Article Per Year (5 Year)
p-Index From 2021 - 2026
4.406
P-Index
This Author published in this journals
All Journal Jurnal Ilmiah Edunomika (JIE) Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Community Development Journal: Jurnal Pengabdian Masyarakat Rambideun : Jurnal Pengabdian Kepada Masyarakat Khidmatul Ummah: Jurnal Pengabdian Kepada Masyarakat Inovasi : Jurnal Sosial Humaniora dan Pendidikan Sahid Development Journal: Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah Sahid Banking Journal Jurnal Kajian Islam Modern Sahid Business Journal: Jurnal Penelitian Manajemen Bisnis Syariah: Program Studi Manajemen Bisnis Syariah Jurnal Sahid Mengabdi Jurnal Pengabdian UMKM Tijarah Journal of Noesantara Islamic Studies
Mursyidah, Azizah
Unknown Affiliation
Religion Agriculture, Biological Sciences & Forestry Humanities Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Languange, Linguistic, Communication & Media Library & Information Science Public Health Social Sciences Other

Published : 32 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 9 Documents
Search
Journal : Sahid Banking Journal

 1 
ANALISIS GAYA KEPEMIMPINAN DEMOKRATIS DALAM MENINGKATKAN KINERJA KARYAWAN DI KOPERASI SIMPAN PINJAM DAN PEMBIAYAAN SYARIAH (KSPPS) KARYA USAHA MANDIRI (KUM) BOGOR CABANG JATIBARANG Nugraha, Gilang Pratama; Trihantana, Rully; Mursyidah, Azizah
SAHID BANKING JOURNAL Vol 2 No 02 (2023): MEI 2023
Publisher : Jurnal Penelitian Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbankingjournal.v2i02.104

Abstract

This study aims to analyze the leadership style of KSPPS KUM Bogor, Jatibarang Branch and to analyze the democratic leadership style of KSPPS KUM Bogor, Jatibarang Branch in improving employee performance. The subjects of this study were employees at KSPPS KUM Bogor Jatibarang Brebes Branch. This research uses a qualitative approach with a qualitative descriptive research type. The results of this study are: (1) Discipline, (2) Dedication and (3) Understanding of Tasks. The leadership style carried out by the deputy head of the KSPPS KUM Bogor Branch Jatibarang is a democratic leadership style, which has been carried out by the head branches by always implementing discipline in work, motivating, accepting criticism and suggestions from employees, having high dedication and also in making decisions based on the results of deliberations in realizing the main goals of the company. The conclusions of this study are: (1) The democratic leadership style at KSPPS KUM Bogor Branch Jatibarang has influenced the performance of employees at work seen from the leadership prioritizing deliberation in making decisions and also providing jobdesk motivation or rewards to employees, this has an effect on performance employees (2) democratic leadership style deputy head of KSPPS KUM Bogor Branch Jatibarang has implemented a democratic leadership style in improving the performance of its employees.
ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI PERSEROAN TERBATAS MENGGUNAKAN PEMBAYARAN GAJI (PAYROLL) MELALUI BANK SYARIAH (STUDI PADA PERSEROAN TERBATAS DI JAKARTA) Jayanti Tresna, Putri Dwi; Mursyidah, Azizah; Thantawi, Tubagus Rifqy
SAHID BANKING JOURNAL Vol 2 No 02 (2023): MEI 2023
Publisher : Jurnal Penelitian Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbankingjournal.v2i02.110

Abstract

Payroll is a mass employee payroll system, the intensity of which is much needed by the company. The use of a payroll system can make it easier for companies to pay their employees. For the company, salary is a burden that must be incurred by the company to run a business so that the company needs a remuneration system to be able to streamline costs, but the results obtained by the company from employees are also maximal. The research method uses a quantitative approach with factor analysis techniques. Data collection techniques using a questionnaire technique. With quantitative methods, namely the data obtained in the form of numbers that can be calculated with regard to the problem under study. The price and promotion variables together have a positive and significant effect on payroll decisions through Islamic banks, while the service factor has no positive influence on payroll decisions. This is obtained from the t-count value of each variable and the results of the F test simultaneously have a positive and significant effect on the dependent variable, namely consumer decisions. The results that have been carried out by the author show that the dominant price and promotion factors affect payroll decisions through Islamic banks.
PENGARUH SURAT BERHARGA YANG DIMILIKI / (INVESTMENT IN SECURITIES) NON BANK DAN BANK LAIN TERHADAP LABA BERSIH BANK UMUM SYARIAH DAN UNIT USAHA SYARIAH PERIODE 2008-2021 Kusumaningrum, Ria; Mursyidah, Azizah; Nisa, Sadidatun; Iskandar, Lina
SAHID BANKING JOURNAL Vol 2 No 02 (2023): MEI 2023
Publisher : Jurnal Penelitian Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbankingjournal.v2i02.112

Abstract

The Bank prepares a fund placement strategy based on the allocation plan by taking into account the policies outlined with the aim of achieving a good level of profitability and maintaining public trust by maintaining a safe liquidity position. By combining these two desires, the allocation of bank funds must be directed in such a way that when necessary, all customer interests can be met. This can be done through investments made by sharia banks (in the form of placements with other banks or investments in securities and also from financing). The profit returns expected by Islamic banks come from profit sharing, profit margins, rent and others. Based on research conducted, Securities Owned / (Investment in Securities) of Non-Banks and Other Banks have an influence on the Net Profit of Sharia Commercial Banks and Sharia Business Units for the 2008-2021 Period. However, the positive influence mentioned above must still be balanced with the importance of the presence and existence of Sharia Commercial Banks and Sharia Business Units, namely as financing institutions that invest directly through mudharabah, murabahah and musyarakah.
ANALISIS PERAMALAN JUMLAH TABUNGAN HAJI BANK PEMBIAYAAN RAKYAT SYARIAH (BPRS) AMANAH UMMAH PADA MASA PANDEMI COVID-19 Suhartini, Shinta; Thantawi, Tubagus Rifqy; Mursyidah, Azizah
SAHID BANKING JOURNAL Vol 3 No 01 (2023): OKTOBER 2023
Publisher : Jurnal Penelitian Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbankingjournal.v3i01.116

Abstract

This research was motivated by the Covid-19 pandemic which resulted in the Kingdom of Saudi Arabia restricting the pilgrims, and also suppressing the growth of Hajj savings in Indonesia. Therefore, the decline in economic growth due to the Covid-19 pandemic has increased the number of hajj cancellations and reduced the number of new hajj registrations. Forecasting is a method for estimating a future value using past data. This research was conducted at the Amanah Ummah BPRS which has a Hajj savings product, the forecasting is carried out using a linear trend mathematical equation model, a quadratic trend and an exponential trend. Choose the smallest method of the 3 methods because the smaller the forecast error value, the more accurate the results and can produce the optimal number. Mean Square Error (MSE) Linear trend of 73099,70379, Mean Square Error (MSE) of Quadratic Trend of 73140,71139 and Mean Square Error (MSE) of Exponential Trend of 74836,49328 From the selected forecasting results is Mean Square Error (MSE) Linear trend. And it was found that the total number of Hajj savings in December 2023 was 346,27222421 rounded up to 374.
PENANGANAN PEMBIAYAAN BERMASALAH PADA PEMBIAYAAN MURABAHAH DI KOPERASI SIMPAN PINJAM DAN PEMBIAYAAN SYARIAH (KSPPS) KHAIRU UMMAH LEUWILIANG KABUPATEN BOGOR PADA MASA PANDEMI COVID-19 Yuspardiansyah, Ade; Thantawi, Tubagus Rifqy; Mursyidah, Azizah
SAHID BANKING JOURNAL Vol 3 No 01 (2023): OKTOBER 2023
Publisher : Jurnal Penelitian Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbankingjournal.v3i01.122

Abstract

This research aims to determine the causes of financing problems in murabahah contract financing during the Covid-19 pandemic. Then to find out the strategies used to handle problematic financing during the Covid-19 pandemic. Furthermore, to find out the efforts made by KSPPS Khairu Ummah Leuwiliang Bogor Regency in providing policies to murabahah contract financing customers who are affected by the Covid-19 pandemic. The data analysis method or technique used for this research is qualitative descriptive analysis techniques using the SWOT analysis approach. Based on the results of this research, the factors that cause problematic financing are internal factors such as weaknesses in analyzing financing, lack of supervision and monitoring of customer capabilities, and negligence by officers in setting risk standards when providing financing during the Covid-19 pandemic. External factors occur in the members themselves because they experience declining business conditions, and there is no good faith on the part of the members in delaying installment payments. The efforts provided by KSPPS Khairu Ummah Leuwiliang Bogor Regency to customers who experienced bad credit during the Covid-19 pandemic were a stay strategy and a phase out strategy.
ANALISIS STRATEGI PENINGKATAN PENDAPATAN TABUNGAN HAJI KOPERASI SIMPAN PINJAM DAN PEMBIAYAAN SYARIAH BAYTUL IHKTIAR CABANG LEUWISADENG, KABUPATEN BOGOR, JAWA BARAT Putra, Gilang Permana; Thantawi, Tubagus Rifqy; Mursyidah, Azizah
SAHID BANKING JOURNAL Vol 3 No 02 (2024): MEI 2024
Publisher : Jurnal Penelitian Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbankingjournal.v3i02.156

Abstract

This research aims to analyze and find out the current internal and external environment of KSPPS Baytul Ihktiar Leuwisadeng Branch, especially with regard to community empowerment through Hajj Savings at KSPPS Baytul Ihktiar Leuwisadeng Branch, analyze and find out what factors are internally and externally attached to KSPPS Baytul Ihktiar Leuwisadeng Branch in community empowerment through Hajj Savings, as well as analyzing and knowing the strategies that need to be carried out by KSPPS Baytul Ihktiar Leuwisadeng Branch in empowering the community through Hajj Savings. The method used is a qualitative method, with SWOT analysis techniques. The results of the study stated that based on the IFAS and EFAS matrix tables with a total value of IFAS 2.40 and EFAS 3.11. The next strategy that must be carried out by KSPPS Baytul Ihktiar Leuwisadeng Branch in developing the Islamic economy and empowering the community through Hajj Savings is to concentrate on Vertical Integration, which is a strategy that aims to further strengthen the market share of Hajj Savings by expanding the network in Bogor Regency and its surroundings.
ANALISIS PERAMALAN PENDAPATAN DESA SEBAGAI ASESMEN PENDIRIAN BADAN USAHA MILIK DESA (BUMDES) PEMBIAYAAN SYARIAH DI DESA GUNUNG MENYAN, KECAMATAN PAMIJAHAN, KABUPATEN BOGOR, JAWA BARAT Oktavani, Sella; Thantawi, Tubagus Rifqy; Mursyidah, Azizah
SAHID BANKING JOURNAL Vol 3 No 02 (2024): MEI 2024
Publisher : Jurnal Penelitian Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbankingjournal.v3i02.161

Abstract

This study aims to determine village income in the attitude of BUMDES which finance sharia and analyze forecasting of village income in the attitude of BUMDES which finance sharia in Gunung Menyan Village, Pamijahan District. The subject of this research is BUMDES Gunung Menyan Village, Pamijahan District, Bogor. In this study using the method The research method used in this study is the Quantitative forecasting method is a forecasting method that uses mathematical calculations in its calculations. The types and sources of research data are using primary data and secondary data. the results of forecasting or predictions that have been calculated using the seller model Linear Trend, Quadratic Trend and Exponential Trend are the predicted results of the final Linear Trend. 94813001.1, or rounded up to Rp. 94,813,001, the Quadratic Trend prediction result is Land and Building Tax Receipts in 2024 which is estimated at 171961420.9, or rounded up to Rp. 171,961,420, while the Exponential Trend prediction result is Land and Building Tax Receipts in 2024 is estimated at 22728013.9, or rounded up to IDR 22,728,013.
PERSEPSI MASYARAKAT KECAMATAN CIBUNGBULANG, KABUPATEN BOGOR, MENGENAI MERGER TIGA BANK SYARIAH MENJADI BANK SYARIAH INDONESIA Astuti, Riani; Thantawi, Tubagus Rifqy; Mursyidah, Azizah
SAHID BANKING JOURNAL Vol 4 No 1 (2024): OKTOBER 2024
Publisher : Jurnal Penelitian Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbankingjournal.v4i1.195

Abstract

A Bank is a financial intermediary or can be called a financial intermediary, meaning that a bank institution is an institution whose activities are related tp money matters. To avoid operating a bank with an Islamic interest system, introducing the principles of Islamic muamalah, Islamic banks were born as an alternative solution to the problem of conflict between bank interest and usury. The problem in this thesis is the perception of Islamic bank products is the level of knowledge and understanding of customers about Islamic bank products and services. Bank products are oflen chosen by customers based on aspects of information regarding the benefis to be obtained from these bank products, but the lack of understanding, information and inadequate promoyion of bank products causes deviations in bank business activities that can harm customers and allow potential customers not to interested in choosing products owned by the bank. In the discussion of this thesis, the researcher uses a qualitative research type. The sample in this study were 25 respondents. Data were taken by interview. Then the researcher processes the data by doaing data reduction, presenting the data, and drawing conclusions or verification. Based on the research that researchers have done, it is found that public perception is quite good and many people have also used Islamic bank. Of the 25 people interviewed, 16 people of 64% have become customers of the merged sharia bank, while the remaining 9 people or 36% have not become customers of the merged sharia bank. However, people still find it difficult to get ATM facilities, because there are still uneven placement of ATM machines in Cibungbulang District, so that to use ATM facilities, people have to look outside Cibungbulang District, while M-Banking facilities are still constrained by signals and frequent disturbances
ANALISIS PENGARUH DANA PIHAK KETIGA, PEMBIAYAAN, PEMBIAYAAN BERMASALAH, DAN LABA TERHADAP CORPORATE SOCIAL RESPONSIBILITY (CSR) BANK MUAMALAT INDONESIA TAHUN 2008 – 2022 Tamam, Farhan Zaini; Thantawi, Tubagus Rifqy; Mursyidah, Azizah
SAHID BANKING JOURNAL Vol 4 No 1 (2024): OKTOBER 2024
Publisher : Jurnal Penelitian Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbankingjournal.v4i1.202

Abstract

This study aims to determine the Effect of Third Party Funds (DPK), Financing, Troubled Financing and Profits on Bank Muamalat Indonesia's Corporate Social Responsibility (CSR) in the 2008-2022 period. This type of research is quantitative with secondary data collection methods in the form of quarterly financial reports obtained through official documents that have been published from the Financial Services Authority (OJK) and Bank Muamalat Indonesia (BMI) which are accessed and retrieved through their respective official websites. The formulation of the problem in this study is whether there is a partial and simultaneous effect of TPF, Financing, Joint Financing and Profit on CSR? The data analysis used is the classical assumption test, multiple linear regression analysis, t test, F test and the coefficient of determination. The results of the study describe: (1) the DPK variable does not have a significant effect on CSR as evidenced by the sig value of 0.703 > α. (2) The financing variable has no significant effect on CSR as evidenced by the sig value of 0.230 > α. (3) The Troubled Financing variable does not have a significant effect on CSR as evidenced by the sig value of 0.057 > α. (4) Profit variable has no significant effect on CSR as evidenced by a sig value of 0.402 > α. (5) While the simultaneous F test of TPF, Financing, Joint Financing and Profits have a significant effect on CSR as evidenced by the sig value of 0.036 <α.
Co-Authors Abrori, Abrori Adiputra, Nugroho Aji, Lexy Jalu Anjas, Muhamad Anwar, Miftahul Anwar, Miftakhul Aprilia Astuti, Riani Bayu Purnama Bayu Purnama Putra, Bayu Purnama Dianita, Mia Gilang Permana Putra Isfani, Rizka Iskandar, Lina Jayanti Tresna, Putri Dwi Jemmy, Jemmy Khasbulloh, Muhammad Wahab Maulidza Nur Fauzi Mubarok, Muhammad Haris Munir, M.Misbahul Nisa, Sadidatun Nugraha, Gilang Pratama Nugroho Nurdin, Irfan Bahar Oktavani, Sella Purnama Putra, Bayu Purnama, Bayu Ria Kusumaningrum Rinawati Santika, Ika Setiawan, Harly Suhartini, Shinta Suryani, Ermi Susilawati, Ucu Syamsiar, Syamsiar Tamam, Farhan Zaini Thantawi, Tubagus Rifqy Trihantana, Rully Tuzahro, Siti Fatimah Wahyuni, Asri Wildan, Zaenal Yuspardiansyah, Ade Zompi