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Financial Literacy and Lifestyle in Shaping the Financial Behavior of Gen Z in Rangkasbitung, Lebak Regency Furniawan, Furniawan; Yamin, D. Muhamad
Eduvest - Journal of Universal Studies Vol. 6 No. 2 (2026): Eduvest - Journal of Universal Studies
Publisher : Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/eduvest.v6i2.52191

Abstract

A low understanding of long-term financial management and planning can lead to unwise financial decisions. The financial literacy of Gen Z in Rangkasbitung, lacking optimal access to formal financial education or accurate digital information, may face difficulties in managing finances wisely. This study aims to determine the effects of financial literacy and lifestyle on the financial behavior of Generation Z in Rangkasbitung, Lebak Regency. The research method used is quantitative, employing a survey approach through a questionnaire distributed to 100 respondents. Data analysis was conducted using the classical assumption test, multiple linear regression, correlation, partial test (t-test), and simultaneous test (F-test). The results of the study indicate that, partially, financial literacy has a significant effect on the financial behavior of Gen Z, and lifestyle also has a significant effect on financial behavior. Simultaneously, financial literacy and lifestyle have a significant effect on the financial behavior of Generation Z in Rangkasbitung. These findings emphasize the importance of improving understanding of financial literacy and lifestyle management to foster healthy financial behavior among the younger generation.
Green Disclosure Mediates Good Corporate Governance and Social Performance on Budgeting Effectiveness in the Basic Materials Sector Rahmawati; H. Dini Arifian; Furniawan Furniawan
JURNAL ECONOMINA Vol. 5 No. 5 (2026): JURNAL ECONOMINA, Mei 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v5i5.2165

Abstract

In addition to examining the mediating role of green disclosure, this study also examines how social performance and good corporate governance (GCG) influence green disclosure and budgeting effectiveness (ROA). Using secondary data from companies listed on the Indonesia Stock Exchange (IDX) and analyzed using Eviews 12, this study takes a quantitative approach. The results show that social performance and GCG have no effect on green disclosure, and GCG has no effect on budgeting efficiency. On the other hand, although green disclosure has no effect and is unable to mediate the relationship between the variables, social performance has a positive impact on ROA. These results confirm that environmental disclosure is still not a primary factor in determining financial performance. Therefore, businesses must integrate sustainability.
Pengaruh ROA, DER, dan Sales Growth terhadap Harga Saham Perusahaan Kelapa Sawit yang Terdaftar di BEI Periode 2021–2024 Dita Tantia Putri; Furniawan Furniawan
Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi Review Vol. 6 No. 1 (2026): June
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emba.v6i1.4191

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh Return on Assets (ROA), Debt to Equity Ratio (DER), dan Sales Growth terhadap harga saham perusahaan kelapa sawit yang terdaftar di Bursa Efek Indonesia (BEI) periode 2021–2024. Penelitian menggunakan pendekatan kuantitatif asosiatif dengan teknik regresi data panel pada 13 perusahaan sampel yang dipilih melalui purposive sampling, menghasilkan 52 observasi. Pemilihan model estimasi dilakukan melalui Uji Chow, Uji Hausman, dan Uji Lagrange Multiplier, menghasilkan Fixed Effect Model (FEM) sebagai model terbaik. Hasil penelitian menunjukkan bahwa ROA berpengaruh positif dan signifikan terhadap harga saham, sedangkan DER dan Sales Growth tidak berpengaruh signifikan secara parsial. Secara simultan, ketiga variabel berpengaruh signifikan terhadap harga saham dengan nilai Adjusted R² sebesar 97,88%.