Article Per Year (5 Year)
p-Index From 2021 - 2026
1.405
P-Index
This Author published in this journals
All Journal JFMR (Journal of Fisheries and Marine Research) Jurnal Perikanan Universitas Gadjah Mada JIMFE (Jurnal Ilmiah Manajemen Fakultas Ekonomi) Jurnal Lemuru : Jurnal Ilmu Perikanan dan Kelautan Indonesia JURNAL PENELITIAN PERAWAT PROFESIONAL Jurnal Chart Datum JURNAL ECONETICA: Jurnal Sosial, Ekonomi Dan Bisnis
Kusuma, Bayu
Unknown Affiliation
Agriculture, Biological Sciences & Forestry Biochemistry, Genetics & Molecular Biology Earth & Planetary Sciences Economics, Econometrics & Finance Energy Engineering Environmental Science Health Professions Immunology & microbiology Medicine & Pharmacology Nursing Public Health Social Sciences Veterinary

Published : 11 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 11 Documents
Search

 1   2 
Peran Inklusi Keuangan dan Financial Technology terhadap Kinerja UMKM Kuliner di Kota Mataram Geofani, Ahmad; Afifah, Kayla; Kusuma, Bayu
JURNAL ECONETICA: Jurnal Sosial, Ekonomi, dan Bisnis Vol. 7 No. 2 (2025): November 2025
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi Universitas Nahdlatul Ulama Nusa Tenggara Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69503/7gy4pz74

Abstract

This study aims to analyze the role of financial inclusion and financial technology on the performance of culinary MSMEs in Mataram City. The background of the study is based on the importance of MSMEs as drivers of the regional economy and the persistent limitations in financial access and technology utilization among business actors. This study used a quantitative approach with an explanatory research method. Data were collected through questionnaires distributed to culinary MSMEs that met certain criteria, then analyzed using multiple linear regression to test the influence between variables. The results show that financial inclusion has a positive and significant effect on MSME performance. Access to formal financial services has been shown to improve business actors' ability to manage finances and expand their businesses. Financial technology also has a positive and significant effect on MSME performance, particularly in increasing transaction efficiency and accelerating operational processes. Simultaneously, these two variables contribute significantly to improving the performance of culinary MSMEs. These findings indicate that the integration of financial inclusion and the use of financial technology is a crucial factor in increasing the competitiveness of MSMEs in the digital era. This study implies that increasing financial access and technology adoption needs to be continuously encouraged through policy support and increased financial literacy. Thus, culinary MSMEs in Mataram City can develop more optimally and sustainably.
Co-Authors Afifah, Kayla Agustiani, Sirli aji, muhammad tri Akhmad Amirudin Aniek Rumijati Arief Rahmawan Arif Rahman Hakim Astuti, Retno Tri Bancin, Cindy Maria Dayuti, Sri Dwi Anggraini Puspitasari Eko Waluyo Fariedah, Fani Fauzi, Ahmad Adnan Fitri, Nurwijaya Geofani, Ahmad Gorotomole, Muhammad Al Amin Intan Yusuf Habibie Irsan Soemantri Brodjonegoro Johanis, Johan Luketsi, Wendianing Putri Maheno Sri Widodo, Maheno Sri Mubarok, Ahmad S.F.Q.R. Mubarok, Ahmad Syihab Fahmil QR Ningsih, Omega Tantia Perdana, Angga Wira Rahmi Nurdiani Rizki Febriani Romyun Alvi Khoiriyah, Romyun Alvi Sjurjahady, Danica Alana Syihab Q.R.M., Ahmad Fahmi Tian Nur Ma’rifat Yasmin, Putri Yufidasari, Hefti Salis Yulianto