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All Journal Quantitative Economics Journal Journal of Economic, Bussines and Accounting (COSTING) Jurnal Informasi dan Teknologi Management Studies and Entrepreneurship Journal (MSEJ) Enrichment : Journal of Management GANDRUNG: Jurnal Pengabdian Kepada Masyarakat International Journal Of Science, Technology & Management (IJSTM) Jurnal Ekonomi JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) International Journal of Economics and Management Research RESLAJ: Religion Education Social Laa Roiba Journal
Butar Butar, Ribka Sari
Universitas Prima Indonesia
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Automotive Engineering Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Industrial & Manufacturing Engineering Mechanical Engineering Physics Social Sciences Transportation Other

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Education on The Role of Financial Literacy and Development at PT. Pawnshop Herlin Munthe; Bayu Wulandari; Namira Ufrida Rahmi; Thomas Firdaus Hutahaean; Maya Sabirina Panggabean; Dianty Putri Purba; Jessi Charina Sembiring; Ribka Sari Butar-Butar
GANDRUNG: Jurnal Pengabdian Kepada Masyarakat Vol. 5 No. 1 (2024): GANDRUNG: Jurnal Pengabdian Kepada Masyarakat
Publisher : Fakultas Olahraga dan Kesehatan, Universitas PGRI Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36526/gandrung.v5i1.3450

Abstract

Literasi keuangan dalah sebuah investasi jangka panjang yang sangat dibutuhkan dan bemanfaat pada masyarakat dalam mengelola dan menjaga keuangan agar dapat terjaga dan dapat dibutuhkan setiap saat yang memiliki kebutuhan yang mendesak. Adapun tujuan dari pengabdian kepada masyarakat ini untuk mengetahui bahwa peranan literasi dalam perkembangan keuangan sangat diperlukan. Pengabdian kepada masyarakat ini dilakukan oleh dosen universitas prima Indonesia fakultas ekonomi sebagai tri darama perguruan tinggi. dilaksanakan di Kantor PT Pegadaian Gajah Mada Alamat: Jl. Gajah Mada, Sei Sikambing D, Kec. Medan Petisah, Kota Medan, Sumatera Utara 20114. Waktu pelasanaan 27 Oktober 2023. Kegiatan pengabdian yang dilakukan menggunakan metode ceramah dan diskusi. Literasi keuangan juga dapat mendukung kekayaan financial dalam pertumbuhan ekonomi. Dengan memahami literasi keuangan maka seseorang dapat menentukan produk investasi sesuai dengan kemampuan dan kebutuhn untuk jangka panjang.
Pengaruh Struktur Kepemilikan Institusional, Likuiditas dan Leverage Terhadap Financial Distress pada Perusahaan Telekomunikasi yang Terdaftar di Bursa Efek Indonesia Periode 2018 – 2021 Michael; Angella Simon; Putra Sanjaya Simanjuntak; Dita Eka Pratiwi Sirait; Ribka Sari Butar-butar
Reslaj: Religion Education Social Laa Roiba Journal Vol. 6 No. 5 (2024): RESLAJ: Religion Education Social Laa Roiba Journal
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/reslaj.v6i5.2391

Abstract

The aim of this research is to analyze the impact of institutional ownership, liquidity, and leverage on financial distress. The data for this study were obtained from the Annual Financial Reports published by Telecommunication Companies listed on the Indonesia Stock Exchange for the period 2018–2021. A total of 72 telecommunications companies listed on the Indonesia Stock Exchange between 2018 and 2021 were sampled using this technique. Applying analytical methods, such as logistic regression approach in statistical testing, the research findings indicate that the combined effect of leverage, liquidity, and institutional ownership on financial distress is 42.8%. Institutional ownership influences Financial Distress to some extent. Financial Distress is not affected by the Liquidity variable. There is no impact of leverage on financial distress. Institutional ownership, liquidity, and leverage variables can explain 42.8% of the Financial Distress variable, while other variables not included in the study explain the remaining 57.2%, according to the coefficient of determination (R2) value of the study, which is 0.428.
Employee Recruitment Decision Support System Using Analytical Hierarchy Process Method in Security Services Companies Butar Butar, Ribka Sari; Sigalingging, Lasrida; Pramono, Setya; Nuryanto, Uli Wildan; Anderson Butarbutar, Dicky Jhon
Jurnal Informasi dan Teknologi 2023, Vol. 5, No. 4
Publisher : SEULANGA SYSTEM PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60083/jidt.v5i4.435

Abstract

The purpose of this study is to determine how to combine the AHP method with other techniques to develop an employee recruiting decision support system. Utilized techniques for gathering data include literature reviews, interviews, and observation. The Rapid Application Development system development technique was employed in this study. Unified Model Language is one of the techniques used in system design to help envision the structure of the system that will be created. The discussion's outcomes allow for the following deductions to be made: Using a combination of web-based AHP and SAW methodologies, the Rapid Application Development method, and the Laravel 8 framework, this research creates an employee recruiting decision support system. It is anticipated that the decision support system for staff recruiting will automate the hiring process, reducing applicant subjectivity. HRD's tasks can be made easier by decision support systems, particularly in the data verification process because the electronic files that are received ensure that they are not mixed up with other documents.
Analysis of The Effect of Price Discount On Technology Perceived Quality, Technology Perceived Value and Perceived Savings on Intention To Use Digital Payment Application Gopay Butar Butar, Ribka Sari; Dharmawan, Donny; Amelia, Deni; Musdirwan; Nuryanto, Uli Wildan
Jurnal Informasi dan Teknologi 2023, Vol. 5, No. 4
Publisher : SEULANGA SYSTEM PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60083/jidt.v5i4.438

Abstract

The purpose of this study is to examine how consumers' purchase intentions are affected by price discounts by examining how they are regarded to be beneficial, valuable, and high-quality. This study used a conclusive research design and a descriptive research type, and it was quantitative in nature. This study employs a single cross-sectional design so each sample will be sampled just once. The target population for this study was everyone who had done retail shopping. There were 100 samples used in this investigation. Online questionnaires were distributed by researchers in order to gather data. Researchers processed pre-test data using SPSS and factor analysis. Research leads one to the following conclusions on the study's findings: Discounts on prices positively impact the perceived savings. Discounts in price have a detrimental effect on the perceived quality. Price reductions positively impact other price reductions. Discounts in price positively impact the perceived savings. Discounts in price positively impact the perception of quality. Perceived value is positively influenced by the price reduction effect. In terms of perceived savings, perceived quality, and perceived value, the price discount influences the mediator and positively effects price discounts. Perceived value is positively impacted by perceived savings. Perceived value is positively impacted by perceived quality. Purchase intentions are positively impacted by perceived value.
Application of User Experience Questionnaire Method to Evaluate Customer Experience When Conducting Transactions with Digital Wallets Butar Butar, Ribka Sari; Dharmawan, Donny; Kalsum, Umi; Munizu, Musran; Mertha Agung Durya, Ngurah Pandji
Jurnal Informasi dan Teknologi 2023, Vol. 5, No. 4
Publisher : SEULANGA SYSTEM PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60083/jidt.v5i4.441

Abstract

The purpose of this study is to determine how to use the user experience questionnaire (UEQ) to assess the digital wallet user experience. This research employs a quantitative methodology. In order to collect data for this study, surveys, observation, and literature reviews were used. All of the participants in this study are users of digital wallets. In this study, 100 samples were drawn using simple random sampling as the sampling technique. The two types of data analysis were statistical analysis and demographic analysis. The author examined demographic information first. Second, the author used the UEQ Data Analysis Tool to perform statistical analysis. Testing for validity and reliability was done at this point. The discussion's outcomes allow for the following deductions to be made: This study was successful in assessing how digital wallets performed across the board on the user experience questionnaire (UEQ). Based on evaluation findings using UEQ, this research was successful in offering suggestions for enhancing the user experience in digital wallets. The attractiveness and novelty parts of the user experience are the areas that are advised to be improved upon, since they continue to receive below-average benchmark scores.
Analisis Rasio Profitabilitas Yang Dapat Berfungsi Menilai Kinerja Keuangan Pada Perusahaan Perbankan Yang Terdaftar Di Bursa Efek Indonesia Periode 2018 – 2021 Novianti Wijaya; Fransiska Fransiska; Ribka Sari Butar-Butar; Dita Eka Pratiwi Sirait
Journal of Economic, Bussines and Accounting (COSTING) Vol 7 No 5 (2024): Journal of Economic, Bussines and Accounting (COSTING)
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/costing.v7i5.11821

Abstract

Analisis rasio profitabilitas yang dapat digunakan untuk mengevaluasi kinerja keuangan organisasi perbankan yang terdaftar di Bursa Efek Indonesia menjadi fokus pada penelitian ini. Salah satu teknik penilaian kinerja keuangan suatu perusahaan dengan efektivitas pengelolaan keuangan adalah analisis rasio profitabilitas. Untuk memastikan berapa banyak uang yang dihasilkan suatu bisnis dari operasinya, diperlukan studi profitabilitas. Ketika suatu bisnis menguntungkan, maka bisnis tersebut akan menjadi lebih kompetitif. Populasi yang diteliti adalah perusahaan perbankan yang terdaftar di Bursa Efek Indonesia, berjumlah empat puluh tiga perusahaan, dan sampel yang digunakan untuk pengujian adalah dua puluh delapan perusahaan. Sampel penelitian dipilih dengan menggunakan teknik purposive sampling. Temuan penelitian adalah Return on Assets, Return on Equity dan Net Profit Margin secara simultan dan secara parsial berpengaruh terhadap kinerja keuangan pada perusahaan perbankan yang terdaftar di Bursa Efek Indonesia periode 2018-2021.
Pengaruh Rasio Profitabilitas (ROA), Rasio Likuiditas (CR) Dan Rasio Aktivitas (TATO) Terhadap Perkembangan Struktur Modal (DER) Pada Perusahaan Food And Beverage Yang Terdaftar Di Bei Periode 2020-2022 Hansen Dian Sinaga; Elisa Ompusunggu; Ribka Sari Butar-Butar; Dita Eka Pratiwi Sirait
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 6 No. 4 (2025): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v6i4.8314

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh rasio profitabilitas (Return on Asset/ROA), rasio likuiditas (Current Ratio/CR), dan rasio aktivitas (Total Asset Turn Over/TATO) terhadap perkembangan struktur modal (Debt to Equity Ratio/DER) pada perusahaan konsumsi (food and beverage) yang terdaftar di Bursa Efek Indonesia (BEI) selama periode 2020-2022. Metode yang diterapkan dalam penelitian ini adalah pendekatan kuantitatif.Penelitian mencakup populasi penelitian sebanyak 26 perusahaan,dengan 14 diantaranya memenuhi kriteria tertentu,menghasilkan total sampel sebanyak 42 observasi.Teknik pengambilan sampel yang diterapkan dalam studi ini adalah Purposive Sampling.Model analisis yang diterapkan ialah regresi linear berganda,menggunakan Statistical Package for the Social Sciences (SPSS) versi 22 untuk memproses data.Temuan dari penelitian menunjukkan bahwa secara simultan, rasio ROA, CR, dan TATO memiliki pengaruh signifikan terhadap DER. Secara parsial,rasio CR dan TATO menunjukkan pengaruh yang signifikan terhadap DER, sedangkan rasio ROA tidak berpengaruh signifikan. Temuan ini memberikan wawasan yang berharga bagi investor serta manajemen perusahaan dalam membuat keputusan terkait struktur modal dan kinerja finansial di industri makanan dan minuman.
Co-Authors Alfiana Amelia, Deni Angella Simon Aprih Santoso Aprina Wati Arif Budiarto Arifia Nurriqli Bayu Wulandari Dicky Jhon Anderson Butarbutar Dita Eka Pratiwi Sirait Donny Dharmawan Elisa Ompusunggu Eltie Christi Sandag Fera Fransiska Fransiska Hansen Dian Sinaga Henky Hendrawan Herlin Munthe Hermin Nainggolan Ibnu Sutomo Imam Hanafi Jessi Charina Sembiring Julia Monik Nasution Lailan Sufinah Lestari, Indawati Mahdi Mahdi Marihot Manullang Martin Maya Sabirina Panggabean Maya Sabirina Penggabean Merissa Fermica Iskandar Mertha Agung Durya, Ngurah Pandji Michael Mirnawati Buulolo Mrs Rahmanta Musdirwan Musran Munizu Namira Ufrida Rahmi Ngurah Pandji Mertha Agung Durya Novianti Wijaya Pramono, Setya Purba, Dianty Putri Putra Sanjaya Simanjuntak Putri Ekaresty Haes SIGALINGGING, LASRIDA Solly Aryza Thomas Firdaus Hutahaean Tika Meisin br Sinulingga Uli Wildan Nuryanto Valentina br Tarigan Wachyu Hari Haji Yousita Abigail Lesnussa Zulia Rifda Daulay