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Al-Ulum

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Published by Institut Agama Islam Negeri Sultan Amai Gorontalo

ISSN : 14120534 EISSN : 24428213 DOI : https://doi.org/10.30603/au.v19i2.1051

Core Subject : Religion, Economy,

Religion Economics, Econometrics & Finance

Al-Ulum adalah jurnal yang terbit berkala pada bulan Juni dan Desember, ditelaah dan direview oleh para ahli dalam bidangnya, diterbitkan oleh lembaga Penelitian dan Pengabdian pada Masyarakat Institut Agama Islam Negeri (IAIN) Sultan Amai Gorontalo, Indonesia ISSN 1412-0534 E-ISSN 2442-8213 Al-Ulum telah diakreditasi dengan peringkat B oleh Kementerian Pendidikan dan Kebudayaan Keputusan Keputusan Direktur Jenderal Pendidikan Tinggi No. 53/DIKTI/Kep/2013 untuk periode 2013-2018. Sekarang, AL-Ulum telah terakreditasi sistem online dengan peringkat “Sinta 2” untuk periode 2018-2022 oleh Kementerian Riset, Teknologi, dan Pendidikan Tinggi SK No. 21/E/KPT/2018.

Arjuna Subject : Umum - Umum

Articles 14 Documents

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Search results for , issue "Vol. 20 No. 1 (2020): Al-Ulum" : 14 Documents clear

Menakar Keadilan Sistem Pengupahan Go-Jek: Bukti Empiris dari Yogyakarta. Syaparuddin Razak; Sari Utami
Al-Ulum Vol. 20 No. 1 (2020): Al-Ulum
Publisher : Institut Agama Islam Negeri (IAIN) Sultan Amai Gorontalo

This study aims to evaluate the wage system fairness of GO-JEK, namely whether the policies and strategies of GO-JEK's profit distribution have corresponded with the economic, religious and cultural standards in the operational area of Yogyakarta, and using the Index of Fairness of Wage System (I-FWS) to measure that. The evaluation results showed that the wage system fairness of GO-JEK in the operational area of Yogyakarta both partially and simultaneously were in the category of “fair”. It means that all drivers got the same opportunity and equal and transparent treatment without any discrimination from PT. GO-JEK Indonesia in the operational area of Yogyakarta in obtaining a profit sharing as the partners of GO-JEK from the partnership business it operates.

Analisis Rasio Keuangan terhadap Tingkat Profitabilitas (Return on Equity) di PT. Bank Muamalat Indonesia TBK Wahyudin Maguni; Beti Mulu; H.Muh. Turmudi; Husain Insawan; Fitratin Ni'mah
Al-Ulum Vol. 20 No. 1 (2020): Al-Ulum
Publisher : Institut Agama Islam Negeri (IAIN) Sultan Amai Gorontalo

Profitability Ratio is a ratio to measure the level of profit obtained by a company. One of the Islamic banks in Indonesia since 1992, namely Bank Muamalat Indonesia (BMI). Based on financial report data for 2014-2016, BMI experienced a decline in assets, causing a decline in profitability at the bank. Therefore, BMI issued new shares through HMTD (Pre-emptive Rights) to obtain fresh funds in order to meet the shortage of liquidity that had occurred to BMIs for the past 4 years. So this study was conducted to determine what factors affect the level of profitability in BMI since the last 4 years with indicators of assessment, among others: CAR (Capital Adequate Ratio), FDR (Financing Deposit Ratio), NPF (Non Performing Financing), and BOPO (Cost Operations on Operating Income). Based on the results of the analysis in this study, it was found that the indicators that affect the profitability of BMI are Capital Adapty Ratio and Operational Costs to Operating Income with a significance value of 0.012 smaller than 0.05, H1 is accepted and CAR to ROE has a significant effect and a significance value of 0.005 smaller than 0.05 then H4 is accepted and BOPO of ROE has a significant effect.

Pengembangan Berbasis Budaya Untuk Keberlanjutan UKM: Industri dan Manajemen Warisan Pusaka di Indonesia dan Brunei Darussalam Susminingsih Husien; Agus Fakhrina; Abdul Nasir bin Hj. Abdul Rani
Al-Ulum Vol. 20 No. 1 (2020): Al-Ulum
Publisher : Institut Agama Islam Negeri (IAIN) Sultan Amai Gorontalo

This paper focus on the Culture-Led Development (CLD) role on the exploration of industrial and personal heritage management that encourages the development of SMEs as it has been implemented in Indonesia and Brunei Darussalam. This qualitative research with an antrophology approach was conducted with semi-structured interviews beside the observation and documentation involving 13 SMEs entrepreneurs, who have produced traditional or handicraft items, in 2018. The empirical data was used to illustrate the implementation of culture in business development. The term heritage has been identical with the sustainability of SMEs. The CLD helps change the entrepreneurs' way of thinking as it promotes innovative products that are environmentally friendly and are able to elevate cultural values and tradition. This research finds that culture and heritage-based management have strong implications for the SMEs development.

Non-Muslim dalam Arena Ekonomi Islam: Faktor yang Mempengaruhi Minat Menabung pada Bank Syariah di Langsa Aceh. Yusaini Yusaini; Ismail Fahmi Arrauf Nasution; Miswari Miswari
Al-Ulum Vol. 20 No. 1 (2020): Al-Ulum
Publisher : Institut Agama Islam Negeri (IAIN) Sultan Amai Gorontalo

This article aims to analyze the factors that influence the interest of non-Muslims in Langsa Aceh to save in sharia banks. This study with non-Muslim samples in Langsa Aceh uses field research with a focus on interviews and observations to find data. Furthermore, the data is reduced and processed with rules that have been determined in the field research system. The findings of this study indicate four important factors that influence the interest of non-Muslims in Langsa Aceh to save in sharia banks. First is knowledge factor, second is location factor, third is promotion factor, and fourth is environmental factor. An important recommendation from this research is that sharia banks realize the enthusiasm of non-Muslims to save in sharia banks so that they become a focus of promotion and socialization. Sharia banks must offer an objective system of the advantages of the Islamic banking system.

Masyarakat Konsumen dalam Kajian Ekonomi Islam Iwan Setiawan
Al-Ulum Vol. 20 No. 1 (2020): Al-Ulum
Publisher : Institut Agama Islam Negeri (IAIN) Sultan Amai Gorontalo

This article aims to describe the material needs, welfare, consumer society, and consumption in Islam. The results of the study show that consumption is a very important economic activity in human life. In fulfilling their needs, the consumer society should not only satisfy individual interests (self-interest), but must consider social welfare and benefits. Islam offers a balanced consumption pattern that is neither tabdjir nor ishraf. Consumption in the view of Islam is not merely an activity to meet material needs, but includes the fulfillment of spiritual aspects, namely worship of Allah SWT so that prosperity in the world and the hereafter is achieved. The concept of consumption is full of values, clear and broad goals, principles and ethics. The implication is that consumption activities should be a way and effort to prosper (falah).

Manajemen Akat Maal di Kota Makassar : Telaah atas Upaya Produktivitas Zakat St Habibah; Muammar Bakri; Sabri Samin; Hamzah Hasan; Juhasdi Susono
Al-Ulum Vol. 20 No. 1 (2020): Al-Ulum
Publisher : Institut Agama Islam Negeri (IAIN) Sultan Amai Gorontalo

This article aims to determine the Urgency of BAZNAS Institution Management, To find out the management of Muztahik criteria determination in getting Zakat Maal, To find out the service system of BAZNAS officers, To find out the management of Maal Zakat management in productivity in Makassar City, To find out the management of Muztahik empowerment in improving their welfare, and To determine the productivity of Zakat Maal in improving the welfare of Muztahik in Makassar City. Data analysis technique used In analyzing the data the method used is a descriptive qualitative. Research Results Show Makassar City Baznas Institution is considered important in managing zakat maal but it has not been given maximum attention by the Makassar city government and the existing Service System in Makassar City Baznas has increased from year to year only to the extent of the institution of Baznas Not until UPZ (Zakat Collecting Unit) which is spread in several districts of Makassar city

Distribusi Zakat Mal Berbasis Al-'Adl dalam Meningkatkan Kesejahteraan Mustahiq (Studi Laznas Baitul Mal Hidayatullah Sulawesi Selatan) Jamaluddin Uddin; Irwan Misbach; Abdul Wahab
Al-Ulum Vol. 20 No. 1 (2020): Al-Ulum
Publisher : Institut Agama Islam Negeri (IAIN) Sultan Amai Gorontalo

The main problem of this research is how is the distribution of zakat mal based on al-‘adl in improving the welfare of mustahiq at LAZNAS BMH South Sulawesi? This type of research is classified as qualitative with the research approach used is: theological-normative and sociological economics. The results of this study indicate that the distribution of zakat mal conducted by LAZNAS BMH South Sulawesi, there are two patterns, namely: consumptive distribution patterns and productive distribution patterns. The consumptive pattern of zakat mal is given to meet the basic needs of mustahiq, while the productive pattern is given in the form of empowering Human Resources, which is formidable preachers, poor education scholarships, empowered boarding school economics, and social community programs. Distribution of zakat is done by applying the values of justice namely; proportional justice, not tyrannical, and recognizing freedom, the distribution process always embarrasses the scale of priorities that mustahiq most need.

Implementasi Pemikiran Afzalur Rahman tentang Produksi Berbasis Konsep Al-‘Adl dalam Meningkatkan Kepuasan Konsumen. M. Wahyuddin Abdullah; Faiz Almath; Rahmawati Muin
Al-Ulum Vol. 20 No. 1 (2020): Al-Ulum
Publisher : Institut Agama Islam Negeri (IAIN) Sultan Amai Gorontalo

This research aims to determine implementation of Afzalur Rahman’s idea based the al-‘adl concept to improving consumer satisfaction. This research is a qualitative research with a phenomenology approach at CV Sinar Permai in Konawe Southeast Sulawesi. The results showed that production mechanisms in the company’s involve the process of material handling, skidding, and transferring. Implementation of production based ‘adl concept has been applied with the values of fairness in all production activities, start from the provision of raw materials, production processes, including use of manpower in production activities. The implementation of production to improving customer satisfaction is to provide assurance of security, comfort, quality of service, and ensure the production of products received by consumers.

Bisnis Produk Halal antara Peluang dan Tantangan, Problematika dan Solusinya Warto Warto; Zainal Arif
Al-Ulum Vol. 20 No. 1 (2020): Al-Ulum
Publisher : Institut Agama Islam Negeri (IAIN) Sultan Amai Gorontalo

This study aims to examine the halal business opportunities, challenges and solutions in Indonesia. This research uses descriptive qualitative method by using documentation data in the form of books, reports from official institutions such as BPS, OJK, BI, Ministry of Trade, Kemenpan and scientific journals. The results of a study of several literatures found that Indonesia actually has a huge opportunity to become the center of the world's halal business. This can be seen from several indicators between the high level of the Muslim population and the high level of consumption. However, the attitude of business actors who tend to be unaware, pursue more profits, lack of government attention, protect business players more than consumers, the low public response to halal products is a major obstacle. The main solution is to accelerate the application of the JPH Law as a legal umbrella, awareness of entrepreneurs and business people, by making halal certification a part of excellent service, and community support.

Strategi Alternatif untuk Akselerasi Pertumbuhan Bank Syariah: Penggabungan, Pemisahan, Akuisisi, dan Konversi Mohammad Nur Rianto Al Arif; Aini Masruroh; Dwi Nuraini Ihsan; Yuke Rahmawati
Al-Ulum Vol. 20 No. 1 (2020): Al-Ulum
Publisher : Institut Agama Islam Negeri (IAIN) Sultan Amai Gorontalo

The year 2023 is the deadline for sharia business units to decide on the business strategy to be carried out. This study aims to determine alternative strategies that can be carried out by sharia business units in accelerating business growth. The approach taken in this paper is a mixture of qualitative and quantitative approaches. A qualitative approach using SWOT analysis and interviews. While the quantitative approach using ARIMA. The ARIMA results show that no sharia business unit can achieve a 50% share of assets from its parent bank. This shows the spin-off strategy as mandated by the law needs to be evaluated. Alternative strategies that can be done is conversion, where there are already two banks that do this strategy. Also, another alternative strategy that can be taken is a merger between Islamic business units. Another alternative strategy is the acquisition of sharia business units by established sharia full-fledged banks.

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Khairiah

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Home Page

OAI Link

Editorial Team

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Contact Name Khairiah

Contact Email khairiah@iainbengkulu.ac.id

Phone +6285342358888

Journal Mail Official nazarhusain80@gmail.com

Editorial Address LP2M IAIN Sultan Amai Gorontalo jl. Gelatik no1 Kota Utara, kota Gorontalo Provinsi Gorontalo, Indonesia.

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Contact Name
Khairiah

Contact Email
khairiah@iainbengkulu.ac.id

Phone
+6285342358888

Journal Mail Official
nazarhusain80@gmail.com

Editorial Address
LP2M IAIN Sultan Amai Gorontalo jl. Gelatik no1 Kota Utara, kota Gorontalo Provinsi Gorontalo, Indonesia.

Location
Kota gorontalo,

Gorontalo

INDONESIA