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All Journal Jurnal Akuntansi Journal of Health and Behavioral Science Journal of Management - Small and Medium Enterprises (SME's) Jurnal Pengabdian Masyarakat Bangsa GLORY Jurnal Ekonomi dan Ilmu Sosial E-Amal: Jurnal Pengabdian Kepada Masyarakat Journal of Multidisciplinary Academic and Practice Studies
Ndoen, Wehelmina M.
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Journal : Journal of Multidisciplinary Academic and Practice Studies

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The effect of religiosity and spirituality on financial behavior district Endi, Anjelina Christi; Fanggidae, Rolland E.; Ndoen, Wehelmina M.
Journal of Multidisciplinary Academic and Practice Studies Vol. 1 No. 1 (2023): February
Publisher : Goodwood Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/jomaps.v1i1.1455

Abstract

Purpose: This study was conducted on the members of KSP Kopdit Permata Bunda Paroki Waelengga. This study aims to determine the effects of religiosity and spirituality on the financial behavior of the members of Kopdit Permata Bunda Paroki Waelengga. Research methodology: This study used a quantitative approach and survey method. The population in this study comprised all Kopdit Permata Bunda members. This study used Simple Random Sampling with a total sample of 100 members. The primary data source was collected using a direct survey in the field that was distributed using a questionnaire to KSP Kopdit Permata Bunda Paroki Waelengga members. Data analysis techniques were used with simple linear regression using SPSS software version 16.0. Results: The results showed that the religiosity variable had a positive relationship but no significant effect on the variables of financial behavior, the spirituality variable had a positive relationship but no significant effect on the variables of financial behavior, and the variables religiosity and spirituality together had a positive relationship but no significant effect on the variables of financial behavior. Conclusions: The study concludes that religiosity and spirituality, while important aspects of personal values, are not sufficient predictors of financial behavior among cooperative members. Financial decisions appear to be shaped more by economic, social, and educational factors than by gender. Limitations: This study was limited to one cooperative institution and two variables, with a relatively small sample size. Contribution: This research contributes to the behavioral finance literature by contextualizing the role of religiosity and spirituality in financial behavior, offering insights for cooperatives and policymakers in designing member education programs.
Co-Authors Ahmad, Rosida Aman, Dominikus K.T Aminta, Nadiya Aisa Sanusi Amol, Konstantia Amtiran, Paulina Y Amtiran, Paulina Y Angjelina Christi Endi Antonio E.L. Nyoko Aplugi, Gerald Eksel Ardianto, Saverinus Balle, Marselin Yosina Bastianus Jawa Bere, Tirza Amelia Boesday, Jecqlin Saskia Bria, Julian Santika Buky, Noveta Susanti Bunga, Markus Chain, Fransiska Maria Damaris Aprilya Zacharias De Jesus, Junita Barreto de Robert, Chrispianus Paulo de Rozari, Petrus E. Dhae, Yosefina K.I.D.D Duran, Theresia Scolastika Tupat Endi, Anjelina Christi Eoh, Golda J Y Ephivania Eunike Foenay Era, Ester Faah, Yuri S Fanggidae, Apriana H.J. Feoh, Felssi Clarisa Ferlin Flaid, Joselyn Patricia Costantia Foenay, Christien C. Fransiska, Yohana Antida Ghriani G, Archangela Riama Giri, Evelyn Frisiany Olivia Joany Gosal, Indrawan Hamidah, Wanda Hane, Febiana Erlinda Harimans, Hendrikus Warta Hartati, Lidia Hawu Haba, Betsyeba Ariyani Herny Ellen Djunina Hironnymus Jati Horo, Andreas Hermanus Io, Jeni Mariana Janves, Beata Lertik Juwita Leslsy Claudia Adu Kurniawati Kurniawati Lado, Yolanda Nataliani Dhuge Lama Ile, Maria N T K Lomi Rohi, Anastasya Maria Clara Yusuf Lorang, Priscila Maria Dua Loye, Firenius Luan, Febriyani Rafu Madeira, Jose Makatita, Reyner F. Manek, Virgilius Philip Nobel Maria Goreti Hengo Maria Yalinta Ena Maria Yosefa Kein Maria, Lies Markus Bunga Mbuik, Nova Leastri Memen, Imelda Ina Mendonca, Elidia Da Conceicao Mili G, Yohanes Ferdinandus Mone, Deasy Angriani Moruk, Theresia Mutiara Chandra Naitcea, Maria Irsanti Neno, Marianus S Nggewung, Wilhelmina Ekarista Menza Ngilly, Sania A Ni Putu Nursiani Ona Silfia Liunima Pantur, Maria Jesica Pasi, Patricia N N Pingge, Elizabeth Puka, Yosefina Lodan Ribka A. Liunokas Rihi, Ruth Elisabeth Rohi, Medi Ananda Rolland E. Fanggidae Sadofa, Sefania Alesia Salean, Debryana Y Sanu, Prischa Angeline Seran, Evi Yohana Sole, Leonardus Suan, Alfa M Talo, Vanesa Leo Taneo, Shintia Tanesi, Apriliany Martha Yohana Tante Meylan A.J Kaba Tefbana, Novarisna Teguh Iman Laan Timuneno, Tarsisius Tomasui, Olivia Ulut, Natalia Gracia Rimelda Widyastuti, Nurul Wulandari, Maria Dewi Putri Yohanes M M Taek Bete Yunus, Cantika Aprilyani Zogara, Juwita Christyani