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Ulul Albab: Jurnal Studi Islam
Published by Universitas Islam Negeri Maulana Malik Ibrahim Malang
ISSN : 18584349     EISSN : 24425249     DOI : 10.18860
Core Subject : Religion, Humanities, Art,
Religion Arts Humanities
ULUL ALBAB Jurnal Studi Islam (ISSN 1858-4349 and E-ISSN 2442-5249) is the journal published biannually by Universitas Islam Negeri Maulana Malik Ibrahim Malang. The journal puts emphasis on aspects related to Islamic studies, with special reference to Islamic law, Islamic education, Islamic politics, society, Islamic philosophy, Quran and hadith, and theology. Ulul Albab has been accredited by The Ministry of Research Tecnology and Higher Education of the Republic of Indonesia (SK Dirjen Penguatan Riset dan Pengembangan Kementerian Riset, Teknologi, dan Pendidikan Tinggi No. 48a/E/KPT/2017). The languages used in this journal are Indonesia, English and Arabic.
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Articles 383 Documents
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THE CONCEPT OF WAQF FROM WORLDVIEW THEORY: The Study of Sharia-Philosophy Khasib Amrullah; Mulyono Jamal; Eko Nur Cahyo; Usmanul Khakim; Khurun'in Zahro'
ULUL ALBAB Jurnal Studi Islam Vol 23, No 1 (2022): Islamic Law and Economic
Publisher : Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/ua.v23i1.15694

Abstract

This article describes the structure of the waqf concept from a worldview theory perspective. Worldview is simply a fundamental belief system concerning God, reality, man and truth, ethics, etc.; which serves as a guide for human life. A person's worldview will determine his behavior and actions. The next question is what kind of belief concept makes someone willing to do waqf? This article is a literature review that employs qualitative data with a philosophical approach. The data analysis method employs content analysis of data sources from the library. The result shows that the worldview analysis on waqf is a concept that was emerging from the Islamic worldview whose emergence was supported by various other fundamental concepts such as God, Prophets, Revelation, and Sharia (religion). It proves that the structure of the waqf concept is not as simple as handing over the property to Allah for the benefit of others. The peculiarity of such waqf concept seems impossible to be affirmed by the secular Western worldview, which is unable to affirm the concept of revelation, the Prophet, and religion. It also proves that the philosophical foundation of a waqf concept built on an Islamic worldview is very consistent, solid, and even has a broad spectrum that spans the worldly and the hereafter visions simultaneously.
FUNDING COMPATIBILITY OF THE HALAL INDUSTRY BASED ON THE ABNORMAL RATE OF ISSI STOCK RETURN Nurul Susianti; Shofia Mauizotun Hasanah; Intan Kusuma Pratiwi
ULUL ALBAB Jurnal Studi Islam Vol 23, No 1 (2022): Islamic Law and Economic
Publisher : Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/ua.v23i1.15706

Abstract

This article aims to test the suitability of sharia funding by referring to the MUI Fatwa on the halal industry in the Indonesian capital market with a benchmark of sharia compliance based on. Event study before and after the Covid-19 pandemic, where the focus of the problem and the hypothesis of this research is on whether there is a change in the level of abnormal Return of the 30 ISSI stock samples. Observations were made before the government's announcement about Covid-19 pandemic, which was around the end of january 2020 and after entering the new normal, which was around the beginning of August 2020. The results of this study indicate that the significant figures both before and after the Covid-19 pandemic on ISSI sharia shares are less than 0.05, which means that ISSI shares do not have abnormal returns, so the research results are in line with the MUI Fatwa Article 5 concerning Securities Transactions. Article 5 discusses transaction mechanisms that are not allowed such as gharâr, maysîr, usurî, and risywah speculating and manipulation. To be appropriate because what is meant by abnormal returns in the capital market is often influenced by speculation and manipulation so that prices are no longer reasonable. The research hypothesis is rejected as an alternative to continuously to trust investor funding in the Indonesian islamic capital market industry. 
ISLAMIC BANK CUSTOMER LOYALTY: An Analysis of Griffin's Theory and Relevant Research Rokhmat Subagiyo; Binti Mutafarida; Binti Nur Asiyah; Jusuf Bachtiar; Fauzan Fauzan
ULUL ALBAB Jurnal Studi Islam Vol 23, No 1 (2022): Islamic Law and Economic
Publisher : Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/ua.v23i1.15892

Abstract

The study discusses the indicator of customer loyalty of Islamic banks according to Griffin's perspective and several relevant studies. The problems solved in this study are 1) what is the indicator of customer loyalty of Islamic banks according to Griffin? 2) what is the indicator of customer loyalty of Islamic banks according to some relevant studies? and 3) how is the comparison of Islamic bank customer loyalty indicators according to Griffin and other relevant studies? Based on the theoretical assumption, a customer is considered loyal if he/she makes regular purchase in a certain time interval. This study utilizes descriptive qualitative research with a library research approach. Deduction and comparative are done in analysis technique. Griffin’s theory focuses on behavioral and attitudinal approach. Meanwhile, other relevant research studies emphasize more on physical things, the availability of banking facilities and infrastructure. They also classified the loyalty into affective, conative, and action loyalty. There is a difference in Griffin’s theory and other studies, that customer loyalty is influenced by maqâsid al-sharî'ah. It means that the customer loyalty is determined by satisfactory level referring to sharia values.
THE PROBLEMS OF INHERITANCE DISTRIBUTION BEFORE DEATH Abdul Hakim; Ali Alkosibati
ULUL ALBAB Jurnal Studi Islam Vol 23, No 1 (2022): Islamic Law and Economic
Publisher : Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/ua.v23i1.15225

Abstract

This article discusses the inheritance distribution before death which is the preference of many people in Babat, East Java. They thought this distribution could prevent dispute among the heirs after the death of the predecessor. However, the dispute is unavoidable. This distribution is also problematic from the perspective of the four madhhabs. This is a qualitative and library research using the case study approach. This study shows that the inheritance distribution before death in the Babat area generally uses hibah method; only some apply the wasiat method. Although the inheritance distribution before death is problematic from the perspective of the four madhhabs in some cases, this is the choice of the Babat community because they consider this method to be more effective in preventing disputes. The inheritance distribution before death also plays an important role in minimizing family disputes in the area, especially if hibah and wasiat are practiced according to Islamic law and issues related to hibah are completely resolved to avoid disputes and struggles for rights in the future.  يناقش هذا البحث عملية تقسيم الميراث قبل الوفاة التي صارت اختيار كثيرٍ من الناس في منطقة بابات. إنهم يعتبرون هذا التقسيم أحسن طريقة لدفع النزاعات في الأسرة بعد وفاة المورّث. لكن في الواقع، لا تسلم هذه الطريقة من النزاعات. ومن تلك النزاعات ما أدى إلى طرد زوج المورثة من المنزل. وبالإضافة إلى ذلك، فإن تقسيم الميراث قبل الوفاة في منطقة بابات يتضمن مشكلات فقهية من وجهة نظر المذاهب الأربعة، لا سيما عند ممارسة عقد الهبة أو الوصية. هذا البحث هو البحث النوعي الميداني والمكتبي باستخدام منهج دراسة الحالة. توصل هذا البحث إلى أن تقسيم الميراث قبل الوفاة في منطقة بابات تم على طريقة الهبة في الغالب، وقد يتم التقسيم أيضا على طريقة الوصية، لكنه نادر. وإن كان تقسيم الميراث قبل الوفاة يتضمن مشكلات من وجهة نظر المذاهب الأربعة في بعض الحالات، إلا أنه صار اختيار المجتمع في بابات؛ لأنهم يعتبرون أن هذا التقسيم أكثر فعالية في منع النزاع. ويلعب تقسيم الميراث قبل الوفاة أيضًا دورًا مهمًا في تقليل النزاعات الأسرية في منطقة بابات، خاصة إذا كانت الهبات والوصايا تمت على وفق ما قُرّر في الشريعة الإسلامية وتم حل القضايا المتعلقة بالموهوب مثل تسجيل شهادات الأراضي وغيره لتجنب النزاعات والتناضل من أجل الحقوق في المستقبل. 
SOCIAL INTERMEDIATION OF SHARIA BANKING FROM THE ISLAMIC LAW PERSPECTIVE: A Case Study at Bank Negara Indonesia (BNI) Syari’ah Ipandang Ipandang; Andi Novita Mudriani Djaoe
ULUL ALBAB Jurnal Studi Islam Vol 23, No 1 (2022): Islamic Law and Economic
Publisher : Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/ua.v23i1.15491

Abstract

This research focuses on the dynamics of social intermediation implemented by BNI Syari’ah in Kendari City, South Sulawesi, Indonesia based on the Islamic law perspective and its impact on social life. In developing and realizing the social intermediation function of Islamic banks that arise from administrative-structural and cultural dimensions, the interpretation and meaning of a conceptual perspective are present. Therefore, this research applies a qualitative approach with a case study type through a one-site design. Data collection is done through in-depth interviews, participatory observation, and documentation study. The data were analyzed with the principle of on-going analysis using Miles and Huberman's analysis method. The research found that social intermediation implemented by BSK (BNI Syari’ah Kendari) really determines the potential and mentality of the poor society. This social intermediation is in the form of institutions such as the bayt al-mâl. This way, the poor can receive zakât, infâq, alms, grants, and other social funds. Furthermore, the social intermediation even has a positive impact on the community, because it integratively puts forward the concept of maslahah (according to the principles of maqâsid al-sharî‘ah).      
STRATEGY OF BAZNAS FOR BUILDING MUSTAḤIQ’S ECONOMIC RESILIENCE: The SWOT Analysis Perspective Sundari Sundari; Muhammad Lathoif Ghozali
ULUL ALBAB Jurnal Studi Islam Vol 23, No 2 (2022): Islamic Law and Economic
Publisher : Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/ua.v23i2.17281

Abstract

BAZNAS is an Indonesian agency in charge of collecting zakat and has many branches. One of the branches is in Ngawi Regency which has a program called Ngawi Makmur. It intends to realize family welfare and resilience by helping Micro, Small, and Medium Enterprises and people in debt. This is a qualitative study aiming to reveal the strategy of BAZNAS Ngawi in building family economic resilience. This is a type of field research which involve mustah{iq receiving financial assistance in 6 sub-districts. The data are collected using observation, interviews, and documentation. They were then validated by triangulation, comparing the results of interviews and observation. The obtained data were then analyzed in three stages, namely data simplification, data presentation, and drawing conclusion. BAZNAS Ngawi's strategy is to prioritize the SO (Strengths-Opportunities) by improving the skills of mustah{iq, providing training and assistance to housewives, and collaborating with OPZ to form social enterprises for mustah{iq. Based on the results of the SWOT analysis, BAZNAS Ngawi is in the Growth quadrant. In this quadrant, the state of the industry is in a favorable condition because it has power and can take the opportunities.
THE DEVELOPMENT OF TARJÎḤ METHOD IN ISLAMIC LAW: TRACING THE THOUGHTS OF MUḤAMMAD ‘ALÎ AL-SÂBÛNÎ IN RAWAÎ’ AL-BAYÂN Much. Mualim; Didin Baharuddin
ULUL ALBAB Jurnal Studi Islam Vol 23, No 2 (2022): Islamic Law and Economic
Publisher : Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/ua.v23i2.17638

Abstract

This article aims to trace the thoughts of Muhammad ‘Ali al-Sâbûni in attempt to develop the tarjîh method through the interpretation of ahkâm verses in Rawâî’ al-Bayân book. This is substantial to study since tarjîh is one of solutions taken by many ulama when there is a contradicting argument. Besides, the tarjîh principles used by al-Sâbûni have distinction compared to other ulama. This is library research included in qualitative study, implementing textual approach and Holsti’s version of content analysis. The analysis tools used in this article are tarjîh theories in usûl al-fiqh, both general theories of al-Shaukânî and al-Âmidi, which were then developed by Wahbah al-Zuhaili, as well as the application theories of tarjîh Ḥusain al- Ḥarbî. The results show that al-Sâbûni in Rawâî’ al-Bayân develops certain tarjîh principles and implements the method which is in accordance with those principles. In this case, there are 22 tarjîh principles and 16 implementation methods, taken from the solid source and basis such as Quran, hadith, theories in ‘ulûm al-Qur’ân and usûl al-fiqh, as well as the arguments of previous ulama. Implementation wise, al-Sâbûni is able to do innovative and objective tarjîh which are far from mazhab’s fanaticism.
THE BEHAVIOR OF BANKERS TOWARDS PROFIT AND LOSS SHARING CONTRACTS: A Modified Theory of Planned Behavior Approach Ratno Agriyanto; Nur Fatoni; Nasrul Fahmi Zaki Fuadi; Mohammad Irfan; Husnurrosyidah Husnurrosyidah
ULUL ALBAB Jurnal Studi Islam Vol 23, No 2 (2022): Islamic Law and Economic
Publisher : Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/ua.v23i2.17038

Abstract

This paper aims at determining the psychological factors of bankers in implementing Profit and Loss Sharing (PLS) financing contracts in Islamic banks. The phenomenon of low occurrence of PLS financing motivated the researcher to write this paper. The theory of modified planned behavior is used to explain the research problem. The research data were obtained from 139 employees of Islamic banks in Indonesia and processed using SEM-PLS. The results show that trust has an effect on attitudes; subjective attitudes and norms affect intentions; perceived behavioral control has no effect on intention and behavior; intention influences behavior; and the perception of inefficiency has a negative effect on the relationship between intention and behavior. This paper contributes to the elaboration of the psychological factors affecting the behavior of bankers in implementing PLS. The implications of this paper for designing the strategies to improve the bankers' behavior in PLS financing are: the management must boost the bankers' confidence for the PLS financing benefits; the stakeholder’s social pressure is needed; the authority of bankers in implementing PLS financing needs to be increased; the bankers' access to the partner’s financial reports needs to be expanded; and the regulators need to give appreciation to Islamic banks that have a larger PLS portfolio.
THE EFFECT OF TRUST, BRAND AWARENESS, AND SOCIAL PIETY IN DONATION DECISIONS THROUGH DIGITAL PLATFORMS Dahlia Bonang; Muhammad Baihaqi
ULUL ALBAB Jurnal Studi Islam Vol 23, No 2 (2022): Islamic Law and Economic
Publisher : Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/ua.v23i2.17596

Abstract

This article identifies the effect of trust, brand awareness, and social piety before doing donation using the Fintech platform. Therefore, this explanatory research examined the influence of four variables. The data were collected through a purposive sampling technique involving 250 societies across Lombok Island as respondents, as well as applying a case study approach. The data analysis technique is implemented through SEM (Structural Equation Modelling). The article shows a positive and significant impact among trust, brand awareness, and social piety in donation decisions through the fintech platform. However, brand awareness and trust do not affect social piety. Hence, this article recommends the fundraising institutions that actively collect funds through fintech platforms to always prioritize the openness principle in managing public funds. A transparent attitude can increase public trust to utilize the platform whenever they want to channel funds spontaneously.
SYAR’I AND ASTRONOMY INTEGRATION TO DETERMINE THE BEGINNING OF HIJRI CALENDAR: A Study of Elongation to Prove the Hilâl Testimony Muhammad Nurkhanif; Azmi Muttaqin; Ali Imron; Mohd Razlan Ahmad
ULUL ALBAB Jurnal Studi Islam Vol 23, No 2 (2022): Islamic Law and Economic
Publisher : Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/ua.v23i2.17489

Abstract

This article was motivated by the fact that most observers in Indonesia are inconsistent in determining the theoretical and practical beginning of the Hijri month. They only consider the aspect of the height of hilâl, but ignore the angle of elongation during the process of observing hilâl. This inconsistency occurs in the theory and practice reflected in the Decision of the Ministry of Religious Affairs of the Republic of Indonesia. Based on this case, the authors want to analyze the decision, especially the data on the testimony stating that the new moon (hilâl) can be successfully seen, as received from 1962 - 2021 M. The type of research used is qualitative and descriptive using the data analysis technique adapted from the Millis and Huberman theory to obtain the data classification of that decision by using the scientific cum doctrine approach. The results of this study are first; the number of ithbât maṣlaḥî reached 45% and ithbât takâmulî reached 55% of all decrees of the Minister of Religious Affairs of the Republic of Indonesia. Second; to minimize the number of ithbât maṣlaḥî, a theory of the selection of the hilâl testimony is needed, which is known as the M2P theory.

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