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All Journal El Dinar BISNIS: Jurnal Bisnis dan Manajemen Islam EQUILIBRIUM Tawazun: Journal of Sharia Economic Law SYIRKAH NISBAH: JURNAL PERBANKAN SYARIAH At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Indonesian Journal of Halal Research Al-Mal:Jurnal Akuntansi dan Keuangan Islam Mabsya : Jurnal Manajemen Bisnis Syariah Jihbiz: Jurnal Ekonomi, Keuangan dan Perbankan Syariah Jurnal Ilmiah Mahasiswa Raushan Fikr Islamic Economic and Business Journal Media Riset Bisnis & Manajemen Al-Muhtarifin: Islamic Banking and Islamic Economic Journal Jeksyah JIFTECH: Journal Of Islamic Financial Technology INASJIF Fokus Bisnis: Media Pengkajian Manajemen dan Akuntansi Al-Iqtishad Journal of Shariah Economic Law Wealth: Journal of Islamic Banking and Finance Al-bank: Journal of Islamic Banking and Finance JIES : Journal of Islamic Economics Studies JIFA (Journal of Islamic Finance and Accounting) Jariyah : Jurnal Ilmu Akuntansi dan Keuangan Syariah
Hana, Kharis Fadlullah
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Religion Arts Humanities Biochemistry, Genetics & Molecular Biology Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Social Sciences Other

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MEDIA PROMOSI MELALUI APLIKASI TIKTOK DALAM PRESFEKTIF ULAMA Rukhmianti, Septiana Titin Dwi; Afwan, Arju; Hana, Kharis Fadlullah
Al-Aqad Vol. 3 No. 2 (2023): Al-Aqad: Journal of Shariah Economic Law
Publisher : LP2M and Shariah Faculty of The Pontianak State Institute of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24260/al-aqad.v3i2.1144

Abstract

This study aims to find out the opinion of NU and Muhammadiyah scholars regarding content and promotional media through the TikTok application. To find out the answer to this question, qualitative research was carried out with the type of phenomenological research using data collection through field research and some of the data was obtained through interviews and several valid sources and also some book literature. Researchers are also limited by time, place, and problems studied in the form of activity programs, individuals, and events. The subjects of this study were addressed to lecturers at IAIN Kudus, and several NU and Muhammadiyah scholars in Pati, such as Mr. Muhamat Nur Maarif, MH, Mr. H. Ahmad Lazim, Mr. KH. Ahmad Zuhri, Mr. KH Fuad, S.Pd, Mr. K. Anwar Hasim, Lc. Based on the results of this study, the authors conclude that TikTok is an application that provides unique and interesting special effects that users can use easily so they can make short videos with cool results that can be shown to friends or other users. Playing the TikTok application is legally permissible, as long as it doesn't contain disobedience, lust, and passion is not a problem. And the content in the TikTok application is positive and negative as explained by the informants, and most of the content is negative. Meanwhile, the development of promotional media using the TikTok application is developing so quickly and making it easier for online businesses, especially by making short videos of their merchandise. Promotion through the TikTok application is very effective and can be followed by other business people, especially beginners who want to start a business.
The Role of Intellectual Capital on Financial Performance with Competitive Advantage as a Mediator Firmansah, Rendy; Hana, Kharis Fadlullah
Jeksyah: Islamic Economics Journal Vol. 5 No. 02 (2025): September 2025 Edition
Publisher : Fakultas Ekonomi dan Bisnis Islam _ IAIN Sultan Amai Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54045/jeksyah.v5i02.2834

Abstract

This study aims to analyze the effect of intellectual capital on the return on assets (ROA) of Islamic Commercial Banks (BUS) in Indonesia, with competitive advantage as a mediating variable. The research is motivated by the growing importance of managing intellectual resources to enhance competitiveness and performance in an increasingly dynamic economic environment. A quantitative approach was employed using secondary data from the annual reports of 10 BUSs selected through purposive sampling for the 2016–2023 period. Data were analyzed using SmartPLS 3 software. The results show that intellectual capital does not have a significant effect on ROA and does not significantly influence competitive advantage. Furthermore, competitive advantage does not mediate the relationship between intellectual capital and ROA. However, competitive advantage has a significant positive impact on ROA. These findings indicate that while intellectual capital practices in BUSs do not directly or indirectly enhance profitability, strengthening competitive advantage remains a key driver of financial performance. The contribution of this study lies in providing empirical evidence on the mediating role of competitive advantage in the Islamic banking context in Indonesia over an extended period, offering insights for managers to strategically integrate intellectual capital development with competitiveness enhancement.
Perbandingan Kinerja Reksadana Saham Syariah dan Konvensional (Pada 10 Reksadana di BEI Tahun 2017-2019) Mufidah, Evi Nailul; Agusvinatassari, Dhuwik Iffuk; Hana, Kharis Fadlullah
JIFA (Journal of Islamic Finance and Accounting) Vol. 3 No. 2 (2020)
Publisher : IAIN Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jifa.v3i2.2507

Abstract

This research was conducted with the aim to find out, describe, and to analyze how the comparative performance of Islamic stock mutual funds and conventional stock mutual funds, especially mutual funds registered in the same investment manager. The sample used in this study is 10 mutual funds that are members of 5 investment manager that are the same as each investment manager is one conventional stock mutual fund and one Islamic stock mutual funds listed on the IDX during the observation period in April 2017- December 2019. The results of data analysis show that the use of the sharpe method the performance of Islamic stock mutual funds is superior to that of conventional stock mutual funds. Whereas when using the Treynor index and Jensen index the results obtained if the performance of conventional stock mutual funds is higher than the performance of Islamic stock mutual funds with a fairly large difference in value. Keywords: Comparison, Performance, Mutual Funds, Conventional Stock Mutual Funds, Islamic Stock Mutual Funds.
Preferensi Konsumen Muslim: Eksistensi Makanan Halal Modern Terhadap Minat Beli Jajanan Tradisional pada Generasi Muda Salsabila, Arina 'Aina; Hana, Kharis Fadlullah
Fokus Bisnis Media Pengkajian Manajemen dan Akuntansi Vol. 22 No. 2 (2023): Fokus Bisnis
Publisher : LP3M Universitas Putra Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32639/fokbis.v22i2.748

Abstract

Penelitian ini mengeksplorasi tren makanan halal modern dan jajanan tradisional dalam konteks preferensi generasi muda muslim di Kabupaten Kudus. Dengan mempertimbangkan faktor-faktor seperti perkembangan budaya, perubahan gaya hidup, kesadaran kesehatan, dan pengaruh media sosial, penelitian ini bertujuan mengamati bagaimana eksistensi makanan halal modern memengaruhi minat beli generasi muda terhadap jajanan tradisional. Penelitian ini menggunakan metode kualitatif deskriptif dengan Teknik wawancara. Pertanyaan yang diajukan dalam penelitian melibatkan faktor-faktor seperti preferensi konsumen, harga, tempat, dan nilai-nilai budaya atau agama yang mempengaruhi pilihan makanan. Hasil penelitian menunjukkan bahwa meskipun sebagian besar responden masih menyukai jajanan tradisional, namun generasi muda cenderung lebih tertarik pada makanan halal modern. Beberapa alasan diantaranya yaitu terkait keberagaman rasa, penampilan produk, dan pengaruh media sosial. Namun, beberapa responden tetap memilih jajanan tradisional karena nilai budaya, keaslian rasa, dan pandangan terhadap kesehatan.
Halal Tourism: Keterkaitan Citra Destinasi, Fasilitas, dan Norma Subjektif Hana, Kharis Fadlullah; Ramadhani, Eggi Syifana; Andini, Riyan
Jihbiz : Jurnal Ekonomi, Keuangan dan Perbankan Syariah Vol 6 No 1 (2022)
Publisher : Universitas Islam Raden Rahmat

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (333.573 KB) | DOI: 10.33379/jihbiz.v6i1.1169

Abstract

The decision to visit is a top priority in this study because competition between tourist destinations can have an impact on the economic level of the surrounding community. The decision to visit tourists is influenced by several factors including the image of destinations, facilities, and subjective norms. This research aims to test the influence of the image of destinations, facilities, and subjective norms to influence partially and simultaneously on the decision to visit the religious tour Tomb of Sunan Pojok Blora. The approach used is quantitative. Data collection used the Incidental Sampling method and generated 100 respondents using the Slovin formula with questionnaire instruments. Data analysis uses statistical analysis that includes validity tests, reliability tests, classical assumption tests, and statistical tests, and testing using IBM SPSS Statistic 22. The results show that : (1) There is no influence between the image of the destination and the decision to visit; (2) There is a positive and significant influence between the facilities and the decision to visit; (3) There is a positive and significant influence between subjective norms on the decision to visit; (4) There is a simultaneous influence between the image of destinations, facilities, and subjective norms on the decision to visit.
Factors That Influence Community Interest In Using E-Money Qodar, Muhammad Ali; Rahmatiyah, Isna Nor; Hana, Kharis Fadlullah
Journal of Islamic Financial Technology Vol 1, No 2 (2022): JIFTECH : Journal Of Islamic Financial Technology
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (312.699 KB) | DOI: 10.24952/jiftech.v1i2.6672

Abstract

E-money in Indonesia can be said to be the slowest compared to other countries such as Hong Kong and Singapore. In Indonesia, E-Money itself was only known by the public in 2007, while in other countries such as Hogkong and Singapore, E-Money is already familiar with E-Money compared to Indonesia. The purpose of this study is to reveal what factors make people interested in using E-Money. This research uses a descriptive qualitative method. By using the interview method. Collecting data through interviews with the people of Kudus city who use E-Money. The results of this study reveal that people use E-Money seen from factors such as convenience, security, trust, and service features that have a very positive effect on the use of E-Money in the Kudus city community. The conclusions of this study indicate that interest in using E-Money is influenced by the factors of Ease, Trust, Security, and Service Features. The most influential of the four factors is the ease of using E-Money.. Keywords: Interests Using E-Money, E-Money, Ease Factor
Modest Fashion: Overview Of Consumer Intention Based On Product Quality, Design, And Lifestyle With Islamic Branding As A Moderating Variable Hana, Kharis Fadlullah; Sari, Sisca Apriliana; Rahmawaty, Anita
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 9, No 1 (2023): JUNI 2023
Publisher : Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v9i1.7638

Abstract

The growth of the Indonesian Muslim fashion industry, which is in the second position, has triggered the government to make Indonesia the center of world Muslim fashion. However, some industries do not know much about the factors that can increase interest in modest fashion. The purpose of this study was to examine the factors that influence the purchase intention of modest fashion by being moderated by Islamic branding. The variables tested are Product Quality, Design and Lifestyle. This research method uses quantitative methods with post positivism paradigm. The data was obtained using purposive sampling technique with 384 respondents from the millennial generation. The measurement scale used is a Likert scale with a value of 1-5 for a score of strongly disagree and strongly agree. Analysis of the data using the SPSS version 23. The results show that all variables affect the purchase intention of modest fashion. Testing the variables using two models, testing the direct influence between the independent and dependent variables and testing the interaction or Moderated Regression Analysis. However, if you include Islamic branding as a moderating variable, there is a variable that shows a stronger influence than others, namely product quality. Brands that have Islamic names are the highest choice of respondents. They are interested in buying modest fashion products because they are of good quality with average 3,5885 and t table which is 15.927. Recommendations from this study need to create an Islamic brand name for modest fashion products.
Faktor Yang Mempengaruhi Peningkatan Pembiayaan Bermasalah Pada Bank Syariah Indonesia Cabang Kudus Masa Pandemi Covid-19 Viviani, Vinda; Aini, Muslikhatul; Hana, Kharis Fadlullah
Al-bank: Journal of Islamic Banking and Finance Vol 2 No 2 (2022): July - Desember 2022
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/ab.v2i2.6316

Abstract

Islamic banking in Indonesia was able to survive in the midst of the onslaught of the covid-19 pandemic that damaged the world's economic order, this can be seen from the average NPF value of Islamic banking in Indonesia which shows that it is still in the healthy category.This study aims to analysis the factors that influence the number of non-performing financing in Central Java is relatively high. This study uses a descriptive qualitative research method with a social phenomenology approach.Data collection was obtained from interviews with employee and customer informants of Bank Syariah Indonesia.This study show that the increase in non-performing financing is caused by the effects of social policies issued by the government during a pandemic that makes unemployment in Indonesia increase, business actors (SMEs) experience bankruptcy due to decreased income, which ultimately has an impact on financing defaults.
Analysis Of Customer Interest and Satisfaction Toward BSI Mobile Banking Service Ulya, Faridha Naila; Qoyyimah, Qoyyimah; Hana, Kharis Fadlullah
Al-bank: Journal of Islamic Banking and Finance Vol 2 No 2 (2022): July - Desember 2022
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/ab.v2i2.6011

Abstract

This study aims to analyze the factors that influence customer interest and satisfaction with mobile banking services at Bank Syariah Indonesia. This study uses a descriptive qualitative research method with a phenomenological approach. Data collection technique using interviews and documentation. Data analysis using the Triangulation Technique as a validity test. The results show that the dimension of pride is a factor that influences customer interest in BSI Mobile. The sense of pride in the Mobile Banking application at Bank Syariah Indonesia is shown by the compliance with Islamic sharia principles in its performance services. Customer satisfaction with BSI Mobile is shown by the dimensions of service features which are quite complete and very satisfying for BSI Mobile users, because there are several features besides features for transactions, there are also service features to add religious knowledge such as ZISWAF channeling, juz amma and azan
PERSEPSI NASABAH TERHADAP KEPATUHAN SYARIAH DAN KEPERCAYAAN SERTA PENGARUHNYA TERHADAP PERILAKU MENABUNG DI BPRS GALA MITRA ABADI Sefiana, Amanda Zelin; Hana, Kharis Fadlullah
NISBAH: Jurnal Perbankan Syariah Vol. 11 No. 2 (2025): NISBAH: Jurnal Perbankan Syariah
Publisher : Sharia Banking Study Program, Faculty of Islamic Economics, Djuanda University, Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30997/jn.v11i2.22618

Abstract

Studi ini dilakukan bertujuan mengkaji dampak persepsi kepatuhan syariah serta kepercayaan pada perilaku menabung nasabah BPRS Gala Mitra Abadi. Pokok permasalahan dalam penelitian ini berhubungan dengan masih bervariasinya perilaku menabung nasabah di lembaga keuangan mikro syariah, sehingga diperlukan pemahaman mengenai faktor-faktor penentunya. Pendekatan kuantitatif menjadi dasar pelaksanaan penelitian dengan penyebaran kuesioner dan pengolahan data. Metode regresi linier berganda diterapkan guna menganalisis pengaruh dari tiap variabel, baik secara terpisah maupun secara keseluruhan. Berdasarkan temuan pengujian, menunjukkan persepsi kepatuhan syariah memberikan pengaruh yang positif namun belum memiliki pengaruh kuat terhadap perilaku menabung, sedangkan kepercayaan terbukti berpengaruh kuat. Kedua variabel dapat menerangkan sebagian besar variasi perilaku menabung, yang mengindikasikan bahwa tindakan finansial nasabah lebih ditentukan oleh tingkat kepercayaan terhadap kredibilitas dan transparansi lembaga daripada persepsi formal terhadap penerapan prinsip syariah. Temuan ini memberikan implikasi bahwa penguatan aspek trust-building menjadi strategi utama dalam meningkatkan perilaku menabung pada BPRS. Penelitian ini juga membuka peluang untuk pengembangan riset selanjutnya dengan memasukkan variabel lain yang berpotensi memengaruhi perilaku menabung.
Co-Authors Absor, Choirul Afwan, Arju Agusvinatassari, Dhuwik Iffuk Aini, Muslikhatul Aini, Nor Alimin, Masnaini Andini, Riyan Andriani, Fazley Noor Anita Rahmawaty Aslicha, Ghina Chodlir, Enggar Arrosyad Dewi, Cahaya Maulida Elfayet, Tsaniya Almer Firmansah, Rendy Hidayah, Noor Laili JABBAR, MUHAMMAD QISMATAL Lainufar, Sifda Miranti, Ajeng Rizki Mufidah, Evi Nailul Muhammad Mustaqim Mustaqim, Bagus Sirot Nur, Fatikha Rizqya Paryono Pusaka, Semerdanta Putri, Rizka Sabila Qodar, Muhammad Ali Qoyyimah Qoyyimah Rahmatiyah, Isna Nor Ramadhani, Dea Cahya Ramadhani, Eggi Syifana Ridwan, Ridwan Rukhmianti, Septiana Titin Dwi Safitri, Sefira Uzha Salsabila, Arina 'Aina Sari, Sisca Apriliana Sefiana, Amanda Zelin Setiawan, Muhammad Nanda Sugianto Sugianto Supriyadi Supriyadi Triyansyah, Taymi Ulya, Faridha Naila Viviani, Vinda