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Tinjauan Atas Prosedur Sistem Kredit Kepemilikan Rumah Pada Kantor Pusat Developer Property Syariah Bogor Amanda, Tasya; Sukartaatmadja, Iswandi; Sumantri, Samuel
Jurnal Aplikasi Bisnis Kesatuan Vol. 2 No. 3 (2022): JABKES Edisi Desember 2022
Publisher : Program Vokasi dan LPPM IBI Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jabkes.v2i3.1468

Abstract

The needs of human life are divided into three principles, namely clothing, food and shelter. The rapid growth rate has caused the need for clothing, food, housing to increase, especially in meeting primary needs such as housing, so there is a mortgage system that helps residents to obtain basic/primary housing needs. This study aims to determine the financing model or procedure used by the Sharia Property Developer Head Office in providing Non-Bank Sharia Home Ownership Loans to the public. Non-bank Sharia Home Ownership Loans are basically home loans for prospective home buyers who do not use banks in practice. The results showed that the financing model for non-bank Sharia Home Ownership Loans was not the same as Sharia Ownership Loans that used banks. The results of this study are that Sharia Home Ownership Credit at Sharia Property Developers uses the concept of bankless credit, without fines, free of usury, without confiscation and without problematic contracts, so that sharia mortgages at Sharia Property Developers are in accordance with the principles of sharia mortgages in Islam. Keywords: Review of Food Needs, Sharia Home Ownership Loans, Sharia Property Developers
Peramalan Nilai Ekspor Batu Bara Menggunakan Metode ARIMA Terhadap Perekonomian Penduduk Provinsi Jambi Berbasis Thecnopreneurship Agustina, Ti’ah; Amanda, Tasya; Mardhotillah, Bunga
Multi Proximity: Jurnal Statistika Vol. 3 No. 1 (2024): Statistical Thinking and Problem Solving
Publisher : Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/multiproximity.v3i1.40630

Abstract

Penelitian ini bertujuan untuk membandingkan dua metode peramalan, yaitu AutoRegressive Integrated Moving Average (ARIMA) dalam meramalkan nilai ekspor bahan bakar mineral di provinsi tersebut. Data yang digunakan adalah data historis nilai ekspor bahan bakar mineral dari tahun sebelumnya. Metode ARIMA dipilih karena keandalannya dalam meramalkan data time series tanpa mempertimbangkan variabel eksternal,. Hasil penelitian menunjukkan bahwa metode menghasilkan tingkat akurasi yang berbeda dalam memprediksi nilai ekspor bahan bakar mineral. Dengan demikian, pemilihan metode peramalan yang tepat harus mempertimbangkan ketersediaan data variabel eksternal dan kebutuhan peramalan jangka pendek atau jangka panjang.
Urgensi Bimbingan Pra Nikah Dalam Mewejudkan Kerukunan Rumah Tangga Arifinsyah; Nasution, Nur Khadijah; Hutagalung, Hazri Sakinah; Amanda, Tasya; Kurniawan, Dwi
PESHUM : Jurnal Pendidikan, Sosial dan Humaniora Vol. 4 No. 4: Juni 2025
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/peshum.v4i4.9144

Abstract

Bimbingan pra-nikah memiliki peranan yang sangat penting dalam mempersiapkan pasangan calon pengantin untuk menghadapi kehidupan rumah tangga yang harmonis dan stabil. Dengan memberikan pengetahuan dan keterampilan yang dibutuhkan, bimbingan pra-nikah bertujuan untuk meningkatkan kualitas komunikasi, memahami peran dan tanggung jawab masing-masing pasangan, serta memperkuat ikatan emosional dan spiritual. Penelitian ini membahas urgensi bimbingan pra-nikah dalam mewujudkan kerukunan rumah tangga. Hasil penelitian menunjukkan bahwa pasangan yang mengikuti program bimbingan pra-nikah memiliki tingkat kebahagiaan dan stabilitas pernikahan yang lebih tinggi dibandingkan dengan mereka yang tidak mengikuti program tersebut. Oleh karena itu, bimbingan pra-nikah sangat direkomendasikan sebagai upaya preventif untuk menciptakan rumah tangga yang harmonis, mengurangi perceraian, dan meningkatkan kesejahteraan pasangan dalam jangka panjang.
Liberalisme dalam Prespektif Agama-Agama (Islam, Kristen, Hindu, Budha dan Konghucu) Siregar, Idris; Siregar, Ilham Jaya Kusuma; Juita, Juita; Amanda, Tasya
Jurnal Pendidikan Tambusai Vol. 8 No. 2 (2024)
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

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Abstract

Liberalisme, sebuah ideologi yang telah tumbuh dan berkembang sejak abad ke-17, telah menciptakan jejaknya sendiri dalam evolusi pemikiran dan politik global. Dari berbagai sumber yang tersedia, kita bisa melihat bahwa evolusi liberalisme seringkali dikaitkan dengan negara-negara Barat. Negara-negara ini, dengan kekuatan ekonomi, politik, dan militer mereka, berhasil mendominasi hampir semua aspek kehidupan dan pemerintahan. Namun, liberalisme bukan hanya fenomena Barat. Di Timur, khususnya di negara-negara Islam seperti Arab, liberalisme juga menjadi fokus para pemikir. Agama-agama lain seperti Kristen, Hindu, Buddha, dan Konghucu juga memiliki pandangan mereka sendiri tentang liberalisme. Setiap agama ini memiliki pemahaman dan interpretasi mereka sendiri tentang apa arti kebebasan dan bagaimana kebebasan itu harus diterapkan dalam konteks agama dan masyarakat mereka. Jurnal ini dirancang untuk membahas liberalisme dari perspektif berbagai agama, menggunakan penelitian kepustakaan, yaitu serangkaian penelitian yang berfokus pada metode pengumpulan data literatur. Pada akhirnya, tulisan ini mencapai kesimpulan bahwa secara umum, semua agama mengakui pentingnya kebebasan individu, tetapi mereka juga menekankan bahwa kebebasan ini harus diiringi dengan tanggung jawab dan tidak boleh bertentangan dengan ajaran dan nilai-nilai agama masing-masing.
Kewirausahaan Dikalangan Gen Z: Suatu Kajian Siregar, Ilham Jaya Kusuma; Amanda, Tasya; Syahputra, Heru
Jurnal Ilmiah Universitas Batanghari Jambi Vol 25, No 1 (2025): Februari
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/jiubj.v25i1.5857

Abstract

This research examines the dynamics of entrepreneurship among Generation Z, focusing on business trends such as thrifting, food and beverages, and the development of tourist spots. Generation Z is interested in entrepreneurship due to awareness of environmental issues, sustainability, and the desire to create unique experiences. Thrifting businesses are popular because they offer quality items at affordable prices and support a sustainable lifestyle. In the food and beverage sector, Gen Z shows creativity through product innovation, while the development of Instagrammable tourist spots has also become a trend. The research method used is a mixed-methods approach, combining in-depth interviews and surveys. The results indicate that Gen Z leverages technology and social media to develop their businesses, facing challenges such as lack of experience, but remaining adaptive and innovative. Support from the government and various stakeholders is crucial to creating a conducive entrepreneurial ecosystem. With high creativity and enthusiasm, Gen Z has the potential to become the main drivers of entrepreneurship in the future.
Pengaruh Tepung Cangkang Kerang Hijau dan Pupuk KNO3 Terhadap Pertumbuhan dan Hasil Kedelai Edamame pada Tanah Gambut Amanda, Tasya; Listiawati, Agustina; Zulfita, Dwi
Perkebunan dan Lahan Tropika Vol 15, No 2
Publisher : Fakultas Pertanian Universitas Tanjungpura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26418/plt.v15i2.91395

Abstract

The Impact of Green Mussel Shell Powder and KNO3 Fertilizer On the Growth and Yield of Edamame Soybean In Peat Soil. In Indonesia, edamame soybeans are a healthy and nutritious food choice, utilized as a new business opportunity in the soy-based food and beverage industry. Peat soil, as a planting medium, faces low pH levels, limiting nutrient availability. Green mussel shell flour can serve as an alternative material to neutralize soil acidity in peat soil because it contains calcium carbonate, which neutralizes peat soil acidity. This study aims to determine the best interaction dose of green mussel shell flour and KNO₃ fertilizer on the growth and yield of edamame plants in peat soil. The research was conducted in Southeast Pontianak District, Pontianak City, West Kalimantan. This research took place from August 2024 to November 2024. The design used in this study was a Factorial Completely Randomized Design (RAL) consisting of 2 treatments. The first factor was green mussel shell flour (K), consisting of 3 treatment levels: 0.84 tons/ha, 1.64 tons/ha, and 2.44 tons/ha, while the second factor was KNO₃ fertilizer (P), consisting of 3 treatment levels: 300 kg/ha, 450 kg/ha, and 600 kg/ha. Each treatment was repeated 3 times. The variables observed in this study included: plant height, root volume, plant dry weight, number of productive branches, number of pods per plant, pod weight per plant, number of empty pods per plant, and number of filled pods per plant. The results showed an interaction between the application of green mussel shell flour and KNO₃ fertilizer on the root volume and dry weight of edamame soybeans in peat soil. The application of green mussel shell flour at a dose of 0.84 tons/ha and KNO₃ fertilizer at a dose of 300 kg/ha, as well as the application of green mussel shell flour at a dose of 2.44 tons/ha and KNO₃ fertilizer at a dose of 300 kg/ha, showed an efficient dose on root volume, which was 21.33 cm3, and plant dry weight, which was 26.71 g/plant.adalah Rancangan Acak Lengkap Fakrorial (RAL) yang terdiri dari 2 perlakuan. Faktor pertama yaitu tepung cangkang kerang hijau (K) yang terdiri dari 3 taraf perlakuan yaitu 0,84 ton/ha, 1,64 ton/ha, dan 2,44 ton/ha, sedangkan faktor kedua yaitu pupuk KNO₃ (P) yang terdiri dari 3 taraf perlakuan yaitu 300 kg/ha, 450 kg/ha, dan 600 kg/ha. Masing masing perlakuan diulang sebanyak 3 kali dengan setiap ulangan terdiri dari 4 tanaman sample, sehinga jumlah tanaman seluruhnya adalah 108 tanaman. Variable yang diamati dalam penelitian ini meliputi: tinggi tanaman, volume akar, berat kering tanaman, jumlah cabang produktif, jumlah polong pertanaman, berat polong pertanaman, jumlah polong hampa pertanamna, dan jumlah polong isi pertanaman.  Hasil penelitian menujukan bahwa Terjadi interaksi antar pemberian tepung cangkang kerang hijau dan pupuk KNO3 terhadap volume akar dan berat kering tanaman kedelai edamame pada tanah gambut. Pemberian tepung cangkang kerang hijau dengan dosis 0,84 ton/ha dan pupuk KNO3 dengan dosis 300 kg/ha serta pemberian tepung cangkang kerang hijau dengan dosis 2,44 ton/ha dan pupuk KNO3 dengan dosis 300 kg/ha menunjukkan dosis efisien terhadap terhadap volume akar yaitu 21,33 cm3 dan berat kering tanaman yaitu 26,71 g/tanaman.
Pengaruh Current Ratio, Debt To Asset Ratio, Dan Operating Capacity Terhadap Financial Distress Dengan Return On Asset Sebagai Variabel Moderasi Pada Perusahaan Property Dan Real Estate Yang Terdaftar Di BEI Tahun 2019-2023 Amanda, Tasya; Habibie, Azwansyah; Suryani, Yani
Journal of Innovative and Creativity Vol. 5 No. 3 (2025)
Publisher : Fakultas Ilmu Pendidikan Universitas Pahlawan Tuanku Tambusai

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Abstract

This study examines and analyses the effect of three independent variables: Current Ratio, Debt-to-Asset Ratio, and Operating Capacity on Financial Distress, with Return on Assets as a moderating variable. The population used in this study were property and real estate companies listed on the Indonesia Stock Exchange (IDX) from 2019 to 2023. Purposive sampling was used to select 41 companies. The analytical techniques used were descriptive analysis and multiple linear regression analysis. The data were sourced from the companies' financial statements and processed using SPSS version 26. The results show that the Current Ratio, Debt-to-Asset Ratio, and Operating Capacity significantly influence Financial Distress. Return on Assets moderated the influence of the Current Ratio and Debt-to-Asset Ratio on Financial Distress. However, Return on Assets did not moderate the impact of Operating Capacity on Financial Distress.