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Perbandingan Kinerja Reksadana Saham Syariah dan Konvensional (Pada 10 Reksadana di BEI Tahun 2017-2019) Mufidah, Evi Nailul; Agusvinatassari, Dhuwik Iffuk; Hana, Kharis Fadlullah
JIFA (Journal of Islamic Finance and Accounting) Vol. 3 No. 2 (2020)
Publisher : IAIN Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jifa.v3i2.2507

Abstract

This research was conducted with the aim to find out, describe, and to analyze how the comparative performance of Islamic stock mutual funds and conventional stock mutual funds, especially mutual funds registered in the same investment manager. The sample used in this study is 10 mutual funds that are members of 5 investment manager that are the same as each investment manager is one conventional stock mutual fund and one Islamic stock mutual funds listed on the IDX during the observation period in April 2017- December 2019. The results of data analysis show that the use of the sharpe method the performance of Islamic stock mutual funds is superior to that of conventional stock mutual funds. Whereas when using the Treynor index and Jensen index the results obtained if the performance of conventional stock mutual funds is higher than the performance of Islamic stock mutual funds with a fairly large difference in value. Keywords: Comparison, Performance, Mutual Funds, Conventional Stock Mutual Funds, Islamic Stock Mutual Funds.
Preferensi Konsumen Muslim: Eksistensi Makanan Halal Modern Terhadap Minat Beli Jajanan Tradisional pada Generasi Muda Salsabila, Arina 'Aina; Hana, Kharis Fadlullah
Fokus Bisnis Media Pengkajian Manajemen dan Akuntansi Vol. 22 No. 2 (2023): Fokus Bisnis
Publisher : LP3M Universitas Putra Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32639/fokbis.v22i2.748

Abstract

Penelitian ini mengeksplorasi tren makanan halal modern dan jajanan tradisional dalam konteks preferensi generasi muda muslim di Kabupaten Kudus. Dengan mempertimbangkan faktor-faktor seperti perkembangan budaya, perubahan gaya hidup, kesadaran kesehatan, dan pengaruh media sosial, penelitian ini bertujuan mengamati bagaimana eksistensi makanan halal modern memengaruhi minat beli generasi muda terhadap jajanan tradisional. Penelitian ini menggunakan metode kualitatif deskriptif dengan Teknik wawancara. Pertanyaan yang diajukan dalam penelitian melibatkan faktor-faktor seperti preferensi konsumen, harga, tempat, dan nilai-nilai budaya atau agama yang mempengaruhi pilihan makanan. Hasil penelitian menunjukkan bahwa meskipun sebagian besar responden masih menyukai jajanan tradisional, namun generasi muda cenderung lebih tertarik pada makanan halal modern. Beberapa alasan diantaranya yaitu terkait keberagaman rasa, penampilan produk, dan pengaruh media sosial. Namun, beberapa responden tetap memilih jajanan tradisional karena nilai budaya, keaslian rasa, dan pandangan terhadap kesehatan.
Halal Tourism: Keterkaitan Citra Destinasi, Fasilitas, dan Norma Subjektif Hana, Kharis Fadlullah; Ramadhani, Eggi Syifana; Andini, Riyan
Jihbiz : Jurnal Ekonomi, Keuangan dan Perbankan Syariah Vol 6 No 1 (2022)
Publisher : Universitas Islam Raden Rahmat

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (333.573 KB) | DOI: 10.33379/jihbiz.v6i1.1169

Abstract

The decision to visit is a top priority in this study because competition between tourist destinations can have an impact on the economic level of the surrounding community. The decision to visit tourists is influenced by several factors including the image of destinations, facilities, and subjective norms. This research aims to test the influence of the image of destinations, facilities, and subjective norms to influence partially and simultaneously on the decision to visit the religious tour Tomb of Sunan Pojok Blora. The approach used is quantitative. Data collection used the Incidental Sampling method and generated 100 respondents using the Slovin formula with questionnaire instruments. Data analysis uses statistical analysis that includes validity tests, reliability tests, classical assumption tests, and statistical tests, and testing using IBM SPSS Statistic 22. The results show that : (1) There is no influence between the image of the destination and the decision to visit; (2) There is a positive and significant influence between the facilities and the decision to visit; (3) There is a positive and significant influence between subjective norms on the decision to visit; (4) There is a simultaneous influence between the image of destinations, facilities, and subjective norms on the decision to visit.
Factors That Influence Community Interest In Using E-Money Qodar, Muhammad Ali; Rahmatiyah, Isna Nor; Hana, Kharis Fadlullah
Journal of Islamic Financial Technology Vol 1, No 2 (2022): JIFTECH : Journal Of Islamic Financial Technology
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (312.699 KB) | DOI: 10.24952/jiftech.v1i2.6672

Abstract

E-money in Indonesia can be said to be the slowest compared to other countries such as Hong Kong and Singapore. In Indonesia, E-Money itself was only known by the public in 2007, while in other countries such as Hogkong and Singapore, E-Money is already familiar with E-Money compared to Indonesia. The purpose of this study is to reveal what factors make people interested in using E-Money. This research uses a descriptive qualitative method. By using the interview method. Collecting data through interviews with the people of Kudus city who use E-Money. The results of this study reveal that people use E-Money seen from factors such as convenience, security, trust, and service features that have a very positive effect on the use of E-Money in the Kudus city community. The conclusions of this study indicate that interest in using E-Money is influenced by the factors of Ease, Trust, Security, and Service Features. The most influential of the four factors is the ease of using E-Money.. Keywords: Interests Using E-Money, E-Money, Ease Factor
Modest Fashion: Overview Of Consumer Intention Based On Product Quality, Design, And Lifestyle With Islamic Branding As A Moderating Variable Hana, Kharis Fadlullah; Sari, Sisca Apriliana; Rahmawaty, Anita
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 9, No 1 (2023): JUNI 2023
Publisher : Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v9i1.7638

Abstract

The growth of the Indonesian Muslim fashion industry, which is in the second position, has triggered the government to make Indonesia the center of world Muslim fashion. However, some industries do not know much about the factors that can increase interest in modest fashion. The purpose of this study was to examine the factors that influence the purchase intention of modest fashion by being moderated by Islamic branding. The variables tested are Product Quality, Design and Lifestyle. This research method uses quantitative methods with post positivism paradigm. The data was obtained using purposive sampling technique with 384 respondents from the millennial generation. The measurement scale used is a Likert scale with a value of 1-5 for a score of strongly disagree and strongly agree. Analysis of the data using the SPSS version 23. The results show that all variables affect the purchase intention of modest fashion. Testing the variables using two models, testing the direct influence between the independent and dependent variables and testing the interaction or Moderated Regression Analysis. However, if you include Islamic branding as a moderating variable, there is a variable that shows a stronger influence than others, namely product quality. Brands that have Islamic names are the highest choice of respondents. They are interested in buying modest fashion products because they are of good quality with average 3,5885 and t table which is 15.927. Recommendations from this study need to create an Islamic brand name for modest fashion products.
PERSEPSI NASABAH TERHADAP KEPATUHAN SYARIAH DAN KEPERCAYAAN SERTA PENGARUHNYA TERHADAP PERILAKU MENABUNG DI BPRS GALA MITRA ABADI Sefiana, Amanda Zelin; Hana, Kharis Fadlullah
NISBAH: Jurnal Perbankan Syariah Vol. 11 No. 2 (2025): NISBAH: Jurnal Perbankan Syariah
Publisher : Sharia Banking Study Program, Faculty of Islamic Economics, Djuanda University, Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30997/jn.v11i2.22618

Abstract

Studi ini dilakukan bertujuan mengkaji dampak persepsi kepatuhan syariah serta kepercayaan pada perilaku menabung nasabah BPRS Gala Mitra Abadi. Pokok permasalahan dalam penelitian ini berhubungan dengan masih bervariasinya perilaku menabung nasabah di lembaga keuangan mikro syariah, sehingga diperlukan pemahaman mengenai faktor-faktor penentunya. Pendekatan kuantitatif menjadi dasar pelaksanaan penelitian dengan penyebaran kuesioner dan pengolahan data. Metode regresi linier berganda diterapkan guna menganalisis pengaruh dari tiap variabel, baik secara terpisah maupun secara keseluruhan. Berdasarkan temuan pengujian, menunjukkan persepsi kepatuhan syariah memberikan pengaruh yang positif namun belum memiliki pengaruh kuat terhadap perilaku menabung, sedangkan kepercayaan terbukti berpengaruh kuat. Kedua variabel dapat menerangkan sebagian besar variasi perilaku menabung, yang mengindikasikan bahwa tindakan finansial nasabah lebih ditentukan oleh tingkat kepercayaan terhadap kredibilitas dan transparansi lembaga daripada persepsi formal terhadap penerapan prinsip syariah. Temuan ini memberikan implikasi bahwa penguatan aspek trust-building menjadi strategi utama dalam meningkatkan perilaku menabung pada BPRS. Penelitian ini juga membuka peluang untuk pengembangan riset selanjutnya dengan memasukkan variabel lain yang berpotensi memengaruhi perilaku menabung.
PERAN KEPERCAYAAN DALAM MEDIASI FAKTOR YANG MEMPENGARUHI MINAT MENGGUNAKAN LINKAJA SYARIAH Paryono, Paryono; Hana, Kharis Fadlullah
Indonesian Scientific Journal of Islamic Finance Vol 4 No 1 (2025): Indonesian Scientific Journal of Islamic Finance
Publisher : Faculty of Islamic Economics and Business, Sultan Aji Muhammad Idris State Islamic University of Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21093/inasjif.v4i1.11464

Abstract

This study aims to investigate of usability, convenience, security and service features as factors on the interest in using the LinkAja Syariah e-wallet mediated by trust. Rapid technological developments have resulted in the growth of new innovations such as digital wallets. Indonesia is a country with the highest digital wallet users. This study involved the people of Kudus City who use the LinkAja Syariah e-wallet. The method used in this study is a quantitative approach. The data collection process used a questionnaire and data analysis techniques using the SmartPLS3 application. The research findings show that the independent variables of usability, convenience, security and service features have a positive effect on interest in using. Then trust also has a direct positive effect on interest in using. The results of hypothesis testing do not directly show the role of trust as a mediator of usability, convenience, security and service features have a positive effect on interest in using. This study provides an overview that the people of Kudus City use the LinkAja Syariah e-wallet influenced by usability, convenience, security and service features with high trust.
Muslim Tourists' Perspectives on Halal and Muslim-Friendly Tourism in South Korea Mustaqim, Muhamad; Hana, Kharis Fadlullah; Alimin, Masnaini
Indonesian Journal of Halal Research Vol. 7 No. 2 (2025): August
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/ijhar.v7i2.45033

Abstract

Identifying the needs of Muslim travelers is crucial for the tourism industry’s development, particularly as the demand for Muslim-friendly tourism increases alongside the global Muslim population. This study aims to understand the perspectives and factors influencing the needs of Muslim tourists with halal and Muslim-friendly tourism in South Korea. This study employs a qualitative phenomenological approach, collecting primary data from 18 semi-structured interviews conducted in Seoul, supplemented by secondary and observational data. The data were analyzed using qualitative data analysis software (QDA Miner Lite), and validity testing was conducted using internal and external validity tests. This research outlines the key requirements that South Korea, as a Muslim-minority country, must fulfill to establish a halal-friendly image, such as providing halal food, worship facilities, transportation, accommodation, safety, and destinations. Supported by various studies on the needs of Muslim tourists and the challenges in implementing these facilities, the findings emphasize the crucial roles of standardization, infrastructure, and cultural sensitivity in attracting and satisfying Muslim travelers. South Korea has made progress in developing travel facilities, but additional improvements in halal services and regulations are needed to better meet the needs of Muslim travelers.
Faktor-Faktor Yang Mempengaruhi Keputusan Non Muslim Menjadi Anggota Pada KSPPS Fastabiq Khoiru Ummah Pati Hana, Kharis Fadlullah
MALIA: Journal of Islamic Banking and Finance Vol 2, No 2 (2018)
Publisher : IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/malia.v2i2.4805

Abstract

The purpose of this study was to find out what factors influence the decision of non-Muslims to become members of the Savings and Loans Cooperative (KSPPS) Fastabiq Khoiru Ummah Pati. Cooperatives are joint business entities that move to improve the welfare of their members based on sharia principles. The sharia cooperative is a new instrument in financial institutions in Indonesia, but its development has experienced a very significant increase. From the data of the Indonesian Central Bureau of Statistics, it was stated that there were 498 business entities in the form of sharia cooperatives spread across various provinces throughout Indonesia. This is influenced by the high interest of the community to become members of both Muslim and non-Muslim circles. The situation is interesting to note that cooperatives based on Islamic sharia principles are also in demand among non-Muslims. Innovative services, promotions and products that are in accordance with the daily needs of the community are the things that most influence their decisions.
Elaborasi Analisis Pembiayaan Dalam Meminimalisir Non Performing Finance (NPF) Pada Lembaga Keuangan Syariah Hana, Kharis Fadlullah; Ridwan, Ridwan; Chodlir, Enggar Arrosyad
MALIA: Journal of Islamic Banking and Finance Vol 5, No 2 (2021): Malia: Journal of Islamic Banking and Finance
Publisher : IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/malia.v5i2.12548

Abstract

Kualitas pembiayaan merupakan faktor penting yang menentukan tingkat kesehatan lembaga keuangan syariah. Meskipun demikian, lembaga sering menganalisis pembiayaan secara kurang tepat. Tujuan penelitian ini menyajikan model analisis pembiayaan yang tepat dalam memberikan rekomendasi pembiayaan. Hal itu dapat mencegah tingginya Non Performing Finance (NPF). Metode penelitian yang dilakukan adalah Research and Development berdasarkan hasil riset dari beberapa lembaga keuangan syariah. Peneliti mengambil sampel dari Bank Syariah, BPR Syariah dan Koperasi Simpan Pinjam dan Pembiayaan Syariah (KSPPS). Hasil penelitian menunjukkan bahwa Bank syariah dan BPR Syariah telah menentukan formula analisis yang cukup lengkap, namun dari KSPPS kurang memiliki formula yang lengkap. Hasilnya, peneliti menemukan aspek baru yang semula pada umumnya adalah 5C, yakni dengan menggunakan tambahan menjadi 8C. Aspek tersebut adalah character, collateral, capacity, capital, condition of economy, constrain, cash flow dan closeness. Kontribusi penelitian ini memberikan aspek baru bagi lembaga keuangan syariah agar dapat memberikan keputusan pembiayaan lebih akurat.