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REINTERPRETASI KONSEPSI EKONOMI ABU UBAID DALAM KITAB AL-AMWAL: SUATU ANALISIS FILOSOFIS Rahmah, Zakiyah Zulfa; Fatmah, Dinda; Rahmah, Mirhamida; Rahmah, Yusriyah
Tahkim (Jurnal Peradaban dan Hukum Islam) Vol 7, No 2 (2024)
Publisher : Prodi Hukum Keluarga Islam (Ahwal Asy-Syakhsiyyah) Fakultas Syariah Unisba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/tahkim.v7i2.13642

Abstract

Artikel ini membahas peran uang dalam ekonomi Islam menurut pemikiran Abu Ubaid (154-224 H) dalam Kitab Al-Amwal, yang relevan dengan permasalahan ekonomi kontemporer terkait distribusi kekayaan dan transparansi keuangan publik. Tujuan utama penelitian ini adalah mengeksplorasi gagasan Abu Ubaid tentang pentingnya keadilan sebagai landasan ekonomi, khususnya bagaimana uang seharusnya berfungsi dalam sistem yang adil dan transparan. Dengan menggunakan metode kualitatif berbasis analisis pustaka, artikel ini mengkaji fungsi uang menurut Abu Ubaid yang terbagi dalam dua peran utama: sebagai standar nilai untuk menilai harga barang dan jasa, serta sebagai media pertukaran yang memfasilitasi perdagangan tanpa penimbunan. Abu Ubaid berpendapat bahwa uang tidak boleh menjadi alat akumulasi kekayaan yang berlebihan, melainkan digunakan untuk menjaga keseimbangan ekonomi dan kesejahteraan masyarakat luas. Hasil kajian ini mengungkap bahwa prinsip-prinsip Abu Ubaid menawarkan panduan praktis bagi pembuat kebijakan dalam merancang sistem ekonomi Islam yang inklusif dan berkelanjutan, yang dapat mengatasi ketimpangan dan mendukung distribusi kekayaan secara merata. Pemikiran Abu Ubaid memberikan kontribusi penting bagi pengembangan ekonomi Islam yang mengutamakan keadilan, efisiensi, dan transparansi, serta mampu menawarkan alternatif yang relevan untuk sistem ekonomi modern.alternatif bagi sistem ekonomi konvensional yang sering kali terjebak dalam ketidaksetaraan distribusi kekayaan. This article examines the role of money in Islamic economics based on the thoughts of Abu Ubaid (154-224 H) as outlined in Kitab Al-Amwal, addressing contemporary economic issues related to wealth distribution and financial transparency in public management. The primary aim of this study is to explore Abu Ubaid’s ideas on the central importance of justice as a foundation of economic systems, particularly regarding the proper function of money within a just and transparent framework. Utilizing a qualitative, literature-based analytical method, this article reviews Abu Ubaid’s view that money serves two main roles: as a standard of value for pricing goods and services, and as a medium of exchange that facilitates trade without encouraging hoarding. Abu Ubaid argued that money should not be a means for excessive wealth accumulation but should be used to maintain economic balance and promote the welfare of society. The findings suggest that Abu Ubaid’s principles offer practical guidance for policymakers in designing an inclusive and sustainable Islamic economic system that addresses inequality and promotes equitable wealth distribution. His insights provide a valuable contribution to the development of Islamic economics, prioritizing justice, efficiency, and transparency, and presenting a relevant alternative to conventional economic systems.
Organizational Culture And Islamic Work Ethics On Teacher Performance: The Important Role Of Spiritual Work Motivation In Mediating Purnama, Chamdan; Rahmah, Mirhamida; Fatmah, Dinda; Hasani, Syaiful; Rahmah, Yusriyah; Rahmah, Zakiyah Zulfa
Jurnal Ilmiah Ekonomi Islam Vol 10, No 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.12796

Abstract

The purpose of this study was to examine the influence of organizational culture and Islamic work ethic on teacher performance through spiritual work motivation. The sample of this study was 196 respondents of Islamic boarding school teachers in Madura region. The test method uses purposive random sampling with a minimum of occupying the homeroom level. Using the Smart PLS version 3.0 analysis technique results that organizational culture and Islamic work ethic does not directly affect teacher performance but indirectly affect teacher performance through Spiritual Work Motivation The results are relied upon to add knowledge to enrich the theory of human resource management and Islamic boarding school behavior theory, especially regarding teacher performance. In addition, it is hoped that this new model will assist future research in paying attention to the factors that can affect teacher performance. This research is a novelty research which develops the concept of work motivation into Spiritual Work Motivation based on Quran and Sunnah along with the principles of Islamic boarding schools in accordance with the research context, namely in Islamic boarding schools.
PENGUASAAN TEKNOLOGI INFORMASI DAN KOMUNIKASI SEBAGAI MODERATOR ANTARA KOMPETENSI GURU DAN KINERJA Purnama, Chamdan; Fatmah, Dinda; Rahmah, Mirhamida; Hasani, Syaiful; Rahmah, Yusriyah; Rahmah, Zakiyah Zulfa
JURNAL EDUCATION AND DEVELOPMENT Vol 13 No 1 (2025): Vol 13 No 1 Januari 2025
Publisher : Institut Pendidikan Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37081/ed.v13i1.6468

Abstract

Penelitian ini menyelidiki pengaruh kompetensi guru terhadap kinerja guru, dengan fokus khusus pada peran penguasaan TIK sebagai mediator dalam hubungan ini. Sebanyak 140 pendidik berpartisipasi sebagai responden, dan pengumpulan data dilakukan melalui kuesioner, dan penelitian ini menggunakan analisis regresi linier berganda yang diolah dengan IBM SPSS Statistics 25. Temuan menunjukkan bahwa kompetensi guru memiliki pengaruh yang signifikan dan positif terhadap kinerja guru. Selain itu, kemahiran dalam TIK ditemukan memediasi hubungan antara kompetensi guru dan kinerja. Kemampuan untuk memproses, memperoleh, menyusun, menyimpan, dan memanipulasi data berkontribusi terhadap kemahiran TIK, yang selanjutnya didukung oleh ketersediaan perangkat keras, perangkat lunak, dan infrastruktur jaringan yang lengkap yang disediakan oleh institusi. Dalam konteks Pondok Pesantren Sabilillah Sampang, tingkat kompetensi guru patut diacungi jempol, terutama dalam memanfaatkan pengetahuan, keterampilan, dan nilai-nilai yang sesuai dengan tuntutan profesional, memenuhi harapan pemberi kerja, dan berkontribusi pada pencapaian tujuan organisasi.
ELEVATING FINANCIAL PERFORMANCE IN MUSLIM CLOTHING SMES BY LEVERAGING HUMAN RESOURCE CAPABILITIES AND CORPORATE STRATEGY Dinda Fatmah; Mirhamida Rahmah; Yusriyah Rahmah; Syaiful Hasani; Chamdan Purnama
Al-Muhasib: Journal of Islamic Accounting and Finance Vol. 4 No. 2 (2024)
Publisher : Department of Islamic Accounting, The Faculty of Islamic Economics and Business, State Islamic Institute of Kediri [IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/al-muhasib.v4i2.1920

Abstract

Abstract: This research investigates the impact of external dynamics, human capital, business strategy, and innovation capability on the financial outcomes of Muslim clothing SMEs in East Java, Indonesia. Utilizing a quantitative approach with a descriptive research design, the study employs Structural Equation modelling (SEM) for data analysis. Data were gathered through surveys targeting managers of Muslim clothing SMEs in five regions of East Java, selecting 200 managers with at least two years of managerial experience using judgment sampling. The survey collected information on demographics, organisational experience, and perceptions regarding key variables. The results indicate that human capital positively affects financial outcomes but does not directly influence innovation capability. Business strategy significantly impacts both financial outcomes and innovation capability. Furthermore, a positive correlation is observed between financial outcomes and innovation capability. These findings highlight the necessity of enhancing human capital and implementing effective strategies to boost performance and innovation within SMEs. This study contributes to the academic literature by establishing financial outcomes as a mediator and external dynamics as a moderator in these interactions. However, the study’s emphasis on a specific region and industry may limit its generalizability. Future research should explore additional factors that affect innovation and performance and broaden the analysis to different sectors for a more extensive understanding. Abstrak: Penelitian ini meneliti dampak dari dinamika eksternal, sumber daya manusia, strategi bisnis, dan kemampuan inovasi terhadap hasil keuangan UKM pakaian Muslim di Jawa Timur, Indonesia. Menggunakan pendekatan kuantitatif dengan desain penelitian deskriptif, penelitian ini menggunakan Structural Equation Modelling (SEM) untuk analisis data. Data dikumpulkan melalui survei yang menargetkan manajer UKM pakaian Muslim di lima wilayah di Jawa Timur, dengan memilih 200 manajer dengan setidaknya dua tahun pengalaman manajerial menggunakan judgement sampling. Survei ini mengumpulkan informasi tentang demografi, pengalaman manajerial, dan persepsi mengenai variabel-variabel kunci. Hasil penelitian menunjukkan bahwa sumber daya manusia secara positif mempengaruhi hasil keuangan tetapi tidak secara langsung mempengaruhi kemampuan inovasi. Strategi bisnis secara signifikan mempengaruhi hasil keuangan dan kemampuan inovasi. Selain itu, korelasi positif diamati antara hasil keuangan dan kemampuan inovasi. Temuan ini menyoroti perlunya meningkatkan sumber daya manusia dan menerapkan strategi yang efektif untuk meningkatkan kinerja dan inovasi di UKM. Studi ini berkontribusi pada literatur akademis dengan menetapkan hasil keuangan sebagai mediator dan dinamika eksternal sebagai moderator dalam interaksi ini. Namun, penekanan studi ini pada wilayah dan industri tertentu dapat membatasi kemampuan generalisasinya. Penelitian di masa depan harus mengeksplorasi faktor-faktor tambahan yang memengaruhi inovasi dan kinerja dan memperluas analisis ke berbagai sektor untuk pemahaman yang lebih luas.
The role of transformational leadership in enhancing Islamic work ethic and employee engagement Fatmah, Dinda; Putri , Karina Ananda; Rahmah, Mirhamida; Purnama, Chamdan; Hasani, Syaiful; Rahmah, Yusriyah; Rahmah, Zakiyah Zulfa
IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita Vol 14 No 1 (2025): IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita - June
Publisher : LPPM ISNJ Bengkalis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46367/iqtishaduna.v14i1.2351

Abstract

Purpose – This study investigates the relationship between Islamic work ethic, job satisfaction, and employee engagement, with transformational leadership as a moderating variable. It aims to assess whether job satisfaction mediates the impact of Islamic work ethic on engagement and if transformational leadership enhances these effects. The research offers insights into how ethical values and leadership styles influence employee engagement at Brangkal Printing. Method – A quantitative approach with a cross-sectional survey design was used, involving all 75 employees at Brangkal Printing through total sampling. Data were gathered using a likert-scale questionnaire to measure Islamic work ethic, job satisfaction, transformational leadership, and employee engagement. The data analysis technique used in this study is partial least squares structural equation modeling (PLS-SEM). Findings – The results reveal that the Islamic work ethic does not directly influence employee engagement but positively impacts job satisfaction, which enhances engagement, confirming the mediating role of job satisfaction. Transformational leadership directly affects engagement but does not significantly moderate the relationships examined. Implications – This research highlights the significance of the Islamic work ethic in improving job satisfaction and engagement while highlighting the context-dependent nature of transformational leadership. It extends existing theories by emphasizing the influence of cultural and ethical values on workplace behavior. Organizations should enhance job satisfaction through a supportive work environment, fair compensation, and career development. Integrating Islamic values into leadership strategies can optimize employee motivation, commitment, and engagement, leading to better performance.
Improving Digital Service and Marketing Capabilities for MSMEs: Community Service at Brangkal Printing Yusriyah Rahmah
ENGAGEMENT: Jurnal Pengabdian Masyarakat Vol. 4 No. 3 (2025): Community Empowerment and Services
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58355/engagement.v4i3.155

Abstract

Micro, Small, and Medium Enterprises (MSMEs) play a vital role in the Indonesian economy, yet many still face challenges in adopting digital technology, particularly in services and marketing. Brangkal Printing, one of the MSMEs in Pandanlandung Village, demonstrated limitations in its customer service system and digital marketing strategy, impacting market reach and service efficiency. This community service activity aimed to improve Brangkal Printing's digital capacity through training in digital ordering systems, Google Drive-based catalog management, and strengthening social media marketing based on the principles of The Seven Laws of Digital Marketing. Implementation methods included problem identification, technical training, customer education, Focus Group Discussions (FGDs), and impact evaluation. The results of the activity showed a significant improvement in the owner's and staff's ability to manage digital services, as well as an increase in the number of orders through online platforms. The digital catalog system also helps consumers select products without having to visit the business location in person. The main recommendation from this activity is the need for continued mentoring and consistency in implementing digital strategies so that MSMEs can transform sustainably in the digital economy era.
Evaluasi Dampak Bank Pembiayaan Rakyat Syariah (BPRS) Terhadap Pertumbuhan Dan Pengembangan UMKM Di Indonesia Purnama, Chamdan; Zulfa Rahmah, Zakiyah; Fatmah, Dinda; Rahmah, Mirhamida; Hasani, Syaiful; Rahmah, Yusriyah; Andriani; Alfaina Karem, Nahdya
Manajemen: Jurnal Ekonomi USI Vol 6 No 2 (2024): Vol. 6 No. 2 Tahun 2024
Publisher : Fakultas Ekonomi Universitas Simalungun

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36985/fabzp258

Abstract

Penelitian ini berfokus pada Bank Pembiayaan Rakyat Syariah (BPRS) di Indonesia, dengan pengumpulan data yang dilakukan melalui situs web Otoritas Jasa Keuangan (OJK). Studi ini memanfaatkan data sekunder, seperti dokumen, catatan, atau laporan historis yang tersimpan dengan baik dalam arsip. Metode yang diterapkan meliputi kajian literatur dan diskusi. Hasil penelitian ini mengungkapkan bahwa BPRS telah sukses menerapkan manajemen yang efektif dalam mengelola rasio Dana Pihak Ketiga (DPK) terhadap pembiayaan, terutama untuk sektor UMKM. BPRS juga berhasil meraih tingkat kepercayaan yang tinggi dari masyarakat dalam pembiayaan UMKM, yang terlihat dari peningkatan jumlah pembiayaan yang disalurkan setiap tahunnya. Kondisi ini sejalan dengan pertumbuhan jumlah UMKM di Indonesia yang terus meningkat setiap tahunnya
Investigasi Peran Temporal Kualitas Pelayanan Terhadap Loyalitas Nasabah Dengan Kepuasan Sebagai Variabel Mediasi Pada Bank Syariah Indonesia Chamdan Purnama; Zakiyah Zulfa Rahmah; Dinda Fatmah; Mirhamida Rahmah; Syaiful Hasani; Yusriyah Rahmah; Yuliani; Binti Mutfarida
Manajemen: Jurnal Ekonomi USI Vol 6 No 2 (2024): Vol. 6 No. 2 Tahun 2024
Publisher : Fakultas Ekonomi Universitas Simalungun

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36985/qa4k6692

Abstract

Kualitas pelayanan berperan penting dalam suatu perusahaan disaat persaingan di bidang bisnis terjadi sangat ketat dan terus berubah. Penelitian ini bertujuan untuk menguji pengaruh kualitas pelayanan terhadap kepuasan nasabah, kualitas pelayanan terhadap loyalitas nasabah, kepuasan nasabah terhadap loyalitas nasabah, dan kepuasan nasabah dalam memediasi pengaruh kualitas pelayanan terhadap loyalitas nasabah di Bank Syariah Indonesia. Jenis penelitian yang digunakan adalah penelitian kuantitatif dan desain penelitian yang digunakan adalah desain riset kausal. Subjek dalam penelitian ini adalah nasabah di Bank Syariah Indonesia dan objek dalam penelitian ini adalah kualitas pelayanan, kepuasan nasabah, dan loyalitas nasabah. Data dikumpulkan dengan pencatatan dokumen dan metode kuesioner, dengan analisis PLS dengan software SmartPLS. Hasil penelitian menemukan bahwa kualitas pelayanan berpengaruh positif dan signifikan terhadap kepuasan nasabah, kualitas pelayanan tidak berpengaruh signifikan terhadap loyalitas nasabah, kepuasan nasabah berpengaruh positif dan signifikan terhadap loyalitas nasabah, dan kepuasan nasabah memediasi sempurna pengaruh kualitas pelayanan terhadap loyalitas nasabah. Hasil penelitian ini diharapkan dapat membantu penelitian masa depan dalam memperhatikan factor - faktor yang dapat mempengaruhi loyalitas nasabah.  Hasil studi ini juga diharapkan dapat menambah pengetahuan baru yang akan memperkaya teori manajemen manajemen pemasaran maupun teori perilaku organisasi, khususnya yang terkait dengan loyalitas nasabah
Enhancing Satisfaction: A Quantitative Investigation Trought User Experience in Website Quality for Low Vision Disabled Students Rahmah, Yusriyah; Aknuranda, Ismiarta; Ratnawati, Dian Eka
TIN: Terapan Informatika Nusantara Vol 4 No 12 (2024): May 2024
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/tin.v4i12.5096

Abstract

The background to this research problem stems from the need to understand the impact of service quality, user experience, and user satisfaction in website design for students with low vision disabilities who are taking part in the final assignment guidance process at Brawijaya University. Students with low vision disabilities often experience obstacles in the accessibility and use of information technology. Considering the important role of websites in academic contexts, a proper design must meet their needs. Therefore, this study investigates the relationship between service quality, user experience, and user satisfaction in website design for low vision disabled students during final assignment guidance at Brawijaya University. It aims to determine if enhancing service quality positively affects user experience and satisfaction, while also examining the mediating role of user experience. Data is gathered from 31 respondents, including low vision disabled students and relevant academics from the Disability Service Center, through questionnaires. Participants rate service quality, user experience, and satisfaction using predefined scales, and statistical analyses, including path analysis, are conducted to assess the relationships. Next, a regression test was carried out as the main statistical procedure to analyze the relationship between the variables involved in this research. The results of the regression analysis show that service quality has a positive and significant effect on user experience (β = 0.435, Sig = 0.000) and user satisfaction (β = 0.493, Sig = 0.003). User experience also has a positive and significant impact on user satisfaction (β = 0.397, Sig = 0.001). These findings indicate that improving service quality and user experience has the potential to increase user satisfaction. This research provides valuable insights into service quality, user experience, and satisfaction dynamics in website design for low vision disabled students, emphasizing the importance of prioritizing user experience to boost satisfaction, particularly within disability populations. Practical implications include improving website accessibility and academic support for low vision disabled students, with recommendations for staff training and student involvement in website development. Limitations include sample size constraints and potential lack of generalizability, suggesting the need for future research incorporating qualitative methodologies.
The Intervening of Customer Satisfaction can Improve on Customer Loyalty Purnama, Chamdan; Fatmah, Dinda; Rahmah, Mirhamida; Hasani, Syaiful; Rahmah, Yusriyah; Rahmah, Zakiyah Zulfa
West Science Journal Economic and Entrepreneurship Vol. 1 No. 10 (2023): West Science Journal Economic and Entrepreneurship
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsjee.v1i10.483

Abstract

This study aims to examine and analyze the effect of product differentiation on customer satisfaction, to test and analyze the effect of product differentiation on customer loyalty, to test and analyze the effect of customer satisfaction on customer loyalty and to test and analyze the indirect effect of product differentiation on customers loyalty through customer satisfaction at Balekambang Mojokerto District, East Java. The sample in this study is 110 tourists sampling used in this study is to use the accidental sampling method. Data was collected using a questionnaire that has been tested for validity and reliability. Data analysis used in this study is linear regression analysis with SPSS for Windows version 24. Based on the results of regression analysis, it was found that first product differentiation has a significant positive effect on customer satisfaction. Second, product differentiation has a direct positive effect on customer loyalty. Third, customer satisfaction has a significant positive effect on customer loyalty. Fourth, product differentiation indirectly has a significant positive effect on customer loyalty through customer satisfaction.