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Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan
Published by Universitas Muhammadiyah Surakarta
ISSN : 14116081     EISSN : 24609331     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan is a scientific journal that contains the results of theoretical research and studies on economic and development issues. Managed by Department of Development Economics, Faculty of Economics and Business Universitas Muhammadiyah Surakarta. Published by Muhammadiyah University Press.
Arjuna Subject : -
Articles 979 Documents
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How Islamic Rural Bank Overcomes the Trade-off Between Sustainability and Outreach: Does Market Competition Matter? Muhari, Syafaat; Jumani, Zulfiqar Ali
Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan Vol 25, No 1 (2024): JEP 2024
Publisher : Muhammadiyah University Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jep.v25i1.23523

Abstract

There was no consensus how to deal the trade-off between maintaining sustainability and outreach of microfinance institutions among researchers. The paper provides time series data which includes monthly industry data from Islamic Rural Bank for a period of more than 14 years starting from January 2009 to March 2023. In the first analysis, an estimate of the level of market competition is compute by the Lerner Index (LI) of each period. Furthermore, the efficiency analysis of Data Envelopment Analysis (DEA) is used to measure efficiency which allows estimation of efficiency performance using multiple inputs and outputs to understand how Islamic Rural Bank deal with sustainability and outreach. In the end, a Vector Autoregression/Vector Error Correction Model (VAR/VECM) analysis is used to analyse the relationship between the level of market competition and the efficiency of Islamic Rural Bank in achieving sustainability and outreach objectives. The results of the study suggest that by using a production approach Islamic Rural Bank is able to operate efficiently while maintaining the sustainability and outreach objectives without trade-offs. In addition, market competition has a moderate influence on achieving sustainability goals and their outreach. This research examines how Islamic Rural Bank as one of the microfinances to overcome the trade-off between the goals among high competition and the increasing of financial needs by customers. The Microfinance model from Islamic Rural Banks can be replicated to other microfinance institutions (MFIs) to reach both outreach and sustainability goals.
Diagnosing Poverty Eradication Through Literacy: Analysis from Indonesia National Socioeconomic Survey Cyril Anfasha Firmansyah; Moch Fauzi Alfandri Suherman; Putri Nabila Akmal; Archie Flora Anisa; Estro Dariatno Sihaloho
Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan Vol 24, No 2 (2023): JEP 2023
Publisher : Muhammadiyah University Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jep.v24i2.20239

Abstract

Literacy can be interpreted as a tool for the development of global society. However, the low literacy rate in Indonesia obstructs the quality of human resource improvement in education. Based on data from the PISA (2019), Indonesia is ranked 62nd in the literacy level from 70 countries. Quality of education is one of the economical ways to reduce the illiteracy that is interrelated to poverty. A question arises as to whether literacy-based cognitive abilities can reduce poverty . Previous studies on education for poverty eradication were limited to the regular cognitive domain. This study attempts to fill that gap. A Probit regression model was used with the probability of becoming poor as the dependent variable. A set of literacy-based cognitive abilities, such as age, gender, education level, and geographical factor are used as explanatory variables. According to 2019 National Socioeconomic Survey data, the analysis indicated that literacy-based cognitive abilities have a significant negative impact on poverty. Literacy has often been limited to the ability to read, write, and perform basic arithmetic. In order people to function effectively in their communities, the government should put focus on education attainment that cultivates functional literacy. It refers to the practical skills needed to read, write, and perform math for real-life purposes.
Optimizing the Role of Community-Based Enterprises to Improve Performance and Competitiveness in Indonesia Nihayah, Dyah Maya; Pujiati, Amin; Rahman, Yosi Aulia; Nihayah, Annis Nurfitriana; Nursaidah, Nursaidah; Damayanti, Anggita; Ridzuan, Abdul Rahim
Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan Vol 25, No 1 (2024): JEP 2024
Publisher : Muhammadiyah University Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jep.v25i1.23597

Abstract

This study aims to identify the characteristics and roles of the village-owned enterprises (BUMDES) model and determine the appropriate development strategy to improve performance and competitiveness. This research is a qualitative study with a case study approach. Data were taken from key persons the director of BUMDES, village officials, and the community as BUMDES partners in Semarang Regency. Data were analyzed using Atlas.ti and Analytical Networking Process (ANP) methods. The results show that BUMDES in Semarang Regency leads to the community-based enterprises (CBE) model than social enterprises because some of the characteristics they have to include the purpose of establishing BUMDES is to contribute to the village economy through the village income (PADes), improving the welfare of rural communities; BUMDES strategy to gain profits, and have strong social capital. Strategies to improve attractive marketing techniques and increase competence through joint training and mentoring are top priorities to improve performance and competitiveness. The limitation of the study is the sample should include the differentiated BUMDES based on village typology so that models and behavior can be identified according to their respective roots.
Tourism Villages for Micro and Small Enterprises Labor Absorption Rr Retno Sugiharti; Jihad Lukis Panjawa; Queen Pamela; Muhammad Arif Kurniawan; Danur Condro Guritno
Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan Vol 24, No 2 (2023): JEP 2023
Publisher : Muhammadiyah University Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jep.v24i2.18419

Abstract

Micro, Small, and Medium Enterprises (MSMEs) are the most important pillars of Indonesia’s economy. It has considerable contribution in providing employment in the informal sector. However, the high absorption of labor accompanied by the increased number in MSMEs in Indonesia cannot be separated from the existing challenges. This study aims to analyze the determinants of employment in the Micro and Small Enterprises sector (MSEs). MSEs actors in the tourism village area, Patuk sub-district, Gunungkidul, Yogyakarta. This research is focused on the role of the type of business and the status of the tourism village. The analytical tool used is the robust ordinary Least Square (OLS) method. The results showed that turnover and length of business had a real impact on increasing the absorption of MSEs workers according to the type of business and the status of the tourism village. Other findings show that Micro and Small handicraft businesses showed the highest employment absorption in tourism village with developed status, followed by businesses in the service, processed food, and trade sectors. The same results are also shown in the status of developing tourist villages. The potential of tourist villages with the advantages of the business sector has a real impact on increasing employment. Therefore, policymakers need to formulate strategies for the development of tourist villages to improve the welfare of local communities.
Examining The Impact of Socioeconomic Status Factors on Happiness Levels in Indonesia Indriana, Intan Solikhah; Hartarto, Romi Bhakti; Putri, Ananda Raissa
Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan Vol 25, No 1 (2024): JEP 2024
Publisher : Muhammadiyah University Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jep.v25i1.23635

Abstract

This research aims to investigate the impact of socioeconomic status factors on individual happiness in Indonesia. Happiness is a multifaceted phenomenon arising from both internal and external sources. While conventional measures often reduce it to mere absolute income, a comprehensive understanding necessitates the incorporation of subjective perspectives. Our study unveils compelling insights into the impact of socioeconomic status on happiness. In doing so, this research contributes valuable insights to the field of happiness economics. It informs policy initiatives to enhance the well-being of individuals in Indonesia and similar contexts. Drawing upon cross-sectional data from the Indonesian Family Life Survey, Wave 5 (2014), encompassing a substantial sample of 29,018 respondents, we employ the ordered probit method. This statistical choice is motivated by the ordinal nature of the response variable and its alignment with normality assumptions in error distribution. The research findings reveal several socioeconomic status factors that significantly influence happiness. Wealth level, education, urban residence, and religion correlate positively with individual happiness, while age and employment status show a negative correlation. Conclusion: These findings underscore the importance of socioeconomic policies to enhance the happiness of Indonesian society.
The Role of Human Capital and Regional Effects on Earnings: Multilevel Mixed Effect Regression Approach Aisya Amalia Rachmadani; Tri Mulyaningsih; Basem Ertimi
Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan Vol 24, No 2 (2023): JEP 2023
Publisher : Muhammadiyah University Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jep.v24i2.23123

Abstract

Indonesia has an abundant labor supply, so examining the determinants of earnings that reflect labor productivity is essential. This study is keen to estimate the effect of human capital, demographic factors, and regional (Regency/City) effects on workers' earnings in the Province of Central Java in 2022. The data is collected from the National Labor Force Survey (Sakernas). The multilevel mixed-effect regression is employed to assess the effect of individual characteristics and district-level variation on earnings. The study found that human capital, demographic factors, and regional (Regency/City) effects significantly affect earnings. Education and training are essential to improve workers’ skills, leading to higher performance. Further, regional characteristics have contributed to explaining earnings variation across workers in Central Java.
The Influence of Financial Inclusion and Internet Access on the Income of Poor Households Hermawan, Wawan; Heriyaldi, Heriyaldi; Tjahjawandita, Ari
Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan Vol 25, No 1 (2024): JEP 2024
Publisher : Muhammadiyah University Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jep.v25i1.23517

Abstract

West Java is the most populous province and has high levels of unemployment and poverty in Indonesia. This research analyzes the impact of financial inclusion and internet access on poor households' income in West Java. The study uses data from the March 2022 Social and Economic Survey by the Indonesian Central Bureau of Statistics and applies an econometric model. The analysis introduces a novel approach by categorizing poverty based on the poverty line, specifically targeting the lowest 20% and 40% of income-earning households. This method allows for a deeper understanding of financial inclusion and internet access's impact on these segments. The findings highlight that financial inclusion and internet access positively influence the income of poor households. Specifically, savings ownership increases the income of poor households. Access to credit positively affects income for the lowest 40% income bracket. However, internet access mainly influences sales and purchases within the 40% lowest income group, with limited use in purchasing activities.
Performance of Small and Medium Enterprises in Indonesia Impacted by Financial Accessibility Nanang Rusliana; Armida Salsiah Alisjahbana; Budiono Budiono; Raden Muhamad Purnagunawan
Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan Vol 24, No 2 (2023): JEP 2023
Publisher : Muhammadiyah University Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jep.v24i2.21703

Abstract

The goals of this study are to examine and analyze the financial accessibility of SMEs in Indonesia, to examine the impact of financial constraints on SMEs’ performance there, and to determine how SMEs’ performance in Indonesia is impacted by their involvement in the financial market. This analysis makes use of panel data from the 2009 and 2015 waves of the World Bank Enterprise Survey (ESWB). Quantitative analysis with panel data regression models utilizing the Fixed Effect Model (FEM) or Random Effect Model (REM) and Hausman test constitute the analytical framework for this study. Stata Software is used for all computations and estimation related to the model and its tests. The results show that financial accessibility has a greater influence on sales growth compared to labor growth in medium-sized businesses, while in small businesses financial accessibility has a smaller effect on sales growth compared to labor growth. The number of small companies that are not financially constrained is more than the number of companies participating in the financial market. And participation in the financial market has an influence on business performance, both in terms of sales growth and workforce growth.
CO2 Emissions and Subjective Well-Being: Empirical Evidence from The Southeast Asian Population Priyanto, Moh. Wahyudi; Wijayanti, Dian Eswin; Hilmi, Yahya Shafiyuddin
Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan Vol 25, No 1 (2024): JEP 2024
Publisher : Muhammadiyah University Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jep.v25i1.23483

Abstract

An increasing amount of carbon dioxide (CO2) affects the planet and people. As a primary contributor to climate change, CO2 has been a subject of discussion among researchers. Many have been studying the complex relationship and impact of CO2. However, a study examining the influence of increased CO2 emissions on human subjective well-being is limited. This study aims to fill the gap by utilizing a sample of 9,724 Southeast Asians from the Seventh World Values Survey (2017-2021). Well-being is measured using a subjective approach, such as happiness and life satisfaction. The ordered probit regression analysis indicates that increased per capita CO2 emissions decrease happiness and life satisfaction. Additionally, the higher individuals' financial and health levels, the higher their relationship with their happiness and life satisfaction will be. This study encourages further research investigating a specific country's relationship between CO2 emissions and the well-being of its population.
Measuring Economic Resilience of Tourism Villages: A Spatiotemporal Analysis of Pre and Post-Covid-19 Pandemic Nafiah Ariyani; Akhmad Fauzi; Ade Suherlan
Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan Vol 24, No 2 (2023): JEP 2023
Publisher : Muhammadiyah University Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jep.v24i2.23036

Abstract

Tourist village plays an important role in rural development in Indonesia. Nevertheless, tourist village is also prone to external shocks such as national and global economic volatilities and recent public health events of the Covid-19 pandemic. This study attempts to analyze a temporal variations of tourist village economic resilience from pandemic shock in 24 tourist village destinations covering the period of 2019-2022 in Indonesia. A synthetic composite index of the Adjusted Mazziotta-Pareto Index (AMPI) was used to measure resilience, followed by clustering analysis to determine the typology of the resilience. The resilience index was composed of capacity and performance dimension related to resilience. The results show that most villages were severely affected in the first year of Covid-19, yet they recovered afterward, as indicated by positive differences in the AMPI index before and after Covid-19. This result shows that tourist villages in Indonesia have a tendency of strong capacity and performance to recover from the pandemic shock. The economic components of the capacity and performance were able to readjust after the pandemic indicating that these components are relatively adaptable to the shocks. The indicator that has the most significant influence on the typology of resilience in the performance dimension is the number of visitors. Meanwhile, the Development Village Index (DVI) indicator is the most significant influence on the capacity dimension.

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