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All Journal Al-Fikri: Jurnal Studi dan Penelitian Pendidikan Islam TA'DIBUNA: Jurnal Pendidikan Agama Islam FALASIFA : Jurnal Studi Keislaman CIVITAS (JURNAL PEMBELAJARAN DAN ILMU CIVIC) Wahana Akademika: Jurnal Studi Islam dan Sosial BudAI: Multidisciplinary Journal of Islamic Studies Jurnal Ilmiah Sultan Agung Idealita: Jurnal Pendidikan dan Sosial Keagamaan Cendekia: Jurnal Pengembangan Kurikulum dan Pendidikan
Farhan, Moh
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Religion Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Economics, Econometrics & Finance Education Electrical & Electronics Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Nursing Public Health Social Sciences Other

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Peran Fintech Syariah dalam Meningkatkan Akses Pembiayaan Bagi Generasi Milenial: Studi terhadap Persepsi, Tingkat Kepercayaan, dan Perilaku Keuangan Digital Farhan, Moh
IDEALITA: Jurnal Pendidikan dan Sosial Keagamaan Vol. 5 No. 2 (2025): September
Publisher : LP2M Sekolah Tinggi Agama Islam Al Falah ( STAIFA ) Pamekasan

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Abstract

The development of Islamic financial technology (Islamic fintech) has brought significant transformation to the Islamic financial system, particularly by offering more inclusive financing alternatives aligned with Sharia principles. Millennials, as a digitally savvy and economically active generation, have become the primary target for Islamic fintech services. However, challenges remain in terms of their level of trust and understanding of the mechanisms and contracts used in these services. This study aims to thoroughly analyze how millennials’ perceptions, trust levels, and digital financial behavior influence their access to financing through Islamic fintech platforms. This research employs a quantitative approach through a structured questionnaire survey involving 150 active users of Islamic fintech. Data were analyzed using multiple linear regression to examine the relationships between variables. The findings reveal that a positive perception regarding ease of use, Sharia compliance, and service transparency significantly increases millennials’ trust. This elevated trust then encourages more active digital financial behavior, which in turn enhances access to Islamic financing. The study offers valuable insights into the factors driving the adoption of Islamic fintech among the younger generation and provides recommendations for policymakers and service providers to focus on Sharia financial literacy, education on Islamic contracts, and the strengthening of Sharia-aligned digital features.
IMPLEMETASI PEMBIAAAN KEGIATAN KEAGAAAN DALAM PEMBENTUKAN KARAKTER TANGGUNG JAWAB SISWA MI TARBIYATUL ISLAM PENGGARON Ahnasayyida, Sherly Addiba; Farhan, Moh; ., Samsudin
Jurnal Ilmiah Penelitian Mahasiswa Vol 5, No 1 (2026): MARET 2026
Publisher : Jurnal Ilmiah Sultan Agung

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Penelitian ini bertujuan untuk mendiskripsikan dan menganalisis perencanaan, pelaksanaan, evaluasi pembiasaan kegiatan keagamaan dalam pembentukan karakter tanggung jawab siswa di MI Tarbiyatul Islam Penggaron Lor Tahun Ajaran 2025/2026. Penelitian ini menggunakan pendekatan kualitatif dengan jenis penelitian lapangan (field research). Teknik pengumpulan data meliputi observasi, wawancara, dan dokumentasi. Analisis data dilakukan melalui reduksi data, penyajian data, dan penarikan Kesimpulan dengan uji keabsahan melalui triangulasi sumber, triangulasi teknik, triangulasi waktu.Hasil penelitian menunjukkan bahwa: (1) Perencanaan pembiasaan dilakukan melalui penyusunan jadwal kegiatan keagamaan terstruktur, penetapan tujuan pembentukan karakter tanggung jawab, serta koordinasi antara kepala madrasah dan guru. (2) Pelaksanaan pembiasaan dilakukan melalui kegiatan rutin seperti do’a Bersama, membaca asmaul husna, sholat dhuha berjamaah, membaca yasin setiap jum’at, dan kultum, yang dilaksanakan secara konsisten dengan pendampingan guru. (3) Evaluasi dilakukan melalui observasi harian, refleksi guru, serta monitoring kedisiplinan dan partisipasi siswa. Pembiasaan kegiatan keagamaan terbukti berkontribusi dalam membentuk karakter tanggung jawab siswa, ditandai dengan meningkatnya kesadaran menjalankan kewajiban tanpa paksaan. Kata kunci: pembiasaan, kegiatan keagamaan, karakter tanggung jawab, madrasah ibtidaiyah. 
Co-Authors Ahnasayyida, Sherly Addiba Ardeani, Dhika Assayyidi, Nurochman Athoillah, Sukijan Choeroni Choeroni Gumuruh, Andika Ronggo Harjianto Khumalasari, Qoiry Yatul Muti, Fatkhatun Qomalasari, Nor Samsudin . Samsudin Samsudin Susiyanto Susiyanto, Susiyanto Toha Makhshun