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Developing The Sustainability Model of BMTs: Empirical Approach bin Mislan Cokrohadisumarto, Widiyanto; Sari, Yuli Indah; Hardiana, Yulinda
IQTISHADIA Vol 13, No 1 (2020): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v13i1.6859

Abstract

Maintaining the sustainability of microfinance institutions such as BMT is a must because this financial institution is badly needed by the community who do not want to be involved with usury practices. Efforts to build sustainability with a variety of approaches, especially from a more Islamic management approach are needed. This study aims to build a model of sustainability in BMT based on growth in the financing, community support, fraud, Islamic human capital, and Islamic leadership. This research was conducted using a quantitative approach (multiple linear regression with stepwise methods) to get the best model by developing moderating variables. The number of samples used was 105 respondents collected from BMT spread across the Semarang and Pekalongan Residency, Central Java, Indonesia. Based on the results of the study, to build BMT sustainability requires financing growth, support from the community, and good Islamic human capital. An interesting finding is that fraud does not affect the sustainability of BMT, this is possible because the fraud that occurs is still in low intensity. Islamic leadership and Islamic human capital are also unable to moderate the influence of fraud on the sustainability of BMT.
Experience-Based Knowledge in Islamic Perspective Sari, Yuli Indah; Mislan Cokrohadisumarto, Widiyanto bin; Fachrunnisa, Olivia; Ismail, Abdul Ghafar
International Journal of Islamic Business and Economics (IJIBEC) Vol 5 No 2 (2021): IJIBEC VOL. 5 NO. 2 DECEMBER 2021
Publisher : Faculty of Islamic Economics and Business of Institut Agama Islam Negeri (IAIN) Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v5i2.2886

Abstract

The development of technology has created problems regarding challenges and opportunities in utilizing knowledge obtained by humans from various experiences. Experience-based knowledge has been seen as a special advantage for individuals and Islam has a unique way to explain this aspect. This paper aimed to develop an experience-based knowledge model from an Islamic perspective. This study used a qualitative approach based on literature reviews sourced from Al-Qur’an, Al-Hadith, and relevant previous kinds of literature. This study is expected to provide contributions to the development of theories related to experience-based knowledge from an Islamic perspective. The results show that knowledge could be learned and obtained by humans from various experience sources, such as personal experiences, other people's experiences, experts’ experiences, and experiences said in Al-Qur’an and Al-Hadith. This experience-based knowledge helped individuals improve their abilities and were disseminated to the other individuals for Allah’s blessings and achieving the embraced organizational goals and success.
Mosque-Based Integrated Community Empowerment Model bin Mislan Cokrohadisumarto, Widiyanto; Sari, Yuli Indah
Islamic Social Finance Vol. 4 No. 1 (2024): Islamic Social Finance
Publisher : SMART Insight

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58968/isf.v4i1.372

Abstract

This study aims to develop Indonesia's mosque-based integrated community empowerment model.  The model collaboration defined the mosque as a place of productive empowerment to overcome poverty in Indonesia. This study used a qualitative approach that began with a literature study to get research direction and then continued with FGD activities with (1) takmir or administrator of the mosque from the Indonesian Mosque Council or Dewan Masjid Indonesia (DMI), (2) managers of the Amil Zakat Infaq and Sadaqah Insititute or Lembaga Amal, Zakat, Infaq, dan Sedekah (LAZIS), (3) religious leaders or ulama, and (4) academician (who have expertise in Islamic economics and finance, management, and information technology). Based on the study, a model that optimally empowers mosque-based communities (to help solve poverty problems in society around the mosque), it is necessary to have integrated the mosque involvement from many parties such as government, DMI, Aghniya, LAZIS, religious leaders, universities, and mosque. This research makes a valuable contribution by employing a holistic and integrated approach to address poverty-related issues while simultaneously strengthening the role of mosques as productive empowerment centres. It combines elements of Islamic economics, management, and information technology.
Edukasi “Mitigasi Bencana” di SDN 4 Merjosari Malang sebagai Upaya Penguatan Menghadapi Bencana Gempa Bumi di Kota Malang Lestari, Asih Widi; Firdausi, Firman; Wulandari, RR. Merry Chornelia; Primasworo, Rifky Aldila; Sari, Yuli Indah; Amanda, Dela Eka
Journal of Indonesian Society Empowerment Vol. 1 No. 2 (2023): December
Publisher : Yayasan Lentera Avanya Nagari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61105/jise.v1i2.13

Abstract

Kota Malang, yang terletak di wilayah geologis yang rentan terhadap gempa bumi, sering kali mengalami getaran tanah yang dapat membahayakan keselamatan penduduknya. Data dari tahun 2022 mencatat beberapa insiden gempa bumi yang terjadi di kota ini, menekankan urgensi untuk meningkatkan pemahaman dan persiapan mengenai bencana ini, terutama bagi anak-anak usia sekolah dasar. Tujuan dari pengabdian ini adalah memberikan pengetahuan yang sangat dibutuhkan bagi siswa sekolah dasar di Kota Malang tentang bahaya gempa bumi dan bagaimana cara menghadapinya. Hasil dari pelatihan mitigasi bencana ini diharapkan adalah siswa-siswi yang lebih sadar akan bahaya gempa bumi dan mampu mengidentifikasi langkah-langkah penyelamatan diri yang diperlukan saat terjadi gempa bumi. Dengan pemahaman ini, siswa di Kota Malang akan menjadi agen perubahan yang dapat membantu mengedukasi anggota keluarga dan teman-teman mereka tentang pentingnya persiapan dan tindakan yang benar selama bencana gempa bumi. Sebagai hasil akhir, diharapkan pengurangan risiko dan kerugian akibat gempa bumi, serta peningkatan keselamatan dan kesiapan komunitas dalam menghadapinya. Malang City, which is located in a geological area that is prone to earthquakes, often experiences ground vibrations that can endanger the safety of its residents. Data from 2022 records several earthquake incidents that occurred in this city, emphasizing the urgency to increase understanding and preparation regarding this disaster, especially for elementary school-age children. The aim of this service is to provide much needed knowledge for elementary school students in Malang City about the dangers of earthquakes and how to deal with them. It is hoped that the results of this disaster mitigation training will be that students are more aware of the dangers of earthquakes and are able to identify the necessary self-saving steps when an earthquake occurs. With this understanding, students in Malang City will become agents of change who can help educate their family members and friends about the importance of proper preparation and action during an earthquake disaster. As a final result, it is hoped that the risk and loss due to earthquakes will be reduced, as well as increased safety and community preparedness in facing them.
Menyingkap Elemen-Elemen Kepuasan Karyawan Riyadi, Sugeng; Sari, Yuli Indah
Jurnal Ekonomi dan Bisnis Vol 25, No 2 (2024): JURNAL EKONOMI DAN BISNIS
Publisher : Department of Management, Faculty of Economics, Universitas Islam Sutan Agung, Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30659/ekobis.25.2.152-162

Abstract

AbstrakIndustri perhotelan adalah industri unik yang melibatkan pekerjaan dengan tingkat stres dan beban kerja yang tinggi akibat pelayanan dengan interaksi 24/7 antara karyawan dan pelanggan. Hal ini menyebabkan industri tersebut menghadapi tantangan untuk meningkatkan kepuasan kerja karyawan mereka. Sebab itu, penelitian ini bertujuan untuk menguji elemen-elemen yang dapat meningkatkan kepuasan kerja karyawan hotel melalui lingkungan kerja, beban kerja, dan pengembangan karir. Sampel penelitian diambil menggunakan metode purposive sampling dari Hotel New Idola di Jakarta yang memiliki karyawan berjumlah 50 orang. Berdasarkan hasil pengujian menggunakan SMART PLS ditemukan bahwa lingkungan kerja, beban kerja, dan pengembangan karir memiliki pengaruh positif signifikan terhadap kepuasan karyawan. Penelitian ini memberikan kontribusi berharga bagi dunia akademisi dengan menyediakan pemahaman yang lebih mendalam tentang aspek pendukung kepuasan kerja karyawan di industri perhotelan, sementara juga memberikan panduan praktis bagi praktisi dalam meningkatkan kondisi kerja dan kepuasan karyawan di lingkungan hotel. Keywords:  hotel, lingkungan kerja, beban kerja, pengembangan karir, kepuasan kerja
Islamic Human Capital Strategies for Preventing Fraud in Sharia Cooperatives Sari, Yuli Indah; bin Mislan Cokrohadisumarto, Widiyanto
IJIBE (International Journal of Islamic Business Ethics) Vol 9, No 2 (2024): September 2024
Publisher : UNISSULA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30659/ijibe.9.2.116-130

Abstract

The issue of internal fraud remains a hindrance to the development of this Sharia cooperative. Preventive measures with a new approach are necessary early on to address fraud. This research aims to find a practical model of the role of Islamic human capital development in preventing internal fraud at Sharia cooperatives. The study utilized a qualitative approach with a sample of 7 Baitul Tamwil Muhammadiyah (BTM) affiliated with the Central Java branch of Pusat BTM, Indonesia, selected through purposive sampling. The research results identified a practical model of Islamic human capital development and its role in preventing fraud in the Sharia cooperative. This includes efforts to build an Islamic environment, incorporate Islamic values into operational regulations, foster knowledge sharing, organize structured and independent training, and identify other factors involved in Islamic human capital development. Spiritual, knowledge, moral, and behavioural approaches were employed to reduce fraud and loss frequency and enhance employee performance. 
Implementation Of the Prosperous Family Card Program in Improving Community Welfare Based Van Meter and Van Horn Analysis : Study in Bunulrejo Village, Malang City Sari, Yuli Indah; Hardianto, Willy Tri; Purwatiningsih, Annisa; Lestari, Asih Widi
Sawala : Jurnal Administrasi Negara Vol. 11 No. 2 (2023): Jurnal Sawala Administrasi Negara
Publisher : Program Studi Administrasi Negara Universitas Serang Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30656/sawala.v11i2.7634

Abstract

The Prosperous Family Card (KKS) is one of the compensation package programs proposed by the government to help poor families so that those who live in poverty can be covered with this card which can reduce the problem of poverty and improve community welfare. The purpose of this research is to find out the implementation of the Prosperous Family Card program to improve community welfare and to find out the supporting and inhibiting factors for implementing the Prosperous Family Card program in community empowerment efforts. This research uses qualitative methods by collecting data through observation, interviews, and documentation. Determining informants was carried out using snowball sampling. Data analysis was carried out through the stages of data collection, data presentation, and conclusion. From this research, the results showed that the program's implementation involved continuous and intense socialization and regular monitoring regarding the distribution of aid, but it is very unfortunate that the program still had less valid outreach and data for less fortunate communities.
IMPLEMENTASI KEBIJAKAN PENANGGULANGAN KEMISKINAN DI KOTA MALANG SARI, YULI INDAH; Tri Hardianto, Willy; Purwatiningsih, Annisa; Widi Lestari, Asih
JPAP: Jurnal Penelitian Administrasi Publik Vol. 9 No. 2 (2023): JPAP (Jurnal Penelitian Administrasi Publik)
Publisher : Universitas 17 Agustus 1945 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30996/jpap.v9i2.9732

Abstract

The definition of poverty can be broadly divided into two, namely absolute poverty and relative poverty. Absolute poverty is a condition where a person's income level is not sufficient to meet their basic needs. Policy is a series of concepts and principles that serve as guidelines and the basis for plans in carrying out work, leadership and ways of acting. The term can be applied to governments, private sector organizations and groups, as well as individuals. Policies are different from regulations and laws. If the law can impose or prohibit a behavior (for example a law that requires the payment of income tax), policy only guides actions that are most likely to obtain the desired results, the implementation of public policy as a form of thought process and human action that is well planned, rational, efficient and effective as an effort to create order and order in various state or government tasks in order to create shared prosperity based on justice and equality. The aim of this research is to determine the implementation of poverty alleviation in Malang City, to find out the supporting and inhibiting factors for the implementation of poverty alleviation in Malang City. This research uses qualitative methods by collecting data through observation, interviews and documentation using snowball sampling to determine informants. Data analysis was carried out through the stages of data collection, data presentation and drawing conclusions. From this research, the results showed that the implementation of the poverty alleviation policy in the city of Malang has gone well and according to procedures, and monitoring and outreach to the community has also been carried out, however there are several obstacles in the effort to receive this aid, namely the data provided by the Ministry of Social Affairs still takes time. which is old. Key words: poverty, overcoming, Malang City.
Evaluasi Program Pemberdayaan Perempuan terhadap Kesejahteraan Masyarakat Desa Pendem, Kota Batu Purwatiningsih, Annisa; Ghunu, Agustinus; Sari, Yuli Indah
Jurnal Ilmu Sosial dan Ilmu Politik (JISIP) Vol 14, No 1 (2025): April
Publisher : Universitas Tribhuwana Tungga Dewi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33366/jisip.v14i1.3063

Abstract

The community empowerment program in Pendem Village in the institutional sector has not provided the expected benefits, so an evaluation is needed. This study aims to examine the implementation of the evaluation of the community empowerment program in the institutional sector in Pendem Village. This study uses a qualitative research approach using a descriptive method. The purpose of descriptive research is to describe problem solving in accordance with existing facts systematically and accurately. The steps in data collection in this study include interviews, observations and document collection. The selection of informants uses a purposive sampling technique, which is done intentionally or by directly appointing people who are considered to know the most and are able to answer research questions. The results of the study obtained the results that the evaluation of the women's empowerment program had approached expectations in general. However, behind the success of empowerment, there are still things that are lacking in the smoothness of empowerment activities, namely the inaccuracy of time from the community, especially women, in implementing the empowerment program being run. The suggestions given are, in the implementation of the program, punctuality, maintenance of facilities and infrastructure to support the achievement of program goals optimally.Program pemberdayaan masyarakat Desa pendem di bidang kelembagaan belum memberikan manfaat yang diharapkan sehingga diperlukan suatu evaluasi. Penelitian ini bertujuan untuk mengkaji pelaksanaan evaluasi program pemberdayaan masyarakat bidang kelembagaan di Desa pendem. Penelitian ini menggunakan pendekatan penelitian kualitatif dengan menggunakan metode deskriptif. Tujuan penelitian deskriptif adalah untuk menggambarkan pemecahan masalah sesuai dengan fakta yang ada secara sistematis dan akurat. Langkah -langkah dalam pengumpulan data dalam penelitian ini meliputi wawancara, observasi dan pengumpulan dokumen. Adapun pemilihan informan menggunakan teknik purposive sampling, yaitu di lakukan dengan cara secara sengaja atau menunjuk langsung kepada orang yang dianggap paling tahu dan mampu menjawab pertanyaan penelitian. Hasil penelitian tersebut diperoleh hasil bahwa evaluasi program pemberdayaan perempuan sudah menghampiri harapan pada umumnya. Namun di balik kesuksesan pemberdayaan, masih ada hal yang menjadi kurangnya kelancaran kegiatan pemberdayaan yaitu ketidak tepatan waktu dari masyarakat khususnya perempuan dalam melaksanakan program pemberdayaan yang dijalankan. Saran yang diberikan adalah, dalam pelaksanaan program, ketepatan waktu, maintenance sarana prasarana guna mendukung pencapaian tujuan program secara maksimal.
Kepercayaan Produk Halal Mempengaruhi Minat Beli Yang Berdampak Pada Keputusan Pembelian Riyadi, Sugeng; Yuniarso, Yudi Budi; Mansur, Mansur; Sari, Yuli Indah; Bahrudin, Bahrudin
Jurnal Ilmiah Global Education Vol. 6 No. 2 (2025): JURNAL ILMIAH GLOBAL EDUCATION, Volume 6 Nomor 2
Publisher : LPPM Institut Pendidikan Nusantara Global

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/jige.v6i2.3776

Abstract

This study aims to examine the influence of knowledge about halal products, religiosity, and halal labels on purchasing decisions, with purchase intention as a mediating variable. The research focuses on Muslim consumers from Generation Z and involves 450 respondents. A descriptive quantitative approach was employed, with data analysis processed using Smart PLS. The findings indicate that knowledge of halal products and religiosity have a positive and significant impact on purchase intention, while the halal label has no effect. Purchase intention was found to have a positive and significant impact on purchasing decisions, whereas knowledge of halal products and religiosity do not have a direct influence. Conversely, the halal label has a positive and significant effect on purchasing decisions. Additionally, purchase intention mediates the relationship between knowledge of halal products and religiosity on purchasing decisions but does not mediate the relationship between the halal label and purchasing decisions. These findings provide insights for producers to enhance the appeal of halal products among Muslim Generation Z consumers.