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All Journal Signifikan : Jurnal Ilmu Ekonomi ETIKONOMI Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) Journal of Accounting and Investment Jurnal Kajian Akuntansi Jurnal Analisis Bisnis Ekonomi ACCRUALS (Accounting Research Journal of Sutaatmadja) Proceeding of National Conference on Accounting & Finance Jurnal Pasar Modal dan Bisnis TSARWATICA (Islamic Economic, Accounting, and Management Journal) Business Review and Case Studies Indonesian Capital Market Review Proceeding ISETH (International Summit on Science, Technology, and Humanity) Amal: Jurnal Ekonomi Syariah JABI (Journal of Accounting and Business Issues) Jurnal Analisis Bisnis Ekonomi DIMENSIA (Diskursus Ilmu Manajemen STIESA) Gapura (Garba Pembangunan Masyarakat)
Estu Widarwati
Sekolah Tinggi Ilmu Ekonomi Sutaatmadja
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FINANCIAL LITERACY FOR FINANCIAL RESILIENCE AMONG GIG WORKERS OF THE RIDE-HAILING SERVICE SECTOR IN SUBANG Estu Widarwati; Carissa Salsabila; E Wityasminingsih
Gapura (Garba Pembangunan Masyarakat) Vol. 3 No. 1 (2025): Oktober
Publisher : STIESA-PRESS

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Abstract

The growth of the gig economy has created a new category of workers with income that is often unstable, raising questions about their ability to manage finances and withstand economic shocks. This study aims to analyze the financial literacy for financial resilience among ride-hailing gig workers in Subang Regency. This study investigates the impact of financial literacy on financial resilience among university students in Subang, West Java. The literacy activity was conducted in September 2025 with 50 randomly selected gig workers of the ride-hailing service sector in Subang. The stages of implementing activities include distributing structured questionnaires and evaluating feedback using quantitative, descriptive, and exploratory approaches. Using a quantitative approach, data were collected through questionnaires distributed to students. Findings indicate that he results show that gig workers in Subang have a very good level of financial literacy (87.7%) and financial resilience (87.5%), with the strongest aspects found in debt control and long-term financial planning, while knowledge of interest rates and income stability remain relatively weak. There is strong evidence of financial literacy on financial resilience. The findings highlight the importance of financial literacy in strengthening financial resilience, while also suggesting that other factors such as income, working hours, and social support are influential.
Co-Authors Ade Dian Masrur Ahmad Arif Zulfikar Amelia Eka Wanda Anadyas Putri Mulya Wijaya Anadyas Putri Mulya Wijaya Anita Sapitri Agustin Anjar Gustian Annisa Herdianti Apriandi, Devy Widya Arizal Hamizar Asep Solihin Audina, Revina Nita Ayu Sugimah Ayu Sugimah Azhara Feriana Gymnastiar Azhara Feriana Gymnastiar Bahrul Mulki Hambali Beby Aryanti Bismantara Carissa Salsabila Dahlia Novita Putri Dahlia Novita Putri Deden Ramdan Devi Delviyani Devi Delviyani Devy Widya Apriandi DEWI SARTIKA Dewi Sartika E Wityasminigsih E Wityasminingsih E Wityasminingsih E. Wityasminingsih E. Wityasminingsih, E. Wityasminingsih Erika Safrina Azizah Erny Wityasminingsih Euis Yunita Purnama Sari Gugyh Susandy Hana Afifah Fauziah Helna Hetriana Holle, Mohammad. H Indra Maulana Ivan Yusriful Fajar Jashinta Efril Kuncorosidi Kuncorosidi Kuncorosidi Kuncorosidi Lulu Noviawati Mega Mustika Sari Mega Mustika Sari Moeljono Muhamad Zazim Mulyawati, Selvi Mulyawati, Selvi Mutqi Sopiawadi Nabilla Nur Rohmah Nenden Ayu Novia Rahmadani Nugraha, Muhamad Mugi Nunik Nurmalasari Nunik Nurmalasari Nur Choirul Afif Nurul Hamidah Pindy Kurnia Virda Pipit Rengganis Pupung Purnamasari Rina Yuni Astuti Rispa Siti Nurhasanah Rohmah, Nabila Nur Selda Sendara Shinta Qurrota Aini Soni Karmila Sri Mulyati Sri Mulyati Tigin Lugiani Tulus Haryono, Tulus Vidia Apriliani Zazim, Muhamad Zurita Binti Mohd Saleh Zurita bt Mohd Saleh