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All Journal Amorti: Jurnal Studi Islam Interdisipliner Jurnal Pustaka Cendekia Hukum dan Ilmu Sosial
Reza Okva Marwendi
Institut Islam Al Mujaddid Sabak
Religion Arts Humanities Computer Science & IT Economics, Econometrics & Finance Education Social Sciences Other

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Konstruksi Keadilan dalam Penerapan Denda Air Minum Desa: Analisis Maqashid Syariah dan Hukum Positif : Penelitian Bambang; Haeran; Reza Okva Marwendi; Kurniawan
Jurnal Pustaka Cendekia Hukum dan Ilmu Sosial Vol. 4 No. 1 (2026): Jurnal Pustaka Cendekia Hukum dan Ilmu Sosial Volume 4 Nomor 1 February - May 2
Publisher : PT PUSTAKA CENDEKIA GROUP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70292/pchukumsosial.v4i1.406

Abstract

Penerapan sanksi denda dalam pengelolaan air bersih tingkat desa sering kali memicu benturan antara tujuan menjaga ketahanan finansial operasional dan pemenuhan rasa keadilan sosiokultural bagi masyarakat. Penelitian ini bertujuan untuk menganalisis problematika penerapan denda keterlambatan pembayaran pada Sistem Penyediaan Air Minum (SPAM) Desa Pematang Rahim, Kabupaten Tanjung Jabung Timur, Jambi, ditinjau dari perspektif Hukum Positif (UU Perlindungan Konsumen) dan Hukum Islam (Maqashid Syariah). Dengan menggunakan metode kualitatif deskriptif, data dikumpulkan melalui observasi lapangan, studi dokumentasi, serta wawancara mendalam dengan pengelola SPAM dan pelanggan. Hasil penelitian menunjukkan adanya kesenjangan antara regulasi formal (SOP) dan praktik lapangan, di mana pengelola secara sepihak menaikkan denda hingga 20% demi efek jera. Selain itu, minimnya sosialisasi klausul denda memicu unsur ketidakpastian (gharar) dalam akad, dan seluruh alokasi dana denda langsung diserap sebagai pendapatan komersial operasional BUMDes. Hal ini secara formal melanggar hak konsumen atas informasi sanksi yang jelas serta bertentangan dengan Fatwa DSN-MUI Nomor 17/2000 yang mewajibkan dana denda disalurkan untuk dana sosial (charity). Penelitian ini merekomendasikan rekonstruksi tata kelola melalui model "Denda Berbasis Kemaslahatan Terintegrasi", yaitu perumusan klausul dispensasi tarif bagi keluarga pra-sejahtera dan pengalihan alokasi dana sanksi untuk subsidi silang tunggakan warga miskin.
Constructing Fair Compensation for Pesantren Educators: An Ijarah Perspective Dian Rahmat; M Arif Musthofa; Reza Okva Marwendi; Wargo; Achmad Hidayat; Daud
Amorti: Jurnal Studi Islam Interdisipliner Vol. 5 No. 4 Oktober 2026: Amorti: Jurnal Studi Islam Interdisipliner
Publisher : Yayasan Azhar Amanaa Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59944/amorti.v5i4.1567

Abstract

Compensation for educators in Islamic boarding schools (pesantren) often presents a tension between spiritual devotion (khidmah) and professional economic rights. This study investigates the practice of teacher remuneration at Pondok Pesantren Al-Hasanah from the perspective of the ijarah 'ala al-'amal (lease of services) contract. Using a qualitative empirical approach with a case study design, data were gathered through semi-structured interviews, observations, and document analysis of financial records. The findings reveal a significant gap between formal contractual compliance and operational reality. Although the initial agreement meets the essential legal conditions (rukun) of ijarah, the practice is compromised by unilateral wage reductions, recurrent payment delays, and a lack of financial transparency regarding institutional budget deficits. This study highlights the phenomenon of ikrah ma’nawi (psychological and structural coercion), wherein educators’ passive acceptance of wage cuts does not signify genuine mutual consent (an-taradhin), but rather a defect of consent driven by economic vulnerability and religious devotion narratives. From a Maqasid al-Shariah perspective, this institutional risk-shifting violates the protection of wealth (hifz al-mal) and well-being (hifz al-nafs). Constructing a fair compensation model requires institutionalizing financial transparency, separating spiritual altruism from commercial contractual obligations, and adopting equitable wage benchmarks (ajr al-mitsl).
Workload Changes in Ijārah Contracts: Contractual Justice and Worker Rights in Islamic Law Nurfauziah Azahra; M Arif Musthofa; Reza Okva Marwendi; Wargo; Hasna Dewi; Ribut Swarsono
Amorti: Jurnal Studi Islam Interdisipliner Vol. 5 No. 4 Oktober 2026: Amorti: Jurnal Studi Islam Interdisipliner
Publisher : Yayasan Azhar Amanaa Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59944/amorti.v5i4.1571

Abstract

This study examines changes in workload within an ijārah al-a‘māl employment relationship and analyzes their implications for contractual justice and worker rights from the perspective of Islamic law. The study addresses the problem of additional duties assigned to workers beyond the scope of an initial oral employment agreement without corresponding renegotiation or adjustment of ujrah. Employing a qualitative empirical legal research design with a descriptive-analytical approach, data were collected through non-participant observation, semi-structured interviews with one employer, one active worker, and one former worker, as well as examination of relevant documents. Data were analyzed through coding, categorization, interpretation, and normative comparison with the principles of ijārah al-a‘māl, tarāḍin (mutual consent), contractual clarity, ‘adl (justice), and proportionality of remuneration. The findings demonstrate that the initial employment agreement primarily covered store-related activities, including serving customers, arranging merchandise, and supervising the store. In practice, workers were subsequently assigned additional domestic and personal duties, such as cleaning the employer’s house, washing clothes, cleaning storage areas, and caring for the employer’s child. These additional responsibilities were imposed without explicit renegotiation and without an adjustment of the agreed remuneration. The study further finds that workers’ acceptance of the additional duties was influenced by economic dependence and concerns about losing employment, raising questions regarding the substantive nature of mutual consent. From the perspective of Islamic law, substantial changes in workload should be accompanied by renewed agreement and proportionate compensation. The study concludes that expanding work responsibilities without contractual renegotiation and corresponding adjustment of ujrah does not fully reflect the principles of contractual clarity, tarāḍin, proportionality, and justice in ijārah al-a‘māl. The findings underscore the importance of transparent employment agreements as a mechanism for protecting worker rights in informal economic activities
Justice and Transparency in Credit Sales of Household Furniture: Islamic Economic Law Perspective Lisna Wati; Nilfatri; Reza Okva Marwendi; Alisyah Pitri; M Habibie; Desi Rahma Nuri
Amorti: Jurnal Studi Islam Interdisipliner Vol. 5 No. 4 Oktober 2026: Amorti: Jurnal Studi Islam Interdisipliner
Publisher : Yayasan Azhar Amanaa Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59944/amorti.v5i4.1572

Abstract

Credit-based sales of household furniture have become an important form of retail transaction because installment arrangements enable consumers to obtain relatively high-value household goods without making full cash payments. From the perspective of Islamic economic law, however, the permissibility of credit sales depends not merely on deferred payment but also on contractual certainty, price transparency, mutual consent (tarāḍin), justice (‘adl), and the absence of ribā, gharar, and unjustified harm. This study aims to examine the implementation of credit-based household furniture sales at Jaya Makmur Store, Talang Babat Village, and to analyze its conformity with the principles of Islamic economic law, particularly contractual justice and transparency. The study employed a qualitative descriptive approach within an empirical legal research design. Primary data were obtained through semi-structured interviews, direct observation, and documentation involving the store owner, employee, consumer, religious scholar, and community representative. These practices reflect tarāḍin, contractual certainty, and transparency and provide economic convenience for consumers. Nevertheless, the study identifies a critical Sharia concern regarding additional charges described as monthly “interest” of approximately 0.73%–1.5%, as well as penalties for late payment and potential repossession of goods. The Islamic legal status of these mechanisms depends on whether the additional amount constitutes a fixed selling margin determined at the outset or an increase calculated on outstanding debt or delayed payment. The study concludes that credit-based furniture sales may constitute a legitimate form of bai‘ bi al-taqsīṭ when the final price is predetermined, transparent, and mutually agreed upon, while post-contractual charges and default mechanisms require stronger safeguards to ensure justice, prevent ribā and gharar, and protect both contracting parties.
Wanprestasi Jual Beli Angsuran Barang Manufaktur: Analisis Dualisme Hukum Ekonomi Syariah dan Kompilasi Hukum Perdata: Penelitian Hasan Basri; Nilfatri; Hasna Dewi; Reza Okva Marwendi
Jurnal Pustaka Cendekia Hukum dan Ilmu Sosial Vol. 4 No. 2 (2026): Jurnal Pustaka Cendekia Hukum dan Ilmu Sosial Volume 4 Nomor 2 June - September
Publisher : PT PUSTAKA CENDEKIA GROUP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70292/pchukumsosial.v4i2.579

Abstract

Penelitian ini bertujuan untuk menganalisis pelaksanaan perjanjian jual beli kusen secara angsuran berbasis lisan di Desa Pematang Rahim, Kabupaten Tanjung Jabung Timur, serta menguji tindakan pemotongan harga sepihak dan penyelesaian perselisihannya ditinjau dari Hukum Ekonomi Syariah dan Hukum Perdata. Penelitian ini menggunakan pendekatan kualitatif dengan studi kasus melalui observasi, wawancara, dan studi dokumentasi. Hasil penelitian menunjukkan bahwa transaksi jual beli kusen secara lisan sah menurut hukum, namun memiliki kerentanan yuridis akibat ketiadaan pencatatan (al-kitabah) yang memuat spesifikasi teknis, jadwal pembayaran, dan pembagian risiko. Tindakan pembeli mengurangi pembayaran secara sepihak dengan alasan penurunan harga pasar dan kerusakan akibat cuaca terindikasi sebagai tindakan wanprestasi, sebab perubahan harga pasar merupakan risiko komersial pembeli dan faktor cuaca memerlukan pembuktian terkait waktu peralihan risiko. Musyawarah yang dilakukan berhasil mencapai pembayaran kompromi, tetapi ketiadaan naskah perdamaian tertulis menyebabkan status pelunasan sisa kewajiban belum memiliki kepastian hukum yang tuntas.
Co-Authors Achmad Hidayat Alisyah Pitri Bambang Daud Desi Rahma Nuri Dian Rahmat Haeran Hasan Basri Hasna Dewi Kurniawan Lisna Wati M Arif Musthofa M Habibie Nilfatri Nurfauziah Azahra Ribut Swarsono Wargo