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All Journal JURNAL MUTIARA AKUNTANSI JASF (Journal of Accounting and Strategic Finance) Akbis: Media Riset Akuntansi dan Bisnis Amalee: Indonesian Journal of Community Research & Engagement International Journal of Economics Development Research (IJEDR) Jurnal ABDINUS : Jurnal Pengabdian Nusantara Community Development Journal: Jurnal Pengabdian Masyarakat International Journal of Social and Management Studies (IJOSMAS) Jurnal Kewarganegaraan Jurnal Pengabdian Masyarakat (ABDIRA) Worksheet : Jurnal Akuntansi West Science Business and Management West Science Journal Economic and Entrepreneurship Indonesian Journal of Sustainability Policy and Technology
Amalia, Mekar Meilisa
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Religion Aerospace Engineering Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Nursing Public Health Social Sciences Other

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The Effect of Financial Literacy and Financial Technology on Student Financial Behavior with Self-Control as Mediation: A Study on Students of Private Universities in Surabaya Amalia, Mekar Meilisa
West Science Business and Management Vol. 3 No. 02 (2025): West Science Business and Management
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsbm.v3i02.1966

Abstract

This study examines the influence of financial literacy and financial technology on students' financial behavior, with self-control serving as a mediating variable. A quantitative research design was employed, involving 160 students from private universities in Surabaya. Data were collected using a Likert scale questionnaire (1–5) and analyzed using Structural Equation Modeling - Partial Least Squares (SEM-PLS 3). The results revealed that financial literacy significantly enhances self-control, which in turn positively influences financial behavior. Financial technology also positively impacts self-control, albeit to a lesser degree. Self-control fully mediates the relationship between financial literacy and financial behavior and partially mediates the effect of financial technology. These findings underscore the critical role of self-control in shaping responsible financial practices among students, emphasizing the need for integrated educational and technological strategies to improve financial behavior.
Determining Factors for the Success of Digital Financial Inclusion in Industrial Estates in Indonesia Amalia, Mekar Meilisa
West Science Journal Economic and Entrepreneurship Vol. 3 No. 01 (2025): West Science Journal Economic and Entrepreneurship
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsjee.v3i01.1679

Abstract

This study explores the determining factors for the success of digital financial inclusion in industrial estates in Indonesia, focusing on technological infrastructure, regulatory environment, financial literacy, and socio-economic characteristics. A quantitative approach was employed, using a sample of 86 respondents from various industrial estates across Indonesia. Data were collected through a structured survey with a Likert scale (1-5) and analyzed using SPSS version 25. The findings reveal that technological infrastructure, regulatory environment, and financial literacy are the strongest predictors of the success of digital financial inclusion, with socio-economic characteristics also playing a significant, though weaker, role. The regression model explained 69% of the variance in the success of digital financial inclusion. The study emphasizes the need for improved infrastructure, supportive government policies, and financial literacy programs to enhance the adoption and effectiveness of digital financial services. These findings provide valuable insights for policymakers, financial institutions, and business leaders seeking to foster greater financial inclusion in industrial estates.
EDUKASI PENYUSUNAN LAPORAN KEUANGAN SEDERHANA BAGI UMKM DALAM MENINGKATKAN TRANSPARANSI DAN AKSES PERMODALAN Zaman, Delfian; Djaniar, Upik; Amalia, Mekar Meilisa; Patria, Nelly
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 6 No. 3 (2025): Volume 6 No 3 Tahun 2025
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v6i3.48385

Abstract

Pentingnya penyusunan laporan keuangan tidak hanya sebatas untuk kepentingan internal pengusaha dalam mengevaluasi kinerja usaha, tetapi juga menjadi indikator utama dalam penilaian kelayakan kredit oleh pihak eksternal. Tujuan pengabdian kepada masyarakat ini untuk mengedukasi laporan keuangan sederhana bagi UMKM dalam meningkatkan transparasi dan akses permodalan. Metode dalam pengabdian kepada masyarakat dengan pendekatan tinjauan pustaka ini bertujuan untuk merumuskan strategi edukasi penyusunan laporan keuangan sederhana bagi UMKM yang efektif, berdasarkan hasil studi teoretis dan empiris dari berbagai literatur akademik dan praktik lapangan. Berdasarkan hasil tinjauan pustaka yang telah dilakukan, dapat disimpulkan bahwa penyusunan laporan keuangan sederhana merupakan aspek fundamental dalam meningkatkan transparansi dan akuntabilitas keuangan pada usaha mikro, kecil, dan menengah (UMKM).
The Effect of Dividend Policy on Firm Value in the Era of Global Economic Uncertanty Putri, PA Andiena Nindya; Amalo, Fitriningsih; Amalia, Mekar Meilisa
International Journal of Economics Development Research (IJEDR) Vol. 6 No. 6 (2025): International Journal of Economics Development Research (IJEDR)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/ijedr.v6i6.9362

Abstract

Global economic uncertainty, heightened by events such as the COVID-19 pandemic, geopolitical tensions, and volatile commodity prices, has reshaped the dynamics between dividend policy and firm value. This article review synthesizes studies published from 2020 onward that investigate how dividend payout decisions influence firm valuation across diverse industries and markets during periods of heightened uncertainty. The review highlights that while traditional dividend theories such as signaling, bird-in-hand, and agency cost hypotheses remain relevant, recent evidence suggests that market reactions to dividend changes have become more sensitive to macroeconomic volatility and investor sentiment. Many firms facing liquidity constraints opted for dividend cuts or suspensions, which often triggered negative short-term valuation effects but supported long-term resilience and investment capacity. Conversely, firms maintaining stable dividends tended to signal financial robustness, mitigating investor anxiety and enhancing firm value despite uncertain conditions. The review also identifies moderating roles of corporate governance, ownership structure, and ESG practices in shaping this relationship. By integrating these findings, the article underscores the importance for managers and policymakers to adapt dividend strategies to evolving global risks, balancing shareholder returns with financial flexibility and sustainable growth objectives.
Financial Statement Fraud: The Predictive Relevance of Fraud Hexagon Theory Khamainy, Arief Hidayatullah; Amalia, Mekar Meilisa; Cakranegara, Pandu Adi; Indrawati, Andi
JASF: Journal of Accounting and Strategic Finance Vol. 5 No. 1 (2022): JASF (Journal of Accounting and Strategic Finance) - June 2022
Publisher : Accounting Department, Faculty of Economics and Business, Universitas Pembangunan Nasional Veteran Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33005/jasf.v5i1.249

Abstract

The pandemic situation has suppressed various businesses in Indonesia and has provided opportunities for business actors to practice window dressing for present good company performance. The practice of window dressing is an example of financial statement fraud. Therefore, to anticipate this fraud, it is very important to examine the factors that cause companies to commit financial statement fraud. This study aims to analyze the fraud hexagon theory and its relationship with financial statement fraud. The research was conducted on state-owned companies listed on the Indonesia Stock Exchange (IDX) for the last 5 years (2016-2020). The method used to test the hypothesis is log-regression analysis. The results of the study prove that external pressure as a proxy for stimuli, CEO duality as a proxy for collusion, and the nature of the industry as the proxied opportunity have predictive relevance to financial statement fraud. Even though from ten hypotheses only three hypotheses are proved, this result implied that when companies face a difficult situation and cannot achieve their financial target and they have the opportunity to change their financial records, it is very probable that they will conduct a financial statements fraud. Thus, the government needs to monitor and make policies to prevent this conduct for state-owned companies and other companies listed in IDX
PELATIHAN PENYUSUNAN BUKU BER-ISBN: KUNCI SUKSES KARIER DOSEN Purba, Ulfani Ikhwana; Nofirman, Nofirman; Dahlan, Akhmad; Witjaksana, Budi; Lendra, Lendra; Amalia, Mekar Meilisa
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 5 No. 3 (2024): Volume 5 No. 3 Tahun 2024
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v5i3.28594

Abstract

Pelatihan Penyusunan Buku ber-ISBN: Kunci Sukses Karier Dosen dilaksanakan untuk mengatasi kesulitan yang dihadapi dosen dalam menyusun dan menerbitkan buku ber-ISBN, yang penting untuk peningkatan karier akademik dan kontribusi ilmiah. Kegiatan ini diikuti oleh 28 peserta dari berbagai kalangan dan dilaksanakan melalui aplikasi Zoom pada 19 Februari 2024. Metode pelatihan meliputi sesi pembukaan, materi inti, praktik, dan diskusi interaktif. Hasilnya menunjukkan peningkatan pemahaman dan keterampilan peserta dalam menyusun naskah buku, serta kesadaran akan standar penulisan dan prosedur penerbitan. Evaluasi pasca-pelatihan menunjukkan peningkatan signifikan dalam pengetahuan peserta dan kepercayaan diri untuk menerbitkan buku ber-ISBN. Pelatihan ini juga memperkuat jaringan antara dosen, membuka peluang kolaborasi, dan memberikan wawasan tentang tren penerbitan digital. Kesimpulannya, pelatihan ini efektif dalam membekali dosen dengan keterampilan praktis dan pengetahuan mendalam, yang penting untuk pengembangan karier dan kontribusi terhadap pendidikan tinggi di Indonesia.
Community Empowerment through Utilization of Moringa Plants as a Business Startup Purwanti, Ari; Amalia, Mekar Meilisa; Asrijal, Andi; Maq, Mumu Muzayyin; Faliza, Nur; Roefaida, Effy
Amalee: Indonesian Journal of Community Research and Engagement Vol. 4 No. 2 (2023): Amalee: Indonesian Journal of Community Research and Engagement
Publisher : LP2M INSURI Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/amalee.v4i2.3109

Abstract

Moringa plants have the potential as raw materials for value-added products, such as processed foods, beverages, health supplements, cosmetics, and others. Citali Village has the potential to become a Moringa village. However, it has obstacles in the mindset of the community toward Moringa. They still think that Moringa is for mystical things. This service aims to change people's attitudes about Moringa and make people able to process Moringa into a product. This service method uses the ABCD (Asset-Based Community Development) approach. As a result of this dedication, the people of Citali village have understood the benefits and how to cultivate and process Moringa into a product; it is hoped that it can improve the welfare of the people of Citali village. The impact of this community service activity is that the people of Citali Village can understand and better understand what Moringa is in a more positive and modern way and can process Moringa into a valuable product.
Peningkatan Perekonomian Kelompok Wanita Kelurahan Tanjung Selamat Kabupaten Deli Serdang Melalui Pengembangan Produk Berbahan Dasar Ikan Afriani, Dwi Tika; Syafitri, Emmy; Amalia, Mekar Meilisa
Jurnal ABDINUS : Jurnal Pengabdian Nusantara Vol 3 No 1 (2019): Volume 3 Nomor 1 Tahun 2019
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (350.172 KB) | DOI: 10.29407/ja.v3i1.12701

Abstract

Community partnership program in Tanjung Selamat Village, Deli Serdang Regency, North Sumatra is motivated by the economic life of some housewives which are in the middle to lower class of economic life. The purpose of this training is to help the problems from the partnership through improving the economic life and family standard living by making a fish sauce. The methods of activities carried out to achieve the objectives of community partnership are: (1) lecture method; (2) discussion method, and (3) practical demonstration method. The practical demonstration method is carried out by training all service participants through the practice of making fish sauce directly to the group of housewives. The results of the activities that have been carried out are the increase in knowledge and skills of housewives in the diversification of processing fisheries food so that they are expected to contribute to improving the family economy.
Analysis Impact of Covid-19 Outbreak on Performance of Commercial Conventional Banks: Evidence from Indonesia Siska, Elmira; Gamal, Awadh Ahmed Mohammed; Ameen, Ali; Amalia, Mekar Meilisa
International Journal of Social and Management Studies Vol. 2 No. 6 (2021): International Journal of Social and Management Studies (IJOSMAS)
Publisher : IJOSMAS

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (410.587 KB) | DOI: 10.5555/ijosmas.v2i6.76

Abstract

The banking industry serves a crucial role in the economy. Unpredictable conditions, such as the Covid-19 outbreak, have had a widespread effect on global health as well as banking. This study is to analyze the impact of the Covid-19 outbreak on solvency (CAR), profitability (ROA and NIM), and efficiency (OEOI), liquidity (LDR), and risk profile (NPL) of Commercial Conventional Banks in Indonesian. This study is a quantitative research with a descriptive approach. Secondary data from Indonesian Banking Statistics were used in this study. Data was collected 8 months before the pandemic Covid-19 (July 2019 - February 2020) and 8 months (April 2020 - November 2020) after the first case of Covid-19 was recorded in Indonesia on March 2, 2020. The finding of this study revealed that there was a significant difference in term of profitability, efficiency, liquidity, and credit risk of Commercial Conventional Banks before and after Covid 19. Meanwhile the level of solvency was not significantly different. However, the overall performance of Commercial Conventional Banks remains at a healthy level. As the pandemic is ongoing and continues to affect on the economy, our suggestion that banking resilience should be strictly monitored in the coming years.
Pengenalan Tools AI dalam Meningkatkan Kemampuan Mahasiswa Mensitasi Artikel Sinta dan Scopus Hananuraga, Rahula; Rahmah, St.; Amalia, Mekar Meilisa; Nasril, Nasril; Laksmi, Noorhani Dyani
Jurnal Pengabdian Masyarakat (ABDIRA) Vol 6, No 2 (2026): Abdira
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/abdira.v6i2.1771

Abstract

There is a lot of information in this article that contains the information you need to know about the art of the person you are searching for, and the Scopus secara efektif dan etis dengan memanfaatkan alat bantu kecerdasan artifisial (AI). Method pelaksanaan meliputi (1) pelatihan pelatihan pelatihan yang membedah prinsip penelusuran database, penilaian kualitas artikel, and technical site, serta (2) pengenalan serta praktik langsung penggunaan tools AI seperti konsensus, scite.ai, and Dan Research Rabbit untuk analisis literatur, pelacakan It is possible to rise and enter the draft site. Hasil evaluasi menunjukkan peningkatan signifikan dalam pemahaman peserta mengenai kriteria kualitas artikel dan prosedur sitasi yang bertanggung jawab. Mahasiswa mampu mengidentifikasi and memanfaatkan artikel-artikel berkualitas tinggi dari sumber yang kredibel serta menyusun sitasi dengan struktur yang lebih tepat. There are many different, integrated AI tools that produce a variety of different types of tools that have the same meaning as the original ones, with the help of other people, who have the same skills as they do.
Co-Authors A. Asrijal Afriani, Dwi Tika Akhmad Dahlan Ameen, Ali Andi Indrawati Ari Purwanti Aried Sumekar Arief Hidayatullah Khamainy Budi Witjaksana, Budi Cakranegara, Pandu Adi Daulay, Rizkia Dewi Anggraini Emmy Syafitri Fitriningsih Amalo Gamal, Awadh Ahmed Mohammed Gamar Al Haddar, Gamar Al Hananuraga, Rahula Hendy Tannady Iskandar, Eddy Laksmi, Noorhani Dyani Lendra Lendra Magdalena Magdalena Marviana, Ratna Dina Mumu Muzayyin Maq Nasril, Nasril Nasution, Nurul Aini Rahmi Nelly Patria Nofirman, Nofirman Nur Faliza Nurdiani, Tanti Widia PA Andiena Nindya Putri Purba, Ulfani Ikhwana Raden Mohamad Herdian Bhakti Roefaida, Effy Siahaan, Denny Lestari Siska, Elmira Siti Annisa Wahdiniawati, Siti Annisa St Rahmah Subroto, Desty Endrawati Syarifuddin, Surya Upik Djaniar Wahyuni, Mia Amelia Zaman, Delfian