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Journal : Perbanas Journal of Islamic Economics and Business

Determinants of Financial Management Behavior on Students of Bahrul Ulum Tambakberas Jombang Islamic Boarding School Rohmah, Eva Mujayati; Asandimitra, Nadia
Perbanas Journal of Islamic Economics and Business Vol 4 No 2 (2024): Perbanas Journal of Islamic Economics and Business
Publisher : Institut Keuangan-Perbankan Dan Informatika Asia Perbanas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56174/pjieb.v4i2.266

Abstract

The objective of this research is aimed at the impact of financial literacy, financial self-efficacy, locus of control, spiritual intelligence, parental income, and peers influenceto financial management behavior on studentsofBahrul UlumTambakberasJombang Islamic Boarding School. Based on the results of the study conducted by the authorsin previous research, the use of santri (students) as a research object issomething that is still rarely done by other researchers, especially research on the topic of financial behavior at Bahrul Ulum Tambakberas Jombang Islamic Boarding School. This study uses a quantitative approach, where data is collected from three hundred and ninety respondents through the distribution of questionnaires. The population in this study is the students of the Bahrul Ulum Tambakberas Jombang Islamic Boarding School, then the number of research sample needs is determined using the Slovin formula which gives the result of a minimum number of research samples of three hundred and ninety samples. Respondents in the study were determined using a purposive sampling technique with the following criteria, first,the students must be over fifteen years old,second,students must be fromhigh school/MA education, andthe lasttheir income relies on theincome from parents. The acquired data was examined by usingthe Structural Equation Modelling-Partial Least Square (SEM-PLS) analysis technique. The study's findings show thatspirituality and financial self-efficacy both positively affect financial management behavior. Meanwhile, there is a negative impact from the parental income on financial management behavior. Financial management behavior is not affected by peer influence, locus of control, and financial literacy.
Co-Authors Aditya Yanuar Ramadhan Aditya Yoshua Afriani, Tia Agus Frianto Alfrin Erman Sampoerno Amirusholihin Amirusholihin Anang Kistyanto Andre Dwijanto Witjaksono Andry Irwanto Anglia Dinda Pramedi Aris Sasurya Arsheila Primadita Bagus Pribadi, Bagus Cahyono, Gilang Indra Damaiyanti, Arif Fera Daniel Siahaan Depi Milayati, Depi Dewanti, Vicky Pradita Dewie Trie Wijayati Dian Ulya Putra Dina Ika Kaptiana Dita Kurnia Rahmadani Dita Rahmawati Dyana Novita Taristy Fahrizal Anwar Febrika Yogie Hermanto Fifin Andhiana Firda Khoirotun Nisa Fresha Kharisma Fridana, Ifanda Ogix Frisca Novia Sukmawati Gilang Indra Cahyono Hantono, Ulil Helmi Ishartanto Hery Widijanto I Made Narsa Indarwati, Tias Insyirah Putikadea Irkham, Nuriyah Jamik Jamik Khusnul Fikriyah Kurniawan, Yogi Ade Tia Ladi Wajuba Perdini Fisabilillah M. Riadhos Solichin Mahadevi, Syifa Aulia Marisyah Dwi Ambarsari Mawalia Ulumudiniati Moch. Sigit Prabowo Moh Maulidi Syarif MONIKA TIARAWATI Monika Tiarawati Muhammad Danang Mahardhika Nabiilah, Irfani Azzah Nindria Untarini Noni Aisyah Sofiamira Nugraha, Egananda Septian Nurul Rizqia V. Lumaela Nurul Rizqia V. Lumaela Prabowo, Moch. Sigit Prabowo, Sony Ilham Pramedi, Anglia Dinda Priscilla Irene Sudiro R.A. Sista Paramita Rahayu Mardikaningsih Rahmawati, Rahmawati Rasyidi Faiz Akbar Ratih Amelia, Ratih Refiana Dwi Maghfiroh Resty Apriliana Ningsih Rindik Rita Purwaningsih Riskhy Tia Femianita Rohmah, Eva Mujayati Safa Tasya Amalia Sari, Windy Puspita Septyan budy Cahya Shalahudin Al Ayubi Siti Mauidhoh Syarfi Sony Ilham Prabowo Sri Setyo Iriani Syarfi, Siti Mauidhoh Syifa Aulia Mahadevi Tia Afriani Ucik Siswoyo Ulil Hantono Ulil Hartono Ulil Hartono Veni Rafida Vicky Pradita Dewanti Vivi Pratiwi Widyastuti WIDYASTUTI Widyastuti Widyastuti Widyastuti Widyastuti Wiwik Handayani Yessy Artanti Zulfialdi, M. Farid