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Analisis Perbandingan Etos Kerja Pedagang Toko Kelontong Madura dengan Toko Kelontong Pribumi Lokal di Kecamatan Prajurit Kulon dalam Perspektif Ekonomi Syariah Fauzan, Achmad; Basya, Maziyah Mazza
UQUDUNA: Jurnal Hukum dan Ekonomi Syariah Vol 2 No 02 (2024): Desember
Publisher : STAI Al-Mujtama Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk menganalisis perbandingan etos kerja pedagang toko kelontong Madura dan pedagang toko kelontong pribumi lokal di Kecamatan Prajurit Kulon dalam perspektif ekonomi syariah. Pendekatan yang digunakan adalah kualitatif deskriptif dengan metode studi kasus, di mana data primer diperoleh melalui wawancara mendalam dan observasi langsung terhadap 10 pedagang. Hasil penelitian menunjukkan bahwa pedagang Madura cenderung memiliki etos kerja yang lebih kuat, dengan jam operasional 24 jam, serta penerapan prinsip kejujuran, kerja keras, dan tanggung jawab sosial yang tinggi. Sementara itu, pedagang pribumi lokal lebih mengutamakan keseimbangan antara pekerjaan dan waktu istirahat, namun tetap menerapkan nilai-nilai kejujuran dalam usaha mereka. Implikasi dari penelitian ini menunjukkan bahwa etos kerja yang kuat, didukung oleh penerapan prinsip syariah, memberikan dampak positif terhadap daya saing dan loyalitas pelanggan, terutama di tengah persaingan dengan toko modern. Kata-kata kunci : Etos Kerja, Toko Kelontong Madura, Ekonomi Syariah
The Concept of Social Welfare From The Perspective of Ibn Taimyah and Ibn Khaldun Mazza Basya, Maziyah; Hendratmi, Achsania Hendratmi; Ratnasari, Ririn Tri; Prasetyo, Ari
e-Journal Ekonomi Bisnis dan Akuntansi Vol. 12 No. 1 (2025): e-JEBA Volume 12 Number 1 Year 2025
Publisher : UPT Penerbitan Universitas Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/ejeba.v12i1.53697

Abstract

This article explores the concept of social welfare, a universal aspiration for all humans. In Islam, welfare encompasses not only material well-being but also spiritual fulfillment. Achieving this welfare requires adherence to Allah's commands and avoidance of His prohibitions. Prominent Muslim thinkers, such as Ibn Taimiyah and Ibn Khaldun, have extensively discussed this topic. Ibn Taimiyah emphasized the role of government institutions in fostering prosperity, arguing that a government serves as a custodian of divine commandments. By promoting virtues like discipline, honesty, and justice, and discouraging wrongdoing, the government plays a key role in ensuring societal welfare. Similarly, Ibn Khaldun posited that prosperity arises when key factors—such as sharia, political authority, population, wealth, development, and justice—function harmoniously, a concept encapsulated in his "Circle of Equity" theory. This sense of unity enables collaboration, mutual accountability, and the fulfillment of shared obligations, fostering social harmony and driving the development of civilization and prosperity
Analisis Tingkat Kesehatan Bank melalui Pendekatan RGEC (Risk Profile, Good Corporate Governance, Earning, Capital) Tahun 2014-2018 (Studi Pada PT Bank Bri Syariah (Persero) Tbk.) Surya Pratikto, Muhammad Iqbal; Safitri, Galuh Ajeng; Basya, Maziyah Mazza
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 9 No. 2 (2019): October
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2019.9.2.128-142

Abstract

Bank sehat merupakan suatu bank yang mampu berfungsi dalam menjalankan fungsinya dengan baik. Bank memiliki banyak fungsi salah satunya sebagai lembaga intermediasi dan bank dapat menumpuhkan kepercayaan masyarakat agar terjadi peningkatan kinerja yang lebih efisien. Tujuan dari penelitian ini untuk mengetahui tingkat kesehatan bank PT. Bank BRI Syariah (persero) Tbk dengan melalui metode RGEC (Risk Profile, Good Corporate Governance, Earning, Capital). Risk profile diukur rasio kredit melalui NPF dan rasio likuiditas diukur melalui FDR. Good Corporate Governance diukur menggunakan rasio PDN, Earning diukur menggunakan rasio ROA,ROE, NI, dan BOPO, dan Capital dapat diukur menggunakan rasio CAR. PT. Bank BRI Syariah (persero) Tbk setelah dianalisis menggunakan metode RGEC (Risk Profile, Good Corporate Governance, Earning, Capital) dapat dianggap cukup sehat atau dapat dikatakan peringkat 3, dilihat dari keseluruhan pengukuran rasio Good Corporate Governance (GCG) dan rasio Earning (rentabilitas) kinerja perusahaan masih belum cukup baik sehingga diperlukan adanya sebuah kebijakan dan peningkatan kinerja dalam pengelolaan asset. Bank BRI sudah baik dalam mengatasi adanya kredit macet dan masuk pada peringkat 2 terlihat pada hasil analisis risk profile yang mana mendapatkan predikat sehat. Dalam hal mengatasi biaya modal Bank BRI mendapat peringkat 1 yaitu sehat. Bank BRI mampu memenuhi segala kewajiban dengan modal yang cukup.
Analisis SWOT dengan Model Importance Performance Analysis (IPA) Pada Layanan Fintech Bank Syariah di Indonesia Mazza Basya, Maziyah; Utami Silfia Ayu, Betty
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 10 No. 2 (2020): October
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2020.10.2.179-191

Abstract

Fintech has great potential to encourage the development of Islamic economics and finance in Indonesia, especially now that fintech-based services have been widely applied in the Islamic finance industry in various countries. Fintech can be applied to Islamic banking to encourage the development of the Islamic financial industry by providing more efficiency and fast service to customers, however the existing fintech services have not fully met the expectations of its customers. Basically, SWOT analysis is used as a tool to formulate strategic planning based on the top managerial brainstorming process. Nowadays, some experts criticize the subjectivity of SWOT analysis for being too high, so this research uses the Importance Performance Analysis (IPA) method to determine the perceptions of fintech financing customers in Islamic banks in Indonesia so that it can be taken into consideration in managerial decision making for the development of Islamic bank fintech financing. in Indonesia. Key Words: Fintech; Islamic Bank; SWOT analysis; Importance Performance Analysis   Abstrak: Fintech sangat potensial untuk mendorong perkembangan ekonomi dan keuangan Syariah di Indonesia, terlebih saat ini layanan berbasis fintech telah banyak diterapkan dalam industri keuangan Syariah di berbagai Negara. Fintech dapat diaplikasikan pada perbankan Syariah untuk mendorong pengembangan industri keuangan Syariah dengan lebih memberikan efisiensi dan pelayanan jasa dalam waktu cepat kepada para nasabah, namun layanan fintech yang ada belum sepenuhnya memenuhi harapan nasabahnya. Analisis SWOT pada dasarnya digunakan sebagai alat untuk merumuskan perencanaan strategis berdasarkan proses brainstorming top manajerial. Dewasa ini, beberapa ahli mengkritisi subjektivitas analisis SWOT yang terlalu tinggi, sehingga penelitian ini menggunakan metode Importance Performance Analysis (IPA) untuk mengetahui persepsi nasabah pembiayaan fintech pada bank Syariah di Indonesia sehingga dapat dijadikan pertimbangan dalam pengambilan keputusan bagi manajerial untuk pengembangan pembiayaan fintech bank Syariah di Indonesia. Kata Kunci: Fintech; Bank Syariah; Analisis SWOT; Importance Performance Analysis
Mekanisme Pengawasan Halal Supply Chains di Pasar Tradisional Indonesia sebagai Upaya Perlindungan Konsumen (Studi Kasus: Komoditi Daging Ayam dan Sapi di Empat Pasar Tradisional Surabaya) Arifin, Ah. Ali; Musafa’ah, Suqiyah; Pratikto, Muhammad Iqbal Surya; Basya, Maziyah Mazza; Malik, Rizki Azizah
OECONOMICUS Journal of Economics Vol. 5 No. 2 (2021): (Juni) edisi 10
Publisher : Program Studi Ilmu Ekonomi UIN Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/oje.2021.5.2.133-156

Abstract

The guarantee of halal food products is not limited to only semi-finished and finished food products, but also to raw materials consumed by Muslims, which in this research are chicken and beef commodities. This research aims to map the supply chain for chicken and beef commodities with the Halal supply chain concept in Indonesia by taking research samples at four traditional markets in Surabaya, namely Wonokromo Market, Balongsari Market, Kedurus Market and Pegirian Market. This mapping of the supply chain for chicken and meat commodities was carried out to determine any potential irregularities that occurred at each point and monitoring efforts to maintain Sharia compliance throughout the process. The research approach used in this research is qualitative research referring to Biklen's theory, namely starting from the Thesa (the concept and theory of the Halal Supply Chain) and the Antithesis (alleged deviations at each point in the Halal Supply Chain of chicken and beef commodities) which are then analyzed to form Synthesis (Results of analysis of the Halal Supply Chain concept in the chicken and beef commodity supply chain). The research results obtained are the process of tracing the chicken and beef supply chain starting from farms, livestock middlemen, slaughterhouses, traders in traditional markets until finally reaching the final consumer. In the supply chain process, risks of irregularities can be identified, namely the sale of tiren chickens, the feeding of dangerous substances to chickens and cattle, the slaughter of animals that do not comply with Sharia, and the sale of dedeh. Integrative supervision by the Animal Husbandry Service, MUI and the Consumer Protection Foundation is carried out to prevent the risk of deviations from the Halal Supply Chain for chicken and beef meat commodities in Indonesia.
Mekanisme Pengawasan Halal Supply Chains di Pasar Tradisional Indonesia sebagai Upaya Perlindungan Konsumen (Studi Kasus: Komoditi Daging Ayam dan Sapi di Empat Pasar Tradisional Surabaya) Arifin, Ah. Ali; Musafa’ah, Suqiyah; Basya, Maziyah Mazza; Pratikto, Muhammad Iqbal Surya
OECONOMICUS Journal of Economics Vol. 8 No. 2 (2024): (June) edisi 16
Publisher : Program Studi Ilmu Ekonomi UIN Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/oje.2024.8.2.140-162

Abstract

The guarantee of halal food products is not limited to only semi finished and finished food products, but also to raw materials consumed by Muslims, which in this research are chicken and beef commodities. This research aims to map the supply chain for chicken and beef commodities with the Halal supply chain concept in Indonesia by taking research samples at four traditional markets in Surabaya, namely Wonokromo Market, Balongsari Market, Kedurus Market and Pegirian Market. This mapping of the supply chain for chicken and meat commodities was carried out to determine any potential irregularities that occurred at each point and monitoring efforts to maintain Sharia compliance throughout the process. The research approach used in this research is qualitative research referring to Biklen's theory, namely starting from the Thesa (the concept and theory of the Halal Supply Chain) and the Antithesis (alleged deviations at each point in the Halal Supply Chain of chicken and beef commodities) which are then analyzed to form Synthesis (Results of analysis of the Halal Supply Chain concept in the chicken and beef commodity supply chain). The research results obtained are the process of tracing the chicken and beef supply chain starting from farms, livestock middlemen, slaughterhouses, traders in traditional markets until finally reaching the final consumer. In the supply chain process, risks of irregularities can be identified, namely the sale of tiren chickens, the feeding of dangerous substances to chickens and cattle, the slaughter of animals that do not comply with Sharia, and the sale of dedeh. Integrative supervision by the Animal Husbandry Service, MUI and the Consumer Protection Foundation is carried out to prevent the risk of deviations from the Halal Supply Chain for chicken and beef meat commodities in Indonesia
Optimizing Sustainability through 7P Marketing Mix at MCA House in the Development of Halal Modest Fashion Industry Izniyah, Izniyah; Rahmawati, Lilik; Mazza Basya, Maziyah
PESHUM : Jurnal Pendidikan, Sosial dan Humaniora Vol. 4 No. 2: Februari 2025
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/peshum.v4i2.6838

Abstract

The halal modest fashion industry has seen a marked increase in recent years. In this situation, MCA House, a company engaged in modest fashion, has played an important role in the development of this industry. The purpose of this journal is to analyze and evaluate the marketing strategy of 7P mit (Product, Price, Place, Promotion, People, Process, Physical Evidence) applied by MCA House in the development of halal modest fashion industry. The research method used is descriptive qualitative research. Data were collected through in-depth interviews with the marketing manager of MCA House and direct observation of the company's operations. The analysis shows that MCA House has a solid and comprehensive marketing strategy that implements the 7P mix effectively In the product aspect, MCA House offers a variety of modest clothing with trendy designs and in accordance with halal principles Pricing is done by considering quality factors, market purchasing power, and product excellence. In terms of distribution, MCA House uses online and offline distribution channels to ensure product accessibility Promotion is done through social media campaigns, collaboration with influencers, and participation in fashion events. In addmon, MCA House also prioritizes customer experience and provides quality services An easy and efficient purchasing process, as well as friendly and knowledgrable staff, provades high customer satisfaction. The physical evidence presented through attractive product packaging and aesthetically pleasing store presentation also provades a positive customer experience. In conclusion, the 7P marketing mix strategy implemented by MCA House helps in the development of the halal modest fashion industry
Adaptive Business Model in the Post-Pandemic Era of Covid-19: Evidence in Greensa Inn Yudha, Ana Toni Roby Candra; Basya, Maziyah Mazza
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 1 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i1.3766

Abstract

The aims of this study are to examine and obtain an adaptive business model for the GreenSA Inn hotel business in the form of meetings, intensive, conferences, and exhibitions (MICE). The research method used is a mixed method, namely by using SWOT analysis as a representation of the analytical tool in the quantitative approach, followed by observation and in-depth interviews as a representation of the qualitative approach. There were 7 selected informants who held positions at the level of directors or coordinators and technical implementers. The results obtained by the strategy model are aggressive strategies, namely with a business expansion strategy that focuses on efforts to 'pick up the ball' utilizing all advantages possessed. First, the uniqueness of this study is that it identifies one business area and business unit, namely MICE, so the review is quite detailed but cannot be generalized. Recommendations that are consistent with the study results are promoting marketing channels through social media, and collaborating with religious institutions at the Sidoarjo and Surabaya district levels to offer external meeting activities at GreenSA. Then to be able to obtain a more effective adaptive strategy, a ghost shopper can be carried out at hotels in other districts or other campuses to get information and references for the adaptive strategies they are working on.