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All Journal Jurnal Dimensi SEIKO : Journal of Management & Business Magisma: Jurnal Ilmiah Ekonomi dan Bisnis Organum: Jurnal Saintifik Manajemen dan Akuntansi EconBank : Journal Economics and Banking Jurnal Ilmiah Edunomika (JIE) Jurnal Riset Bisnis dan Manajemen Jurnal EK dan BI Jurnal Bingkai Ekonomi (JBE) Journal of Applied Sciences in Accounting, Finance, and Tax Jurnal Pengabdian Masyarakat Bhinneka Jurnal Visi Manajemen (JVM) Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Fokus Abdimas
Rinwantin, Rinwantin
Manajemen, STIE Bank BPD Jateng
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Perilaku Penggunaan Berkelanjutan Bank Digital Rinwantin, Rinwantin; Hidayatullah, Suryakusuma Kholid
JURNAL ILMIAH EDUNOMIKA Vol 8, No 2 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i2.13022

Abstract

This research will examine post-adoption of Digital Banks in terms of performance expectancy and effort expectancy variables. This study aims to examine more deeply the post-adoption of Digital Banks, looking for the effect of performance expectancy, effort expectancy through perceived behavioral control on the use of sustainable Digital Banks. This needs to be done because Digital Banks are currently still in a business model and do not yet have their own special regulations regarding their management. A relatively large initial investment certainly expects profitable sustainable use. The method is quantitative research, and use SEM PLS for analyze.The result is PE has a positive and significant effect on PBC (β: 0.319, P values: 0.004), EE has a positive and significant effect on PBC (β: 0.621, P values: 0.000) and PBC has a positive and significant effect on UB (β: 0.820, P values: 0.000). the implication is important for digital banks to continue to provide important and up-to-date information on a regular basis through notifications available on digital banks. When there is a development of feature innovation, digital banks still have to simplify the flow that must be followed so that sustainable use of digital banks can be achieved. Keywords: Digital Banks, Perfomance Expectancy, Effort
PREFERENSI PENGGUNAAN BANK DIGITAL Rinwantin, Rinwantin; Wahyuni, Asri Nur
JURNAL DIMENSI Vol 12, No 3 (2023): JURNAL DIMENSI (NOVEMBER 2023)
Publisher : Universitas Riau Kepulauan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33373/dms.v12i3.5847

Abstract

Dunia perbankan yang highly regulated membatasi gerak inovasi pelaku bisnis perbankan dalam memenangkan persaingan. Ditengah gempuran teknologi dan munculnya start-up – start-up baru menuntut bank tidak lagi berfokus pada perang harga, tetapi lebih pada perang teknologi, yang merupakan satu-satunya inovasi yang bisa digarap oleh bank. Perubahan teknologi dan canggihnya pelayanan harus disesuaikan dengan adaptornya, apakah nasabah selaku adaptor membutuhkan layanan tersebut, merasa aman, semakin memudahkan atau tidak. Banyak penelitian yang telah dilakukan terkait adopsi teknologi baru, akan tetapi masih minim peneliti yang menjadikan Bank Digital sebagai focus penelitiannya. Maka penelitian kali ini bertujuan untuk mencari tahu factor yang mempengaruhi preferensi masyarkat dalam mengadopsi bank digital. Adapun penelitian dikhususkan di Kota Semarang. Data diolah menggunakan SPSS dengan hasil nilai F: 23.965, Sig F: 0.000 dan R2: 0,574.
Pengaruh ServQual Terhadap EWOM Melalui Trust dan E-Satisfaction Online Merchant Rahmi Yuliana; Rinwantin Rinwantin
Jurnal Visi Manajemen Vol. 11 No. 2 (2025): Mei : Jurnal Visi Manajemen
Publisher : Sekolah Tinggi Ilmu Ekonomi Pariwisata Indonesia Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56910/jvm.v11i2.616

Abstract

This study aims to analyze and explore more deeply the concept of electronic word of mouth (eWOM) by examining the role of electronic service quality, with trust as an exogenous variable and electronic satisfaction as a mediating variable. The phenomenon of consumer behavior in the context of e-commerce continues to grow in line with the rapid increase in internet users. In Indonesia, internet users are projected to reach 72.8 million people, making the country the third-largest in internet penetration among ASEAN nations. This surge in internet usage has significantly influenced online shopping behavior, especially among digital-savvy consumers. However, this trend contrasts sharply with the declining performance of offline retail, as shopping centers are witnessing a drop in consumer visits. This decline is largely driven by three major factors: (1) shifting consumer preferences, (2) decreasing employment in physical retail sectors, and (3) a rapid rise in the number of online stores.The research utilizes primary data, collected from respondents who have made online purchases from two major marketplaces in Indonesia—Tokopedia and Lazada. The data were analyzed using the Smart PLS software to test the relationships between the variables. The results indicate that electronic service quality has a positive and significant effect on eWOM when mediated by trust. However, the direct effects of service quality and satisfaction on eWOM were found to be statistically insignificant. The findings suggest that building customer trust through enhanced service quality is a strategic priority for e-commerce platforms aiming to encourage consumers to share positive online recommendations.
Optimalisasi Bank Sampah Sebagai Upaya Pemberdayaan Ekonomi Dan Pelestarian Lingkungan Rinwantin, Rinwantin; Izzaty, Khairina Nur; Pujiastuti, Yanti; Yuliana, Rahmi; Wahyuni, Asri Nur
Jurnal Pengabdian Masyarakat Bhinneka Vol. 3 No. 4 (2025): Bulan Juli
Publisher : Bhinneka Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58266/jpmb.v3i4.160

Abstract

Konsep bank sampah muncul sebagai solusi inovatif yang tidak hanya bertujuan mengurangi volume sampah yang berakhir di TPA, tetapi juga memberdayakan masyarakat dengan mengubah paradigma sampah menjadi sumber daya ekonomi. Studi kasus di Desa Bentur RW V Purwosari menunjukkan implementasi bank sampah dengan sistem tabungan selama 4 bulan, berhasil mendorong partisipasi masyarakat dalam memilah sampah dari sumbernya. Meskipun demikian, operasional bank sampah di tingkat komunitas ini masih menghadapi berbagai kendala, termasuk keterbatasan modal, infrastruktur, dan kapasitas sumber daya manusia, yang menghambat optimalisasi potensi penuhnya. Oleh karena itu, optimalisasi bank sampah menjadi sangat penting untuk memperluas dampaknya, baik dari aspek ekonomi melalui peningkatan pendapatan masyarakat dan penciptaan lapangan kerja, maupun dari aspek lingkungan melalui pengurangan beban TPA dan dukungan terhadap daur ulang. Upaya ini memerlukan peningkatan kapasitas manajemen, pengembangan jejaring, inovasi produk daur ulang, dan penguatan partisipasi masyarakat, dengan harapan bank sampah dapat bertransformasi menjadi pusat kegiatan ekonomi produktif yang berkelanjutan dan garda terdepan dalam pelestarian lingkungan, menuju masyarakat yang mandiri secara ekonomi dan berwawasan lingkungan
Pengaruh Kepuasan terhadap Penggunaan Berkelanjutan Bank Digital di Indonesia Rinwantin, Rinwantin; Yuliana, Rahmi
SEIKO : Journal of Management & Business Vol 8, No 2 (2025): July - December
Publisher : Program Pascasarjana STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/sejaman.v8i2.9169

Abstract

Bank digital memiliki peran setara dengan bank konvensional dan diproyeksikan mengalami pertumbuhan transaksi signifikan di Indonesia. Fenomena ini berpotensi meningkatkan inklusi keuangan dan mewujudkan masyarakat tanpa tunai. Penelitian ini bertujuan untuk mengkaji pengaruh kepuasan nasabah terhadap niat penggunaan berkelanjutan layanan bank digital, dengan fokus pada kajian pasca-adopsi. Studi ini penting mengingat investasi besar dalam bisnis bank digital dan perlunya pemahaman sikap pasca penggunaan untuk mengevaluasi niat berkelanjutan. Melalui studi literatur dan analisis data yang dikumpulkan melalui survei daring (Gform), penelitian ini menemukan bahwa sikap positif terhadap bank digital dan kepuasan nasabah memiliki pengaruh signifikan dan positif terhadap niat penggunaan berkelanjutan. Sementara itu, komitmen afektif dan persepsi kegunaan tidak menunjukkan pengaruh signifikan. Implikasi dari temuan ini penting bagi bank digital, pengguna, dan pembuat kebijakan dalam upaya mendorong adopsi dan keberlanjutan penggunaan layanan bank digital di Indonesia.. Kata Kunci: Perceived Usefullness, Attitude Towards, Satisfaction, Continuance intention, bank digital
The Efek Pemilihan Saluran Distribusi Digital Pada Keputusan Pembelian Produk UMKM Garmen di Kota Semarang ASTUTI, YANTI PUJI; Rinwantin, Rinwantin
EconBank: Journal of Economics and Banking Vol 6 No 1 (2024): Econbank
Publisher : Sekolah Tinggi Ilmu Ekonomi Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/econbank.v6i1.361

Abstract

Digital marketing does not just talk about promotions or advertising but also includes distribution channels. The choice of distribution channels by producers has an impact on purchasing interest and subsequently on consumer purchasing decisions. In connection with distribution, product availability also influences consumer purchasing interest and purchasing decisions. Digitalization efforts to increase the capacity of MSMEs face the challenge of understanding digital marketing. This research aims to provide insight into the influence of digital on purchasing decisions. A total of 100 people were taken as samples using purposive sampling. The data analysis technique used in this research is PLS-SEM. The research results found that digital distribution channels and product availability have a positive and significant impact on purchasing interest and purchasing decisions. The mediating effect of purchasing interest on the relationship between distribution channels and product availability on purchasing decisions is also proven empirically. Purchasing decisions can be increased through purchase interest by increasing digital distribution channels by MSME players. Policies in product availability can also increase purchasing decisions through purchase interest. MSME players are expected to be able to provide more variety in digital distribution channels and increase the availability of relatively more complete products
Pengaruh Promosi dan Harga terhadap Keputusan Pembelian pada Cafe Kelirumologi Brebes Indriantono, Ismu; Rinwantin, Rinwantin
Jurnal Bingkai Ekonomi (JBE) Vol 8 No 1 (2023): Jurnal Bingkai Ekonomi (JBE)
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat (LPPM) - Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/jbe.v8i1.248

Abstract

UMKM memiliki peran penting dalam perekonomian Indonesia, Cafe Kelimurologi merupakan salah satu UMKM yang berada di Brebes. Cafe Kelimurologi merupakan usaha mikro yang ssedang naik daun di Kota Brebes. Penjualan pada masa pandemi dengan diberlakukannya PPKM tidak menjadi penghalang tingkat penjualan dari Cafe Kelimurologi, tetapi pasca pandemi malah terjadi penurunan, msekipu tidak signifikan. Mendasar hal tersebut perlu dilakukan penelitian mengenai faktor pengambilan keputusan dilihat dari faktor promosi dan harga. Sampel dalam penelitian ini adalah 166 responden. Metode analisis data yang digunakan dalam penelitian ini adalah Uji Kualitas Data, Uji Asumsi Klasik, Analisis Regresi Linear Berganda, dan Uji Kelayakan Model (Goodness of Fit Model) dengan menggunakan aplikasi IBM SPSS. Hasil penelitian menunjukkan bahwa harga berpengaruh positif terhadap keputusan pembelian dengan sig. 0.000 < 0.05, dan promosi berpengaruh positif terhadap keputusan pembelian dengan sig. 0.003 < 0.05 dengan nilai Adjusted R2 sebesar 78.9%.
Perilaku Penggunaan Berkelanjutan Bank Digital Rinwantin, Rinwantin; Hidayatullah, Suryakusuma Kholid
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 2 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i2.13022

Abstract

This research will examine post-adoption of Digital Banks in terms of performance expectancy and effort expectancy variables. This study aims to examine more deeply the post-adoption of Digital Banks, looking for the effect of performance expectancy, effort expectancy through perceived behavioral control on the use of sustainable Digital Banks. This needs to be done because Digital Banks are currently still in a business model and do not yet have their own special regulations regarding their management. A relatively large initial investment certainly expects profitable sustainable use. The method is quantitative research, and use SEM PLS for analyze.The result is PE has a positive and significant effect on PBC (β: 0.319, P values: 0.004), EE has a positive and significant effect on PBC (β: 0.621, P values: 0.000) and PBC has a positive and significant effect on UB (β: 0.820, P values: 0.000). the implication is important for digital banks to continue to provide important and up-to-date information on a regular basis through notifications available on digital banks. When there is a development of feature innovation, digital banks still have to simplify the flow that must be followed so that sustainable use of digital banks can be achieved. Keywords: Digital Banks, Perfomance Expectancy, Effort
Pengelolaan Sampah Menjadi Barang Produktif Berbasis Peran Perempuan untuk Menjamin Pola Produksi dan Konsumsi Berkelanjutan Pujiastuti, Yanti; Izzaty, Khairina Nur; Rinwantin, Rinwantin
Jurnal Pengabdian Masyarakat Bhinneka Vol. 4 No. 3 (2026): Bulan Februari
Publisher : Bhinneka Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58266/jpmb.v4i3.905

Abstract

Pengelolaan sampah berbasis masyarakat melalui bank sampah merupakan strategi penting dalam mendukung program pengurangan sampah di tingkat rumah tangga. Meskipun Pemerintah Kota Semarang telah memiliki program bank sampah di setiap RT, implementasinya masih menghadapi berbagai kendala di tingkat masyarakat. Kegiatan pengabdian ini bertujuan memberikan solusi atas rendahnya literasi pengelolaan sampah di kalangan ibu-ibu dawis, kurangnya pembinaan teknis, serta perlunya pembentukan struktur pengurus bank sampah di Dawis Anggrek 1. Melalui pendekatan partisipatif dan pembinaan berkelanjutan, diharapkan program bank sampah dapat berjalan secara efektif dan mandiri. Kegiatan yang terlaksana antara lain: melakukan survey ke lokasi mitra, edukasi dan sosialisasi pilah sampah, pengenalan awal sistem pilah sampah, membuat kepengurusan Bank Sampah, melakukan pelatihan pengoperasian sistem baik bagi admin, pengurus, dan warga serta aplikasi bank sampah.
Co-Authors Hidayatullah, Suryakusuma Kholid Indriantono, Ismu Ismu Indriantono Izzaty, Khairina Nur Mokhammad Khukaim Barkhowa Pujiastuti, Yanti Rahmi Yuliana Rahmi Yuliana Setiyono, Taufiq Andre Suryakusuma Kholid Hidayatullah Wahyuni, Asri Nur Yanti Puji Astuti Yanti Pujiastuti Yanti Pujiastuti