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All Journal Dinasti International Journal of Education Management and Social Science Jurnal Riset Bisnis dan Manajemen Unram Journal of Community Service (UJCS) Journal of Accounting and Finance Management (JAFM) Jurnal Visi Manajemen (JVM) Jurnal Manajemen dan Pemasaran Digital Jurnal Maps (Manajemen Perbankan Syariah) Siber International Journal of Digital Business Journal of Innovation and Research in Agriculture Greenation International Journal of Tourism and Management
Lasminingrat, Anne
6Universitas Winaya Mukti Bandung. Indonesia
Agriculture, Biological Sciences & Forestry Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Tam Model on Digi Banking BJB in Bandung Fitri Anggraeni, Annisa; Rismunandar, Ichsan; Ahada, Roby; Lasminingrat, Anne; Candra Devi, Meita
Siber International Journal of Digital Business (SIJDB) Vol. 2 No. 3 (2025): (SIJDB) Siber International Journal of Digital Business (January - March 2025)
Publisher : Siber Nusantara Review & Yayasan Sinergi Inovasi Bersama (SIBER)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/sijdb.v2i3.141

Abstract

The purpose of this research is to know the perceived usefulness, perceived ease of use, attitude towards using and behavioral intention to use the DIGI app and also to understand the influence of perceived usefulness and perceived ease of use on attitude towards using and its implication on behavioral intention to use. The type used in this research is descriptive and comparative. The research type is descriptive survey and explanatory survey with quantitative method. The sampling technique used in this research is non-probability sampling in the form of accidental sampling by distributing questionnaires through Google Form. The tool that was used for data analysis is IBM SPSS Statistics 25. The result of this research shows that perceived usefulness, perceived ease of use, attitude towards using and behavioral intention to use the DIGI app is said to be quite good. Perceived usefulness and perceived ease of use simultaneously and partially influenced attitude towards using and behavioral intention to use significantly while attitude towards using influenced behavioral intention to use significantly.
THE EFFECT OF NON PERFORMING LOANS TO CASH RATIO ON BANK BPR KERTARAHARJA Roswinna, Winna; Febrian, Feby; Agustina, Granit; Lusiana Yulianti, Maria; Lasminingrat, Anne
Dinasti International Journal of Education Management And Social Science Vol. 1 No. 3 (2020): Dinasti International Journal of Education Management and Social Science (Febru
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/dijemss.v1i3.172

Abstract

In this study there are two variables, namely variable X (NPL) and Y variable (CR). This research was conducted to determine the effect of NPL on CR Bank BPR Kertaraharja. The method used in this research is descriptive analysis method to identify how the influence of NPL and how big CR is at Kertaraharja Rural Bank. While the verification of the analysis to identify the problem is how much influence the NPL has on the CR of BPR Kertraharja bank. This research was conducted at the BPR Kertaraharja Bank office. This research was conducted using a sample based on Purpose Sampling. The hypothesis of this study is that NPL has an effect on CR at the BPR Kertaraharja Bank. To measure the effect of these variables using Simple Linear Regression with the help of the application software system SPSS 21.0. Based on the results of data analysis using statistical methods, it was concluded that there was a significant influence between NPLs on CR banks, this was based on regression analysis with the equation Y = 24,985 - 1,312X. In correlation there is a fairly strong relationship between NPL and bank CR with a value of 0.680. Then the coefficient of determination (KD) is obtained that the NPL affects the CR with a value of 46.3%. Test the hypothesis of this study in which the t count of 4,147 is greater than the t table value of 2012. Then H1 is accepted and H0 is rejected, which means that NPL has a strong influence on bank CR.
EFEKTIVITAS KEBIJAKAN CUKAI DAN DESAIN KEMASAN ROKOK DALAM MENEKAN PERILAKU KONSUMTIF MAHASISWA Pratiwi Putri, Kartika; Lasminingrat, Anne; Devi, Meita Candra
Journal of Innovation and Research in Agriculture Vol. 4 No. 1 (2025)
Publisher : Papanda Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56916/jira.v4i1.2139

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh kemasan dan harga cukai terhadap perilaku konsumtif mahasiswa Universitas Winaya Mukti dalam mengkonsumsi rokok. Latar belakang penelitian ini adalah tingginya angka konsumsi rokok dikalangan mahasiswa yang dipengaruhi oleh faktor visual kemasan serta pertimbangan harga akiabt kebijakan cukai. Penelitian ini menggunakan metode deskriptif kuantitatif dengan pendekatan survei terhadap mahasiswa aktif sebagai responden. Hasil penelitian menunjukan bahwa kemasan rokok berperan sebagai media komunikasi visual yang mampu meningkatkan kesadaran konsumen, namun tidak cukup kuat dalam mengubah keputusan pembelian secara signifika. Sementara itu harga cukai dinilai cukup berpengaruh sebagai pertimbangan rasional tetapi belum efektif dalam menekan konsumsi rokok karena sebagai konsumen tetap mencari alternatif rokok murah atau illegal. Perilaku konsumtif mahasiswa lebih banyak dipengaruhi oleh dorongan emosional dan kebiasaan bukan dengan informasi atau regulasi eksternal. Oleh karena itu dibutuhkan pendekatan tambahan seperti edukasi, pembatasan akses untuk mengendalikan perilaku konsumtid terhadap rokok.
Co-Authors Adi Oksifa Rahma Harti Agi Dahtiar Agus Mulyana Ahada, Roby Ahmadi, Rudi Suprianto Annisa Fitri Anggraeni Ayu Luckyta Putri devi, Meita candra Dodi Tisna Amijaya Euis Dasipah Febrian, Feby Granit Agustina Hendrajat Setiadi Herni Suryani Ida Marina Komar Priatna, Deden Lala Nurhayati Luthfi Setiadiwibawa Maria Lusiana Yulianti Maria Yulianti Nurhayati, Lala Pratiwi Putri, Kartika R. Jusdijachlan Rakhmia Nalibratawati Rismunandar, Ichsan Sukmayana, Dodi Susan Ridwan Winna Roswinna