Arief
Religion : Jurnal Agama, Sosial, dan Budaya Vol. 2 No. 4 (2023): July: Religion: Jurnal Agama, Sosial, dan Budaya
Publisher : CV. Maryam Sejahtera

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.68352/religion.v2i4.207

Abstract

Pada era modern atau revolusi 4.0 saat ini perkembangan di bidang teknologi informasi berkembang sangat pesat. Adanya perkembangan teknologi membuat segala sesuatu dapat dilakukan menggunakan alat bantu elektronik sehingga lebih cepat dan efisien, serta mempermudah pekerjaan manusia. Pada saat ini banyak sekali transaksi yang dilakukan secara online, baik itu jual beli, utang piutang maupun transaksi lainnya. Salah satu fitur yang sedang marak digunakan oleh masyarakat ialah metode pembayaran PayLater. Dalam PayLater, metode pembayaran menggunakan dana talangan dari perusahaan aplikasi, kemudian pengguna membayarkan sejumlah uang kepada perusahaan aplikasi tersebut. Jenis penelitian yang digunakan pada penelitian ini adalah kualitatif deskriptif dengan penjabaran dari hasil penelitian menggunakan deskripsi dengan kalimat secara rinci dan mendetail agar pembaca memahami fenomena yang diangkat oleh peneliti. teknik pengumpulan data dengan studi pustaka untuk mengambil data dan informasi baik melalui dokumen tertulis maupun dokumen elektronik yang mendukung proses penulisan. Dari hasil dan pembahasan, ditinjau dari hukum ekonomi syariah menurut Islam, PayLater disebut juga dengan akad utang-piutang atau qardh. PayLater menetapkan adanya bunga cicilan dan denda keterlambatan jika mengindikasikan adanya riba. Bisa disimpulkan PayLater ini termasuk riba. Diindikasikan adanya riba karena jika pengguna belum bisa membayar saat jatuh tempo dikenakan pembayaran berlipat-lipat.
Konsep Dasar dan Prinsip Manajemen Sumber Daya Manusia dalam Kerangka Perspektif Pemahaman Islam Naufal Baihaqi; Arya Kusuma
Religion : Jurnal Agama, Sosial, dan Budaya Vol. 2 No. 4 (2023): July: Religion: Jurnal Agama, Sosial, dan Budaya
Publisher : CV. Maryam Sejahtera

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.68352/religion.v2i4.208

Abstract

This research examines the basic concepts and main principles in human resource management (HR) by focusing on the perspective of Islamic understanding. This study involved an in-depth literature review of relevant HR management principles in Islam, including concepts of justice, ethics, and fundamental social values. This research also identifies the practical application of these concepts in an Islamic-oriented organizational environment. The results of this research provide valuable insight into how the basic concepts and principles of HR management in Islam can be applied to increase efficiency, productivity and employee welfare in organizations based on Islamic values. The findings of this research can provide practical guidance for leaders and management practitioners who are interested in integrating Islamic values ​​in their human resource management.
JUAL BELI SECARA ONLINE MENURUT PANDANGAN HUKUM ISLAM Erikayah Aprilianti; Halisa Mulia; Nariza Raihana Putri; Radina Ananda; Ridha
Religion : Jurnal Agama, Sosial, dan Budaya Vol. 2 No. 4 (2023): July: Religion: Jurnal Agama, Sosial, dan Budaya
Publisher : CV. Maryam Sejahtera

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.68352/religion.v2i4.210

Abstract

This research aims to understand online buying and selling from the perspective of Islamic law. The method used is a literature review with a qualitative approach. The results of the research are that the main reason why buying and selling is forbidden in Islam is that three of them are objects that are bought and sold haram according to the Al-Qur'an and Hadith. legitimate. Online buying and selling transactions can be legal or illegal, not the act of buying and selling itself. As long as the transaction is carried out in accordance with Islamic law and of course there is no aspect of fraud, coercion or abuse, then it is permissible to buy and sell goods online. In Islam, buying and selling is essentially carried out on the basis of agreement, therefore there is never any pressure to make a purchase. Buying and selling by selling basic objects or non-cash, is the opinion of the majority of ulama who allow transactions on ready stock goods, but which are then handed over or sent by online sellers. Specifications and characteristics can be known for this type of transaction. Therefore, buying and selling via the internet is permitted as long as no party is harmed, pressured, cheated or defrauded, and does not violate Islamic principles and sharia.
PEREKONOMIAN DALAM NEGARA ISLAM Dilla Putri Maulia; Juwina Aulia Rahmi; Siti Cahyanti
Religion : Jurnal Agama, Sosial, dan Budaya Vol. 2 No. 4 (2023): July: Religion: Jurnal Agama, Sosial, dan Budaya
Publisher : CV. Maryam Sejahtera

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.68352/religion.v2i4.211

Abstract

Economics is all that concerns matters relating to life in the household of course that is meant and in its development the word household not only refers to a family consisting of husband, wife and children, but also a wider household that is the household of the nation, country and world. In general, we can say that Economics is a field of study on the management of material resources of individuals, communities and countries to improve the welfare of human life. Because economics is the science of human behaviour and actions to meet their varied and evolving needs with existing resources through choices of production, consumption and or distribution activities. Muslim country is a term used to describe countries where the majority of the population is Muslim. In this article, we will discuss the cultural diversity and economic advantages of Muslim countries. By delving deeper into this topic, we can understand how important the contributions of Muslim countries are in various aspects of life Muslim countries include Brunei Darussalam, Malaysia, Indonesia and many others.
EKONOMI ISLAM DALAM MENGHADAPI INFLASI Desy M. Sari; Dheya R. Putri; Khairun Nisa; Radhiya A. Nayla
Religion : Jurnal Agama, Sosial, dan Budaya Vol. 2 No. 4 (2023): July: Religion: Jurnal Agama, Sosial, dan Budaya
Publisher : CV. Maryam Sejahtera

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.68352/religion.v2i4.212

Abstract

Penelitian ini, menjelaskan bagaimana perspektif ekonomi islam dapat menghadapi permasalah inflasi terhadap ekonomi masyarakat. Penelitian ini dilakukan dengan metode studi pustaka. Data yang diperoleh dari referensi yang dipakai selanjutnya akan dianalisis dan ditelaah secara mendalam. Pada penelitian ini menjelaskan bahwa inflasi terjadi dikarenakan banyak faktor. Inflasi merupakan suatu keadaan ekonomi dimana terjadinya lonjakan harga barang dan jasa diiringi dengan menurunnya nilai mata uang suatu negara dalam jangka waktu tertentu yang umumnya relatif cukup panjang. Di Indonesia, inflasi terjadi tidak merata. Daerah satu dan lainnya yang berdekatan dapat mengalami tingkat inflasi yang kontras. Perlu peran pemerintah untuk terus mempertahankan kestabilan ekonomi dan terus merangsang pertumbuhan ekonomi agar dapat dihindari. Meskipun dalam sejarahnya, ekonomi Islam tidak mengenal inflasi karena menggunakan mata uang dinar dan dirham yang stabil, inflasi dalam perspektif ekonomi Islam dapat diatasi dengan menggunakan instrumen moneter yang berlandaskan pada prinsip dasar ekonomi Islam. Meskipun memiliki hasil akhir yang sama dengan ekonomi konvensional, instrumen moneter ekonomi syariah menekankan untuk menjauhi riba dan berorientasi pada masyarakat luas. Selain itu, ekonomi islam memiliki tujuan agar masyarakat tidak mengalami kesenjangan ekonomi.
KONSEP BAGI HASIL SECARA SYARIAH DALAM PERSPEKTIF ISLAM Mutia Balqis; Alifa Mutia Puteri; Najwa Pathimatu Zahra
Religion : Jurnal Agama, Sosial, dan Budaya Vol. 2 No. 4 (2023): July: Religion: Jurnal Agama, Sosial, dan Budaya
Publisher : CV. Maryam Sejahtera

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.68352/religion.v2i4.213

Abstract

This research aims to analyze the principles, types, problems, opportunities, challenges, advantages, benefits and moral values for sharia results from an Islamic perspective. The research method used is the library research method, namely analysis and review of the reference data obtained. In Islam, the distribution of the results of cooperation carried out and carried out by two or more people is called "mudharabah". Collaboration between the capital owner (Shahibul Mal) and the manager (Mudharib) must have main capital other than money, namely trust and a high spirit of responsibility. Therefore, if problems arise, both parties can exchange views, find solutions, and find a way out. This is one of the goals of mudharabah which is in line with the ideas of Islamic teachings. If a business manager uses the mudharabah concept, he can fulfill his obligations using the owner's capital without feeling the burden of interest on losses and profits because he avoids interest and collaborates in accordance with Islamic law.
PENGARUH BUDAYA DAN KELUARGA TERHADAP MINAT MENABUNG DAN KEPUTUSAN NASABAH MEMILIH BANK SYARIAH M.Ardhi Fahlevy; M. Eri Rahmawan; Hamdani Arief
Religion : Jurnal Agama, Sosial, dan Budaya Vol. 2 No. 4 (2023): July: Religion: Jurnal Agama, Sosial, dan Budaya
Publisher : CV. Maryam Sejahtera

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.68352/religion.v2i4.214

Abstract

Islam has a significant impact on various aspects of life, including financial matters. One implementation of Islamic principles in the economy is the Islamic banking system, which has experienced rapid growth. This article explores the savings interest and the decisions of customers in choosing Islamic banks as a means to manage their finances in accordance with Islamic principles. The research employs interview methods with three students from Lambung Mangkurat University who are users of Islamic banks. The findings indicate that culture and family values play a central role in shaping their views on savings and the selection of Islamic banks. They perceive Islamic banks as alternatives that align with the principles of Islam, particularly in avoiding interest-based transactions (riba). Cultural factors and social norms also influence their preferences for Islamic banks. Furthermore, family support and education play a crucial role in shaping their understanding of Sharia economics. Islamic banks are perceived as more supportive of their cultural and family values compared to conventional banks. Products and services that are free from interest, along with a commitment to ethical operation in accordance with religious principles, are key factors in selecting Islamic banks as their financial partners. This research provides valuable insights for Islamic banking in developing more effective marketing strategies and for individuals and families in managing their finances in line with Islamic principles. By understanding the influence of culture and family, Islamic banks can better grasp the needs and preferences of their customers in the context of Islamic economics. In conclusion, culture and family play a significant role in shaping the attitudes and financial behaviors of individuals in the context of Islamic banking.
ANALISIS KONFORMITAS SHOPEE PAYLATER DENGAN PRINSIP-PRINSIP EKONOMI ISLAM DALAM MANAJEMEN KEUANGAN Khairunnisa Firta Damayanti; Annisa Maharani Santang; Rahmi Aulia
Religion : Jurnal Agama, Sosial, dan Budaya Vol. 2 No. 4 (2023): July: Religion: Jurnal Agama, Sosial, dan Budaya
Publisher : CV. Maryam Sejahtera

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.68352/religion.v2i4.215

Abstract

This research aims to evaluate Shopee paylater conformity with sharia economic principles and their implications in financial management. Shopee paylater is a financial product in the e-commerce industry that allows online purchases with financing within a certain period. However, in the context of sharia economics, it is necessary to question whether this product is in accordance with Islamic principles, especially regarding the prohibition of usury and ambiguity in transactions. The research uses a literature study method to explore literature related to financial management, sharia economic principles, and Shopee paylater practices. The results of data analysis show that Shopee paylater is not fully compliant with sharia economic principles, with potential problems such as usury and hidden costs. This article also proposes an alternative in the form of using an ijarah contract as a solution that is more in line with sharia principles. In conclusion, Shopee paylater, even though it provides convenience in online shopping, needs further attention to ensure that it complies with sharia economic principles in the ever-growing digital era.
PENERAPAN PRINSIP SYARIAH DALAM MENGATASI MASALAH RIBA PADA BANK SYARIAH Aldi Nugraha; Nova Naysila Pargianto; Sella Aprillia
Religion : Jurnal Agama, Sosial, dan Budaya Vol. 2 No. 4 (2023): July: Religion: Jurnal Agama, Sosial, dan Budaya
Publisher : CV. Maryam Sejahtera

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.68352/religion.v2i4.216

Abstract

This research aims to explore the central issue in sharia economics, namely the issue of usury or interest. The research method applied is literature study, which allows collecting data from many literature/sources that have relevance. The results of data analysis explain that usury or interest in the context of sharia economics is considered a serious violation of Islamic economic principles which emphasize justice, economic injustice and exploitation. Riba, which means the expansion of the value of money in transactions without equivalent exchange of goods or services, is strictly prohibited in Islam. In conclusion, the principle of profit sharing is a solution to create fairer transactions that benefit all parties. Sharia banks, which adopt this principle, must maintain customer trust as the key to their existence by ensuring commitment to sharia principles through the socialization of their products. Sharia banks also prioritize ethical principles such as justice, equity and prosperity in financial transactions, reflecting efforts to build management/financial systems that are in accordance with sharia and Islamic values.

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