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INFERENSI
Published by Institut Agama Islam Negeri Salatiga
ISSN : 19787332     EISSN : 25021427     DOI : -
Core Subject : Economy, Education, Social,
Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice
INFERENSI, social and religious research journals focuses on the discussion of social-religious research that includes education, law, and economy using quantitative or qualitative research methods. This journal is a media to accommodate the result of field research of students, lecturers, or practitioners.
Arjuna Subject : -
Articles 242 Documents
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The Impacts of BMT Empowerment Program to MSMes Development: A Case Study in Magelang Fahmi Medias; Eko Kurniasih Pratiwi; Nasitotul Janah
INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 14, No 2 (2020)
Publisher : State Institute of Islamic Studies (IAIN) Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/infsl3.v14i2.305-316

Abstract

AbstractThis study aims to determine the impact of the BMT (Baitul Maal wa Tamwiil)empowerment program on the development of MSMEs (Micro, Small, andMedium Enterprises) in Magelang. From this research, it is hoped that it canprovide accurate data and maps about the extent to which programs andactivities that have been carried out by BMT influence MSMEs in MagelangRegency, with indicators: BMT and UMKM profiles; access that MSMEs haveto the BMT program, programs that have been implemented by BMT and theimpact of the BMT program on the development of MSMEs. This research usesdescriptive qualitative analysis. Respondents in this study consisted of severallarge BMTs in Magelang, namely BMT LE Syariah, BMT Bima, BMT Karisma,and BTM Amman. The results showed that the programs implemented by BMTin the development of MSMEs had an impact on increasing business productivityby increasing capital, increasing profits, and increasing managerial usingmusyarakah, murabahah, wakalah and qardhul hasan contracts. Also, BMThelp to market their members’ business products in cooperation with institutionsand agencies (Cooperative agencies) in the form of collaboration activities ofMSMEs empowerment.
Four Strategies Of Murshid Tariqat In Optimizing Muzakiy Behavior In West Nusa Tenggara Abdullah Abdullah; Akhmad Syahri; Muhammad Luthfi Abdullah
INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 15, No 1 (2021)
Publisher : State Institute of Islamic Studies (IAIN) Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/infsl3.v15i1.51-70

Abstract

Indonesia, with 87.18% Of Muslims, has a high zakat potential reaching 217 trillion per year. However, the law and various ways suggested by experts still fail in collecting zakat. Through the data of collecting zakat, which only reaches 1.2%, therefore, a new approach and way are needed to maximize the collection of zakat. Research with observations, documentation, and interviews found that murshid tariqat has a strategic role in maximizing zakat collection. Murshid had a strong influence on students. Students' adherence to murshid in religious and socio-political affairs reached an average of 98%. The readiness of students' obedience in terms of zakat reached 100%. The high compliance and willingness to comply is a reasonable step to maximize the murshid order's strategic role in collecting zakat. Murshid's strategic step in collecting zakat can be maximized through four stages; first, establishing institutions amil zakat infaq and sadaqah; second, socialization and education about the law and wisdom of zakat, third professionalism ammil, fourth, distribution of zakat transparent and on target
The Implementation of E-Procurement in Indonesia: Benefits, Risks, and Problems Nurus Sa'adah
INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 14, No 2 (2020)
Publisher : State Institute of Islamic Studies (IAIN) Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/infsl3.v14i2.283-304

Abstract

E-procurement was a new model of muamalah applied in the procurement in several countries in the world. Indonesia was implemented from 2010, but the implementation was not maximal. Proven there were still doubts to use this modern muamalah model. So, this research aimed to find information on how e-procurement was implemented in Indonesia. Data were obtained from a questionnaire containing a list of structured and open questions provided to government agency procurement officers, provider staff, and secondary data from e-procurement research in several local governments in Indonesia.  The results showed that the implementation of e-procurement reduced fraud. Benefit (maslahah) e-procurement was proven to be more than the risk (mafsadat). There were still doubts about sharia in the implementation of procurement due to a lack of information. The implementation of e-procurement still needs the attention to strengthening the quality of procurement officials, regulations, supervision, and internet support so that e-procurement success.
Zakat Management Paradigm: Comparison of Indonesia, Malaysia and Saudi Arabia Muhammad Anwar Fathoni; Suryani Suryani; Eko Nur Cahyo
INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 14, No 2 (2020)
Publisher : State Institute of Islamic Studies (IAIN) Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/infsl3.v14i2.267-282

Abstract

The obligation of Muslims in zakat is expected to help solve the problem of income distribution among human beings. This article aims to find out the management of zakat in Muslim countries, namely Indonesia, Malaysia and Saudi Arabia. Important findings produced there are differences in the management of zakat in Indonesia, Malaysia and Saudi Arabia. From the side of the law it is known that Indonesia and Malaysia do not require zakat in their laws, something different from Arab Saubi has even developed an online-based zakat collection and tax system. While from the zakat collection system, the policy in Malaysia makes zakat a tax deduction.
Productive Waqf, Economic Empowerment, and Public Welfare: Evidence from Benefit Recipients at Daarut Tauhiid Waqf Institution Wildan Munawar; M Arief Mufraini
INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 15, No 1 (2021)
Publisher : State Institute of Islamic Studies (IAIN) Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/infsl3.v15i1.1-24

Abstract

This study aimed to determine the effect of productive waqf management on public welfare with economic empowerment as an intervening variable. The research method used quantitative research, and the data collection used a closed-ended questionnaire. The sampling was selected based on the purposive sampling technique by determining certain criteria and objectives. The data analysis technique used Partial Least Square (PLS) with the PLS 3 smart application. The results of this study concluded that productive waqf management had a positive and significant effect on public welfare with economic empowerment as an intervening variable. The better the management of productive waqf carried out by the waqf institution, the more indirectly it would improve the public welfare with good economic empowerment. The good of productive waqf management can be used as a benchmark for waqf institutions in managing waqf. This was because past experience and history have proven that well-managed waqf improved public welfare through economic empowerment carried out consistently. However, not only through the cultivation of worship and Islamic character but also supported by skills and training in business improvement, mentoring, and monitoring of business operations, as well as providing business and marketing capital.
Religion and Economy: How the Act of Rational Economy Dominates Muslim Entrepreneurs Dede Nurohman; Evi Muafiah
INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 15, No 1 (2021)
Publisher : State Institute of Islamic Studies (IAIN) Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/infsl3.v15i1.71-90

Abstract

This research aimed to explore the motives that encouraged Muslim entrepreneurs to make business decisions in running businesses, and also to examined the effects of their religions as well as the business logics they used toward their trading behaviors. The subjects of this research were the Muslim entrepreneurs running the business of apparel convection in Botoran, Tulungagung. This research used qualitative method with phenomenological approach. The data extracting technique was conducted by documentation, observation, and interviews. The results showed that Muslim traders based their business behaviors on the consideration of rational choices. Such behaviors were manifested in the forms of: choosing to partition their houses as the place of production (home factory); choosing to procure capital through the Chinese; choosing temporary sewing workers; choosing to replace the procurement of computer embroidery machines; dun-dunan rego (decreasing the costs); nembak (lighting); and reluctant to establish a cooperative to accommodate them. Meanwhile, religion, morals, and other values are not considered by them in running their business. The implication of the findings is that religious and economic motives always appeared in a person's business processes. The dominance of one of them was determined by the environment and experience. Sharia financial institutions in the vicinity, such as Sharia Banks and BMT (Baitul Mal wa Tamwil, a sharia-based microfinance institution or cooperative), as well as Islamic organizations, with the right kinship approach, were required to be present to pay attention to business development and community empowerment.
Variables Determining Muzaki Loyalty in Paying Zakat, Infaq and Shodaqoh at Zakat Institutions in Indonesia Ahmad Roziq; Eka Desy Suryaningsih; Nur Hisyamuddin
INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 14, No 2 (2020)
Publisher : State Institute of Islamic Studies (IAIN) Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/infsl3.v14i2.249-266

Abstract

This study aims to find out, test and analyze: (a) the effect of transparencyon muzaki beliefs; (b) the effect of transparency on muzaki loyalty; (c) theeffect of accountability on muzaki’s trust; (d) the effect of accountabilityon muzaki loyalty; (e) the effect of trust on muzaki loyalty in paying zakat,infaq, and almsgiving at the Amil Zakat Institution in Indonesia. This type ofresearch is explanatory research and using survey method. Data collectiontechnique used was questionnaire containing written questions answeredby respondents, namely muzaki (payer of zakat, infaq and sadaqah) at amilzakat institutions. The sampling technique used was purposive sampling,which set the samples based on criteria. The data analysis technique inthis study used the Partial Least Square (PLS) approach. PLS is a modelof Structural Equation Modeling (SEM) based on components or variants.The results of the study found that (a) accountability has a significantpositive effect on muzaki’s trust; (b) transparency has a significant positiveeffect on muzaki’s trust; (c) accountability has a significant positive effecton muzaki loyalty; (d) transparency has a significant positive effect onmuzaki loyalty; (e) trust has a significant positive effect on muzaki loyaltyin paying zakat, infaq, and almsgiving at the Amil Zakat Institutionin Indonesia. The results of this study suggest that zakat managementorganizations increase the loyalty of donors in paying zakat by increasingdonor’s trust by improving transparency and accountability of auditedfinancial reports and in accordance with PSAK 109.
The Influence of Demographics and Religiosity Factors on Islamic Financial Literacy Riris Aishah Prasetyowati; Djubaedi Yunus; Ahmad Rodoni; Amilin Amilin
INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 15, No 1 (2021)
Publisher : State Institute of Islamic Studies (IAIN) Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/infsl3.v15i1.91-116

Abstract

The purpose of this study is to examine the influence of demographics and religiosity on Islamic financial literacy. Using a quantitative approach with a Likert scale questionnaire-based survey method, the population was 2800 respondents of Sharia Bank customers in Jakarta, Bogor, Depok, Bekasi, Tangerang, Surabaya, Semarang, and other cities in Indonesia. The accidental method was used and obtained a selected sample size of 400 respondents, which were analyzed using the Partial Least Square (PLS) method. The novelty shows that dimensions that do not support the significant effect of demographic and religiosity variables on Islamic financial literacy are income, moral, and experience if associated with moral hazard because they are supported by manifestations related to morality. The results of hypothesis testing show that there is a significant effect of demographics on religiosity, a significant effect of demography on Islamic financial literacy, and a significant effect of religiosity on Islamic financial literacy.
Interactional Approach in Improving Students’ Writing Skills as A Strengthening of The Ability of Religious Moderation at State Islamic Institute of Kediri Wahyuni, Sri
INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 15, No 1 (2021)
Publisher : State Institute of Islamic Studies (IAIN) Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/infsl3.v15i1.163-184

Abstract

This article aims at investigating the effect of interactional approach in improving students’ writing skill as a strengthening of the ability of religious moderation at State Islamic Institute of Kediri. By employing a quasi experimental research design, two groups of students participated in this study. The experimental group was taught by using interactional approach, then the control group was taught by using non interactional approach (self-correction). Direct writing test was used to collect the data, and ANCOVA was used to analyze the data. The finding shows that both approaches can improve students’ writing skill. It can be seen from the improvement of students’ writing mean score from pretest to posttest. The experimental group got 19.18 improvement, and the control group got 16.45 improvement. It seems that the experimental group achieved higher improvement. However, based on the result on ANCOVA calculation, the sig.value obtained was 0.418; it was higher than the significant level (0.05). It means that there was not enough evidence to reject the null hypothesis. There was no significant difference on writing skill between the both groups. Those approaches affect on improvement of students’ writing skill. The implication is that both approaches can be used to improve students’ writing skill. By having good writing skill, they have more chances to do religious proselytizing (dakwah) through producing or writing religious books or written products in English that can be read by many people in the world, and as the form of religious moderation in Islamic higher education.
How Important are Human Resources in Supporting Sharia Banking Performance in Indonesia? Zulfikar, Zulfikar
INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 14, No 2 (2020)
Publisher : State Institute of Islamic Studies (IAIN) Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/infsl3.v14i2.181-200

Abstract

Research by the author is a type of research that combines qualitative andquantitative methods in looking at how influential Human Resources ison the performance of Islamic banking in Indonesia. This study takes datafrom the Financial Services Authority in addition to using data collectionand analysis methods based on the writer’s understanding by looking atthe current issue. Human Resources in Islamic banking needs to be oneof the main points to develop more exceptional Islamic banking and beable to survive and compete with conventional banking. HR is one of theessential factors in supporting the performance of this industry so that itcan be even better in the future by applying the principles of sharia to allsharia banking workers.

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