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Macroeconomic Determinants, Efficiency, and Policy Drivers of Welfare Performance in Islamic Fintech: The Mediating Role of Systematic Risk in Indonesia Suroso, Adi; Kristiawati, Indriana; Aurelia Mahjudin, Naurah
Journal of Managerial Sciences and Studies Vol. 3 No. 2 (2025): Agustus: Journal of Managerial Sciences and Studies
Publisher : PT. Mawadaku Sukses Solusindo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61160/jomss.v3i2.81

Abstract

This study explores the influence of macroeconomic fundamentals, cost efficiency, and corporate policy decisions on the welfare performance of Islamic financial technology (FinTech) firms in Indonesia—an emerging economy. The analysis adopts a sequential approach, incorporating systematic risk and firm performance as mediating variables. Specifically, the study examines the indirect effect of macroeconomic variables on firm performance and firm value through systematic risk, while also assessing the mediating role of firm performance in transmitting the effects of macroeconomic factors and corporate decisions. Grounded in agency theory and capital structure theory, the study employs panel data from listed Islamic FinTech institutions in Indonesia, with active trading records on the Indonesia Stock Exchange during the 2017–2019 period. The results reveal that macroeconomic indicators—namely inflation, interest rates, exchange rates, and GDP growth—significantly affect systematic risk, which in turn influences firm performance, subsequently impacting firm value. Additionally, corporate policies such as managerial incentives and financial leverage exhibit strong direct effects on firm performance and, indirectly, on firm value. However, capital expenditures appear to have no statistically significant effect on either outcome. Notably, firm performance functions as an essential mediating variable in the relationship between exchange rates, systematic risk, and policy factors—specifically managerial incentives—and the welfare performance of Islamic FinTech firms.
Menciptakan dan Mengembangkan Usaha Baru UMKM pada Masyarakat di Kecamatan Kabila Bone Provinsi Gorontalo Haeranah, Haeranah; Rizani , Ahmad; Suroso, Adi; Destiana, Rina; Sumo, Maimon
Pengabdian Pendidikan Indonesia Vol. 1 No. 02 (2023): Artikel Periode Desember 2023
Publisher : Information Technology and Science (ITScience)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47709/ppi.v1i02.3370

Abstract

Usaha mikro kecil dan menengah (UMKM) memiliki peran penting bagi suatu negara. Keberadaan UMKM akan memberiakan sumbangsi terhadap peningkatan pertumbuhan dan perkembangan ekonomi suatu negara. UMKM muncul dari orang-orang yang memiliki inisitif dan keberanian dalam mendirikan usaha atau bisnis. Jumlah UMKM di Indonesia terus mengalami peningkatan termasuk di provinsi gorontalao khususnya di desa Bilungo. Banyak potensi yang ada di desa Bilungo yang bisa dimanfaatkan untuk diolah menjadi kegiatan bisnis atau usaha. Untuk menciptakan peluang usaha baru maka diperlukan orang-orang kreatif dan inovatif dalam mengembangkan bisnisnya.Pengabdian ini bertujuan untuk memberiakan motivasi dan juga strategi yang komprehensif kepada masyarakat agar tertatik untuk mengembangkan potensi bisnis yang dimiliki agar dapat menciptakan dan mengembangkan kegiatan usaha atau bisnis baru.
PENGARUH KUALITAS PELAYANAN TERHADAP KEPUASAN MASYARAKAT DI DISTRIK TINNGINAMBUT KABUPATEN PUNCAK JAYA tabuni, yoten; suroso, adi; rusno
Jurnal Riset Mahasiswa Manajemen Vol. 13 No. 1 (2025): April
Publisher : Fakultas Ekonomika dan Bisnis Universitas PGRI Kanjuruhan Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21067/jrmm.v13i1.13012

Abstract

This research aims to determine how much influence service quality has on the level of community satisfaction in Tinnginabut District, Puncak Jaya Regency. This study uses a quantitative approach. The subjects of this research were people who had interests in the Tinnginabut District, Puncak Jaya Regency and a sample of 96 people was taken. The data collection method uses a questionnaire. The analysis technique used is Simple Regression Analysis. Based on simple linear regression analysis, the regression equation Y= 18.347 + 0.448 is obtained. The regression coefficient value of 0.448 states that if the service quality is at the 1 unit level, then the job satisfaction value is 0.448. Based on hypothesis testing with the t test, the t-count value was 7.010 > t-table 1.986, so H0 was rejected and Ha was accepted, which means that partially there is a positive influence of service quality on community satisfaction at the Tinginnambut District office, Puncak Jaya Regency. Based on the results of the coefficient of determination test, the R value = 0.586 and the R square (R2) value is 0.343. This shows that the influence of service quality is 34.3% while the remaining 65.7% is influenced by other factors not examined in this research.
KINERJA MANAJEMEN SUMBER DAYA MANUSIA DI SD INPRES ALUKME MULIA PUNCAK JAYA PAPUA TENGAH Kogoya, Dan; Sedyastuti, Kristina; Suroso, Adi
Jurnal Riset Mahasiswa Manajemen Vol. 13 No. 1 (2025): April
Publisher : Fakultas Ekonomika dan Bisnis Universitas PGRI Kanjuruhan Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21067/jrmm.v13i1.13016

Abstract

This research aims to: (1) To find out the planning and procurement of human resources at Impres Alukme Mulia Puncak Jaya Elementary School. (2) To find out the development of human resources at the Impres Alukme Mulia Puncak Jaya Elementary School, and (3) To find out how to maintain resources at the Impres Alukme Mulia Puncak Jaya Elementary School. This study uses a qualitative method with a case study type of research. The source of data from this study is the object of teachers and employees at SD Inpres Alukme Mulia Puncak Jaya, Central Papua. Primary data collection techniques are carried out through observation, interviews and documentation activities carried out in the Inpres Alukme Mulia Elementary School environment consisting of: (1) the Principal, (2) Teachers, and (3) Employees. The data analysis techniques in this study are: (1) data reduction, (2) data presentation, and (3) data verification. The results of the research are: (1) Alukme Mulia Presidential Elementary School has careful planning in the procurement of human resources. They work closely with the local Education Office to identify the needs of teaching staff and conduct a rigorous selection to recruit competent and committed teachers. (2) Human resource development in this school is focused on improving teacher competence and skills through regular training and professional development programs. and (3) Efforts to maintain human resources at SD Inpres Alukme Mulia involve the provision of welfare facilities, reward and incentive systems, a conducive work environment, effective conflict management, performance evaluation, and periodic strategy adjustments.
Studi Dasar Kesehatan Lingkungan di Kecamatan Hu’u, Sumbawa Barat, NTB, Indonesia: Bahasa Indonesia Kharistanto, Robertus Tegar Kurnia; Aprilia, Hesti Dwi; Fahlevy, Karizma; Sembiring, Agustinus; Suroso, Adi
Casuarina: Jurnal Teknik Lingkungan Vol 3 No 1 (2025): CEEJ OCT 2025
Publisher : LRI Universitas Muhammadiyah Sorong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33506/ceej.v3i1.4937

Abstract

Good environmental quality is essential to support the optimal life and development of communities. Hu’u District, Dompu Regency, possesses abundant natural resource potential; however, human activities, especially agriculture, can affect the local environmental conditions. This study aims to evaluate the environmental health status in Hu’u District, focusing on groundwater quality, soil, and air parameters based on the standards outlined in the Regulation of the Minister of Health of the Republic of Indonesia Number 2 of 2023. Sampling conducted during the wet season (February–March 2023) at nine groundwater locations, ten soil locations, and five air sampling sites around villages in Hu’u District. Physical, chemical, and microbiological analyses were performed to assess water and soil quality. The results showed that several groundwater parameters, such as color, turbidity, and total dissolved solids (TDS), exceeded the established thresholds, likely due to natural organic matter, mineral dissolution, and agricultural activities. Total coliform bacteria were detected at several points, indicating potential domestic waste contamination, although Escherichia coli was not found. Concentrations of heavy metals include Barium (Ba), Copper (Cu), and Zinc (Zn), in some soil locations exceeded quality standards, suspected to be associated with agricultural activities and active geological characteristics. Additionally, air quality for chemical parameters is classified as good, but CO concentrations need to be prioritized for monitoring as its potential to increase due to the burning of agricultural waste activities. These findings provide an important basis for developing adaptive environmental management policies in Hu’u to maintain ecosystem sustainability and community quality of life.
The Effect of Generation Z Participation and Financial Technology Innovation on Community Welfare and Sustainable Development in MSMEs in Indonesia Dama, Desi Putri; Suroso, Adi; Nurhasanah, Dila Padila
West Science Social and Humanities Studies Vol. 2 No. 04 (2024): West Science Social and Humanities Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsshs.v2i04.790

Abstract

This study investigates the effect of Generation Z participation and Financial Technology (FinTech) innovation on community welfare and sustainable development within Micro, Small, and Medium Enterprises (MSMEs) in Indonesia. A quantitative research approach was employed, utilizing a cross-sectional survey design to collect primary data from MSME owners, employees, and stakeholders. Structural Equation Modeling with Partial Least Squares (SEM-PLS) was used to analyze the data and test the hypothesized relationships. The findings reveal significant positive relationships between both Generation Z participation and Financial Technology Innovation with Community Welfare and Sustainable Development. The results underscore the importance of harnessing youth entrepreneurship and technological innovations to drive socio-economic development and promote sustainable growth within the MSME sector. These findings have significant implications for policymakers, entrepreneurs, and stakeholders striving to foster inclusive and sustainable development in Indonesia.
Bibliometric Assessment of Data-Driven Marketing Research Trends in the Last Two Decades Judijanto, Loso; Suroso, Adi; Risdwiyanto, Andriya
West Science Business and Management Vol. 2 No. 03 (2024): West Science Business and Management
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsbm.v2i03.1278

Abstract

This study presents a bibliometric analysis of data-driven marketing research trends over the last two decades, with a focus on its intersection with innovation, decision-making, and related topics. Using VOSviewer for network visualization, we analyze co-authorship, keyword co-occurrence, publication frequency, and country collaboration to uncover key themes and research developments. The findings indicate a significant rise in data-driven marketing research, particularly from 2015 onwards, driven by advancements in big data, machine learning, and artificial intelligence. Co-authorship networks reveal strong interdisciplinary collaboration, while keyword co-occurrence maps highlight the growing role of innovation, decision-making, and machine learning in data-driven marketing. Additionally, country collaboration networks show the United States, China, the United Kingdom, and India as central contributors to global research. The keyword density heatmap emphasizes the increasing focus on data-driven innovation and product development. These insights offer valuable implications for academics and practitioners seeking to understand and apply data-driven marketing in a rapidly evolving digital landscape.
Implikasi Desentralisasi terhadap Partisipasi Masyarakat dalam Pembangunan Sosial Ekonomi: Tinjauan Bibliometrik Judijanto, Loso; Suroso, Adi; Fkun, Egidius
Jurnal Multidisiplin West Science Vol 3 No 10 (2024): Jurnal Multidisiplin West Science
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/jmws.v3i10.1672

Abstract

Desentralisasi telah lama diakui sebagai strategi penting dalam pengelolaan pemerintahan dan pembangunan yang efektif. Dengan memperkenalkan lebih banyak otonomi pada tingkat lokal, desentralisasi berpotensi meningkatkan keberhasilan pengelolaan kesehatan publik, pengembangan sosial ekonomi, dan penerapan praktik-praktik pembangunan berkelanjutan. Melalui analisis bibliometrik menggunakan VOSviewer, studi ini mengeksplorasi bagaimana konsep desentralisasi diintegrasikan dalam literatur ilmiah, dengan fokus pada hubungannya dengan pemerintahan lokal, kesehatan publik, dan pembangunan berkelanjutan. Hasil analisis menunjukkan bahwa desentralisasi sangat terkait dengan peningkatan partisipasi dan responsivitas dalam pemerintahan lokal, serta memiliki hubungan yang signifikan dengan pengelolaan kesehatan dan praktik pembangunan yang berkelanjutan. Meskipun desentralisasi menawarkan banyak manfaat, terdapat tantangan dalam penerapannya yang memerlukan perancangan kebijakan yang cermat dan adaptasi terhadap konteks lokal. Studi ini menyimpulkan bahwa integrasi desentralisasi dalam kebijakan dan praktek pengembangan masyarakat dapat secara substansial meningkatkan efektivitas pengelolaan sumber daya dan pelayanan publik, dengan beberapa rekomendasi untuk penelitian masa depan yang lebih mendalam.
Pemberdayaan Ekonomi Kreatif Berbasis Manajemen Produksi dan Branding Digital Alfiana, Alfiana; Purnamasari, Eva; Suroso, Adi; Nawangwulan, Irma M; Anantadjaya, Samuel PD
Civic Action Jurnal Pengabdian dan Inovasi Masyarakat Vol. 1 No. 2 (2025): Artikel Pengabdian
Publisher : SORATEKNO PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59696/civicaction.v1i2.126

Abstract

Kegiatan pengabdian kepada masyarakat ini dilaksanakan dengan tujuan untuk meningkatkan kapasitas pelaku usaha ekonomi kreatif melalui penerapan manajemen produksi yang efisien dan strategi branding digital yang efektif. Sasaran kegiatan adalah kelompok pelaku UMKM di sektor kerajinan dan kuliner yang berada di wilayah Semarang, Dikecamatan Sekar Ayu. Permasalahan utama yang dihadapi mitra meliputi rendahnya pemahaman tentang pengelolaan produksi yang sistematis serta minimnya kemampuan dalam memanfaatkan media digital sebagai sarana pemasaran produk. Metode pelaksanaan kegiatan terdiri dari tahap observasi awal, pelatihan, pendampingan intensif, serta evaluasi dan monitoring pasca-kegiatan. Materi pelatihan difokuskan pada perencanaan produksi, efisiensi biaya, kontrol kualitas, serta pembuatan identitas merek (brand identity), pemanfaatan media sosial, dan strategi pemasaran digital. Hasil dari kegiatan ini menunjukkan peningkatan signifikan dalam kemampuan peserta dalam menyusun rencana produksi yang terukur serta menghasilkan konten promosi digital yang menarik dan relevan. Selain itu, peserta mulai aktif memanfaatkan platform digital seperti Instagram, WhatsApp Business, dan marketplace lokal untuk memasarkan produknya. Dengan pendekatan partisipatif dan berkelanjutan, kegiatan ini berkontribusi dalam memperkuat daya saing pelaku ekonomi kreatif lokal di era digital. Keberhasilan program ini diharapkan menjadi model bagi upaya pemberdayaan serupa di wilayah lainnya.
Assessment of Macrobenthos Assemblages Along the Seabed Characteristic in the Cempi Bay, West Nusa Tenggara, Indonesia: A Case Study in the Dry Season Fahlevy, Karizma; Sembiring, Agustinus; Kaessari Magenta, Rias; Iqbal Havis, Muchammad; Suroso, Adi; Nauval, Rahmat; P. H. Simanjuntak, Charles
HAYATI Journal of Biosciences Vol. 33 No. 2 (2026): March 2026
Publisher : Bogor Agricultural University, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.4308/hjb.33.2.540-555

Abstract

The ecosystem in Cempi Bay, Indonesia, is known for its diverse coastal ecosystems. Gathering baseline data to understand the habitat and its fauna is essential. The study aims to update macrobenthos data and identify natural patterns across sediment gradients, specifically in the dry season. Cempi Bay has three distinct areas: the lower reach (open sea), the middle reach (mixing water), and the upper reach (influenced by freshwater). The most dominant classes in the macrobenthic assemblages were Gastropoda, Bivalvia, and Polychaeta, especially in the lower and middle reaches with sand and silty sand seabed textures. However, the upper reach area with sandy silt textures showed a different pattern of macrobenthic assemblages, with fewer classes, leaving only Gastropoda and Bivalvia. The feeding habits of macrobenthos also varied, with carnivores, deposit feeders, and suspension feeders dominating the lower and middle reach areas. It is important to continue monitoring macrobenthos to understand if these patterns are natural or caused by environmental changes.