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All Journal El Dinar NISBAH: JURNAL PERBANKAN SYARIAH At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Indonesian Journal of Halal Research Al-Mal:Jurnal Akuntansi dan Keuangan Islam MALIA: Journal of Islamic Banking and Finance Jihbiz: Jurnal Ekonomi, Keuangan dan Perbankan Syariah Jurnal Ilmiah Mahasiswa Raushan Fikr Islamic Economic and Business Journal Media Riset Bisnis & Manajemen Al-Muhtarifin: Islamic Banking and Islamic Economic Journal Jeksyah JIFTECH: Journal Of Islamic Financial Technology Equilibrium: Jurnal Ekonomi Syariah INASJIF Fokus Bisnis: Media Pengkajian Manajemen dan Akuntansi Al-Iqtishad Wealth: Journal of Islamic Banking and Finance Al-bank: Journal of Islamic Banking and Finance JIES : Journal of Islamic Economics Studies JIFA (Journal of Islamic Finance and Accounting) Tawazun: Journal of Sharia Economic Law
Hana, Kharis Fadlullah
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Religion Arts Biochemistry, Genetics & Molecular Biology Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Medicine & Pharmacology Social Sciences Other

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Muslim Tourists' Perspectives on Halal and Muslim-Friendly Tourism in South Korea Mustaqim, Muhamad; Hana, Kharis Fadlullah; Alimin, Masnaini
Indonesian Journal of Halal Research Vol. 7 No. 2 (2025): August
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/ijhar.v7i2.45033

Abstract

Identifying the needs of Muslim travelers is crucial for the tourism industry’s development, particularly as the demand for Muslim-friendly tourism increases alongside the global Muslim population. This study aims to understand the perspectives and factors influencing the needs of Muslim tourists with halal and Muslim-friendly tourism in South Korea. This study employs a qualitative phenomenological approach, collecting primary data from 18 semi-structured interviews conducted in Seoul, supplemented by secondary and observational data. The data were analyzed using qualitative data analysis software (QDA Miner Lite), and validity testing was conducted using internal and external validity tests. This research outlines the key requirements that South Korea, as a Muslim-minority country, must fulfill to establish a halal-friendly image, such as providing halal food, worship facilities, transportation, accommodation, safety, and destinations. Supported by various studies on the needs of Muslim tourists and the challenges in implementing these facilities, the findings emphasize the crucial roles of standardization, infrastructure, and cultural sensitivity in attracting and satisfying Muslim travelers. South Korea has made progress in developing travel facilities, but additional improvements in halal services and regulations are needed to better meet the needs of Muslim travelers.
Faktor-Faktor Yang Mempengaruhi Keputusan Non Muslim Menjadi Anggota Pada KSPPS Fastabiq Khoiru Ummah Pati Hana, Kharis Fadlullah
MALIA: Journal of Islamic Banking and Finance Vol 2, No 2 (2018)
Publisher : IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/malia.v2i2.4805

Abstract

The purpose of this study was to find out what factors influence the decision of non-Muslims to become members of the Savings and Loans Cooperative (KSPPS) Fastabiq Khoiru Ummah Pati. Cooperatives are joint business entities that move to improve the welfare of their members based on sharia principles. The sharia cooperative is a new instrument in financial institutions in Indonesia, but its development has experienced a very significant increase. From the data of the Indonesian Central Bureau of Statistics, it was stated that there were 498 business entities in the form of sharia cooperatives spread across various provinces throughout Indonesia. This is influenced by the high interest of the community to become members of both Muslim and non-Muslim circles. The situation is interesting to note that cooperatives based on Islamic sharia principles are also in demand among non-Muslims. Innovative services, promotions and products that are in accordance with the daily needs of the community are the things that most influence their decisions.
Elaborasi Analisis Pembiayaan Dalam Meminimalisir Non Performing Finance (NPF) Pada Lembaga Keuangan Syariah Hana, Kharis Fadlullah; Ridwan, Ridwan; Chodlir, Enggar Arrosyad
MALIA: Journal of Islamic Banking and Finance Vol 5, No 2 (2021): Malia: Journal of Islamic Banking and Finance
Publisher : IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/malia.v5i2.12548

Abstract

Kualitas pembiayaan merupakan faktor penting yang menentukan tingkat kesehatan lembaga keuangan syariah. Meskipun demikian, lembaga sering menganalisis pembiayaan secara kurang tepat. Tujuan penelitian ini menyajikan model analisis pembiayaan yang tepat dalam memberikan rekomendasi pembiayaan. Hal itu dapat mencegah tingginya Non Performing Finance (NPF). Metode penelitian yang dilakukan adalah Research and Development berdasarkan hasil riset dari beberapa lembaga keuangan syariah. Peneliti mengambil sampel dari Bank Syariah, BPR Syariah dan Koperasi Simpan Pinjam dan Pembiayaan Syariah (KSPPS). Hasil penelitian menunjukkan bahwa Bank syariah dan BPR Syariah telah menentukan formula analisis yang cukup lengkap, namun dari KSPPS kurang memiliki formula yang lengkap. Hasilnya, peneliti menemukan aspek baru yang semula pada umumnya adalah 5C, yakni dengan menggunakan tambahan menjadi 8C. Aspek tersebut adalah character, collateral, capacity, capital, condition of economy, constrain, cash flow dan closeness. Kontribusi penelitian ini memberikan aspek baru bagi lembaga keuangan syariah agar dapat memberikan keputusan pembiayaan lebih akurat.
Ada Apa dengan Dewan Pengawas Syariah di Koperasi Simpan Pinjam dan Pembiayaan Syariah? Absor, Choirul; Hana, Kharis Fadlullah; Nur, Fatikha Rizqya
MALIA: Journal of Islamic Banking and Finance Vol 3, No 2 (2019)
Publisher : IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/malia.v3i2.8413

Abstract

This study aims to determine the role of the Sharia Supervisory Board in supervising Sharia Savings and Loan Cooperatives (KSPPS) so that operations do not come out of sharia provisions. Sharia Supervisory Board includes legal assistants who have the duty to ensure and conduct supervision so that Sharia Financial Institutions are in sharia provisions. Savings and Loan Cooperatives and Sharia Financing are financial institutions that are socially based and in their activities are based on moral principles by considering haram and lawfulness of a business that is run in accordance with Islamic regulations. The method used to conduct this research is qualitative. The data source uses secondary data and primary data by collecting data in the form of interviews and documents. Based on the results of observations on KSPPS Berkah Abadi Gemilang that Supervision conducted by DPS there is still an obstacle that causes less optimal supervision, namely members of sharia supervisors who do not understand muamalah fiqh, mastery of economics and DPS rarely make office visits. In addition, one member of the DPS also does not yet have a certificate of proof of passing the exam from DSN-MUI or other standard certificates, in this case at least the results of the certificate provide a guarantee that the Sharia Supervisory Board has passed the feasibility test to become the Sharia Supervisory Board. KSPPS Berkah Abadi Gemilang in practice also still has errors, the Ba'I Bi'saman Ajil contract which is supposed to be a sale and purchase agreement but made as a financing and error in determining the margin based on the presentation of the money lent.
Desain Advokasi Penyelesaian Pembiayaan Bermasalah Pada Baitul Maal Wa Tamwil Supriyadi, Supriyadi; Hana, Kharis Fadlullah
EQUILIBRIUM Vol 9, No 2 (2021): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v9i2.11730

Abstract

This study aims to determine the appropriate problem-solving model of financing. The research method used is socio-legal research. Researchers follow the activities of BMT practitioners and accommodate input from problems that occur. The object of this research is KSPPS Fastabiq Khoiru Ummah in the Kudus district. The study results show that in handling non-performing financing, preventive measures, monitoring, and handling are needed. This is related to the sustainability of KSPPS because the main objective is to channel the right financing and minimize non-performing financing. The recommendation of this research is to use a third party as an intermediary for the settlement. The closeness of employees with initially not problematic members makes members less responsive when resolved by the KSPPS. A third party in a legal aid institution is needed if the financing is difficult to resolve.
Dialektika Hukum Trading Saham Syariah di Bursa Efek Indonesia Hana, Kharis Fadlullah
TAWAZUN: Journal of Sharia Economic Law Vol 1, No 2 (2018): TAWAZUN : Journal of Sharia Economic Law
Publisher : Sharia Faculty Islamic Economic Law Study Department

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/tawazun.v1i2.5073

Abstract

This study aims to find out how the legal basis and stock trading transactions that occur in the Islamic capital market in Indonesia. This study uses a field research method that discusses legal issues regarding stock trading based on field studies from various relevant sources. The capital market is a place for corporate activities to seek additional funds to finance its business activities. In Indonesia alone there are two capital markets, namely the regular capital market and the Islamic capital market. The Islamic capital market is a new breakthrough that has been carried out as a solution to the current trend of halal investment. It also becomes very interesting for the community, especially for Muslim communities to invest their capital in the company to get results and can participate in developing the company, but the reality that happens in the market is that many companies that have been listed on the stock exchange are still operating in accordance with sharia principles . The Islamic capital market can simply be interpreted as a capital market that implements sharia principles in economic transaction activities and apart from things that are prohibited such as usury, gambling and speculation.
Persepsi Masyarakat tentang Haramnya Investasi di Pasar Modal Syariah Hidayah, Noor Laili; Aslicha, Ghina; Hana, Kharis Fadlullah
TAWAZUN: Journal of Sharia Economic Law Vol 3, No 1 (2020): Tawazun: Journal of Sharia Economic Law
Publisher : Sharia Faculty Islamic Economic Law Study Department

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/tawazun.v3i1.7530

Abstract

Public knowledge must also be comprehensive with the times. People are already familiar with the word "investment".  However, everyone's perception of investing in the Islamic capital market is different.  The negative public perception about the illicit investment in the Islamic capital market should not exist.  Many people think about halal or illicit investment that caused a lot of debate.  Halal perception comes from people who have been well educated and deeply educated.  Unlawful perception arises from the lack of public education about all aspects that exist in the Islamic capital market.  The purpose of this study is to prove that negative perceptions that mention investment is an unlawful activity is wrong and changing that notion into investment is a halal activity.  The results of this study indicate that some people who have negative perceptions come from people who have not been educated about investing in the Islamic capital market.  So, public education about investment in the Islamic capital market on all aspects needs to be improved, not only at the academic level but other aspects so that debate in the community about halal or illicit investment in the Islamic capital market need not be there.
Diskursus Akad Pembiayaan Bank Syariah dalam Perspektif Hukum di Indonesia Hana, Kharis Fadlullah; Dimam, Islahud
TAWAZUN: Journal of Sharia Economic Law Vol 5, No 1 (2022): Tawazun: Journal of Sharia Economic Law
Publisher : Sharia Faculty Islamic Economic Law Study Department

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/tawazun.v5i1.13731

Abstract

This research focuses on the process of forming Islamic bank financing contracts in general. Which distinguishes between two sorts of deeds: genuine deed and private deed. In addition, the search for information on how the OJK product standards are used in financing contracts, as well as the requirements of the Indonesian law that governs the drafting of the deed, which contains sections of the whole deed. In addition, the researchers made modifications based on the data acquired and provided and detailed how to make and prepare a good and accurate act that was suitable based on Indonesian legal requirements. A explanation of how the form of correctness and duty of a notary in making the contract was also included by the researcher. The inclusion of components that constitute the foundation of sharia principles taken from the Qur'an and Hadith at the commencement of the deed would weaken the legitimacy of the deed and will receive sanctions, specifically the deed will be degraded into a deed under hand, according to this research. Then there are the findings of many infractions that may face similar consequences in the future.
Co-Authors Absor, Choirul Agusvinatassari, Dhuwik Iffuk Aini, Muslikhatul Aini, Nor Alimin, Masnaini Andini, Riyan Andriani, Fazley Noor Anita Rahmawaty Aslicha, Ghina Chodlir, Enggar Arrosyad Dewi, Cahaya Maulida Dimam, Islahud Elfayet, Tsaniya Almer Firmansah, Rendy Hidayah, Noor Laili JABBAR, MUHAMMAD QISMATAL Miranti, Ajeng Rizki Mufidah, Evi Nailul Muhammad Mustaqim Mustaqim, Bagus Sirot Nur, Fatikha Rizqya Paryono Pusaka, Semerdanta Putri, Rizka Sabila Qodar, Muhammad Ali Qoyyimah Qoyyimah Rahmatiyah, Isna Nor Ramadhani, Dea Cahya Ramadhani, Eggi Syifana Ridwan, Ridwan Safitri, Sefira Uzha Salsabila, Arina 'Aina Sari, Sisca Apriliana Sefiana, Amanda Zelin Setiawan, Muhammad Nanda Sugianto Sugianto Supriyadi Supriyadi Supriyadi Supriyadi Triyansyah, Taymi Ulya, Faridha Naila Viviani, Vinda