Garuda - Garba Rujukan Digital

Analysis of the Influence of Customer Perceptions of the Ease-of-Use Digital Electronic Money on Intention to Use Digital Wallet Application Ovo Sudirjo, Frans; Dharmawan, Donny; Hardayu, Audisty Prana; Nurcholifah, Ita; Kurniawan, Yohanes Jhony
Jurnal Informasi dan Teknologi 2023, Vol. 5, No. 4
Publisher : SEULANGA SYSTEM PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60083/jidt.v5i4.461

The purpose of this study is to ascertain how students' attitudes about electronic money affect their desire to use e-wallets. This study employs a descriptive-quantitative methodology. In this study, a survey method was employed. All of the participants in this study were students. A proportionate stratified random sample strategy was employed in this study. The following methods of gathering data were employed in this study: questionnaires, interviews, and documentation. The coefficients table shows that this study used the Windows version of SPSS to calculate the regression. The analysis and debate revealed that students' attitudes toward electronic money have a big impact on whether or not they are interested in utilizing e-wallets. The results of a basic linear regression analysis test demonstrate this, indicating that H0 is rejected if sig ≤ 0.05 with a sig value of 0.001. This is also consistent with the coefficient of determination test results, which indicate that the R square value is 0.16. It may be concluded that students' opinions about electronic money and enthusiasm in utilizing e-wallets are influenced by 16%. Technological innovation, perceived benefits, and perceived convenience all have a big impact on interest in utilizing e-wallets.

ANALISIS PERHITUNGAN NILAI KINI KEWAJIBAN IMBALAN PASTI (NKKIP) UNTUK PENSIUN NORMAL BERDASARKAN PERATURAN PERUNDANGAN PADA BUNGA KONVEKSI Ronitasari, Nanda Villa; Kurniawan, Y Jhony; Winata, I Nyoman
Premium Insurance Business Journal Vol. 9 No. 1 (2022): PREMIUM INSURANCE BUSINESS JOURNAL
Publisher : P3M Trisakti School of Insurance (TSI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35904/premium.v9i1.21

Pernyataan Standar Akuntansi Keuangan (PSAK) adalah kerangka acuan dalam proses yang berkaitan dengan penyajian laporan keuangan di Indonesia. Secara umum PSAK 24 adalah mengatur pernyataan akuntansi tentang imbalan kerja di perusahaan. Penerapan PSAK 24 sendiri dilatarbelakangi oleh Undang-Undang Ketenagakerjaan Nomor 13 Tahun 2003, akan tetapi pada tahun 2020 diterbitkan Undang-Undang Nomor 11 Tahun 2020 dengan peraturan pelaksanaannya pada Peraturan Pemerintah Nomor 35 Tahun 2021. Hal ini mengakibatkan besaran faktor dalam perusahan menghitung kewajiban/liabilitas akan berubah, terutama untuk menghitung Nilai Kini Kewajiban Imbalan Pasti (NKKIP) untuk pensiun normal. Dalam perhitungan NKKIP menggunakan data karyawan Bunga Konveksi. Tujuan penelitian ini untuk mengetahui hasil perhitungan Nilai NKKIP untuk Pensiun Normal sesuai dengan peraturan di atas lalu menganalisis dari kedua hasil perhitungan tersebut dan mengimplementasikan pada Bunga Konveksi. Adapun metode penelitian yang digunakan adalah metode analisis deskriptif kuantitatif dengan perhitungan NKKIP menggunakan metode Projected Unit Credit (PUC). Hasil dari perhitungan NKKIP dengan menggunakan data karyawan Bunga Konveksi yaitu NKKIP untuk pensiun normal sesuai Undang-Undang Nomor 13 Tahun 2003 lebih tinggi dibandingkan NKKIP untuk pensiun normal sesuai Peraturan Pemerintah Nomor 35 Tahun 2021.

Analisis Pendapatan, Biaya Bersumber Underwriting, dan Sumber Investasi Lain pada Perusahaan Asuransi Kerugian Yohanes Jhony Kurniawan; Heppy Julianto
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 3 No. 3: Maret 2024
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v3i3.3160

This research aims to create a general map of Income, Costs Sourced from Underwriting and Other Investment Sources in Casualty Insurance Companies. So based on the above we will raise the research title "Analysis of Income, Costs Sourced from Underwriting and Other Investment Sources in Casualty Insurance Companies in 2018 - 2022." This research aims: To find out the income of the casualty insurance industry in Indonesia, to find out the industry's income Loss insurance in Indonesia comes from underwriting or other investment sources, to find out the costs of the loss insurance industry in Indonesia, and to find out the costs of the loss insurance industry in Indonesia from underwriting or other investment sources. This research method is quantitative descriptive. 1. The conclusion is that the income of the loss insurance industry in Indonesia from 2018 to 2022 tends to increase from 2018 to 2019, 2020 and 2022, while in 2021 it tends to decrease. Income from the Loss Insurance Industry from Underwriting Sources and from other Investment Sources, during 2018 to 2022 shows a positive upward trend from 2018, 2019, 2021 and 2022, but shows a decreasing trend in 2020. Slightly different from Underwriting Results, the percentage increases in 2020. 2018 to 2019, decreasing in 2020, 2021, and decreasing in 2021. The average for five years is 78%, with a positive trend. Meanwhile, in Figure 3.3, the percentage of Investment Return income shows an increase from 2018 to 2019, 2022 and a decrease in 2020, 2021. The average for five years is 22% with a slight downward trend. Total Underwriting Expenses experienced an upward or positive trend from 2018, 2019, 2020, and 2022, while experiencing a downward or negative trend in 2021. This is also consistent with the Underwriting Costs of the Casualty Insurance Industry for 2018 - 2022, in percentage terms, respectively. also experienced an upward or positive trend from 2018, 2019, 2020, and 2022, while experiencing a downward or negative trend in 2021. Underwriting Costs for the Loss Insurance Industry in 2018 – 2022, In millions of rupiah it can be concluded that in general the amount of operating expenses tends to increased, from 2018 to 2022, only in 2021 did it decrease, and the results of other expenses tended to be stable.

Literasi Manfaat Program Beasiswa Pendidikan STMA Trisakti Yohanes Jhony Kurniawan; Heppy Julianto
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 3 No. 4: Mei 2024
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v3i4.3174

This Community Service research is based on the material and non-material benefits of the scholarships, so literacy on the benefits of the educational scholarship program at STMA Trisakti is required. With the existence of literacy on the benefits of the educational scholarship program at STMA Trisakti, it is hoped that there will be an increase in understanding among the community, especially the lower middle class, about alternative financing opportunities with scholarships for those who are the targets of the scholarship. Title as follows; "Literacy Benefits of the STMA Trisakti Education Scholarship Program". The Community Service Method uses scholarship benefits literacy by socializing and creating scholarship benefits books. The conclusion is; There are 99 scholarship recipient students who are actively involved in literacy outreach activities for the benefits of the STMA Trisakti Education scholarship, and of the 99 students there are 90 students who write and collect articles or 90, 90% reflect the wishes of scholarship recipient students in literacy activities for the benefits of the STMA Trisakti Education scholarship which is ultimately useful for people who need information from literacy as an outcome. There are 45 articles or 39% that have the appropriate format to be formatted into a final draft of the article with the title inspiration for the benefits of STMA Trisakti Education scholarships. The suggestion is that students have high interest in writing ISBN books, so there is a need for facilitation in achieving academic and non-academic achievements in writing ISBN books

Sosialisasi Pencegahan dan Penanganan Kekerasan Seksual di Perguruan Tinggi Melalui Pameran Karya Seni Yohanes Jhony Kurniawan; Heppy Julianto; Antonia J. Laratmase
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 3 No. 6: September 2024
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v3i6.5150

This Community Service research This PKM (Community Service) activity aims to; Increased understanding of scholarship recipient students, scholarship recipient alumni, STMA Trisakti leaders, academic assistant lecturers for scholarship recipient students, alumni, and the surrounding community regarding activities to prevent and handle sexual violence in higher education through art exhibitions, and so it is hoped that this will increase the desire of students and alumni. , leaders of STMA Trisakti, academic assistant lecturers for scholarship recipient students and the surrounding community in activities to prevent and handle sexual violence. Using the Art Exhibition method. Participants who attended this PKM were 100 who came from scholarship recipients, both KIP, YBT, internship scholarships from STMA Trisakti, and in general from Trisakti Foundation Education units, such as the Trisakti Logistics Transportation Institute, STMK Trisakti, TSM Trisakti, IPT Trisakti, and Universities Trisakti.

Analisis Kinerja Perusahaan Asuransi Umum Nasional dan Perusahaan Asuransi Umum Patungan di Indonesia Yohanes Jhony Kurniawan; Heppy Julianto; Suhartono Suhartono
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 3 No. 6: September 2024
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v3i6.5151

This analysis reflects the performance of National General Insurance Companies and Joint Venture General Insurance Companies in Indonesia. This allows this mapping to be used as a tool to analyze and control the performance of National General Insurance Companies and Joint Venture General Insurance Companies in Indonesia. So based on the above we will raise the research title "Performance Analysis of National General Insurance Companies and Joint Venture General Insurance Companies in Indonesia," This research aims; To find out the performance of National General Insurance Companies, to find out the performance of general insurance companies and joint venture general insurance companies in Indonesia, and to find out the differences in the performance of national general insurance companies and joint venture general insurance companies in Indonesia. This research method is quantitative descriptive. The conclusions are 1) Asset performance, equity performance, debt performance, revenue performance, cost performance, profit and loss performance, investment performance, technical reserve performance of joint venture general insurance companies have a tendency to increase from 2018 - 2022, while investment performance / technical reserves (%) Joint General Insurance has a downward trend from year to year from 2018 - 2022, 2.a) Asset Performance, Equity Performance, Debt Performance, Income Performance, Investment Performance, and Technical Reserve Performance of national general insurance has an upward trend from year to year 2018 - 2022, 2.b) but the performance of national general insurance costs has a tendency to fall from year to year from 2018 - 2022 then rises and then falls at the end of 2022, while the profit and loss performance of national general insurance has a tendency to be unstable from year to year from 2018 - 2022 with an upward trend, and Investment Performance / Technical Reserves (%) of national general insurance has a downward trend from 2018 - 2022, 3) The differences in the performance of National General Insurance Companies and Joint Venture General Insurance Companies in Indonesia are as follows; 1). Joint Venture General Insurance has better performance than national general insurance companies in; Asset performance, debt performance, cost performance, and investment performance / technical reserves (%), and 2) National General Insurance has better performance than joint venture general insurance companies from 2018 - 2022 in; Equity performance, income performance, profit and loss performance, investment performance, and technical reserve performance.

Pelatihan Kewirausahaan Pembuatan Produk Ecoprint Mengunakan Teknik Pounding Dengan Bahan Daun Eksotik Dari Sekitar Tempat Tinggal Untuk Mendorong Perekonomian Masyarakat Kurniawan, Yohanes Jhony; Julianto, Heppy; Suhartono, Suhartono
Joong-Ki : Jurnal Pengabdian Masyarakat Vol. 4 No. 3: Mei 2025
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/joongki.v4i3.8035

This PKM (Community Service) activity aims to increase the desires of students, alumni, STMA Trisakti leaders, accompanying lecturers, and the community around the STMA Trisakti campus, and to carry out Entrepreneurship training activities for Making Ecoprint Products Using Pounding Techniques with Exotic Leaf Material from Around the Residence. With the Entrepreneurship Training method for Making Ecoprint Products. There were 18 participants who attended this PKM. The results of this PKM were 18 ecoprint products using the pounding technique with exotic leaf materials from around the residence.

The Effectiveness of Teacher Competition Analysis in Improving Insurance Literacy at National Level Laratmase, Antonia Junianty; Kurniawan, Yohanes Jhony; Lie, Antonius Anton; Robidi; Febrisutisyanto, Ady; Damara, Antonia Samantha
Jurnal Manajemen Pendidikan Vol. 16 No. 1 (2025): Jurnal Manajemen Pendidikan
Publisher : Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/jmp.v16i1.55123

Background Insurance literacy remains a critical component of financial education, particularly in developing nations where public understanding of insurance principles is often limited. Purpose This study aimed to determine the insurance literacy of teachers who had participated in the competition. Design/method/approach The method used was descriptive qualitative method with data collection techniques through questionnaires. Results The study results were: (1). The teacher insurance knowledge level was already at a high level, well literate, with a score of 240 the interval of 160-240. This meant that the respondents had already understood the basic concepts of risk and insurance well. (2). The insurance skills level was at the level of quite literate with a score of 235. This meant that the respondents were skilled enough in managing risk and insurance. Contribution/value the respondents had already understood the basic concepts of risk and the concept of insurance well, but they were still not quite skilled in managing the risk and insurance; respondents were also still hesitant about insurance and insurance capabilities.

Workshop dan Pameran Pembuatan Produk Ecoprint Mengunakan Teknik Pounding dengan Bahan Daun Eksotik di Sekitar Tempat Tinggal: Pengabdian Yohanes Jhony Kurniawan; Heppy Julianto; Mirnawati
Jurnal Pengabdian Masyarakat dan Riset Pendidikan Vol. 4 No. 1 (2025): Jurnal Pengabdian Masyarakat dan Riset Pendidikan Volume 4 Nomor 1 (Juli 2025 -
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jerkin.v4i1.2565

This Community Service (PKM) activity; To improve understanding of advanced training in Ecoprint Product Making Entrepreneurship Using Pounding Techniques with Exotic Leaf Materials from Around the Residence. To increase promotion of Ecoprint Product Making Entrepreneurship Using Pounding Techniques with Exotic Leaf Materials from Around the Residence. With the Advanced Training method and Ecoprint Product Exhibition. Participants who attended this PKM were 17 people. The results of this PKM are 3 ecoprint products Using Pounding Techniques with Exotic Leaf Materials from Around the Residence, and have been exhibited through Instagram social media, and other conventional media.

Sosialisasi Pencegahan dan Penanganan Kekerasan Seksual di Perguruan Tinggi Melalui Pameran Karya Seni Yohanes Jhony Kurniawan; Heppy Julianto; Antonia J. Laratmase
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 3 No. 6: September 2024
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v3i6.5150

This Community Service research This PKM (Community Service) activity aims to; Increased understanding of scholarship recipient students, scholarship recipient alumni, STMA Trisakti leaders, academic assistant lecturers for scholarship recipient students, alumni, and the surrounding community regarding activities to prevent and handle sexual violence in higher education through art exhibitions, and so it is hoped that this will increase the desire of students and alumni. , leaders of STMA Trisakti, academic assistant lecturers for scholarship recipient students and the surrounding community in activities to prevent and handle sexual violence. Using the Art Exhibition method. Participants who attended this PKM were 100 who came from scholarship recipients, both KIP, YBT, internship scholarships from STMA Trisakti, and in general from Trisakti Foundation Education units, such as the Trisakti Logistics Transportation Institute, STMK Trisakti, TSM Trisakti, IPT Trisakti, and Universities Trisakti.

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