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All Journal Value Added: Majalah Ekonomi & Bisnis Journal of Islamic Studies and Humanities Al-Amwal : Jurnal Ekonomi dan Perbankan Syari\'ah Inovasi : Jurnal Ekonomi, Keuangan, dan Manajemen al-Afkar, Journal For Islamic Studies KEUDA : JURNAL KAJIAN EKONOMI DAN KEUANGAN DAERAH Journal of Indonesian Tourism, Hospitality and Recreation JESI (Jurnal Ekonomi Syariah Indonesia) Jurnal Public Policy International Journal of Zakat (IJAZ) Jurnal Al Azhar Indonesia Seri Ilmu Sosial Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Bertuah : Jurnal Syariah dan Ekonomi Islam AL-ARBAH: Journal of Islamic Finance and Banking Journal of Islamic Economics and Philanthropy Jurnal Ekonomi KIAT Journal of Islamic Economic and Business Research Al Dzahab Research in the Mathematical and Natural Sciences Ijtimā`iyya: Journal of Muslim Society Research Unisia Constitution Journal Sanskara Akuntansi dan Keuangan JIPM: Jurnal Indragiri Penelitian Multidisiplin Jurnal Multidisiplin West Science The Es Economics and Entrepreneurship Journal of Central Banking Law and Institutions Jurnal Adijaya Multidisiplin Sanskara Manajemen dan Bisnis Eastasouth Journal of Impactive Community Services Jurnal Pengabdian West Science West Science Journal Economic and Entrepreneurship Journal of Business and Political Economy: Biannual Review of The Indonesian Economy Review Journal Middle East and Islamic Studies Imara: Jurnal Riset Ekonomi Islam INASJIF Neraca Manajemen, Akuntansi, dan Ekonomi Constitution Journal West Science Islamic Studies Jurnal Magister Ekonomi Syariah Maklumat: Journal of Da'wah and Islamic Studies PRIMER: Jurnal Ilmiah Multidisiplin Al-Fadilah: Islamic Economics Journal Iqtishadia: Jurnal Ekonomi dan Perbankan Syariah Rihlah Iqtishad: Jurnal Bisnis dan Keuangan Islam Jurnal Kajian Ekonomi dan Perbankan Syariah IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita Al-Risalah Jurnal Studi Agama dan Pemikiran Islam Ulil Albab
Zulfikar Hasan
Department Of Islamic Banking And Centre For Research And Community Service At STAIN Bengkalis Riau Indonesia
Religion Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Medicine & Pharmacology Physics Public Health Social Sciences Other

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Journal : Jurnal Multidisiplin West Science

 1 
Opportunities and Challenges of Islamic Banks during the Covid-19 Pandemic Zulfikar Hasan; Nurul Syahira
Jurnal Multidisiplin West Science Vol 1 No 02 (2022): Jurnal Multidisiplin West Science
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (340.29 KB) | DOI: 10.58812/jmws.v1i02.19

Abstract

The COVID-19 pandemic in Indonesia has significantly impacted the economy, including the banking sector. But not with Islamic banking, which instead shows a positive trend. Even though sharia banking is showing a positive direction, the penetration rate of the sharia banking market in Indonesia is still relatively low compared to conventional banking. This research was structured to interpret the opportunities and challenges faced by Islamic banks during the Covid-19 pandemic. This study uses qualitative data analysis with a descriptive-critical method and through a literature study approach. This data analysis only focuses on the opportunities and challenges of Islamic banks during the pandemic. Researchers use secondary data to obtain discussion of this research that comes from books, the internet and research journals that have the same topics as those that researchers discuss. Based on the results of this research, there are opportunities and challenges for Islamic banks during the Covid-19 pandemic. Opportunities for Islamic banks during the pandemic are related to increasing assets, expanding market penetration, and efficiency in operational costs. Meanwhile, financing and operational risks are major challenges that need attention.
Faktor-Faktor Pemanfaatan Teknologi Informasi Terhadap UKM Tenun Songket Siak Supriyadi; Irnaldi; Afriyadi; Zulfikar Hasan
Jurnal Multidisiplin West Science Vol 2 No 06 (2023): Jurnal Multidisiplin West Science
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/jmws.v2i6.378

Abstract

Usaha Kecil Menengah (UKM) mempunyai peranan yang penting dalam pertumbuhan ekonomi dan industri suatu negara. Penelitian yang dilakukan terhadap UKM tenun songket Siak menemukan bahwa secara umum adopsi teknologi informasi (TI) oleh UKM songket masih rendah. Kendala yang dialami baik pemilik usaha songket maupun pekerjanya disebabkan oleh minimnya ilmu pengetahuan dan keahlian yang mereka dapat. Penelitian ini bertujuan untuk menganalisis faktor-faktor pemanfaatan teknologi informasi pada karyawan/ti UKM kain songket Siak. Survei dilakukan pada 70 karyawan/ti UKM. Hasil penelitian menunjukkan faktor sosial, kompleksitas, dan konsekuensi jangka panjang tidak berpengaruh terhadap pemanfaatan TI. Sedangkan kondisi yang memfasilitasi berpengaruh terhadap pemanfaatan TI karyawan/ti UKM tenun songket Siak.
Co-Authors Ade Rosita Afriyadi Ahmad Azam Sulaiman Ahmad Syukri Aiza Zulmairoh Amelia Ripal Angga Dasma Hendra Anugrah, Resti Arbaia Arbaia Arbaia, Arbaia Asta, Sephia Septiana Bobby Syuhada Bobby Syuhada Daniel Happy Putra Delia Desvianti Dinda Sri Dewi Lestari Disti Marta Rini Endah Dwi Jayanti Feby Syahira Hamdani Hamdani Hamzah B Uno Hasanah, Riska Ardila Ika Kurnia Sofiani Indira, Nur Irda Listiawati Irlina Dewi Irnaldi Irzan Surohman Julia Sukma Kamiluddin Kamiluddin Kamiluddin Kamiluddin Kamiluddin Kamiluddin Kamiludin, Kamiludin Kheqal Fitradinata Khotimatul Anisa Khozinatul Asrori Koni Piranda Linda Astuti, Linda Listiawati, Irda M. Fadil Iqbar Mardiana Safitri Marisna, Diska Sendi Marta Rini, Disti Melisa Melisa Melisa Mercy Gusriyani Mistari Br Harianja Mohd Helmi Ali Muhamad Abduh, Muhamad Muhammad Fadhli Muhammad Irfan Syah Muhammad Rizky Anes Muhardi, Sona Muslim Muslim Mutia Rosiana Nita Putri Mutia Rosiana Nita Putri Nazri Norpatiha Norpatiha Nur Azlina Nur Azlina Nur Hidayati Nur Indira Nur Indira Nur Indira Nur Umida Nurul Syahira Nurulia Ramadhani Oliv Rezfani Puji Afriyeni Ratiwi, Ratiwi Reni Ayu Anggriani Reno Firdaus Reski Lestari Resti Anugrah Revita Sari Rini, Disti Marta Rino Riyaldi Risma Junita, Risma Riyandi Fatur Nugraha Rosita, Ade Rosman, Romzie Said Rizki Suhendra Saifunnajar Saifunnajar Sarson W DJ Pomalato Seri Wahyuni Serliana Sri Ika Mulia Sri Wahyuningsih Suci Hijriyati Supriyadi Surohman, Irzan Susanto, Erik Suzaini Suzaini Suzaini, Suzaini Syahira, Feby Takwa, Wardina Huma Taufik Taufik Trisna Eka Sari Wardina Huma Takwa Wulan Anis Mawati Yuliana Yuliana Yuni Dhea Utari