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All Journal JEA17: Jurnal Ekonomi Akuntansi Journal of Research and Technology Majalah Ekonomi Accounting Global Journal Jurnal Akuntansi Barelang Jurnal Akuntansi dan Manajemen Jurnal Akuntansi dan Keuangan Kontemporer (JAKK) Bisnis Net : Jurnal Ekonomi dan Bisnis GREENOMIKA Jurnal Bisnis Mahasiswa Golden Ratio of Finance Management Jurnal Akuntansi, Manajemen Dan Ekonomi Islam (JAM-EKIS) Jurnal Akuntansi dan Keuangan KINDAI : Kumpulan Informasi dan Artikel Ilmiah Manajamen dan Akuntansi Jurnal Akuntansi, Keuangan dan Teknologi Informasi Akuntansi Journal of Accounting and Finance Management (JAFM) Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Dharma Pengabdian Perguruan Tinggi (DEPATI) Cakrawala: Jurnal Pengabdian Masyarakat Global Inisiatif: Jurnal Ekonomi, Akuntansi Dan Manajemen Jurnal Audit dan Perpajakan JURNAL EKONOMI BISNIS DAN MANAJEMEN Jurnal Manajemen Dan Bisnis Ekonomi Nusantara Community Empowerment Review Jurnal Pengabdian Masyarakat Indonesia Sejahtera Jurnal Ekonomi Bisnis dan Manajemen Karunia: Jurnal Hasil Pengabdian Masyarakat Indonesia Mengabdi: Jurnal Hasil Kegiatan Bersama Masyarakat Ardhi: Jurnal Pengabdian dalam Negri Nusantara Entrepreneurship and Management Review Praktek Kerja Lapang Akuntansi Jurnal Akuntansi dan Bisnis Krisnadwipayana
Kafidin Muzakki
Universitas Nahdlatul Ulama Sidoarjo
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemical Engineering, Chemistry & Bioengineering Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Transformasi Pengelolaan Keuangan Melalui Akuntansi Digital pada Usaha Jasa PPOB Mariyatul Kiftiyah; Kafidin Muzakki
JURNAL EKONOMI BISNIS DAN MANAJEMEN Vol. 4 No. 3 (2026): Juli : JURNAL EKONOMI BISNIS DAN MANAJEMEN
Publisher : CV. ALIM'SPUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jise.v4i3.1784

Abstract

This study examines the transformation of financial management through the implementation of digital accounting in PPOB (Payment Point Online Bank) businesses, which still face manual recording problems such as input errors, delayed reconciliations, and data discrepancies. The research used a descriptive qualitative method with a case study approach involving PPOB agents in Sidoarjo. Data were collected through observation, interviews, and documentation. The findings show that digital accounting significantly improves operational efficiency through automated transaction recording, real-time data integration, and faster as well as more accurate reconciliation processes. In addition, features such as automatic validation, API integration, and audit trails help minimize recording errors and maintain data consistency. The implementation of digital accounting also supports transparency and improves the quality of financial information used in decision-making. Although challenges remain regarding agents’ technological understanding and infrastructure readiness, overall implementation has provided positive impacts on financial management effectiveness and business operations in PPOB services, making processes more efficient, accurate, and reliable.
Co-Authors Achmad Wicaksono Aida Fitria Ainin Fahmiyah Haq Ainiyah, Khoirotul Al-Rizqi, Ammi Sufyah Alfina, Nurus Syifiansyah Tahta Ana Lailatul Arofiyah Ananda, Siti Ayu Andriana, Reni Anggraini, Alfira Dwi Anifah Tiara Kusuma Wardani Anjar Dwi Cahyaning Putri Aprilianto, M Jeffi Aprilianto, M. Jefri Arista, Cindy Arizqi Kurnia Septin Atika Muhfida Hanum Chairil Anwar Chilmi, Hanum Roudhotul Choiriyyah, Rif’atul Devika Cherly Putrihadiningrum Dewi Sri Rahayu, Dewi Sri Dian Fahriani Dian Fahriani Efi Herawati Erlyna Tri Rohmiatun Failany, Muhammad Afif Falach, Muhammad Zidnal Faradisha, Fahreza Eka Firmansyah, Alief Fitriana, Riezca Nur Haliza, Sabrina Ainur Hanum Roudhotul Hanum, Atika Muhfida Haq, Ainin Fahmiyah Hariyanto, Widia Eka Hayati, Sakina Nur Ifta Takhul Laiya Igga Oktavia Indah Kumalasari Khoiriyah Kumala Dwi Sekararum Kurnia, Adinda Eka Laiya, Ifta Takhul Lucia Putri Wulandari Maharani, Deswita Ayu Mardiananingrum, Sasmita Mariyatul Kiftiyah Masrichah, Siti Maulida Nikmatul Azizah Mirza, Raffi Muhafidhah Novie Muhammad Syahrul Mubarok Muliyani, Eva Putri Nifhfu Lailaturohma Nikmatul Lailiyah Oktafia, Mirda Oktavia, Nur Ajizah Praciana, Yuvi Arinta Prasetyo, Andra Ardiandra Putri Novinda, Anindita Putri, Anjar Dwi Cahyaning Putri, Hertina Rhodhothul De Rahmawati, Annisa Nanda Rizqi, Achmad Naufal Rochmatin, Fadhilah Rohmah, Firda Yusnafa Sakina Nur Hayati Sakina Nur Hayati, Sakina Nur Hayati Sharfina, Diana Siti Fatimah Sofiyanti, Eriza Izza Unusida, Alifia Sabina Parahita Wadhah, Ambar Nabilah Whindi Ayu Mayrena Widiar Onny Kurniawan Yunasari, Ratika Zubaidah, Tantri Risda Zulfaa Gunawan