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PENERAPAN PAYMENT GATEWAY SEBAGAI JEMBATAN TRANSAKSI YANG AMAN DI ERA DIGITAL. STUDI KASUS PT ABC Mantik, Hari
JSI (Jurnal sistem Informasi) Universitas Suryadarma Vol 11 No 1 (2024): JSI (Jurnal sistem Informasi) Universitas Suryadarma
Publisher : Universitas Dirgantara Marsekal Suryadarma

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35968/jsi.v11i1.1127

Abstract

E-payment services have been widely used for various purposes, namely: bill payments, ticket orders and others using the ISO 8583 financial standard as a message format. The ISO 8583 standard is used to manage financial transactions consisting of inquiries, payments and reversals. The e-payment system has three entities involved, namely the service provider/biller, payment gateway and financial institution/Collecting Agent (CA). The payment gateway connects the financial transaction process between the CA and the biller, in this process the customer makes a transaction through the CA then the transaction is sent to the payment gateway for further processing and forwarded to the biller, then the biller will provide a response regarding the status of each transaction carried out to the payment gateway and forwarded back to the CA. Tests carried out on this application are to test the functionality of financial transactions on the payment gateway. The existence of this application can help CAs and billers in carrying out financial transactions without having to think about the differences in message formats in the CA and biller systems. The use of the ISO 8583 standard message format is also starting to be emphasized by Bank Indonesia as the regulator in financial transactions. Keywords: biller, collecting agent, e-payment, ISO 8583, payment gateway, standardization financial
PENGEMBANGAN ELECTRONIC PAYMENT BERBASIS ANDROID STUDI KASUS PT ABC Mantik, Hari
JSI (Jurnal sistem Informasi) Universitas Suryadarma Vol 11 No 2 (2024): JSI (Jurnal sistem Informasi) Universitas Suryadarma
Publisher : Universitas Dirgantara Marsekal Suryadarma

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35968/jsi.v11i2.1243

Abstract

Electronic payments, or now more towards cashless and contactless methods, is a phenomenon that we can no longer avoid. For society, this has become a digital behavior that prioritizes efficiency and effectiveness, while for market players it is a strategy in facing a world based on technology, digital and science. If we quote the Bank Indonesia report which states that the value of digital banking transactions until January 2024 was recorded at 5,000 trillion, or grew 17.2% year on year, then it can be confirmed or predicted that transaction projections in the following year will experience a significant increase. Therefore, the implementation of renewable digital devices by business people is not an option, but a necessity. This journal explores a sample of Android-based EDC implementation at PT ABC to look further at the System Life Cycle process implemented in responding to demands from the market and consumers. Keywords: Android, Digital Wallet, Electronic Data Capture
Co-Authors Fadli Fadillah Fitria Risyda Gani, Alcianno Ghobadi Muryan Awaludin Yamin Nuryamin