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All Journal Ecotrophic, Journal of Environmental Science Jurnal Ilmu Lingkungan JAB (Jurnal Akuntansi & Bisnis) JURNAL EKONOMI Kajian Bisnis STIE Widya Wiwaha International Journal Of Science, Technology & Management (IJSTM) Jurnal Riset Akuntansi dan Bisnis Indonesia Urecol Journal. Part B: Economics and Business Prosiding University Research Colloquium UBMJ (UPY Business and Management Journal)
Esih Jayanti
Sekolah Tinggi Ilmu Ekonomi Muhammadiyah Cilacap
Aerospace Engineering Agriculture, Biological Sciences & Forestry Humanities Automotive Engineering Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Mechanical Engineering Medicine & Pharmacology Social Sciences Transportation Other

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The Influence of Third-party Funds; Asset Quality, Profit, and Lost Sharing to The Islamic Bank Liquidity in Indonesia Yulis Maulida Berniz; Najmudin Najmudin; Esih Jayanti; Ika Yustina Rahmawati; Yuni Utami
International Journal of Science, Technology & Management Vol. 4 No. 4 (2023): July 2023
Publisher : Publisher Cv. Inara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46729/ijstm.v4i4.876

Abstract

During the COVID-19 pandemic, Islamic commercial banks experienced liquidity excess due to the third-party funds that increased and the weak distribution of financing by Islamic banks. In addition, the asset quality of Islamic banks is showing good development, this will affect the bank's ability to meet sufficient liquidity. This study uses 7 Islamic commercial banks as a sample from a population of 14 Islamic commercial banks registered in the Financial Services Authority (OJK) from March 2012 to December 2020 (quarterly data) period. This research method uses a fixed-effect model, with a GLS weight approach, Cross-section SUR. The results of this study are third party funds, asset quality (Non-Performing Financing), and Capital Adequacy Ratio have a significant effect on the liquidity of Islamic banks, while Profit and Loss Sharing and Return on Assets do not affect the liquidity of Islamic banks.
PENGARUH KUALITAS PELAYANAN, KUALITAS PRODUK, DAN HARGA TERHADAP KEPUTUSAN PEMBELIAN DI TOSERBA YOGYA MAJENANG Supriyanto; Esih Jayanti; Zamroni
JURNAL EKONOMI Vol. 13 No. 2 (2023): Jurnal Ekonomi - Agustus 2023
Publisher : JURNAL EKONOMI

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Abstract

This study aims to determine the effect of service quality, product quality, and price on purchasing decisions at the Yogya Majenang Department Store. The method used in this study using quantitative methods with the sample used in this study as many as 100 people. The analysis techniques used include validity test, reliability test, MSI (Method Succesive Interval), and classical assumption test which includes normality test, multicollinearity test, heteroscedasticity test, multiple linear regression analysis test, and statistical test which includes T test, F test and test the analysis of the coefficient of determination (R2).Based on the results of the analysis obtained that service quality has no significant effect on purchasing decisions, this is indicated by the tcount value of service quality of 0.656 < ttable 1.985 or in other words H1 is rejected and H0 is accepted, while product quality has a significant effect on purchasing decisions with a tcount value of product quality. of 6.432 > ttable 1.985 or in other words H2 is accepted and H0 is rejected, and the price also has a significant effect on purchasing decisions with a t-value of 10,442 > ttable 1.985 in other words stating that H3 is accepted and H0 is rejected. In testing the four variables simultaneously service quality, product quality and price have a significant effect on purchasing decisions. This is indicated by the value of the F test which produces an fcount value of 132.870 > ftable 3.09 in other words stating that H4 is accepted and H0 is rejected. Keywords: Service Quality, Product Quality, Price and Purchase Decision.
Influence of Produck Quality, Religuisity an Promotion on Decition to Save in Islamic Bank Rustina Dewi Werdiasih; Esih Jayanti
Urecol Journal. Part B: Economics and Business Vol. 1 No. 2 (2021): August-Dec
Publisher : Konsorsium LPPM Perguruan Tinggi Muhammadiyah 'Aisyiyah (PTMA) Koordinator Wilayah Jawa Tengah - DIY

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53017/ujeb.112

Abstract

Intense competition in the banking sector requires banks to always innovate in running their business. Currently, Islamic banks have to compete with conventional banks that have experience and are more stable in terms of resource capabilities, but Islamic banks have the opportunity to develop more widely because of public awareness of a sharia-compliant lifestyle. This study aims to analyze the effect of product quality, level of religiosity and promotion on customer decisions to save money in Islamic banks. This research was conducted using a survey method, collecting data with Islamic bank customers as respondents. The sampling technique is purposive sampling method. The number of samples is 100 Islamic Bank customersData analysis using t test and F test to prove the hypothesis. Based on the results of data analysis, it is found that there is no influence of product quality on the decision to deviate money in Islamic banks. The results of the study indicate that there is an influence of religiosity on the decision to save money in Islamic banks. There is a promotion effect on the decision to save money in Islamic banks. Based on these findings, Islamic banks need to improve the quality of their products to attract customers to save money in Islamic banks.
STRATEGI PROMOSI PULAU MOMONGAN PADA ERA NEW NORMAL DI KABUPATEN CILACAP Esih Jayanti; Rustina Dewi Werdiasih
Kajian Bisnis Sekolah Tinggi Ilmu Ekonomi Widya Wiwaha Vol 30 No 1 (2022): JURNAL KAJIAN BISNIS
Publisher : Sekolah Tinggi Ilmu Ekonomi Widya Wiwaha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32477/jkb.v30i1.328

Abstract

Momongan is one of the potential for marine tourism in Cilacap Regency which has the potential to developed. Momongan Island is located in Jetis Village, in the karst mountains and in the middle of the Bodo Ijo river which must be reached by boat from the Jetis Fish Auction Place. There ere a lot of people inside and outside of the Cilacap Regency do not know about the destinations of Momongan Island, so the promotion of Momongan Island is very necessary. The media used to promotions in the new normal era as today is sosial media which is low-budget high-impact. The purpose of this study is to develop Momongan Island through an effective promotion strategy as a leading tourist destination in Cilacap Regency based on competitive advantage in the New Normal. This study used a accidental sampling technique with 195 interviewed respondents stated that Momongan Island needs more promotion. Next step, the quesionnaire data from 103 sample respondent who use instagram was processed using Regression analysis by testing dependent and independent variable. The result of the analysis show that sosial media Instagram is a suitable tool as a promotional media for Momongan Island.
PENGARUH REWARD DAN PUNISHMENT TERHADAP KINERJA POLISI DI POLRES CILACAP Esih Jayanti; Akhmad Husain Andi
Jurnal Riset Akuntansi dan Bisnis Indonesia STIE Widya Wiwaha Vol 2 No 2 (2022): Jurnal Riset Akuntansi dan Bisnis Indonesia
Publisher : Sekolah Tinggi Ilmu Ekonomi Widya Wiwaha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32477/jrabi.v2i2.469

Abstract

Human resources are one of the main roles in an organization, including the Indonesian National Police. The higher the ability of the unit member in the Police, the higher its performance. In order for the police performance in the Cilacap Regional Police Station to be consistent and maximal, the organization must pay attention to the factors that can affect a person ability to carry out their duties and responsibilities such as the application of rewards and punishments. This study aims to examine and analyze the effect of, Reward and Punishment on Police Performance in the Cilacap Regional Police Station. This research method is descriptive quantitative, with purposive sampling technique. The sample in this study were 93 respondents who were police officers at the Cilacap Regional Police Station. To determine the magnitude of the influence of reward, and punishment on police performance, multiple linear regression analysis was used. The F test is used to examine the overall effect between Reward and Punishment with degrees of freedom (df) = k and (n-k-2) with confidence level (α = 0.05). To find out the partial effect, the T test of degrees of freedom (df) = k and (n-k-2) was used with a confidence level (α = 0.05). The results of the test can be concluded that both partially and simultaneously, reward and punishment affect the police performance in the Cilacap Regional Police Station.
FAKTOR PENENTU TERHADAP KEPUTUSAN PEMBELIAN PADA DUTA MODE CILACAP Jayanti, Esih; Romadhona, Nurrizky; Zamroni, Zamroni
Jurnal Riset Akuntansi dan Bisnis Indonesia STIE Widya Wiwaha Vol 4 No 3 (2024): Jurnal Riset Akuntansi dan Bisnis Indonesia
Publisher : Sekolah Tinggi Ilmu Ekonomi Widya Wiwaha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32477/jrabi.v4i3.1023

Abstract

This study aims to examine and analyze the effect of Product Quality (X1), Place (X2), and Promotion (X3) on Purchase Decisions (Y) at Duta Mode Cilacap. Data was collected by distributing questionnaires to 100 consumers of Duta Mode Cilacap. The sampling technique used in this study was random sampling. The data analysis techniques used include validity test, reliability test, test including linearity test, normality test, multicollinearity test, heteroscedasticity test, multiple linear regression analysis, hypothesis testing including t-test and F test, coefficient analysis determination (R²). The analysis results show that product quality significantly affects purchasing decisions at Duta Mode Cilacap. Place significantly affects purchasing decisions at Duta Mode Cilacap. The promotion significantly affects purchasing decisions at Duta Mode Cilacap. Product quality, place, and promotion significantly affect Duta Mode Cilacap's purchasing decisions.
PENGARUH MODAL, TINGKAT PENDIDIKAN, DAN LAMA USAHA TERHADAP PENDAPATAN PEDAGANG DI PASAR INDUK KECAMATAN MAJENANG Hikmawati, Naeni; Jayanti, Esih; Z, Zamroni
JURNAL EKONOMI Vol. 15 No. 1 (2025): Jurnal Ekonomi - Februari 2025
Publisher : JURNAL EKONOMI

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Abstract

This study aims to examine the effect of Capital (X1), Education Level (X2), and Length of Business (X3) on Trader Income (Y) at the Central Market in Majenang District. Data was collected by distributing questionnaires to 120 traders at the Central Market in Majenang District. The sampling technique in this study used accidental sampling. Data analysis techniques used include validity test, reliability test, MSI (Method of Successive Interval) test, classic assumption test includes linearity test, normality test, multicollinearity test, and heteroscedasticity test, multiple linear regression analysis, hypothesis testing includes t-test and test F, analysis of the coefficient of determination (R²). The analysis results show that capital has a significant effect on the income of traders in the Main Market, Majenang District. The two levels of education significantly affect the income of traders in the Main Market, Majenang District. The three lengths of business have a significant effect on the income of traders in the Main Market, Majenang District. The four capitals, level of education, and length of business simultaneously significantly affect the income of traders at the Central Market in Majenang District. Keywords: Capital, Education Level, Length of Business, Income
Edukasi Literasi Keuangan melalui Akuntansi dan Diseminasi Pemberdayaan Keuangan Rumah Tangga pada Buruh Migran Indonesia di Hongkong Astuti, Anisa Muji; Jayanti, Esih
Prosiding University Research Colloquium Proceeding of The 20th University Research Colloquium 2025: Bidang Pengabdian Masyarakat
Publisher : Konsorsium Lembaga Penelitian dan Pengabdian kepada Masyarakat Perguruan Tinggi Muhammadiyah 'Aisyiyah (PTMA) Koordinator Wilayah Jawa Tengah - DIY

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Abstract

Kegiatan pengabdian ini dilaksanakan di Causeway Bay, Hongkong yang membahas pentingnya edukasi mengenai literasi keuangan bagi Buruh Migran Indonesia melalui pendekatan akuntansi dan diseminasi pemberdayaan keuangan rumah tangga. Permasalahan yang dihadapi yaitu literasi keuangan yang rendah dikalangan Buruh Migran Indonesia dapat menyebabkan pengelolaan keuangan yang kurang optimal mengarah pada risiko finansial yang tinggi dan ketidakpastian ekonomi bagi keluarga yang ada di tanah air. Pendidikan mengenai dasar-dasar akuntansi menjadi kunci dalam meningkatkan pemahaman bagi Buruh Migran Indonesia terkait pengelolaan keuangan, investasi, serta perencanaan keuangan yang berkelanjutan. Metode yang digunakan dalam kegiatan pengabdian ini berupa pelatihan, sosialisasi dan praktek investasi. Melalui pendekatan ini, Buruh Migran Indonesia diharapkan nantinya dapat lebih mandiri secara finansial serta dapat memperbaiki kualitas hidup Buruh Migran Indonesia. Buruh migran Indonesia menyadari pentingnya pengelolaan keuangan serta risiko terkait dengan kesalahan finansial dan penipuan. Program ini berhasil menambah literasi keuangan Buruh Migran Indonesia di Hongkong dalam pengelolaan keuangan lebih efektif serta kemampuan untuk menghindari berbagai bentuk kejahatan finansial dan praktik penipuan.
Edukasi Manajemen Waktu pada Anak Usia Dini di SBM Kepong, Malaysia Saputri, Fadilah Eka; Jayanti, Esih
Prosiding University Research Colloquium Proceeding of The 20th University Research Colloquium 2025: Bidang Pengabdian Masyarakat
Publisher : Konsorsium Lembaga Penelitian dan Pengabdian kepada Masyarakat Perguruan Tinggi Muhammadiyah 'Aisyiyah (PTMA) Koordinator Wilayah Jawa Tengah - DIY

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Abstract

Mengajarkan manajemen waktu pada anak usia dini penting supaya mereka bisa punya sifat disiplin dan tanggung jawab sejak awal. Edukasi ini bertujuan menanamkan kebiasaan baik dalam mengatur waktu antara belajar dan bermain melalui pendekatan visual dan tertulis. Kegiatan dilakukan di Sanggar Bimbingan Muhammadiyah (SBM) Kepong, Kuala Lumpur, Malaysia. Metode yang digunakan berupa pemberian lembar kerja serta video animasi. Hasil menunjukkan anak lebih memahami pentingnya mengatur waktu, menunjukkan peningkatan kemandirian dan tanggung jawab. Kegiatan ini berkontribusi dalam membangun fondasi karakter positif anak.
Pelatihan dan Pengelolaan Keuangan pada Anak Sanggar Bimbingan Muhammadiyah di Kepong, Malaysia Walida, W; Jayanti, Esih
Prosiding University Research Colloquium Proceeding of The 20th University Research Colloquium 2025: Bidang Pengabdian Masyarakat
Publisher : Konsorsium Lembaga Penelitian dan Pengabdian kepada Masyarakat Perguruan Tinggi Muhammadiyah 'Aisyiyah (PTMA) Koordinator Wilayah Jawa Tengah - DIY

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Abstract

Tujuannya adalah untuk mengelola keangan dengan baik karena banyak anak Sanggar Bimbingan Muhammadiyah Kepong, Malaysia yang belum mengetahui bagaimana mengelolanya dan metode pertama yang dilakukan, yakni pelatihan melalui presentasi tentang literasi dasar keuangan anak. Metode yang kedua adalah praktek pengelolaan keuangan Bersama anak Sanggar Bimbingan Muhammadiyah Kepong, Malaysia, yakni pembuatan tabungan dengan memanfaatkan barang bekas yang kemudian digunakan untuk menyisihkan uang saku mereka dan menabung setiap hari. Hasil yang diperoleh bahwa anak-anak memahami ilmu dasar tentang literasi keuangan khususnya dalam pengelolaan uang saku dalam kehidupan sehari-hari, Dan dapat disimpulkan bahwa ilmu tentang pengelolaan keuangan terutama uang saku sangat penting untuk diketahui sejak di masa sekolah dasar.
Co-Authors Akhmad Husain Andi Amanda Eka Trisnanti Anisa Purnama Noor Astuti, Anisa Muji Dwi Hartanti Fitria Prihatin Hikmawati, Naeni Ika Yustina Rahmawati Intania, Nesi Agesti Millenia Rizky Ramadhani Mispan, Mispan Muhammad Husnul Maab Najmudin Nandang Bekti Karnowati Noor, Anisa Purnama Pranidimas Nino Pratama Prihatin, Fitria Rafiq Ahady Regita Hana Septi Romadhona, Nurrizky Rustina Dewi Werdiasih Rustina Dewi Werdiasih Rustina Dewi Werdiasih Sani Aji, Wikantimur Ayus Saputri, Fadilah Eka Siti Fatmawati Siti Fatmawati Sovia Tunisa Sudiyono Sukarno, Dena Supriyanto Tri Dwi Puspitasari Tri Yuwono Tri Yuwono, Tri Walida, W Werdiasih, Rustina Dewi Yulis Maulida Berniz Yuni Utami Z, Zamroni Zamroni Zamroni Zamroni Zamroni