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Perilaku Konsumen Terhadap E-Commerce Disaat Pandemi Covid 19 di Shop And Travel Mardiani, Eri; Rahmansyah, Nur; Al Rizky, Farid
Informatik : Jurnal Ilmu Komputer Vol 16 No 3 (2020): Desember 2020
Publisher : Fakultas Ilmu Komputer

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52958/iftk.v16i3.2264

Abstract

Saat ini kondisi covid-19 sangat berpengaruh terhadap kehidupan bermasyarakat khususnya kondisi ekonomi, dikondisi pandemi  covid-19 seperti ini masyarakat  dihadapkan  faktor resiko yang banyak untuk menghindari melakukan transaksi secara langsung guna menghindari penyebaran virus corona ini. Dan Masyarakat diharuskan menghindari kontak fisik (physical distancing) sehingga dalam melakukan transaksi masyarakat lebih banyak menggunakan transaksi secara digital. Dengan kondisi seperti ini akhirnya membuat masyarakat mulai melakukan transaksi secara online dimulai dengan berbanja online, karena untuk menghindari kontak fisik. Dan dampak positif bagi perusahaan atau usaha mengalami peningkatan yang signifikan terhadap penjualan dan pembelian produk perusahaan dampai dari kondisi pandemi covid ini, dan menyebabkan perusahaan untuk bisa beralih fungsi sistem penjualan dan pembeli dengan berbasis digital dan ini bisa dilihat dari pergerakan transaksi   ecommerce   yang sangat meningkat,transaksi pembelian meningkat secara drastis dampak pandemi  covid  19  ini, serta penggunaan aplikasi belanja online mengalami peningkatan yang signifikan.
Community-Based Financial Literacy Interventions for Empowering Micro, Small, and Medium Enterprises in Bangka Belitung Kurniati, Ira; Rahmansyah, Nur; Damayanti, Indri; Putri, Lusiana; Sugiyono, Sugiyono; Aisha, Amelia Ayu Nur; Mardiani, Eri
Help: Journal of Community Service Vol. 2 No. 4 (2026): March 2026
Publisher : PT Agung Media Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62569/hjcs.v2i4.254

Abstract

Micro, Small and Medium Enterprises (MSMEs) play a strategic role in driving economic growth and improving community welfare in Belitung Regency, Bangka Belitung Province. However, low levels of financial literacy remain a major obstacle for MSME actors, especially concerning business financial management, transaction recording, and effective financial decision-making. This community service activity adopted a Participatory Action Research (PAR) methodology, conducted as a collaborative training intervention involving the Association of Indonesian Accounting Lecturers (ADAI) and the Belitung Regency Government. The program was attended by 159 participants, including MSME partners, local residents, and regional leaders. The implementation consisted of four systematic stages namely preparation, counseling on simple financial management, interactive discussion and mentoring, and an evaluation utilizing pre-tests and post-tests. The intervention yielded a highly positive response and a measurable improvement in financial management knowledge. Evaluation results demonstrated that the average pre-test score of 44.25% increased sharply to 79.50% in the post-test. This reflects a significant average knowledge increase of 35.25%, successfully bridging the initial gap between passive theoretical knowledge and practical business application. The community-based education effectively raised MSME actors' awareness regarding the importance of financial literacy for making sound, sustainable business decisions. This enhanced capacity provides a strong foundation for better financial choices and supports local economic development. To maximize future community empowerment efforts, providing continuous post-training assistance and integrating user-friendly digital technology for financial record-keeping are highly recommended.