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All Journal English and Literature Journal J-MKLI (Jurnal Manajemen dan Kearifan Lokal Indonesia) TAHKIM Equilibrium: Jurnal Ekonomi-Manajemen-Akuntansi Al-Iqtishadiyah: Ekonomi Syariah dan Hukum Ekonomi Syariah JURNAL EKONOMI SYARIAH Lingue : Jurnal Bahasa, Budaya, dan Sastra Business Review and Case Studies Jihbiz: Jurnal Ekonomi, Keuangan dan Perbankan Syariah Indonesia Auditing Research Journal HIKMATUNA: Journal for Integrative Islamic Studies Amal: Jurnal Ekonomi Syariah Mangente: Jurnal Pengabdian kepada Masyarakat Tasyri' Jurnal Ilmiah Ekonomi dan Manajemen Advantage: Journal of Management and Business Hikmatuna IJEIRC IJBLPS Journal of Business Application Indonesian Journal of Community Empowerment Jurnal Intelek Dan Cendikiawan Nusantara Nomico Tijarah Rangkiang: Journal of Islamic Economics and Business J-CEKI
Arizal Hamizar
Institut Agama Islam Negeri Ambon
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Public Health Social Sciences Other

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FINTECH PEER TO PEER LENDING DALAM PERSPEKTIF MAQASHID AL-SYARIAH (STUDI PADA PT. AMARTHA MIKRO FINTEK) Nahria Latuconsina; Didin Baharuddin; Arizal Hamizar
TAHKIM Vol 16, No 2 (2020): TAHKIM
Publisher : IAIN Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33477/thk.v16i2.1653

Abstract

Tulisan ini membahas Fintech pada platform peer to peer lending yang yang dilakukan oleh PT. Amartha Mikro Fintek. Kajian ini melihat fintech tersebut dalam sudut pandang maqasid al-syariah. Dalam transaksinya PT. Amartha Mikro Fintek melakukan penggunaan teknologi, mendukung keterbukaan data dan kemudahan dalam akses mendapatkan pembiayaan dan pemberian dana, penggunaan sistem tanggung renteng, penggunaan asuransi dari Jamkrindo. Hal-hal yang dilakukan oleh PT. Amartha Mikro Fintek merupakan bentuk menjaga maslahat nasabahnya, baik peminjam maupun pendana, sehingga sesuai dengan maqasid al-syariah. Kata Kunci: Fintech peer to peer lending, Maqasid al-Syariah
PERGESERAN PERILAKU KONSUMEN DALAM MINAT BELI ULANG BERDASAR PRODUK WEBSITE (ANALISIS PERUBAHAN MODEL BISNIS TERHADAP PILIHAN KONSUMEN) Arizal Hamizar
TAHKIM Vol 16, No 1 (2020): TAHKIM
Publisher : IAIN Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33477/thk.v16i1.1458

Abstract

This paper discusses the change in business models that shift to the 4.0-based model in which newspapers which are the object of research change their product platforms from paper to websites at PT. Ambon Press Intermedia. The variables studied are the product and its effect on consumer behavior in using the value obtained which is reflected in the variable repurchase interest. The results showed that there was a significant relationship between information richness (richness of content), reliability of information (reliability of Content) and the appearance of the website (interface of website) on the behavior (Behavior) to consume sustainably. Keywords: e-products, repurchase interests, consumer behavior
Challenges and Opportunities of Islamic Branding on Global Marketing: A Conceptual Study Arizal Hamizar; Mohammad Hanafi Holle; Syed Ismail Syed Mohamad
Al-Iqtishadiyah: Ekonomi Syariah dan Hukum Ekonomi Syariah Vol 9, No 1 (2023): Jurnal al-Iqtishadiyah
Publisher : Fakultas Studi Islam Universitas Islam Kalimantan Muhammad Arsyad Al Banjary

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31602/iqt.v9i1.10324

Abstract

This study explores the challenges and opportunities of creating effective Islamic branding strategies in the motivation & preferences of Muslim customers. The study begins by reviewing the existing literature on Islamic branding and the factors that have contributed to its emergence. Next, the study examines the challenges faced by companies in creating effective Islamic branding strategies, including issues related to authenticity, transparency, and cultural sensitivity. Finally, the study explores the opportunities available to companies in the Islamic branding market, including the potential for growth and the ability to reach a broader market of ethical and socially conscious consumers. The findings suggest that while the Islamic branding market offers significant opportunities for companies, it also poses significant challenges. To create effective Islamic branding strategies, companies must be authentic and transparent in their adherence to Islamic values, while being culturally sensitive and aware of Muslim consumers' diverse needs and preferences. Additionally, companies must recognize that the success of Islamic branding is not solely dependent on the appeal to Muslim consumers, but also on the ability to appeal to a broader market of ethical and socially conscious consumers. Penelitian ini menggali tantangan dan peluang dalam menciptakan strategi Islamic branding yang efektif dalam motivasi dan preferensi pelanggan Muslim. Penelitian ini dimulai dengan meninjau literatur yang ada tentang branding Islami dan faktor-faktor yang telah berkontribusi pada kemunculannya. Selanjutnya, penelitian ini mengkaji tantangan yang dihadapi oleh perusahaan dalam menciptakan strategi branding Islami yang efektif, termasuk masalah-masalah terkait dengan otentisitas, transparansi, dan sensitivitas budaya. Terakhir, penelitian ini mengeksplorasi peluang yang tersedia bagi perusahaan di pasar branding Islami, termasuk potensi pertumbuhan dan kemampuan untuk mencapai pasar yang lebih luas dari konsumen yang etis dan peduli sosial. Temuan penelitian menunjukkan bahwa meskipun Islamic branding menawarkan peluang signifikan bagi perusahaan, ia juga menimbulkan tantangan yang signifikan. Untuk menciptakan strategi branding Islami yang efektif, perusahaan harus menjadi otentik dan transparan dalam pematuhan nilai-nilai Islami mereka, sambil sensitif secara budaya dan menyadari kebutuhan dan preferensi yang beragam dari konsumen Muslim. Selain itu, perusahaan juga harus menyadari bahwa kesuksesan branding Islami tidak semata-mata bergantung pada daya tarik kepada konsumen Muslim, tetapi juga pada kemampuan untuk menarik pasar yang lebih luas dari konsumen yang etis dan peduli sosial.
Menjembatani Teori Dan Praktik: Pemberdayaan Mahasiswa Manajemen Melalui Workshop Metodologi Penelitian dan Skill-Building Arizal Hamizar; Fadli Fendi Malawat; Afdhal Yaman; Muammar Wijayanto Maruapey
MANGENTE: JURNAL PENGABDIAN KEPADA MASYARAKAT Vol 3, No 1 (2023): PELATIHAN BERBASIS TEKNOLOGI, PENINGKATAN KAPASITAS GURU, KETAHANAN KELUARGA, DA
Publisher : IAIN AMBON

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33477/mangente.v3i1.5412

Abstract

This study depicts the implementation of community engagement in the form of a research methodology writing workshop in the field of management. The workshop aims to provide an in-depth understanding of quantitative and qualitative research methodologies to participants. An interactive approach is utilized by presenting materials from two expert speakers in the field. The workshop comprises three sessions, with the first session discussing quantitative research methods, the second session addressing qualitative research methods, and the third session involving participants in creating a mini research project using one of the methods. The results indicate that the workshop successfully enhances participants' comprehension and skills in designing, conducting, and analyzing research in the field of management. The workshop offers an opportunity for participants to integrate theory with practice and develop critical and analytical thinking skills. Additionally, the workshop lays a robust foundation for the development of research competence and professionalism among participants in the business and management realm.Keywords: Management, Workshop, Research Methodology.
CHALLENGES IN REGULATION AND OPPORTUNITIES IN SHARIA FINANCIAL MANAGEMENT Arizal Hamizar; Jacsy Tubalawony; Afdhal Yaman; Kamaruddin
Jurnal Intelek Dan Cendikiawan Nusantara Vol. 1 No. 1 (2024): FEBRUARI - MARET 2024
Publisher : PT. Intelek Cendikiawan Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research aims to explore the fundamental concepts of Islamic finance management, its principles, sources of funding, as well as Sharia financial products and innovations available from a theoretical perspective based on related literature. The study also discusses the changing global economic context, the complexity of Sharia financial regulations and standards, and the challenges and opportunities faced in the development of products, human resource education, and social and environmental responsibilities. The research findings indicate that Islamic finance management faces complex challenges and opportunities in dealing with the current dynamics of the global economy. The adoption of information technology and digital innovation has opened up new opportunities to enhance accessibility, operational efficiency, and customer experience in the Islamic finance industry. However, challenges such as regulatory complexity and standards, as well as the need for skilled human resources in Islamic economic principles, remain a primary focus in ensuring the growth and sustainability of the Islamic finance industry.
PERSPEKTIF EKONOMI ISLAM DALAM PERMINTAAN UANG PERNIKAHAN DI DESA LEKOSULA MALUKU UTARA Asmi Ningsi Umasugi; Arizal Hamizar; Muammar W. Maruapey
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 2 No. 2 (2024): Februari
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v2i2.1025

Abstract

This research aims to describe the Islamic Economic view regarding the demand for wedding money in Lekosula Village and the use of wedding money in related businesses in Lekosula Village. This research was carried out using qualitative methods with a field research approach. Inductive analysis techniques are used to explain specific things and then draw conclusions. The results of the research found that the Islamic Economic View in looking at the demand for wedding money given by the prospective groom to the prospective bride, with a fairly high amount, had a negative impact on both the prospective groom and the prospective bride, where the demand for wedding money was such a high number is never taught in Islamic Sharia. Therefore, Islamic Sharia prohibits anything excessive, Islam only requires a dowry and not wedding money, but wedding money is not prohibited if it does not burden the prospective bridegroom. Other findings show that wedding money has a positive impact on entrepreneurs involved in the wedding event and making significant profits.
ZAKAT SEBAGAI INSTRUMEN SOSIOEKONOMI PADA MASA RASULULLAH SAW La Abdul Zayl; Muammar W. Maruapey; Arizal Hamizar
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 2 No. 2 (2024): Februari
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v2i2.1026

Abstract

The majority of Muslims' understanding of zakat is still limited to the normative dimension. Zakat tends to be understood in a legalistic way and seems to be separated from the main mission of zakat, namely the economic welfare of Muslims. This article aims to describe zakat as a socio-economic instrument during the time of the Prophet Muhammad. Methodologically, this article uses the library research method with data collection techniques through articles, books and other supporting documents. This article confirms that the historicity of zakat is closely related to Islamic efforts to achieve economic balance in society. Initially, this zakat collection was a criticism of economic inequality at that time and therefore, within the minimum limit of a person's wealth reaching 85 grams, he was obliged to pay zakat. The meaning is that the zakat instrument is presented for economic equality and pays attention to eight social groups from economic and theological aspects. The article recommends that contemporary zakat governance pay attention to aspects of sustainable economic improvement for zakat mustahik.
Praktik Pemotongan Berat Timbangan pada Akad Jual Beli Cengkeh Kering: Perspektif Bisnis Islam Aidia Umagapi; Arizal Hamizar; Fitria Karnudu
Jihbiz : Jurnal Ekonomi, Keuangan dan Perbankan Syariah Vol 8 No 1 (2024)
Publisher : Universitas Islam Raden Rahmat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33379/jihbiz.v8i1.795

Abstract

Penelitian ini bertujuan melihat lebih dalam mengenai fenomena jual beli cengkeh kering di Desa Fagudu. Sebagian dari pembeli cengkeh memotong berat timbangan yang sudah ditimbang yang telah menjadi kebiasaan di pasaran. Jenis penelitian yang digunakan dalam penelitian ini adalah jenis penelitian lapangan dengan pendekatan kualitatif. Sebagai single case study, penelitian ini dilaksanakan di Desa Fagudu Kabupaten Kepulauan Sula Provinsi Maluku Utara dengan metode pengumpulan data berupa wawancara, observasi maupun dokumentasi. Data yang diperoleh dianalisis dengan mereduksi data, display data hingga penarikan kesimpulan. Berdasarkan hasil penelitian diketahui bahwa praktik pemotongan berat timbangan pada akad jual beli cengkeh kering di Desa Fagudu dilakukan setelah adanya kesepakatan dari pihak pedagang dan penjual dan dilakukan atas dasar suka sama suka. Dari sudut pandang Ekonomi Islam, praktik pemotongan berat timbangan yang sudah menjadi kebiasaan masyarakat Desa Fagudu ini tidak bertentangan dengan ajaran Islam, karena potongan dilakukan setelah adanya persetujuan atau kerelaan dari kedua belah pihak sehingga tidak ada unsur paksaan di dalamnya.
Peran Label Halal pada Pembelian Air Minum dalam Kemasan: Perspektif Manajemen Bisnis Syariah Siti Nur F. Hatapayo; Fitria Karnudu; Arizal Hamizar
Jihbiz : Jurnal Ekonomi, Keuangan dan Perbankan Syariah Vol 8 No 1 (2024)
Publisher : Universitas Islam Raden Rahmat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33379/jihbiz.v8i1.804

Abstract

Penelitian bertujuan untuk mengetahui peran label halal terhadap keputusan pembelian produk Air Minum dalam Kemasan (AMDK) Ayudes di Kota Ambon, dan bagaimana peran label halal dalam tinjauan manajemen bisnis syariah. Penelitian ini dilaksanakan di masyarakat Kota Ambon dan perusahaan AMDK Ayudes dengan menggunakan metode kualitatif. Teknik pengumpulan data yang digunakan berupa observasi, wawancara, dan dokumentasi kepada sejumlah informan yang terlibat secara langsung berkaitan dengan penelitian. Hasil penelitian ini menunjukkan keputusan pembelian air minum kemasan Ayudes di Kota Ambon berdasarkan peran label halal menunjukkan bahwa konsumen tidak memperhatikan pencantuman label halal pada kemasan produk, dan lebih melihat pada kualitas dan lokasi pabrik air minum kemasan tersebut.
Komparasi Efektivitas Strategi Pemasaran Pedagang Kaki Lima Pasar Tradisional: (Studi Kasus Pedagang Keliling Dan Pedagang Tetap) Arizal Hamizar
Advantage: Journal of Management and Business Vol. 1 No. 2 (2023): Desember 2023
Publisher : Apik Cahaya Ilmu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61971/advantage.v1i2.17

Abstract

This research examines the effectiveness of marketing strategies employed by mobile and stationary street vendors in traditional markets, considering five main aspects: mobility, visual appeal, customer loyalty, product diversification, and competition. Through a qualitative approach and comprehensive analysis, this study aims to provide in-depth insights into the comparison of these two marketing strategies in the context of traditional markets. The findings reveal that mobile vendors have an advantage in high mobility, enabling them to reach various market areas, while stationary vendors emphasize the importance of a fixed location in building trust and customer loyalty. In terms of visual appeal, mobile vendors tend to be more creative and dynamic, whereas stationary vendors focus on a more permanent arrangement of stalls. Building trust and customer loyalty tends to be easier for stationary vendors due to their stable presence, while mobile vendors need to exert more effort in achieving this. Product diversification is an advantage for stationary vendors, while mobile vendors face limitations due to their high mobility. Both strategies have their respective advantages and disadvantages, and marketing success depends on adapting strategies to the changing dynamics of the market.
Co-Authors Afdhal Yaman Ahmad Arif Zulfikar Aidia Umagapi Al Shafa, Salsabyla Amin, Darwis Amina Saramoko Anas, Alfiah A Andi Masniati Asmi Ningsi Umasugi Baharuddin, Didin Buton, Rosalinda Nadam Damapolii, Finanti G Darwis Amin Dety Aryani Relubun Dewi Sukmawati Diman, Agus P Eduard Yohannis Tamaela Erny Wityasminingsih Estu Widarwati Fanji Farman Fatmah Watty Pelupessy Fatmah Watty Pelupessy Fitria Karnudu H. Rajab Hanifah Hanifah Hanifah hanifah hanifah Hasan Hatala, Siti K Hunsouw, M. Taib Husin Wattimena Jacsy Tubalawony Jenny Koce Matitaputty Kamaruddin Kamaruddin Kamaruddin La Abdul Zayl Limba, Anatasija Limba, natasija Malasari, Dewi Qhuril Malawat, Fadli Fendi Marantika, Juliaans E. Moeljono Mohamad, Syed Ismail Syed Mohammad H. Holle Muammar W. Maruapey Muhammad Husein Maruapey Muhammad R Nacikit Muhammad Reza Nacikit Muhammad Reza Nacikit Muhrim, M. Rifai Nacikit, Muhammad R Nacikit, Muhammad Reza Nadia Nadia Nahria Latuconsina Nunik Nurmalasari Nur Hasanah Nurlette, Erlin D. P. Ode, Santi Pellupessy, Fatmah Watti Pelupessy, Fatmah Watty Putri Rajab Rajab, Rajab Relubun, Dety Ariyani Relubun, Dety Aryani Roup, Mu'min Shalihah, Maratun Siti Nur F. Hatapayo Soenari Soenari Soenari, Soenari Sunari Suud Marasabessy Syed Ismail Syed Mohamad Tangke, Diar Muzna Thalhah Thalhah, Thalhah Triadi Mulyanto Tubalawony, Jacsy Tubalawony, Jaczy Wakano, Abidin