Claim Missing Document
Check
Articles

Found 7 Documents
Search
Journal : Journal of Shariah Economics

Pengaruh Kualitas Produk Murabahah, Harga, Dan Kualitas Pelayanan Terhadap Kepuasan Nasabah Di Baitul Maal Wat Tamwil Nurul Ummah Ngasem Bojonegoro Moch Zaenal Azis Muctharom; Moh. Agus Sifa'
JOURNAL OF SHARIA ECONOMICS Vol. 1 No. 1 (2019): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v1i1.57

Abstract

Abstract This study aims to clearly describe the quality of murabahah, haraga, service quality and customer satisfaction at Baitul Maal Wat Tamwil Nurul Ummah Ngasem-Bojonegoro. The second objective is to examine the significant influence of murabaha product quality on customer satisfaction. The third objective is to examine the significant effect of Price on customer satisfaction. The fourth objective is to examine the influence (quality of murabaha products, Price and Service Quality) silmutanously on customer satisfaction. The fifth objective is to test the most dominant (murabaha product quality, price and service quality to customer satisfaction). The study population is the Customer at Baitul Maal Wat Tamwil Nurul Ummah Ngasem-Bojonegoro. Sampling amounted to 56 respondents. Analysis of the study was conducted using data collection methods, questionnaires, interviews, observation and documentation. Data analysis techniques using SPSS 19.0 with the stages are (1) validity and reliability test (2) multiple regression analysis (3) hypothesis testing is t test and f test. Descriptive analysis results show: The results of the study indicate that there is a significant influence between product quality on customer satisfaction, while price has no significant effect on customer satisfaction and service quality has no significant effect on customer satisfaction. Between product quality, price and quality services, the most dominant influence on customer satisfaction in KJKS BMT Nurul Ummah Ngasem-Bojonegoro is product quality. Keywords: Murabaha product quality, price, service quality and customer satisfaction
Mekanisme Pasar Dalam Perspektif Islam (Kajian Pemikiran Abu Yusuf) Moh Agus Sifa'
JOURNAL OF SHARIA ECONOMICS Vol. 2 No. 1 (2020): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v2i1.91

Abstract

Market Mechanisms in the development of the Economy there have been many innovations carried out by modern economic figures. In this case the market mechanism that develops a lot is the difference between the modern mechanism with the mechanism of Islamic economic thought, where Islamic economic thinkers first introduced the market mechanism especially by Islamic economic thinker Abu Yusuf, recorded as the earliest scholars who began to allude to the market mechanism. In terms of market mechanism Abu Yusuf gives a different view to public opinion, where high prices do not mean there is scarcity of goods and cheap prices do not mean abundant goods, but there are other variables that determine price formation. Abu Yusuf also opposed the authorities in setting prices. But he also allows price intervention in the market in certain circumstances. Abu Yusuf said that the price level does not only depend on demand but also on the strength of supply. Therefore, an increase or decrease in the price level does not necessarily have to be related to an increase or decrease in production alone. Keywords: Market mechanism, Abu Yusuf Economic Thought
Kritik Implentasi Corporate Social Responsibility Pada Perusahaan Minyak Dan Gas Perspektif Maqasid Al-Syari’ah Joko Hadi Purnomo; Moh. Agus Sifa'
JOURNAL OF SHARIA ECONOMICS Vol. 2 No. 2 (2020): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v2i2.154

Abstract

Corporate Social Responsibility is an interesting topic, since various theories are used as a basis for implementing it. Oil and Gas Company is one of the entities that practice Corporate Social Responsibility. The Corporate Social Responsibility implementation in oil and gas companies is oriented to their own interests in achieving the optimal profits. Oil and gas as one of the natural resources included in community ownership cannot be owned absolutely by anyone, including individuals, groups and even countries. The method used was a critical review of the Corporate Social Responsibility implementation in oil and gas companies. The results showed that the Corporate Social Responsibility implementation of oil and gas companies referred to the theory of shareholders oriented to the interests of shareholders. Corporate Social Responsibility implementation was only used to build a company’s reputation, so that the company would get increasing profits. The Corporate Social Responsibility implementation of oil and gas companies which referred to the theory of stakeholders was only oriented towards building public confidence that the company was sincere in carrying out Corporate Social Responsibility projects, but basically its expectations were on the company’s reputation. In addition, the involvement of stakeholders was not given room to make decisions about Corporate Social Responsibility implementation. Corporate Social Responsibility in the perspective of maqasid al-syari’ah must fulfill 4 (four) main components, consisting of maqasid al-syari’ah compliance, formation of a multi-stakeholder body, establishment of a Sharia Board, and fulfillment of sharia compliance. Keywords: Corporate Social Responsibility, Oil and Gas Companies, Maqasid Al-Syari’ah
Islamic Business Ethics: How to Apply it on the Supply Chain Management? Agus Wahyu Irawan; Mukhamad Roni; Heri Kuncoro Putro; Moh. Agus Sifa'
JOURNAL OF SHARIA ECONOMICS Vol. 3 No. 1 (2021): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v3i1.180

Abstract

The purpose of this research was analyzing the application of Supply Chain Management in the perspective of Islamic business ethics. Islamic business ethics is related to the implementation of Supply Chain Management in related companies, from the purchasing process of production, retail distribution to consumption by the public. There needs to be a concept of applying Islamic business ethics as a basis for doing business. Business ethics are sometimes ignored by business people. By applying business ethics, a businessman can understand even very difficult business competition, how to maintain good manners, be friendly, how to dress properly and how to speak words to deal with customers, all of which has meaning. business people do everything they can to get high profits, even business people often ignore the ethics that must be considered in running a business. The method used in this research was qualitative research by using the document analysis. The results of this article on the application of Supply Chain Management in the perspective of Islamic business ethics were that every company when conducting its business must have elements of unity, justice, free will, responsibility and virtue.
Analysis of Murabahah Risk Management for Profitability Enhancement from a Sharia Management Perspective (Case Study of BPR Syariah Artha Mas Abadi) Fatikha Rizqya Nur; Lisa Aminatul Mukaromah; Moh. Agus Sifa'; Tri Septiana Wulandari
JOURNAL OF SHARIA ECONOMICS Vol. 4 No. 2 (2022): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v4i2.438

Abstract

Risk management is a series of measures implemented by Islamic financial organizations to identify, quantify, monitor, and control operational risks. Each bank has a distinct risk management strategy for murabahah funding. This is a sort of qualitative study that employs descriptive data processing. This research intends to investigate the application of risk management by BPR Syariah Artha Mas Abadi, particularly in murabahah financing, which is related to the bank's profitability level and sharia management. The findings of this study indicate that the risk management of murabahah finance at BPR Syariah Artha Mas Abadi, which consists of four steps including identification, measurement, monitoring, and risk control, has been effectively implemented. In order to limit risk, the bank also conducts a 5C study on prospective murabahah financing clients, evaluating their character, capacity, capital, collateral, and economic situation. In accordance with sharia management principles such as fostering justice, openness, kinfolk, and eliminating the element of risywah, implemented risk management also has an influence on raising bank profitability by 80% to 90%.
The Effect of Promotion and Service on Custumer interest in Ba’i Bitsaman Ajil (BBA) at KSPPS BMT Artha Sejahtera Senori Eva Fahma Diafil Jilan; Moh. Agus Sifa'; Moch Zaenal Azis Muchtarom
JOURNAL OF SHARIA ECONOMICS Vol. 4 No. 1 (2022): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v4i2.443

Abstract

The purpose of this study was to determine the effect of promotion and service both partially and simultaneously on the interest of Bai' Bitsaman Ajil (BBA) customers at KSPPS BMT Artha Sejahtera Senori Tuban. In answering these problems, the researchers used a quantitative approach. The population in this study were customers of Bai' Bitsaman Ajil (BBA) KSPPS BMT Artha Sejahtera Senori Tuban. The method of data collection in this study was by distributing questionnaires to 62 BBA product customers. The technique used is purpose sampling, analyzed using Validity Test, Reliability Test, Classical Assumption Test, Calculated F Test, and Partial t Test. The results of this study indicate that the promotion has a partial and significant effect on the interest of BBA customers, as evidenced by the value of t count (2.609) > t table (1.669) with a significance value of 0.011 < 0.05. The service has a partial and significant influence on the interest of BBA customers, as evidenced by the value of t count (3.002) > t table (1.669) with a significance value of 0.004 <0.05. And simultaneously promotion and service have a significant influence on customer interest, as evidenced by the F test, namely F count (21.089) > F table (3.15) with a significance value of 0.00 < 0.05.
PERILAKU KONSUMEN GENERASI Z DALAM ERA E - COMMERCE : STUDI KASUS TENTANG BELANJA ONLINE DALAM PERSPEKTIF EKONOMI ISLAM Moh Agus Sifa'
JOURNAL OF SHARIA ECONOMICS Vol. 6 No. 1 (2024): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v6i1.617

Abstract

Consumer behavior is a process related to how groups, individuals and organizations buy, select, use to meet needs. Generation Z are people born in the 1995-2010 range who grew up in an all-digital and advanced technology era that influenced their behavior and personality. It is necessary for marketers to know about consumer behavior in a complex manner in order to determine a good marketing strategy. The purpose of this study was to determine the consumer behavior of generation Z in purchasing online shopping from an Islamic economic perspective in the village of Binangun Singgahan, Tuban. The research method used in this research is a qualitative descriptive research method, by conducting structured interviews with generation Z in the village of Binangun Singgahan Tuban, so researchers use interview guidelines before going into the field and also use unstructured interviews to find out more about information that is not yet known. researchers when there are main questions that arise spontaneously. The results of this study indicate that there are three factors that influence generation Z consumer behavior in purchasing online shopping in the village of Binangun Singgahan, Tuban, namely time, price, and availability of goods. and The behavior of generation Z consumers in purchasing online shopping from an Islamic economic perspective is not appropriate because there are still those who carry out extravagant and extravagant actions.