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ANALISIS KINERJA KEUANGAN KOPERASI SIMPAN PINJAM DAN PEMBIAYAAN SYARIAH BMT ARTHA BAROKAH DI KECAMATAN IMOGIRI Zakiah, Nur
Jurnal Ilmiah Manajemen Kesatuan Vol 10 No 1 (2022): JIMKES Edisi April 2022
Publisher : LPPM Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jimkes.v10i1.910

Abstract

The research was conducted to see the development of KSPPS BMT Artha Barokah's financial performance in 2015-2019 by looking at aspects: capital, productive asset quality, efficiency, liquidity, cooperative identity as well as aspects of independence and growth. The research is descriptive quantitative, namely by analyzing financial data and then the results are presented in the form of numbers. The variables studied were the financial performance of KSPPS BMT Artha Barokah with documentation techniques. For data analysis using the instrument of the Regulation of the Deputy for Supervision of the Ministry of Cooperatives and UKM for Health Assessment of Savings and Loans Cooperatives and Sharia Financing Number 07/Per/Dep.6/IV/2016. From the research results, it is known that the financial performance of KSPPS BMT Artha Barokah in 2015-2019 is seen from: 1) The aspect of capital with the ratio of own capital to total assets is not healthy and the CAR is quite healthy; 2) The quality aspect of earning assets in the ratio of non-performing financing to the number of receivables and current financing, the ratio of risky portfolio financing is in the non-risk criteria while the PPAP ratio is doubtful; 3) The aspect of efficiency in the ratio of operational costs to services is less efficient, the ratio of fixed assets to total assets is good while the ratio of service efficiency is not good; 4) The liquidity aspect of the less liquid cash ratio and the less liquid financing to funds received ratio; 5) aspects of cooperative identity in high gross participation ratio and beneficial PEA ratio; 6) Aspects of independence and growth in low asset profitability ratios, low equity profitability ratios and less service operational independence ratios. Based on the results of the study, the financial performance of KSPPS BMT Artha Barokah was in the fairly healthy category although it had experienced a decline in several aspects.
ANALISIS KINERJA KEUANGAN KOPERASI SIMPAN PINJAM DAN PEMBIAYAAN SYARIAH BMT ARTHA BAROKAH DI KECAMATAN IMOGIRI Zakiah, Nur; Wiyono, Gendro; Rinofah, Risal
Jurnal Ilmiah Manajemen Kesatuan Vol. 10 No. 1 (2022): JIMKES Edisi April 2022
Publisher : LPPM Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jimkes.v10i1.910

Abstract

The research was conducted to see the development of KSPPS BMT Artha Barokah's financial performance in 2015-2019 by looking at aspects: capital, productive asset quality, efficiency, liquidity, cooperative identity as well as aspects of independence and growth. The research is descriptive quantitative, namely by analyzing financial data and then the results are presented in the form of numbers. The variables studied were the financial performance of KSPPS BMT Artha Barokah with documentation techniques. For data analysis using the instrument of the Regulation of the Deputy for Supervision of the Ministry of Cooperatives and UKM for Health Assessment of Savings and Loans Cooperatives and Sharia Financing Number 07/Per/Dep.6/IV/2016. From the research results, it is known that the financial performance of KSPPS BMT Artha Barokah in 2015-2019 is seen from: 1) The aspect of capital with the ratio of own capital to total assets is not healthy and the CAR is quite healthy; 2) The quality aspect of earning assets in the ratio of non-performing financing to the number of receivables and current financing, the ratio of risky portfolio financing is in the non-risk criteria while the PPAP ratio is doubtful; 3) The aspect of efficiency in the ratio of operational costs to services is less efficient, the ratio of fixed assets to total assets is good while the ratio of service efficiency is not good; 4) The liquidity aspect of the less liquid cash ratio and the less liquid financing to funds received ratio; 5) aspects of cooperative identity in high gross participation ratio and beneficial PEA ratio; 6) Aspects of independence and growth in low asset profitability ratios, low equity profitability ratios and less service operational independence ratios. Based on the results of the study, the financial performance of KSPPS BMT Artha Barokah was in the fairly healthy category although it had experienced a decline in several aspects.
Demonstrasi dan Peningkatan Keterampilan Ibu dalam Pengolahan Makanan Kudapan Pendamping ASI Berbasis Pangan Lokal Syah, Justiyulfah; Abdullah, Anisa Dwirizky; Fauziah, Fauziah; Rahmaniah, Rahmaniah; Sari, Riska Mayang; Zakiah, Nur
Jurnal Abmas Negeri (JAGRI) Vol. 5 No. 1 (2024): Volume 5 Nomor 1 Juni 2024
Publisher : Sarana Ilmu Indonesia (salnesia)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36590/jagri.v5i1.882

Abstract

Angka stunting Polewali Mandar hingga Tahun 2022 berdasarkan data nasional masih menunjukkan masalah yang cukup tinggi. Desa Nepo kecamatan Wonomulyo merupakan salah satu desa yang berada di, Kabupaten Polewali Mandar, Sulawesi Barat, Indonesia. Alternatif pencegahan dan penanganan stunting ialah dengan perbaikan gizi dengan meningkatkan pengetahuan ibu tentang pengaturan makanan bergizi untuk balita serta pemanfaatan bahan pangan lokal. Tujuan dari pelaksanaan program pengabdian kepada masyarakat ini adalah pemberdayaan masyarakat dalam upaya pencegahan stunting melalui peningkatkan pengetahuan dan keterampilan untuk mengolah ikan tuna sebagai bahan pangan lokal menjadi olahan kudapan pendamping ASI bernilai gizi tinggi. Metode yang digunakan dalam pengabdian masyarakat ini adalah dengan penyuluhan menggunakan metode ceramah dan diskusi dengan media lembar balik. Kegiatan ini dapat meningkatkan keterampilan pengolahan pangan lokal berbasis ikan tuna menggunakan metode demonstrasi pembuatan kudapan. Hasil yang diharapkan dari kegiatan ini adalah terjadi peningkatan pengetahuan dan meningkatkan keterampilan ibu dalam penggunaan pangan lokal berbasis ikan tuna.
Contribution of Maharah Qira'ah Learning in Memorizing the Qur'an for Class IX Students of Mts. Pondok Pesantren Tahfidz Darul Qur'an Deli Serdang Zakiah, Nur; Dermayani, Nur Zakiah Harahap; Fatma Yulia
Jurnal Internasional Pendidikan Bahasa Arab Vol 7 No 01 (2025): International Journal of Arabic Language Teaching (IJALT)
Publisher : Postgraduate of IAIN Metro Lampung Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/ijalt.v7i01.10767

Abstract

 When reading a verse, students frequently lose sight of its meaning or go to a similar verse. A contributing factor to this is a lack of proficiency in Arabic, particularly in reading. The purpose of this study is to determine how reading skills instruction at Tahfidz Islamic Boarding School Darul Qur'an Deli Serdang contributes to students' memorization of the Qur'an based on their actual experiences. This study employed a descriptive qualitative approach using observation, documentation, and interviewing as data collecting technique. The results showed that the contribution of learning reading skills in memorizing the Qur'an is in five aspects. First, improving reading accuracy. Second, improving understanding of meaning. Third, improving verse visualization. Fourth, increasing the speed of memorization. Fifth, improving the quality of student memorization. On that basis, learning reading skills has an important role in supporting the success of memorization. Based on these findings, it is recommended that reading skills learning be linked with the Qur'anic memory program to improve the effectiveness and comprehensiveness of the memorizing process.
MENINGKATKAN MINAT BACA DAN MOTIVASI BELAJAR MELALUI OPTIMALISASI GERAKAN LITERASI DI SDN TIPO Ramadhan, Gilang; Wahyuni , Devi Siti; Irmawati, Irmawati; Haddad Khair, Moh.; S. Rebo, Pirda; Zakiah, Nur; Khaerunnisya, Andhini; Annisa, Rifka; Syaifullah , Syaifullah
Jurnal Pengabdian Kolaborasi dan Inovasi IPTEKS Vol. 3 No. 4 (2025): Agustus
Publisher : CV. Alina

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59407/jpki2.v3i4.2981

Abstract

Meningkatkan minat baca dan motivasi belajar siswa merupakan hal yang krusial dalam mencapai tujuan pendidikan yang efektif. Di SDN Tipo, optimalisasi gerakan literasi merupakan salah satu upaya untuk mencapai tujuan tersebut. Penelitian ini membahas tentang upaya meningkatkan minat baca dan motivasi belajar di SDN Tipo melalui optimalisasi gerakan literasi.Penelitian ini dilatarbelakangi oleh rendahnya minat membaca dan motivasi belajar siswa di SDN Tipo karena beberapa faktor seperti kurang aktifnya perpustakaan, keberadaan gadget, kurangnya fasilitas untuk kegiatan membaca, dan kurang memadainya kegiatan membaca. dukungan orang tua. Penelitian ini menggunakan metode kualitatif dengan pendekatan deskriptif. Data dikumpulkan melalui observasi, wawancara, dan dokumentasi. Subjek penelitian adalah siswa, guru, dan kepala sekolah di SDN Tipo meningkatkan minat membaca dan motivasi belajar siswa. Hal ini terlihat dari meningkatnya frekuensi kunjungan perpustakaan, jumlah buku yang digunakan, dan partisipasi siswa dalam kegiatan literasi. Penelitian ini menyimpulkan bahwa optimalisasi gerakan literasi di SDN Tipo dapat menjadi solusi efektif untuk meningkatkan minat baca dan motivasi belajar siswa. Rekomendasi penelitian ini adalah perlunya program literasi berkelanjutan yang terintegrasi dengan kurikulum sekolah.
Validity of Enrichment Materials for the Mangifera Genus Inventory Booklet for the Biodiversity Concept in High School: Validitas Bahan Pengayaan Booklet Inventarisasi genus Mangifera Konsep Keanekaragaman Hayati di SMA Zakiah, Nur; Mahrudin; Iriyanti, Riya
BIO-EDU: Jurnal Pendidikan Biologi Vol. 10 No. 2 (2025): BIO-EDU: Jurnal Pendidikan Biologi - August 2025
Publisher : Jurusan Pendidikan Biologi, Fakultas Keguruan dan Ilmu Pendidikan, Universitas Timor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32938/jbe.v10i2.7782

Abstract

Learning in the current era is learner centered, requiring teachers to prepare extensive knowledge and insight in learning so that it is easy to achieve learning objectives, namely by preparing enrichment materials that are in accordance with the times, such as Booklet. Booklet design with many interesting and colorful images, as well as with brief information, can be used as a means of increasing understanding of a material, especially on biodiversity material in high school. Inventorying the Mangifera genus is one of the information related to local potential that can be used in learning, for example the Mangifera genus in Sungai Landas Village. This study aims to describe the validity of Booklet enrichment materials. This type of research is the development (R & D) of Booklet using the Plomp model with 5 phases. The results showed that the validation test by 2 lecturers from Biology Education FKIP ULM Banjarmasin, and 1 biology teacher SMAN 1 Karang Intan Booklet overall the results of the category were very valid with a score of 90.70%.
The Relationship Between Early Pregnancy, Birth Distance, and Resident Status with Stunting Incidence in Elementary School Children In Enrekang Rural Abri, Nur; Zakiah, Nur; Risal, Alya Fajrani
Journal of Health and Nutrition Research Vol. 2 No. 2 (2023)
Publisher : Media Publikasi Cendekia Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56303/jhnresearch.v2i2.131

Abstract

This study aims to determine the relationship between maternal age at first pregnancy, birth spacing, and residence status with the incidence of stunting in elementary school children in rural Enrekang. A community-based cross-sectional study was conducted in 3 villages in Enrekang Regency. This study involved 100 elementary school children who were selected by purposive sampling. Data was collected using a validated structured questionnaire and microtia. These results are then processed to obtain the child's nutritional status using the WHO Anthro-Plus software, namely Z-score the Height/Age index. The statistical test used is the Chi-square test. From a total of 100 children as respondents, 72.0% were found to be stunted and 28.0% were found to be normal. The age of the mother during pregnancy is considered ideal at 62.0%, the ideal birth spacing for children is 84.0%, and the status of residence with own ownership is 67.0%. The results showed that there was no significant relationship between the mother's age at first pregnancy (p=0.693) and birth spacing (p=0.373) and the incidence of stunting. Meanwhile, the status of residence is considered related to the incidence of stunting in elementary school children with a value of p = 0.014. Maternal age at first pregnancy and birth spacing were not related to stunting. We suspect parenting style, the mother's attitude, sanitation hygiene, environmental cleanliness, and housing conditions indirectly contribute to the incidence of stunting. It is hoped that further research examines this matter.
EFEK PEMBERIAN MULTI MICRO NUTRIENT (MMN) DAN KONSELING GIZI TERHADAP STATUS GIZI WANITA PRAKONSEPSI: Effects Of Giving Multi Micro Nutrients (MMN) And Counseling Nutrition On The Nutritional Status Of Preconception Women Fandir, Abdul; Dahlia, Besse; Alwi, Juwitriani; Zakiah, Nur
Media Gizi Pangan Vol 31 No 1 (2024): Juni 2024
Publisher : Media Gizi Pangan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32382/mgp.v31i1.507

Abstract

The preconception period is the time before pregnancy, during which preconception women are assumed to be adult women or women of childbearing age ready to become mothers, where nutritional needs during this period differ from those of children, adolescents, or the elderly. Pre-marital women suffering from undernutrition can lead to anemia, maternal death during childbirth, fetal death, low birth weight babies (LBW), premature birth, birth defects, and infant death. This study aims to examine the relationship between the nutritional status of preconception women and the consumption of Multiple Micronutrient Supplementation (MMN), nutritional counseling involvement, and the frequency of nutritional counseling attendance.The study design is cross-sectional. The population consists of all preconception women who meet the inclusion criteria in the Batui Selatan district. The sampling technique used purposive sampling, and the study was conducted from October to December 2023. Data collection used a questionnaire to determine MMN consumption and involvement in nutritional counseling, nutritional status was assessed by measuring height, weighing, and measuring mid-upper arm circumference. The analysis used univariate and bivariate, using the Chi-Square test. The results showed that there was a significant relationship between the nutritional status of preconception women and the level of MMN consumption (P=0.001), and nutritional status with attendance in nutritional counseling (P=0.005). this it can be concluded that MMN consumption and nutritional counseling affect the nutritional status of preconception women.
Determinants of Low Birth Weight (LBW) in Majene Regency Aryanti, Novi; Annisa, Nurul; Zakiah, Nur; Supyati, Supyati
Jurnal Ilmiah Kesehatan (JIKA) Vol. 7 No. 2 (2025): Volume 7 Nomor 2 Agustus 2025
Publisher : Sarana Ilmu Indonesia (salnesia)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36590/jika.v7i2.1386

Abstract

Low birth weight (LBW) is an important health problem, particularly in developing countries with low socioeconomic conditions. This study aimed to analyze maternal factors associated with the incidence of LBW in Majene Regency in 2023. The study involved 90 subjects selected through total sampling, using a case–control design and chi-square analysis. The results showed that maternal anemia was significantly associated with LBW (p-value<0,05), whereas maternal age, height, MUAC, exposure to cigarette smoke, and education were not associated (p-value>0,05). These findings emphasize the importance of educating pregnant women to regularly consume iron (Fe) tablets correctly, such as taking them before bedtime and avoiding consumption together with tea or coffee.
PENGARUH DIGITALISASI PERBANKAN, SELF-SERVICE TECHNOLOGY, E-TRUST DAN LITERASI KEUANGAN TERHADAP KEPUASAN NASABAH PENGGUNA LAYANAN DIGITAL BANK SYARIAH (STUDI PADA FAKULTAS EKONOMI DAN BISNIS ISLAM UIN DATOKARAMA PALU) Zakiah, Nur; Pratamasyari, Dede Arseyani; Supoyo, Vicha Azthanty; Stibis, Muh Raihan Ghifari; Zoher, Raehan Zamer
Journal of Islamic Economics and Finance Vol. 2 No. 2 (2025): November
Publisher : Yayasan Nuraini Ibrahim Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh digitalisasi perbankan, self-service technology, e-trust, dan literasi keuangan terhadap kepuasan nasabah pengguna layanan digital bank syariah. Penelitian ini menggunakan pendekatan kuantitatif dengan metode asosiatif kausal. Sampel penelitian sebanyak 96 responden yang merupakan mahasiswa Fakultas Ekonomi dan Bisnis Islam (FEBI) UIN Datokarama Palu pengguna layanan digital bank syariah. Data diperoleh melalui kuesioner dan dianalisis menggunakan regresi linier berganda dengan bantuan SPSS versi 23. Hasil penelitian menunjukkan bahwa digitalisasi perbankan, self-service technology, e-trust, dan literasi keuangan berpengaruh positif dan signifikan terhadap kepuasan nasabah, baik secara parsial maupun simultan. Simpulan, bahwa semakin baik penerapan digitalisasi, kepercayaan, serta literasi keuangan, maka semakin tinggi tingkat kepuasan nasabah pengguna layanan digital bank syariah.