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All Journal Inovator : Jurnal Manajemen Jurnal Manajemen Jurnal Abdi Insani Jurnal Pengabdian UNDIKMA ABDIKARYA: Jurnal Pengabdian dan Pemberdayaan Masyarakat International Journal of Community Service Jurnal Valuasi : Jurnal Ilmiah Ilmu Manajemen dan Kewirausahaan ABDIPRAJA (Jurnal Pengabdian kepada Masyarakat) Jurnal Pengabdian kepada Masyarakat Jurnal Pengabdian Bisnis dan Akuntansi Soedirman Jurnal Manajemen Retail West Science Social and Humanities Studies Ruang Komunitas : Jurnal Pengabdian Masyarakat Media Riset Bisnis Ekonomi Sains dan Terapan Al-Infaq : Jurnal Ekonomi Islam
Rahmiyanti, Sev
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Religion Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Nursing Public Health Social Sciences Veterinary Other

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Empowerment Of The Walikukun Village Community, Carenang District, Serang Regency, Banten Province, Indonesia Through Agriculture Land Optimization Based On Ecological Economics Sumiardi, Ade; Rahmiyanti, Sev; Effendi, Rustam
International Journal Of Community Service Vol. 5 No. 3 (2025): August 2025 (Indonesia - Rusia - Malaysia)
Publisher : CV. Inara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51601/ijcs.v5i3.892

Abstract

Ecological Economics has many benefits related to the right to life of organisms, cost and benefit factors, and aesthetic factors for humans. The value of ecological economics is as a protector of the balance of the hydrological cycle and water management, a guardian of soil fertility through the supply of nutrients from forest litter, preventing erosion, abrasion and controlling microclimates. The purpose of activities to increase community independence through optimization of agricultural land based on ecological economics is to realize the active role of the community in increasing food production, maintaining environmental sustainability based on ecological economics so as to increase use value, there is harmony between aspects of use and maintenance, improving aspects of health and community welfare and forming an entrepreneurial spirit. Need Assessment through a survey method approach, socialization, mentoring (workshops, counseling and training), active participation, monitoring and ending with program evaluation is expected to be able to increase community independence regarding the importance of land optimization based on ecological economics. The main programs implemented include community empowerment, increasing production, organizational management, marketing management, facilities and infrastructure and socio-culture. The results obtained are that the community periodically monitors agricultural land based on technology applications, the application of polyculture-based planting patterns to maintain the balance of soil fertility and is active in environmental conservation efforts.
Penyuluhan Interaktif Literasi Keuangan Guna Mencegah Jebakan Pinjaman Online Ilegal Rahmiyanti, Sev; Marheni, Marheni; Fahrunnisa, Vinny; Zakaria, Muchammad Ridwan; Mahardika, Cindhita; Maghfiroh, Siti
Jurnal Pengabdian UNDIKMA Vol. 5 No. 3 (2024): August
Publisher : LPPM Universitas Pendidikan Mandalika (UNDIKMA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33394/jpu.v5i3.12247

Abstract

This service activity aims to increase public awareness regarding the dangers of online loans (Pinjol) and good financial management literacy. The method of implementing this community service used interactive counseling techniques. The target was 17 students of Jenderal Soedirman University. This activity consisted of 4 (four) stages which included initial analysis of needs, preparation, coordination of implementation, and evaluation of activities in the form of distributing questionnaires which are analyzed descriptively. The results of this service showed that any increase in knowledge and skills in using financial service providers for online loans (Pinjol), is especially illegal. The participants had been able to plan, control, manage, and save finances well and were able to prioritize their respective needs. Meanwhile, regarding financial literacy, the participants already have good basic financial knowledge, were quite familiar with the ins and outs of savings and loans and the dangers of illegal online loans, and were quite knowledgeable about the importance of insurance and healthy investment.
Pemberdayaan Komunitas UMKM Berbasis Penguatan Aspek Keuangan dan Pemasaran Digital di Kota Serang Arianto, Bambang; Rahmiyanti, Sev; Handayani, Bekti
RUANG KOMUNITAS: Jurnal Pengabdian Masyarakat Vol 2 No 1 (2024): Ruang Komunitas: Jurnal Pengabdian Masyarakat
Publisher : Program Studi Ilmu Politik bekerjasama Program Studi Hubungan Internasional, Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/rkjpm.v2i1.46247

Abstract

Usaha Mikro Kecil dan Menengah (UMKM) merupakan pilar utama ekonomi Indonesia yang masih menemui berbagai kendala dari sisi tata kelola manajemen keuangan dan pemasaran. Dalam pengabdian masyarakat di Kelurahan Tembong Kota Serang yang dilaksanakan pada tanggal 5 Maret 2023, telah diberikan pendampingan bagi komunitas UMKM melalui penguatan aspek keuangan dan pemasaran digital. Dalam pendampingan ini telah diberikan pengetahuan tentang pentingnya laporan keuangan sederhana bagi UMKM dan teknik pemasaran digital. Dari hasil kegiatan diketahui bahwa pendampingan penyusunan laporan keuangan bisa memberikan kontribusi bagi perbaikan manajemen tata kelola UMKM. Sementara revitalisasi pemasaran digital melalui pemanfaatan media sosial dapat memperkuat aspek pemasaran bagi para pegiat komunitas UMKM. Keberhasilan kegiatan ini tampak dari para pegiat komunitas UMKM yang dapat mempergunakan pemasaran digital dan penyusunan laporan keuangan dengan baik. Para pegiat UMKM bisa memahami kebermanfaatan dari aspek keuangan.
TINGKAT PEMAHAMAN DAN KESIAPAN UMKM PRODUK HALAL DALAM IMPLEMENTASI SAK EMKM SEBAGAI DASAR LAPORAN KEUANGAN DI KECAMATAN PURWAKARTA KOTA CILEGON Rahmiyanti, Sev
Al-Infaq: Jurnal Ekonomi Islam Vol. 13 No. 1 (2022)
Publisher : Fakultas Agama Islam, Universitas Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk mengetahui tingkat pemahaman dan kesiapan pelaku Usaha Mikro, Kecil, dan Menengah (UMKM) produk halal dalam implementasi Standar Akuntansi Keuangan Entitas Mikro, Kecil dan Menengah (SAK EMKM) sebagai dasar laporan keuangan di Kecamatan Purwakarta Kota Cilegon. Teknik pengumpulan data melalui penyebaran kuesioner. Penelitian ini menggunakan sampel sebanyak 55 pengelola UMKM produk halal di Kecamatan Purwakarta Kota Cilegon. Teknik analisis data menggunakan analisis deskriptif. Hasil penelitian bahwa tingkat pemahaman pelaku UMKM produk halal di Kecamatan Purwakarta Kota Cilegon dalam mengimplementasikan SAK EMKM dalam pelaporan keuangannya berada dalam kategori cukup paham. Artinya pelaku UMKM produk halal di Kecamatan Purwakarta Kota Cilegon memiliki pemahaman yang cukup dalam pengukuran, asumsi dasar dan penyajian laporan keuangan. Tingkat kesiapan pelaku UMKM produk halal di Kecamatan Purwakarta Kota Cilegon dalam mengimplementasikan SAK EMKM dalam pelaporankeuangannya berada dalam kategori tidak siap.
PENGARUH FINANCIAL TECHNOLOGY DALAM MENINGKATKAN LITERASI KEUANGAN UMKM PRODUK HALAL KOTA CILEGON Rahmiyanti, Sev
Al-Infaq: Jurnal Ekonomi Islam Vol. 13 No. 2 (2022)
Publisher : Fakultas Agama Islam, Universitas Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini untuk menganalisis peran Financial Technology (FinTech) dalam meningkatkan literasi keuangan UMKM produk halal Kecamatan Jombang KotaCilegon. Peneliti menggunakan teknik pengumpulan data sebanyak 50 respon yang dipilih secara acak yaitu pelaku UMKM produk halal Kecamatan Jombang Kota Cilegon. Penelitian ini menggunakan teknik pengumpulan data menggunakan data primer dan sekunder. Tujuannya adalah untuk mengetahui pengaruh variabel fintech dalam meningkatkan literasi keuangan di UMKM produk halal Kecamatan Jombang Kota Cilegon. Hasil dari penelitian menyatakan bahwa variabel litersi keuangan tidak pengaruh secara signifikan dan terdapat hubungan positif terhadap variabel Financial Technology (FinTech). Hal ini dikarenakan nilai T-statistik yang didapatkan oleh variabel perilaku keuangan sebesar 1.212 lebih kecil dari 1.960 dan nilai P-values sebesar 0.226 yang lebih besar dari 0.05.
ANALISIS DAMPAK RASIO PROFITABILITAS SEBAGAI INDIKATOR KINERJA PERUSAHAAN (STUDI KASUS: PT BANK SYARIAH INDONESIA TAHUN 2020-2024) Rahman, Anggi Meisya; Pramana, Pandu; Ausaa, Khairul; Saputra, Arief Dwi; Wirman, Wirman; Rahmiyanti, Sev
Media Riset Bisnis Ekonomi Sains dan Terapan Vol 4, No 1 (2025): Media Riset Bisnis Ekonomi Sains dan Terapan
Publisher : Taksasila Edukasi Insani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71312/mrbest.v4i1.546

Abstract

The study focuses on analyzing PT Bank Syariah Indonesia (BSI) Tbk.'s financial performance from 2020-2024, specifically examining profitability ratios like Net Profit Margin, Return on Asset, and Return on Equity. The research highlights the significance of measuring profitability in evaluating Islamic banking operations post-merger and pandemic challenges. Using a quantitative approach and data from BSI's financial statements, the analysis includes calculating financial ratios, trend analysis over five years, and benchmarking against industry standards. The study aims to offer insights into BSI's profitability, identify factors influencing its financial performance, and provide valuable information for management, investors, regulators, and stakeholders to make informed decisions regarding BSI's performance and sustainability in the Islamic banking sector.Keywords : NPM, Profitability, Ratio, ROA, ROE.
PELATIHAN LITERASI LAPORAN KEUANGAN SEDERHANA BAGI UMKM LEGOK: DAMPAK PADA PRAKTIK PENCATATAN DAN PROFITABILITAS Rahmiyanti, Sev; Ranggala, Qadar; Indra, Jasmi; Indradi, Donny; Suhatman, Zaldi; Nurmiyanti, Leni; Sajid, Muhamad Roid; Wajo, Fauzan; Meidina, Frida Tri; Fawwaz, Muhammad Irvan
Jurnal Abdi Insani Vol 12 No 10 (2025): Jurnal Abdi Insani
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/abdiinsani.v12i10.2870

Abstract

The 2025 Community Service Program (KKN) of Universitas Cendekia Abditama (UCA) in Legok District focused on providing simple financial report literacy training for Micro, Small, and Medium Enterprises (MSMEs). Many MSME actors in this area lack basic knowledge and skills in recording financial transactions and preparing essential financial statements such as income statements and cash flow reports. This program aimed to enhance the financial management capabilities of local businesses to support more informed business decision-making. The implementation method included seminars, technical training sessions, and direct assistance using a participatory approach to ensure active engagement of participants. The results showed a significant improvement in participants’ understanding and application of simple financial recording techniques. They became more capable of calculating profits, monitoring cash flow, and evaluating their business performance. Several MSMEs began to adopt more systematic financial practices. This training effectively contributed to increased profitability and strengthened the economic independence of the Legok community. Therefore, the program demonstrated a positive impact on MSME empowerment through the improvement of basic financial literacy.
Penyuluhan Financial Technology Bagi Penguatan Literasi Keuangan Digital Kewargaan Di Kelurahan Bendungan Kota Cilegon Rahmiyanti, Sev; Prasetyo, Nila; Gofur, Rifqi Maulidi; Hasanudin, Agus Ismaya; Arianto, Bambang
PRAXIS: Jurnal Pengabdian kepada Masyarakat Vol. 2 No. 2 (2023): PRAXIS Desember
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47776/praxis.v2i2.743

Abstract

Menguatnya ekosistem ekonomi digital telah mendorong transformasi model pembayaran konvensional menuju berbasis digital. Dampaknya semua transaksi pembayaran yang dilakukan kewargaan perlahan beralih dengan berbasis digital. Kehadiran Financial Technology (FinTech) telah berkontribusi dalam memperkuat terbentuknya ekosistem ekonomi digital karena merupakan bagian dari layanan keuangan digital. Dalam pengabdian masyarakat di Kelurahan Bendungan Kota Cilegon yang dilaksanakan pada tanggal 16 Januari 2023, telah diberikan penyuluhan tentang pemanfaatan Financial Technology sebagai bagian dari penguatan literasi keuangan digital kewargaan. Penyuluhan dimulai dengan memperkenalkan jenis-jenis FinTech, kebermanfaatan FinTech dan urgensi pengenalan FinTech bagi masyarakat Kelurahan Bendungan Kota Cilegon. Keberhasilan dari program ini dapat diketahui dari meningkatnya kemampuan para warga masyarakat dalam mengenali jenis-jenis, kelemahan dan kelebihan FinTech hingga berbagai hal yang perlu diwaspadai dalam pemanfaatan FinTech. Dari hasil kegiatan ini diketahui bahwa penyuluhan tentang Financial Technology dapat berkontribusi sebagai pengetahuan baru bagi penguatan literasi keuangan digital kewargaan di Kelurahan Bendungan Kota Cilegon.
Digital Business Communication Study: The Use of E-Wallets on the TikTok Shop E-Commerce Platform as a Digital Financial Transaction Solution for @fdperfume Anggrayni , Dewi; Rahmiyanti, Sev; Sugih, Agung Permana; Sahat, Febrisal
Al-Infaq: Jurnal Ekonomi Islam Vol. 16 No. 2 (2025)
Publisher : Fakultas Agama Islam, Universitas Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/alinfaq.v16i2.2330

Abstract

Business communication is closely associated with interactions conducted by business actors with the aim of facilitating business transactions. Nowadays, companies have increasingly utilized digital media as a means of communication and business transactions through social media. However, business transaction failures often occur due to fraud employing various schemes. This study aims to explore how TikTokShop entrepreneurs optimize digital communication in financial transactions through e-wallets, as exemplified by @fdperfume Halal. Through interviews with the owner of the TikTokShop account @fdperfume Halal, it was found that e-wallets offer practical solutions that replace cash transactions and cumbersome bank transfers. The speed of payment notifications and transaction time efficiency are major advantages, while promotions such as cashback effectively attract customer interest and increase sales volume. This study identifies three main sub-themes for each indicator: first, digital financial transactions, including efficiency and cashback; second, the safety of digital transactions, encompassing security and cybercrime; and third, user trust in e-commerce, consisting of loyalty and credibility. Although there are concerns regarding the risks of cybercrime, business actors feel that e-wallet service providers have made efforts to minimize these risks. Overall, e-wallets have significant potential to evolve as a modern, practical, and secure digital payment solution by continually improving security, innovative features, and attractive promotional programs within the e-commerce ecosystem, particularly on TikTokShop.
Pemetaan Bibliometrik Literasi Keuangan, Literasi Fintech, dan Inklusi Keuangan dalam Penelitian Kinerja UKM Rahmiyanti, Sev; Zaldi, Suhatman; Donny , Indradi; Gilang Ganjar, Amrih; Jasmi, Indra
Jurnal Manajemen Vol. 15 No. 2 (2025): Jurnal Manajemen
Publisher : Universitas Serang Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30656/drnedb45

Abstract

Abstract This study aims to map and analyze the development of the scientific literature related to financial literacy, fintech literacy, and financial inclusion in the context of the performance of Small and Medium Enterprises (SMEs) through a bibliometric analysis approach. This study used a quantitative-descriptive design with bibliographic data collected through the Publish or Perish software  based on three main keywords, each resulting in 1,000 scientific articles. The collected data is then analyzed using VOSviewer to produce a citation network analysis map, publication trend analysis, and research density analysis. The results of the study show that there is a significant growth in publications and the formation of main thematic clusters that focus on financial literacy, fintech literacy, and financial inclusion as three interconnected pillars in the study of SME performance. Network analysis also shows a global pattern of collaboration between authors, institutions, and countries, with several dominant research centers. In addition, the mapping results reveal the inequality of research focus, where the integrative approach of the three concepts is still relatively limited. This study concludes that bibliometric analysis is able to provide a structural and systematic picture of the direction of scientific development, as well as become a conceptual basis for future empirical research. These findings contribute to strengthening the study of financial literacy and SMEs by providing a comprehensive and integrated scientific map.   Keywords: financial literacy; fintech literacy; financial inclusion; SME performance; Bibliometric Analysis
Co-Authors Achmad Fauzi Ade Sumiardi Anggrayni , Dewi Ausaa, Khairul Bachtiar, Sabrina Natasya Putri Bachtiar, Yudistira Bangkit Sanjaya Bambang Arianto Denny Kurnia, Denny Donny , Indradi Fahrunnisa, Vinny Fawwaz, Muhammad Irvan Gilang Ganjar, Amrih Gofur, Rifqi Maulidi Handayani, Bekti Hasanudin, Agus Ismaya Huddin, M. Nurhaula Indradi, Donny Jasmi Indra Jasmi, Indra Kristiyanto, Gunawan Kuraesin, Arlis Dewi Leni Nurmiyanti Mahardika, Cindhita Marheni Marheni Meidina, Frida Tri Nafiudin Nafiudin Noviani, Lona Nurfarisyi, Muhammad Ikhsan Pramana, Pandu Prasetyo, Nila Pratama, Tegar Rahman, Anggi Meisya Rahman, Kristanti Ranggala, Qadar Rini Widianingsih, Rini Rustam Effendi Sahat, Febrisal Sajid, Muhamad Roid Saputra, Arief Dwi Siti Maghfiroh Sugih, Agung Permana Suhatman, Zaldi Umbara, Pandu Setia Urika, Urika Wajo, Fauzan Wijaya, Mahatma Wijayanti, Iin Wirman, Wirman Zakaria, Muchammad Ridwan Zaldi, Suhatman Zulva, Khusnatul