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All Journal English and Literature Journal J-MKLI (Jurnal Manajemen dan Kearifan Lokal Indonesia) TAHKIM Equilibrium: Jurnal Ekonomi-Manajemen-Akuntansi Al-Iqtishadiyah: Ekonomi Syariah dan Hukum Ekonomi Syariah JURNAL EKONOMI SYARIAH Lingue : Jurnal Bahasa, Budaya, dan Sastra Business Review and Case Studies Jihbiz: Jurnal Ekonomi, Keuangan dan Perbankan Syariah Indonesia Auditing Research Journal HIKMATUNA: Journal for Integrative Islamic Studies Amal: Jurnal Ekonomi Syariah Mangente: Jurnal Pengabdian kepada Masyarakat Tasyri' Jurnal Ilmiah Ekonomi dan Manajemen Advantage: Journal of Management and Business Hikmatuna IJEIRC IJBLPS Journal of Business Application Indonesian Journal of Community Empowerment Jurnal Intelek Dan Cendikiawan Nusantara Nomico Tijarah Rangkiang: Journal of Islamic Economics and Business J-CEKI International Journal of Business, Law and Political Science
Arizal Hamizar
Institut Agama Islam Negeri Ambon
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Public Health Social Sciences Other

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FINTECH PEER TO PEER LENDING DALAM PERSPEKTIF MAQASHID AL-SYARIAH (STUDI PADA PT. AMARTHA MIKRO FINTEK) Nahria Latuconsina; Didin Baharuddin; Arizal Hamizar
TAHKIM Vol 16, No 2 (2020): TAHKIM
Publisher : IAIN Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33477/thk.v16i2.1653

Abstract

Tulisan ini membahas Fintech pada platform peer to peer lending yang yang dilakukan oleh PT. Amartha Mikro Fintek. Kajian ini melihat fintech tersebut dalam sudut pandang maqasid al-syariah. Dalam transaksinya PT. Amartha Mikro Fintek melakukan penggunaan teknologi, mendukung keterbukaan data dan kemudahan dalam akses mendapatkan pembiayaan dan pemberian dana, penggunaan sistem tanggung renteng, penggunaan asuransi dari Jamkrindo. Hal-hal yang dilakukan oleh PT. Amartha Mikro Fintek merupakan bentuk menjaga maslahat nasabahnya, baik peminjam maupun pendana, sehingga sesuai dengan maqasid al-syariah. Kata Kunci: Fintech peer to peer lending, Maqasid al-Syariah
PERGESERAN PERILAKU KONSUMEN DALAM MINAT BELI ULANG BERDASAR PRODUK WEBSITE (ANALISIS PERUBAHAN MODEL BISNIS TERHADAP PILIHAN KONSUMEN) Arizal Hamizar
TAHKIM Vol 16, No 1 (2020): TAHKIM
Publisher : IAIN Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33477/thk.v16i1.1458

Abstract

This paper discusses the change in business models that shift to the 4.0-based model in which newspapers which are the object of research change their product platforms from paper to websites at PT. Ambon Press Intermedia. The variables studied are the product and its effect on consumer behavior in using the value obtained which is reflected in the variable repurchase interest. The results showed that there was a significant relationship between information richness (richness of content), reliability of information (reliability of Content) and the appearance of the website (interface of website) on the behavior (Behavior) to consume sustainably. Keywords: e-products, repurchase interests, consumer behavior
Challenges and Opportunities of Islamic Branding on Global Marketing: A Conceptual Study Arizal Hamizar; Mohammad Hanafi Holle; Syed Ismail Syed Mohamad
Al-Iqtishadiyah: Ekonomi Syariah dan Hukum Ekonomi Syariah Vol 9, No 1 (2023): Jurnal al-Iqtishadiyah
Publisher : Fakultas Studi Islam Universitas Islam Kalimantan Muhammad Arsyad Al Banjary

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31602/iqt.v9i1.10324

Abstract

This study explores the challenges and opportunities of creating effective Islamic branding strategies in the motivation & preferences of Muslim customers. The study begins by reviewing the existing literature on Islamic branding and the factors that have contributed to its emergence. Next, the study examines the challenges faced by companies in creating effective Islamic branding strategies, including issues related to authenticity, transparency, and cultural sensitivity. Finally, the study explores the opportunities available to companies in the Islamic branding market, including the potential for growth and the ability to reach a broader market of ethical and socially conscious consumers. The findings suggest that while the Islamic branding market offers significant opportunities for companies, it also poses significant challenges. To create effective Islamic branding strategies, companies must be authentic and transparent in their adherence to Islamic values, while being culturally sensitive and aware of Muslim consumers' diverse needs and preferences. Additionally, companies must recognize that the success of Islamic branding is not solely dependent on the appeal to Muslim consumers, but also on the ability to appeal to a broader market of ethical and socially conscious consumers. Penelitian ini menggali tantangan dan peluang dalam menciptakan strategi Islamic branding yang efektif dalam motivasi dan preferensi pelanggan Muslim. Penelitian ini dimulai dengan meninjau literatur yang ada tentang branding Islami dan faktor-faktor yang telah berkontribusi pada kemunculannya. Selanjutnya, penelitian ini mengkaji tantangan yang dihadapi oleh perusahaan dalam menciptakan strategi branding Islami yang efektif, termasuk masalah-masalah terkait dengan otentisitas, transparansi, dan sensitivitas budaya. Terakhir, penelitian ini mengeksplorasi peluang yang tersedia bagi perusahaan di pasar branding Islami, termasuk potensi pertumbuhan dan kemampuan untuk mencapai pasar yang lebih luas dari konsumen yang etis dan peduli sosial. Temuan penelitian menunjukkan bahwa meskipun Islamic branding menawarkan peluang signifikan bagi perusahaan, ia juga menimbulkan tantangan yang signifikan. Untuk menciptakan strategi branding Islami yang efektif, perusahaan harus menjadi otentik dan transparan dalam pematuhan nilai-nilai Islami mereka, sambil sensitif secara budaya dan menyadari kebutuhan dan preferensi yang beragam dari konsumen Muslim. Selain itu, perusahaan juga harus menyadari bahwa kesuksesan branding Islami tidak semata-mata bergantung pada daya tarik kepada konsumen Muslim, tetapi juga pada kemampuan untuk menarik pasar yang lebih luas dari konsumen yang etis dan peduli sosial.
Menjembatani Teori Dan Praktik: Pemberdayaan Mahasiswa Manajemen Melalui Workshop Metodologi Penelitian dan Skill-Building Arizal Hamizar; Fadli Fendi Malawat; Afdhal Yaman; Muammar Wijayanto Maruapey
MANGENTE: JURNAL PENGABDIAN KEPADA MASYARAKAT Vol 3, No 1 (2023): PELATIHAN BERBASIS TEKNOLOGI, PENINGKATAN KAPASITAS GURU, KETAHANAN KELUARGA, DA
Publisher : IAIN AMBON

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33477/mangente.v3i1.5412

Abstract

This study depicts the implementation of community engagement in the form of a research methodology writing workshop in the field of management. The workshop aims to provide an in-depth understanding of quantitative and qualitative research methodologies to participants. An interactive approach is utilized by presenting materials from two expert speakers in the field. The workshop comprises three sessions, with the first session discussing quantitative research methods, the second session addressing qualitative research methods, and the third session involving participants in creating a mini research project using one of the methods. The results indicate that the workshop successfully enhances participants' comprehension and skills in designing, conducting, and analyzing research in the field of management. The workshop offers an opportunity for participants to integrate theory with practice and develop critical and analytical thinking skills. Additionally, the workshop lays a robust foundation for the development of research competence and professionalism among participants in the business and management realm.Keywords: Management, Workshop, Research Methodology.
PERSPEKTIF EKONOMI ISLAM DALAM PERMINTAAN UANG PERNIKAHAN DI DESA LEKOSULA MALUKU UTARA Asmi Ningsi Umasugi; Arizal Hamizar; Muammar W. Maruapey
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 2 No. 2 (2024): Februari
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v2i2.1025

Abstract

This research aims to describe the Islamic Economic view regarding the demand for wedding money in Lekosula Village and the use of wedding money in related businesses in Lekosula Village. This research was carried out using qualitative methods with a field research approach. Inductive analysis techniques are used to explain specific things and then draw conclusions. The results of the research found that the Islamic Economic View in looking at the demand for wedding money given by the prospective groom to the prospective bride, with a fairly high amount, had a negative impact on both the prospective groom and the prospective bride, where the demand for wedding money was such a high number is never taught in Islamic Sharia. Therefore, Islamic Sharia prohibits anything excessive, Islam only requires a dowry and not wedding money, but wedding money is not prohibited if it does not burden the prospective bridegroom. Other findings show that wedding money has a positive impact on entrepreneurs involved in the wedding event and making significant profits.
ZAKAT SEBAGAI INSTRUMEN SOSIOEKONOMI PADA MASA RASULULLAH SAW La Abdul Zayl; Muammar W. Maruapey; Arizal Hamizar
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 2 No. 2 (2024): Februari
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v2i2.1026

Abstract

The majority of Muslims' understanding of zakat is still limited to the normative dimension. Zakat tends to be understood in a legalistic way and seems to be separated from the main mission of zakat, namely the economic welfare of Muslims. This article aims to describe zakat as a socio-economic instrument during the time of the Prophet Muhammad. Methodologically, this article uses the library research method with data collection techniques through articles, books and other supporting documents. This article confirms that the historicity of zakat is closely related to Islamic efforts to achieve economic balance in society. Initially, this zakat collection was a criticism of economic inequality at that time and therefore, within the minimum limit of a person's wealth reaching 85 grams, he was obliged to pay zakat. The meaning is that the zakat instrument is presented for economic equality and pays attention to eight social groups from economic and theological aspects. The article recommends that contemporary zakat governance pay attention to aspects of sustainable economic improvement for zakat mustahik.
THEORETICAL EXPLORATION OF DATA-DRIVEN DECISION-MAKING IN DIGITAL MARKETING Arizal Hamizar; Afdhal Yaman; Mohammad H Holle
International Journal of Economic Integration and Regional Competitiveness Vol. 1 No. 3 (2024): International Journal of Economic Integration and Regional Competitiveness
Publisher : PT ANTIS INTERNATIONAL PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61796/ijeirc.v1i3.60

Abstract

In the rapidly evolving landscape of digital marketing, the utilization of data-driven decision-making strategies has become imperative for organizations to stay competitive. This study employs a theoretical exploration methodology to investigate the intricate dynamics of data-driven decision-making in digital marketing. Through a systematic review and analysis of existing theories, concepts, and frameworks, the research aims to construct a comprehensive understanding of the theoretical underpinnings guiding decision-making processes in the digital marketing domain. Key theoretical constructs and models relevant to data analysis techniques, consumer behavior, market trends, and marketing strategy formulation are critically evaluated to elucidate the conceptual foundations of data-driven decision-making. By synthesizing insights from multiple disciplines, including marketing, information technology, and decision sciences, the study develops an integrative theoretical framework that provides a nuanced understanding of the complexities inherent in contemporary digital marketing practices. The findings contribute to the advancement of theoretical knowledge in the field and offer valuable insights for both academia and industry practitioners seeking to leverage data-driven approaches in their marketing strategies.
THE ROLE OF E-COMMERCE BASED ON MARKETING 4.0 IN BUSINESS TRANSFORMATION Arizal Hamizar; Mohammad H Holle; Jacsy Tubalawony
International Journal of Business, Law and Political Science Vol. 1 No. 3 (2024): International Journal of Business, Law and Political Science
Publisher : PT ANTIS INTERNATIONAL PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61796/ijblps.v1i3.59

Abstract

This research investigates the role of e-commerce based on Marketing 4.0 in the transformation of businesses in the digital era. Through a theoretical study approach, the research aims to provide insights into the interplay between e-commerce, Marketing 4.0, and consumer behavior. The study begins by formulating clear research questions centered around the impact of e-commerce in the current digital landscape. Extensive literature review is conducted to identify relevant theoretical sources, including scholarly journals, books, articles, and publications related to e-commerce, Marketing 4.0, and consumer behavior. The findings of the study are synthesized into a coherent exposition, which offers a nuanced understanding of the role of e-commerce based on Marketing 4.0 in shaping business strategies and consumer behavior. Practical implications for companies seeking to develop effective marketing strategies in the dynamic digital landscape are discussed, along with suggestions for further research. Overall, this research contributes to the understanding of the evolving role of e-commerce and Marketing 4.0 in driving business transformation in the digital age.
SERVICE QUALITY AND CONSUMER PROTECTION LAWS IN THE PARKING INDUSTRY: AN IMPLICATIONS FOR CONSUMER SATISFACTION Husin Wattimena; Arizal Hamizar; Hasan; H. Rajab
International Journal of Business, Law and Political Science Vol. 1 No. 3 (2024): International Journal of Business, Law and Political Science
Publisher : PT ANTIS INTERNATIONAL PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61796/ijblps.v1i3.62

Abstract

The examination of consumer protection laws in the parking sector in Ambon constitutes the primary focus of this study, emphasizing the breaches in service quality that result in customer discontentment and unfavorable perceptions of service provision. Employing the SERVQUAL framework, the study delves into the identification of the five pivotal dimensions of service quality pivotal to customers, encompassing tangibles, reliability, responsiveness, assurance, and empathy. Employing a qualitative research methodology, the investigation scrutinizes both customer and parking attendant experiences, endeavoring to discern the underlying factors contributing to service quality transgressions within the industry. The research findings underscore the pressing necessity for enhanced implementation and enforcement of consumer protection regulations, alongside the establishment of efficient complaint resolution mechanisms to address customer grievances. Furthermore, the study elucidates various factors contributing to service quality violations, including deficient training protocols, absence of licensing requirements, and ineffective regulatory frameworks. It advocates for proactive measures by policymakers and employers to rectify these issues, emphasizing the imperative of adequately training, equipping, and licensing parking attendants to ensure the delivery of exemplary service standards to customers.
Consumer Behavior of Panic Buying Towards the Spread of the Sars-Cov-2 Virus in Ambon City Arizal Hamizar
Al-Iqtishadiyah: Ekonomi Syariah dan Hukum Ekonomi Syariah Vol 9, No 2 (2023): Jurnal al-Iqtishadiyah
Publisher : Fakultas Studi Islam Universitas Islam Kalimantan Muhammad Arsyad Al Banjary

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31602/iqt.v9i2.14010

Abstract

This study aims to determine how the risk perception factor and the risk attitude factor change the Intentional Behavior and Actual Behavior of consumers so that they do panic buying during the COVID-19 pandemic in Indonesia, especially in Maluku. The approach used is qualitative research with the type of case study. Data was collected by interview and observation, with data analysis techniques of data reduction, data display, and verification. S-O-R and TPB are used to see consumer panic buying behavior during a pandemic. The results of the study show that there are stimuli that influence behavior, including: Stimulus of familiarity, controllability, and information/risk exposure. These stimuli form Risk Perception and then become Risk Attitude.
Co-Authors Afdhal Yaman Ahmad Arif Zulfikar Al Shafa, Salsabyla Amin, Darwis Amina Saramoko Anas, Alfiah A Andi Masniati Asmi Ningsi Umasugi Baharuddin, Didin Buton, Rosalinda Nadam Damapolii, Finanti G Darwis Amin Dety Aryani Relubun Dewi Sukmawati Diman, Agus P Eduard Yohannis Tamaela Erny Wityasminingsih Estu Widarwati Fanji Farman Fatmah Watty Pelupessy Fatmah Watty Pelupessy Fitria Karnudu H. Rajab H. Rajab Hanifah hanifah hanifah Hanifah Hanifah Hasan Hasan Hatala, Siti K Hatapayo, Siti Nur F. Hunsouw, M. Taib Husin Wattimena Jacsy Tubalawony Jenny Koce Matitaputty Kamaruddin Kamaruddin Kamaruddin La Abdul Zayl Limba, Anatasija Limba, natasija Malasari, Dewi Qhuril Malawat, Fadli Fendi Marantika, Juliaans E. Moeljono Mohamad, Syed Ismail Syed Mohammad H. Holle Muammar W. Maruapey Muhammad Husein Maruapey Muhammad Reza Nacikit Muhammad Reza Nacikit Muhrim, M. Rifai Mulyanto, Triadi Nacikit, Muhammad R Nacikit, Muhammad Reza Nadia Nadia Nahria Latuconsina Nunik Nurmalasari Nur Hasanah Nurlette, Erlin D. P. Ode, Santi Pellupessy, Fatmah Watti Pelupessy, Fatmah Watty Putri Rajab Rajab, Rajab Relubun, Dety Ariyani Relubun, Dety Aryani Roup, Mu'min Shalihah, Maratun Soenari Soenari Soenari, Soenari Sunari Suud Marasabessy Syed Ismail Syed Mohamad Tangke, Diar Muzna Thalhah Thalhah, Thalhah Tubalawony, Jacsy Tubalawony, Jaczy Umagapi, Aidia Wakano, Abidin Wattimena, Husin