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All Journal Al-Hikmah Iqtishoduna: Jurnal Ekonomi Islam Jurnal Studi Islam Lintas Negara (Journal of Cross-Border Islamic Studies) Share: Jurnal Ekonomi dan Keuangan Islam Jurnal Pengabdian Kepada Masyarakat Cross-border Southeast Asia Journal of Graduate of Islamic Business and Economics Cross-Border Journal of Business Management Hatta: Jurnal Pendidikan Ekonomi dan Ilmu Ekonomi INTERNATIONAL JOURNAL OF HUMANITIES, SOCIAL SCIENCES AND BUSINESS (INJOSS)
Munadi
Universitas Sultan Muhammad Syafiuddin Sambas
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences Other

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 1 
PEMBERDAYAAN MASYARAKAT MISKIN MELALUI PROGRAM KELOMPOK USAHA BERSAMA (KUBE) DI KECAMATAN PEMANGKAT PERSPEKTIF EKONOMI SYARIAH Yuniartik Yuniartik; Munadi Munadi; Alkadri Alkadri
Cross-border Vol. 3 No. 2 (2020): Cross-border
Publisher : Lembaga Penelitian Dan Pengabdian Masyarakat Institut Agama Islam Sultan Muhammad Syafiuddin Sambas Kalimantan Barat

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The emergence of the idea of ​​empowering the poor through the Joint Business Group program is based on the idea that everyone has the potential and abilities that can be developed. However, the awareness and participation of members of the Joint Business Group on the success of the program is very low. Islam calls for social change to eradicate injustice and improve social welfare. The focus of this research is: 1) How to Empower the Poor through the Joint Business Group Program in Pemangkat District? 2) How is the Empowerment of the Poor through the Joint Business Group Program in Pemangkat Subdistrict with the Islamic Economic Perspective? This study uses a field approach (field research) with a type of qualitative research. The technique of collecting data by means of interviews, observation and documentation. Data analysis used data reduction, data display, conclusion and verification. Primary data sources were obtained from the Social, Community and Village Empowerment Office of Sambas Regency, a companion to the Pemangkat District Joint Business Group, Chair of the Joint Business Group and members of the Joint Business Group. Meanwhile, secondary data is obtained from books on empowerment, previous research that discusses the empowerment of Joint Business Groups and data from the internet. The results showed that empowerment of the poor through programs that have been issued by the government, which can be concluded in this study that the empowerment of the poor through the Joint Business Group program that has been issued by the government is still not in accordance with government expectations due to several factors including location selection, socialization of empowerment. community, the community empowerment process, community independence as an instrument for empowering joint business groups have not been maximally implemented in the field. In addition, the failure to empower the poor through the KUBE program in Pemangkat District is caused by internal and external factors of KUBE that have not implemented sharia economic values in carrying out their business activities, namely lack of fairness, lack of cooperation and lack of trust.
PRAKTIK ARISAN ONLINE SISTEM MENURUN DALAM PERSPEKTIF MASLAHAH PADA ARISAN WAHYUNI SHOP DI DESA MENTIBAR KECAMATAN PALOH Yasnil Candra; Munadi Munadi; Hatoli Hatoli
Cross-border Vol. 1 No. 2 (2018): Cross-border
Publisher : Lembaga Penelitian Dan Pengabdian Masyarakat Institut Agama Islam Sultan Muhammad Syafiuddin Sambas Kalimantan Barat

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Wahyuni's Arisan shop is one of the many online social gathering accounts on social media, especially Facebook. The arisan organizes an online arisan with a regular declining system every period and has been running for several years. This descending system of online arisan is different from the general arisan, which in practice does not meet face-to-face. This study aims to find out how the practice of online arisan descends on the Wahyuni ​​Shop arisan in Mentibar Village, Paloh District and how the maslahah review of the online arisan practice with a declining system in the perspective of maslahah at the Wahyuni ​​Shop arisan in Mentibar Village, Paloh District. This type of research is a field research, and to ensure the validity of the data, this research uses primary and secondary data with interview and documentation data collection methods. After the data is collected, then data analysis is carried out using a descriptive analysis approach with a qualitative approach. The results showed that the practice of online social gathering in the Wahyuni ​​shop decreased system using a declining system and numbering instead of lottery, this arisan practice was indicated to be not in accordance with Islamic law. In which there is a system that is different from the social gathering in general, namely the contribution of each member is different (Example: 2,400,000, 2,350,000, decreasing and so on until the last number), besides that there is also an admin fee charged to each member at one time. gathering group. After the admin fee, the arisan admin is also required to get the first turn to get dues from each member of the one group, but after being able to not participate in paying the dues from the beginning until the end of the arisan period in one group. This practice raises doubts about its halalness, besides that there is also usury, gharar and dzalim in these practices because arisan itself uses the Qardh concept in its principles, usury here is because of taking advantage of the existence of principled arisan practices such as Qardh, gharar due to unclear bailout funds, while the dzalim contributions are different. The conclusion that Wahyuni ​​shop's arisan brings a lot of benefits, but that benefit is contrary to texts or arguments, therefore the practice of arisan at Wahyuni ​​shop includes maslahah mulghah, which even though in the above arisan there are many benefits or benefits, but there are several implementations of the above arisan which is not in accordance with the syara' and does not meet the maslahah requirements recommended by Islamic law and does not meet the maslahah criteria desired by the shari'a because it is contrary to the texts or arguments.
PROGRAM KELUARGA HARAPAN (PKH) DALAM MENINGKATKAN KESEJAHTERAAN EKONOMI MASYARAKAT DI KECAMATAN SAMBAS PERSPEKTIF MAQASHID SYARIAH Sariman Sariman; Munadi Munadi; Deni Irawan
Cross-border Vol. 5 No. 1 (2022)
Publisher : Lembaga Penelitian Dan Pengabdian Masyarakat Institut Agama Islam Sultan Muhammad Syafiuddin Sambas Kalimantan Barat

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This study aims to analyze the concept, and the implementation of the family hope program to improve the economic welfare of the perspective of maqasid shariah in the District of Sambas Sambas Regency. This research is qualitative descriptive research that aims to describe the family hope program in concept and implementation. As for the data collection, the researcher used the method of observation, interview and documentation. Then proceed by analyzing and using the way of reduction, data presentation and conclusion. The results of this study showed that, in concept, the family hope program in the District of Sambas in perspekti Maqasid shariah, namely : in keeping religion (Hifzu din) through the relationship that the meeting of the group, in keeping with the sense (Hifzu al-aql) through access to education and changes in the pattern; in the keeping of the soul (Hifzu al-Nafs), through access to health care; in keeping descent (Hifzu al-Nasl) the custody of the health and safety of mother and child; in guarding the treasure (hifzu al - mal) through the improvement of the economic sector of the beneficiary Family Hope Program. While the implementation, the family hope program in the District of Sambas perspective of Maqasid shariah, namely in the first implementation, the determination of the target beneficiaries of the program the family hope that the women in this pregnant and lactating women in this included keeping descent, while the target toddler in the health field included into the spirit and objectives for the school-age children to continue their education this includes keeping any sense. the implementation of the second, and the socialization of the occurrence of the relationship between religious believers, it is included into the keeping of religion, in Addition, in the process of socialization and meeting the group held a sharing and discussion about education, health and economic terms is included into the keeping of sense. The implementation of the third, the distribution of assistance and evaluation program is to provide additional income for the recipient family hope program to meet the needs of the day especially for the field of education through cash assistance in the form of money.
THE CONCEPT OF QATH’I ACCORDING TO ASY-SYATIBI IN THE KITAB AL-MUWAFAQAT Munadi Munadi
Cross-border Vol. 6 No. 1 (2023): Januari-Juni
Publisher : Lembaga Penelitian Dan Pengabdian Masyarakat Institut Agama Islam Sultan Muhammad Syafiuddin Sambas Kalimantan Barat

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This topic is written because the concept of qath’i introduced by Ash-Syatibi as contained in his book al-Muwafaqat is different from that conceptualized by Jumhur scholars. According to ash-Syatibi, that all fundamental premises (muqaddimah) in legal theory must be something that is clearly certain (qath’i), and these premises can be rational, conventional or revelation. In his book it is explained that there is no or very little verse of the Qur'an that is qath’i, if what is meant there is no other possible meaning for a while. The concept of qath’i developed by Ash-Syatibi has contributed significantly to the development of the science of Usul fiqh. Methodologically, asy-Syatibi developed his legal theory through inductive reasoning (istiqra’) more broadly which was previously deductive. With the application of the induction method, the qath’i-an (certainty) of the meaning of a nashh is obtained through careful investigation of all Syar'i arguments that contain the same meaning so that the meaning is no longer zhanni but increases to mutawatir Ma'nawiyyah and is named qath’i al-Dilalah.
PENGELOLAAN DANA BANTUAN OPERASIONAL SATUAN PENDIDIKAN (BOSP) PADA SMP NERGERI 2 SAMBAS BERDASARKAN PERATURAN MENTERI PENDIDIKAN DASAR DAN MENENGAH REPUBLIK INDONESIA NOMOR 8 TAHUN 2025 TENTANG PETUNJUK TEKNIS PENGELOLAAN DANA BANTUAN OPERASIONAL SATU Wawan Elbar Muda; Munadi; Zainal Amaluddin
Cross-border Vol. 9 No. 2 (2026): JULI-DESEMBER
Publisher : Lembaga Penelitian Dan Pengabdian Masyarakat Institut Agama Islam Sultan Muhammad Syafiuddin Sambas Kalimantan Barat

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Penelitian Pengelolaan Dana Bantuan Operasional Satuan Pendidikan (BOSP) merupakan bagian penting dalam penyelenggaraan pendidikan untuk mewujudkan pengelolaan keuangan sekolah yang efektif, efisien, transparan, dan akuntabel. SMP Negeri 2 Sambas sebagai salah satu penerima Dana BOSP terbesar di Kabupaten Sambas memiliki tanggung jawab yang besar dalam mengelola dana sesuai dengan Peraturan Menteri Pendidikan Dasar dan Menengah Republik Indonesia Nomor 8 Tahun 2025 tentang Petunjuk Teknis Pengelolaan Dana Bantuan Operasional Satuan Pendidikan. Dalam pelaksanaannya masih dijumpai beberapa kendala, seperti keterlambatan penyaluran dana, perubahan regulasi, keterbatasan kemampuan administrasi, dan kendala teknis pada sistem digital. Penelitian ini bertujuan untuk mendeskripsikan dan menganalisis pengelolaan Dana BOSP pada SMP Negeri 2 Sambas berdasarkan Peraturan Menteri Pendidikan Dasar dan Menengah Republik Indonesia Nomor 8 Tahun 2025 serta mengidentifikasi faktor-faktor yang mendukung dan menghambat pengelolaannya. Penelitian ini menggunakan metode penelitian hukum normatif-empiris dengan pendekatan kualitatif. Data diperoleh melalui observasi, wawancara, dan dokumentasi, kemudian dianalisis secara deskriptif kualitatif dengan mengacu pada ketentuan peraturan perundang-undangan dan teori pengelolaan yang meliputi perencanaan, pengorganisasian, pelaksanaan, dan pengawasan. Hasil penelitian menunjukkan bahwa pengelolaan Dana BOSP di SMP Negeri 2 Sambas pada umumnya telah dilaksanakan sesuai dengan ketentuan Permendikdasmen Nomor 8 Tahun 2025 melalui tahapan perencanaan, pengorganisasian, pelaksanaan, dan pengawasan. Perencanaan dilakukan melalui penyusunan RKAS berbasis kebutuhan sekolah, pengorganisasian melalui pembentukan Tim Pengelola BOSP, pelaksanaan didukung penggunaan aplikasi ARKAS dan Dapodik, serta pengawasan dilakukan secara internal dan eksternal. Faktor pendukung meliputi kerja sama antarwarga sekolah, kompetensi sumber daya manusia, dan pemanfaatan teknologi informasi, sedangkan faktor penghambat meliputi keterlambatan penyaluran dana, perubahan regulasi, keterbatasan administrasi, dan kendala teknis aplikasi. Penelitian ini berimplikasi sebagai bahan evaluasi bagi sekolah dan pemerintah daerah dalam meningkatkan efektivitas, transparansi, dan akuntabilitas pengelolaan Dana BOSP sesuai dengan ketentuan peraturan perundang-undangan.
Co-Authors Agus Salim Ahmad Zabidi Ahmad Zabidi Alkadri Alkadri Budi Iswanto Deni Irawan Dwi Surya Atmaja Hatoli Hatoli Minhani Minhani Muslimin Nuraini Raden Muhammad Tarhan Ria Sa'bani Sariman Sariman Suriadi Suriadi Wawan Elbar Muda Wulan Purnamasari Yasnil Candra Yessi Mayasanti Yuniartik Yuniartik Yusnil Zainal Amaluddin