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The Influence of Third-party Funds; Asset Quality, Profit, and Lost Sharing to The Islamic Bank Liquidity in Indonesia Maulida Berniz, Yulis; Najmudin, Najmudin; Jayanti, Esih; Yustina Rahmawati, Ika; Utami, Yuni
International Journal of Science, Technology & Management Vol. 4 No. 4 (2023): July 2023
Publisher : Publisher Cv. Inara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46729/ijstm.v4i4.876

Abstract

During the COVID-19 pandemic, Islamic commercial banks experienced liquidity excess due to the third-party funds that increased and the weak distribution of financing by Islamic banks. In addition, the asset quality of Islamic banks is showing good development, this will affect the bank's ability to meet sufficient liquidity. This study uses 7 Islamic commercial banks as a sample from a population of 14 Islamic commercial banks registered in the Financial Services Authority (OJK) from March 2012 to December 2020 (quarterly data) period. This research method uses a fixed-effect model, with a GLS weight approach, Cross-section SUR. The results of this study are third party funds, asset quality (Non-Performing Financing), and Capital Adequacy Ratio have a significant effect on the liquidity of Islamic banks, while Profit and Loss Sharing and Return on Assets do not affect the liquidity of Islamic banks.
PENGARUH KUALITAS PRODUK, HARGA DAN DESAIN PRODUK TERHADAP KEPUTUSAN PEMBELIAN SEPEDA LIPAT PADA MASA PANDEMIC COVID-19: (Studi Kasus Pada Pengguna Sepeda Lipat Di Cilacap) Esih Jayanti; Tarihoran, Anisa Herani
JURNAL EKONOMI Vol. 12 No. 1 (2022): JURNAL EKONOMI - Februari 2022
Publisher : JURNAL EKONOMI

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Abstract

Cycling is one of the choices of activity for some people during the Covid-19 pandemic and the adaptation period for new habits. Public enthusiasm for bicycles made by local businesses is also quite high. In line with the above, consumer decisions in purchasing folding bicycles can be influenced by marketing stimuli such as product quality, high prices with good quality assurance and the uniqueness of the product design. This study aims to examine and analyze the effect of product quality, price and product design on purchasing decisions. Data was collected by distributing questionnaires to 58 consumers or folding bicycle users in Cilacap. Analysis of the data in this study using the help of statistical software data processing results. The sampling technique used is the census method and the data testing technique used in this study includes validity test with factor analysis, reliability test, Succesive Interval (MSI) Method, classical assumption test and multiple linear regression analysis, to test and prove the research hypothesis. The results of the partial test (t test) show that quality has a significant effect on purchasing decisions, price and product design have no significant effect. Simultaneous test results (Test F) show that product quality, price and product design simultaneously have a significant positive effect. The results of the coefficient of determination test indicate that product quality, price and product design provide sufficient contribution to purchasing decisions
PENGARUH DEVIDEN PER SHARE, RETURN ON EQUITY DAN NET PROFIT MARGIN TERHADAP HARGA SAHAM PERUSAHAAN JASA KONSTRUKSI YANG TERCATAT DI BURSA EFEK INDONESIA (PERIODE 2017-2019) Septi, Regita Hana; Jayanti, Esih; Zamroni
JURNAL EKONOMI Vol. 12 No. 2 (2022): JURNAL EKONOMI - AGUSTUS 2022
Publisher : JURNAL EKONOMI

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Abstract

This study aims to examine the effect of dividends per share, return on equity, and net profit margin on stock prices listed on the Indonesia stock exchange. The sample in this study was 15 companies listed on the Indonesia Stock Exchange for the 2017-2019 period. The results of this study were collected through secondary data from the source www.idx.co.id and analyzed using multiple linear regression analysis. This research method was carried out by purposive sampling. The data quality test used in this study is descriptive statistics. To test the hypothesis in this study using the t test and f test. The data obtained from the research results show that dividend per share has no significant effect on the stock price of construction service companies listed on the Indonesia Stock Exchange for the period 2017-2019 with tcount <ttable = 1.708 <2.019 and a sig value of 0.095> 0.005. Return On Equity has no significant effect on the Stock Price of Construction Service Companies listed on the Indonesia Stock Exchange for the period 2017-2019 with tcount <ttable = -1.491 <2.019 and sig value 0.144> 0.005. Net Profit Margin has a significant effect on the Stock Price of Construction Service Companies listed on the Indonesia Stock Exchange for the period 2017-2019 with tcount <ttable = -2.427> 2.019 and asig value of 0.020 <0.005. and Dividend Per Share, Return On Equity, and Net Profit Margin have a significant effect on the Stock Price of Construction Service Companies listed on the Indonesia Stock Exchange for the period 2017-2019 with fcount> ftabel = 3.301> 2.83 and a sig value of 0.030 <0.005.
PENGARUH NILAI PELANGGAN, KOMUNIKASI DAN PROMOSI TERHADAP KEPUASAN PELANGGAN PADA PENGGUNA JASA TRANSPORTASI ONLINE GOJEK Esih Jayanti; Ramadhani, Millenia Rizky; Werdiasih, Rustina Dewi
JURNAL EKONOMI Vol. 13 No. 1 (2023): Jurnal Ekonomi - Februari 2023
Publisher : JURNAL EKONOMI

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Abstract

This study aims to examine and analyze the Influence of Customer Value (X1), Communication (X2), Promotion (X3) to Customer Satisfaction (Y) on Gojek Online Transportasi Servise Users. Data was collected by distributing questionnaires to 120 Gojek Online Transportation Service Users. The sampling technique in this study used random sampling. The data analysis techniques used include validity test, reliability test, MSI test (Successive Interval Method), classical assumption test includes normality test, multicollinearity test and heteroscedasticity test, multiple linear regression analysis, hypothesis testing includes t test and F test, coefficient analysis determination (R²). The results of the analysis show that the Customer Value has no effect to Customer Satisfaction on Gojek Online Transportation Servise Users with tcount < ttable (1.678 < 1.981) and significance value = 0.096 > 0.05. Communication has a positive effect to Customer Satisfaction on Gojek Online Transportation Servise Users with tcount > ttable (3.289 > 1.981) and significance value = 0.001 < 0.05. Promotion has no effect to Customer Satisfaction on Gojek Online Transportation Servise Users with tcount < ttable (-0,493 < 1.981) and significance value = 0.693 > 0.05. Customer Value, Communication and Promotion simultaneously have a positive effect to Customer Satisfaction on Gojek Online Transportation Servise Users with Fcount > Ftable (6.902 > 2.68) and significance value = 0.000 < 0.05.
PENGARUH KUALITAS PELAYANAN, KUALITAS PRODUK, DAN HARGA TERHADAP KEPUTUSAN PEMBELIAN DI TOSERBA YOGYA MAJENANG (Studi Kasus pada Konsumen Toserba Yogya Majenang) Supriyanto; Esih Jayanti; Zamroni
JURNAL EKONOMI Vol. 13 No. 2 (2023): Jurnal Ekonomi - Agustus 2023
Publisher : JURNAL EKONOMI

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Abstract

This study aims to determine the effect of service quality, product quality, and price on purchasing decisions at the Yogya Majenang Department Store. The method used in this study using quantitative methods with the sample used in this study as many as 100 people. The analysis techniques used include validity test, reliability test, MSI (Method Succesive Interval), and classical assumption test which includes normality test, multicollinearity test, heteroscedasticity test, multiple linear regression analysis test, and statistical test which includes T test, F test and test the analysis of the coefficient of determination (R2).Based on the results of the analysis obtained that service quality has no significant effect on purchasing decisions, this is indicated by the tcount value of service quality of 0.656 < ttable 1.985 or in other words H1 is rejected and H0 is accepted, while product quality has a significant effect on purchasing decisions with a tcount value of product quality. of 6.432 > ttable 1.985 or in other words H2 is accepted and H0 is rejected, and the price also has a significant effect on purchasing decisions with a t-value of 10,442 > ttable 1.985 in other words stating that H3 is accepted and H0 is rejected. In testing the four variables simultaneously service quality, product quality and price have a significant effect on purchasing decisions. This is indicated by the value of the F test which produces an fcount value of 132.870 > ftable 3.09 in other words stating that H4 is accepted and H0 is rejected.
PENGARUH DIGITAL MARKETING, BRAND IMAGE, DAN KUALITAS PRODUK TERHADAP KEPUTUSAN PEMBELIAN PRODUK MS GLOW Jayanti, Esih; Daryani, Daryani; Sudiyono, Sudiyono
JURNAL EKONOMI Vol. 14 No. 1 (2024): Jurnal Ekonomi Februari 2024
Publisher : JURNAL EKONOMI

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Abstract

The Influence of Digital Marketing, Brand Image, and Product Quality on Purchasing Decisions For MS Glow Products in Wanareja District. This study aims to examine the effect of digital marketing (X1), brand image (X2) and product quality (X3) on purchasing decisions (Y) for MS Glow products. The sample in this study was 117 respondents using the Lemeshow formula. Data collection techniques were carried out by distributing questionnaires. Analysis prerequisite tests included normality tests, linearty test, multicollinearity tests, heteroscedasticity tests and autocorrelation tests. data with multiple linear regression. Statistical tests using the t test, F test, as well as the R2 test, and the classical assumption test. The results showed that (1) digital marketing has a significant effect on purchasing decisions for MS Glow products: ) brand image has a significant effect on purchasing decisions for MS products Glow: (3) Product quality has a significant effect on purchasing decisions for MS Glow products; (4) digital marketing, brand image, and product quality simultaneously have a significant effect onpurchasing decisions for MS Glow products.
PENGARUH KUALITAS PRODUK, HARGA, KEMASAN, DAN DIGITAL MARKETING TERHADAP LOYALITAS PELANGGAN MS GLOW SKINCARE DI KECAMATAN WANGON Jayanti, Esih; Fiannanda, Rismaya; Sugiharto, Irwan Saputro
JURNAL EKONOMI Vol. 14 No. 2 (2024): Jurnal Ekonomi - Agustus 2024
Publisher : JURNAL EKONOMI

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Abstract

This study aims to examine the effect of Product Quality (X1), Price (X2), Packaging (X3), and Digital Marketing (X4) on Customer Loyalty (Y) of Ms Glow's skincare in Wangon District. The sampling technique in this study used non-probability sampling with a sample of 100 respondents. The data collection technique was carried out by distributing questionnaires via Google Forms. Analysis prerequisite tests include normality, linearity, multicollinearity, and heteroscedasticity tests. Data analysis technique using multiple linear regression. Statistical tests through the T, F, R square test (R2), and the classical assumption tests. The results showed that: (1) Product quality had an effect on Ms Glow skincare customer loyalty, (2) Prices had an effect on Ms Glow skincarecustomer loyalty, (3) Packaging had no effect on Ms Glow skincare customer loyalty, (4) Digital marketing had no effect on Ms Glow skincare customer loyalty, (5) Product quality, price, packaging, and digital marketing simultaneously affect customer loyalty.
PENGARUH KUALITAS PELAYANAN, HARGA, DAN CITRA TERHADAP KEPUASAN KONSUMEN M, Mugiatin; Jayanti, Esih; Werdiasih, Rustina Dewi
JURNAL EKONOMI Vol. 14 No. 2 (2024): Jurnal Ekonomi - Agustus 2024
Publisher : JURNAL EKONOMI

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Abstract

This study aims to test and analyze The Effect of Service Quality, Price, and Image on ConsumerSatisfaction (Case Study at Alumni of Ganesha Operation Tutoring Institute in Cilacap City). Data collection was carried out by distributing questionnaires to 100 respondents. The sampling technique in this study used technique purposive sampling. Data analysis techniques used, including validity tests; reliability tests; MSI (Method of Successive Interval); classical assumption tests including linearity tests, normality tests, multicollinearity tests, and heteroscedasticity tests; multiple linear regression analysis; hypothesis tests including t-tests and F tests; and coefficient of determination analysis (R2). The analysis results showed that the quality of service did not significantly affect customersatisfaction at the Ganesha Operation Cilacap Tutoring Institute with a significance value = 0.618 > 0.05. Price positively and significantly affects consumer satisfaction with a significance value = 0.000 < 0.05. Image has a positive and significant effect on consumer satisfaction with a significance value = 0.001 < 0.05. Service quality, price, and image simultaneously positively affect customer (student) satisfaction at the Ganesha Operation Cilacap Tutoring Institute with a significance value = 0.000 < 0.05.